02038 ZIP Code — Franklin, MA

Norfolk County, Massachusetts

ZIP code 02038 is located in Franklin, Massachusetts, within Norfolk County. It covers approximately 26.64 square miles and serves a population of 32,777 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 508/774.

About ZIP code 02038

The housing stock consists of a mix of housing types. Most homes were built in the 1990s, giving the area an established character. Median home value is $516,500. Owner-occupancy is high at 79%, well above the national average.

The gap between median ($138,062) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 5% is below the national average.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 34 minutes is near the national average.

Educational attainment is high — 56% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 02038 reflects a community defined by a highly educated population and high homeownership.

32,777

population

26.64

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

02038 ZIP code map

Cities in ZIP code 02038

Below are the cities the US Postal Service accepts for ZIP code 02038. Using any city not on this list may result in mail delivery delays.

City	Status
Franklin	Preferred

Nearby ZIP codes

02093 Wrentham (2.9 mi) 02019 Bellingham (3.4 mi) 02056 Norfolk (4.4 mi) 02053 Medway (4.7 mi) 02054 Millis (6 mi) 02071 South Walpole (7 mi) 01504 Blackstone (7.1 mi) 01756 Mendon (7.1 mi) 01747 Hopedale (7.1 mi) 01757 Milford (7.6 mi) 02895 Woonsocket (7.7 mi) 01746 Holliston (7.8 mi)

Demographics updated 05/2026

Population
Total population	32,777
Population density	1,230 / sq mi
State FIPS	25
County FIPS	021

Geography
Land area	26.64 sq mi
Water area	0.39 sq mi
Latitude	42.0870
Longitude	-71.4078
Timezone	Eastern (ET)
Area code	508/774

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	19.7%	23.5%	31.3%
$50k – $100k	23.2%	24.2%	25.9%
$100k – $200k	32.2%	31.4%	28.5%
Over $200k	24.8%	20.9%	14.3%

Demographics & statistics

32,777

Population

1,230

People per sq mi

42.0

Median age

$138,062

Median household income

$61,841

Per capita income

$516,500

Median home value

$1,792

Median monthly rent

79.2%

Home ownership

4.6%

Poverty rate

5.4%

Unemployment

10,053

Housing units

55.6%

Bachelor's or higher

Age distribution

Male Female

577

Under 5

632

685

5–9

749

1,098

10–14

1,202

1,597

15–19

1,748

1,045

20–24

1,143

1,675

25–34

1,833

1,804

35–44

1,974

2,788

45–54

3,051

1,363

55–59

1,492

904

60–64

990

1,318

65–74

1,443

531

75–84

581

265

85+

289

← Male

Female →

Age summary

Group	Count	%
Under 18	6,672	20.4%
18 and over	26,105	79.6%
65 and over	4,427	13.5%
Median age	42.0 years

Race & ethnicity

White 86%

Asian 5.5%

Two or more races 4.2%

Hispanic or Latino 2.6%

Black or African American 1.5%

Other race 0.3%

Group	Count	%
White	28,921	86%
Asian	1,855	5.5%
Two or more races	1,409	4.2%
Hispanic or Latino	858	2.6%
Black or African American	489	1.5%
Other race	93	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	19.7%	23.5%	31.3%
$50k – $100k	23.2%	24.2%	25.9%
$100k – $200k	32.2%	31.4%	28.5%
Over $200k	24.8%	20.9%	14.3%

Under $10k 2.1%

$10k–$15k 2.0%

$15k–$25k 3.5%

$25k–$35k 3.6%

$35k–$50k 3.8%

$50k–$75k 10.4%

$75k–$100k 10.0%

$100k–$150k 19.0%

$150k–$200k 15.1%

$200k+ 30.4%

Range	% of households
Under $10k	2.1%
$10k–$15k	2.0%
$15k–$25k	3.5%
$25k–$35k	3.6%
$35k–$50k	3.8%
$50k–$75k	10.4%
$75k–$100k	10.0%
$100k–$150k	19.0%
$150k–$200k	15.1%
$200k+	30.4%
Median income	$138,062

Housing

Home values

Under $50k 1.8%

$50k–$100k 0.6%

$100k–$150k 0.6%

$150k–$200k 0.9%

$200k–$300k 4.5%

$300k–$500k 38.9%

$500k–$1M 51.1%

$1M+ 1.5%

Housing overview

Metric	Value
Median home value	$516,500
Median rent / month	$1,792
Owner occupied	79.2%
Renter occupied	20.8%
Vacant	3.6%
Single-family detached	63.8%
Large apartment buildings	10.3%
Mobile homes	0.0%
Median rooms	6.6
Avg household size (owned)	2.82

Year built

Era	%
2020 or later	0.3%
2010–2019	8.8%
2000–2009	9.2%
1990–1999	22.1%
1980–1989	18.4%
1970–1979	7.6%
1960–1969	11.7%
1950–1959	6.9%
1940–1949	2.3%
1939 or earlier	12.6%

Bedrooms

Size	% of units
No bedroom (studio)	1.5%
1 bedroom	11.3%
2 bedrooms	23.6%
3 bedrooms	32.6%
4 bedrooms	26.5%
5+ bedrooms	4.5%

Vehicles per household

Vehicles	% of households
No vehicle	3.4%
1 vehicle	26.3%
2 vehicles	47.2%
3 or more	23.2%

Heating fuel

Fuel type	%
Utility gas	63.3%
Electricity	12.6%
Propane / LP gas	3.1%
Fuel oil	19.5%
Wood	0.4%
No fuel used	0.6%

Households & families

Household type	Count	%
Married-couple family	7,320	60.3%
Cohabiting couple	867	7.1%
Male householder, no spouse	1,394	11.5%
Female householder, no spouse	2,550	21.0%
Households with children under 18	4,295	35.4%
Households with seniors (65+)	3,042	25.1%
Average household size	2.61

Marital status

Status	Male	Female
Never married	35.5%	29.5%
Married	57.8%	52.3%
Separated	0.4%	1.8%
Widowed	1.0%	7.4%
Divorced	5.3%	9.0%

Education

Less than 9th grade 1.7%

Some HS, no diploma 1.1%

HS graduate 18.2%

Some college, no degree 14.8%

Associate's degree 8.6%

Bachelor's degree 30.9%

Graduate / professional 24.7%

Metric	%
HS diploma or higher	97.2%
Bachelor's or higher	55.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	490	5.5%
Kindergarten	310	3.5%
Elementary school	2,902	32.7%
High school	2,475	27.9%
College / grad school	2,686	30.3%

Employment

Industry of employment

Education & healthcare 23.5%

Professional & management 12.1%

Retail trade 11.9%

Manufacturing 9.7%

Finance & real estate 9.1%

Arts, food & hospitality 8.5%

Construction 6.1%

Wholesale trade 4.3%

Public administration 4.2%

Transportation & utilities 3.7%

Other services 3.7%

Information 2.5%

Agriculture & mining 0.6%

Occupation

Category	%
Management, business & arts	55.4%
Service	12.0%
Sales & office	21.0%
Natural resources & construction	5.9%
Production & transportation	5.8%

Employment type

Type	%
Private sector	83.0%
Government	13.5%
Self-employed	3.6%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	70.8%
Carpool	4.1%
Public transit	2.7%
Walk	1.7%
Work from home	19.1%
Other means	1.6%
Avg commute (minutes)	34.4

Poverty

All people 4.6%

Under 18 years 3.7%

18 and over 4.9%

Married-couple families 0.4%

Female-led households 18.5%

Income support

Source	% of households
Social Security	24.4%
Retirement income	22.8%
Supplemental Security	2.1%
Cash public assistance	1.2%
Food stamps / SNAP	5.4%

Health indicators

Condition	%
Obesity	24.1%
High blood pressure	23.4%
High cholesterol	29.1%
Diabetes	6.4%
Heart disease	4.1%
Stroke	1.9%
Asthma	9.9%
Arthritis	20.5%
Kidney disease	2.0%
Pulmonary disease	4.0%
Cancer	6.1%

Behavior / access	%
Smoking	10.8%
Binge drinking	18.7%
No physical activity	14.8%
Less than 7 hrs sleep	29.0%
Depression	18.3%
Fair or poor health	7.7%
Poor mental health	12.2%
Poor physical health	6.8%
No health insurance	4.6%
Visited doctor (checkup)	76.0%
Visited dentist	77.5%
Cholesterol screening	91.9%
Teeth loss	8.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	807	3.1%

Disability	%
Any disability	10.9%
Under 18	7.7%
18–64 years	8.2%
65 and over	29.2%

Health insurance coverage

Type	%
Private insurance	88.4%
Public insurance	23.7%
No insurance	1.2%
Uninsured under 19	0.2%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	31,568	96.3%
Spanish	965	3.1%
Other Indo-European	158	0.5%
Asian & Pacific Islander	216	0.7%
Other languages	472	1.5%

Place of birth & citizenship

Origin	Count	%
Native born (US)	29,894	91.2%
Born in same state	29,693	90.6%
Born in different state	21,282	64.9%
Foreign born	201	0.6%
Naturalized citizen	2,883	8.8%
Not a US citizen	1,885	65.4%

Ancestry

Ancestry	Count	%
Italian	8,444	25.8%
French	4,340	13.2%
German	1,866	5.7%
Arab	1,343	4.1%
English	416	1.3%

Ancestry	Count	%
Dutch	216	0.7%
Irish	191	0.6%
Polish	177	0.5%
Norwegian	170	0.5%

Technology access

Metric	% of households
Computer access	37.0%
Internet access	98.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 02038

What city is ZIP code 02038 in?

ZIP code 02038 is primarily assigned to Franklin, Massachusetts.

What county is ZIP code 02038 in?

ZIP code 02038 falls within Norfolk County, Massachusetts.

How educated is the population of ZIP code 02038?

56% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What is the median household income in ZIP code 02038?

The median household income in ZIP code 02038 is $138,062, above the national median of ~$75,000.

What is the typical home value in ZIP code 02038?

The median home value in ZIP code 02038 is $516,500.

What is the population of ZIP code 02038?

ZIP code 02038 has an estimated population of 32,777 residents, with a density of 1,230 people per square mile.

What timezone is ZIP code 02038 in?

ZIP code 02038 observes the EST timezone.