62638 ZIP Code — Franklin, IL

Morgan County, Illinois

ZIP code 62638 is located in Franklin, Illinois, within Morgan County. It covers approximately 67.65 square miles and serves a population of 1,288 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 217.

About ZIP code 62638

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $115,600. Owner-occupancy is high at 82%, well above the national average.

Median household income is $78,500. The poverty rate of 6% is below the national average. 40% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 31 minutes is near the national average.

College attainment at 17% is below the national average, consistent with a trades and production-oriented local economy.

Overall, ZIP code 62638 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

1,288

population

67.65

sq mi land

Standard

ZIP type

Central (CT)

timezone

62638 ZIP code map

Cities in ZIP code 62638

Below are the cities the US Postal Service accepts for ZIP code 62638. Using any city not on this list may result in mail delivery delays.

City	Status
Franklin	Acceptable
Franklin	Preferred

Nearby ZIP codes

62692 Waverly (7.6 mi) 62668 Murrayville (8.4 mi) 62601 Alexander (9.1 mi) 62667 Modesto (9.6 mi) 62661 Loami (11.8 mi) 62650 Jacksonville (12.1 mi) 62082 Roodhouse (14.5 mi) 62674 Palmyra (14.6 mi) 62670 New Berlin (14.7 mi) 62615 Auburn (17.7 mi) 62649 Hettick (17.8 mi) 62044 Greenfield (17.8 mi)

Demographics updated 05/2026

Population
Total population	1,288
Population density	19 / sq mi
State FIPS	17
County FIPS	137

Geography
Land area	67.65 sq mi
Water area	0.16 sq mi
Latitude	39.6153
Longitude	-90.0852
Timezone	Central (CT)
Area code	217

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	24.6%	47.0%	37.2%
$50k – $100k	46.8%	31.4%	29.6%
$100k – $200k	24.2%	18.5%	24.4%
Over $200k	4.3%	3.0%	8.8%

Demographics & statistics

1,288

Population

People per sq mi

50.6

Median age

$78,500

Median household income

$43,198

Per capita income

$115,600

Median home value

$886

Median monthly rent

82.3%

Home ownership

6.1%

Poverty rate

1.3%

Unemployment

530

Housing units

16.6%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

117

45–54

55–59

60–64

100

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	295	22.9%
18 and over	993	77.1%
65 and over	291	22.6%
Median age	50.6 years

Race & ethnicity

White 98.9%

Two or more races 0.5%

Hispanic or Latino 0.3%

Asian 0.2%

Group	Count	%
White	1,278	98.9%
Two or more races	7	0.5%
Hispanic or Latino	4	0.3%
Asian	3	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	24.6%	47.0%	37.2%
$50k – $100k	46.8%	31.4%	29.6%
$100k – $200k	24.2%	18.5%	24.4%
Over $200k	4.3%	3.0%	8.8%

Under $10k 0.4%

$15k–$25k 2.2%

$25k–$35k 9.7%

$35k–$50k 12.5%

$50k–$75k 20.8%

$75k–$100k 21.6%

$100k–$150k 20.2%

$150k–$200k 7.7%

$200k+ 4.8%

Range	% of households
Under $10k	0.4%
$15k–$25k	2.2%
$25k–$35k	9.7%
$35k–$50k	12.5%
$50k–$75k	20.8%
$75k–$100k	21.6%
$100k–$150k	20.2%
$150k–$200k	7.7%
$200k+	4.8%
Median income	$78,500

Housing

Home values

Under $50k 4.6%

$50k–$100k 28.0%

$100k–$150k 34.2%

$150k–$200k 10.1%

$200k–$300k 15.2%

$300k–$500k 7.0%

$1M+ 1.0%

Housing overview

Metric	Value
Median home value	$115,600
Median rent / month	$886
Owner occupied	82.3%
Renter occupied	17.7%
Vacant	18.6%
Single-family detached	85.9%
Large apartment buildings	0.0%
Mobile homes	8.7%
Median rooms	5.7
Avg household size (owned)	2.45

Year built

Era	%
2020 or later	0.0%
2010–2019	6.5%
2000–2009	10.2%
1990–1999	8.9%
1980–1989	4.4%
1970–1979	15.3%
1960–1969	9.5%
1950–1959	11.5%
1940–1949	9.7%
1939 or earlier	24.1%

Bedrooms

Size	% of units
No bedroom (studio)	2.4%
1 bedroom	6.8%
2 bedrooms	40.4%
3 bedrooms	41.4%
4 bedrooms	3.9%
5+ bedrooms	5.2%

Vehicles per household

Vehicles	% of households
No vehicle	3.0%
1 vehicle	18.7%
2 vehicles	38.5%
3 or more	39.9%

Heating fuel

Fuel type	%
Utility gas	45.4%
Electricity	18.7%
Propane / LP gas	29.8%
Fuel oil	1.0%
Wood	2.0%

Households & families

Household type	Count	%
Married-couple family	299	59.3%
Cohabiting couple	56	11.1%
Male householder, no spouse	87	17.3%
Female householder, no spouse	62	12.3%
Households with children under 18	154	30.6%
Households with seniors (65+)	219	43.5%
Average household size	2.56

Marital status

Status	Male	Female
Never married	23.7%	19.3%
Married	59.8%	58.7%
Separated	0.5%	2.7%
Widowed	5.6%	5.3%
Divorced	10.4%	14.0%

Education

Less than 9th grade 0.7%

Some HS, no diploma 5.2%

HS graduate 53.5%

Some college, no degree 17.0%

Associate's degree 7.1%

Bachelor's degree 11.2%

Graduate / professional 5.4%

Metric	%
HS diploma or higher	94.2%
Bachelor's or higher	16.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	7	2.5%
Kindergarten	6	2.1%
Elementary school	120	42.6%
High school	112	39.7%
College / grad school	37	13.1%

Employment

Industry of employment

Education & healthcare 28.7%

Other services 14.0%

Transportation & utilities 12.3%

Manufacturing 7.6%

Public administration 6.9%

Professional & management 6.3%

Finance & real estate 5.6%

Agriculture & mining 4.6%

Retail trade 4.4%

Arts, food & hospitality 4.1%

Construction 3.4%

Wholesale trade 2.2%

Occupation

Category	%
Management, business & arts	25.0%
Service	20.4%
Sales & office	20.6%
Natural resources & construction	15.4%
Production & transportation	18.6%

Employment type

Type	%
Private sector	74.7%
Government	19.3%
Self-employed	6.1%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	88.1%
Carpool	2.4%
Public transit	0.0%
Walk	0.3%
Work from home	8.3%
Other means	0.8%
Avg commute (minutes)	30.6

Poverty

All people 6.1%

Under 18 years 11.1%

18 and over 4.6%

Married-couple families 0.7%

Female-led households 59.6%

Income support

Source	% of households
Social Security	39.7%
Retirement income	37.9%
Supplemental Security	3.2%
Cash public assistance	1.4%
Food stamps / SNAP	9.1%

Health indicators

Condition	%
Obesity	34.7%
High blood pressure	32.8%
High cholesterol	35.0%
Diabetes	9.6%
Heart disease	6.5%
Stroke	3.0%
Asthma	9.7%
Arthritis	27.0%
Kidney disease	2.7%
Pulmonary disease	7.2%
Cancer	6.8%

Behavior / access	%
Smoking	19.1%
Binge drinking	15.9%
No physical activity	25.3%
Less than 7 hrs sleep	34.7%
Depression	18.0%
Fair or poor health	13.8%
Poor mental health	12.9%
Poor physical health	9.9%
No health insurance	9.9%
Visited doctor (checkup)	77.1%
Visited dentist	65.5%
Cholesterol screening	89.8%
Teeth loss	14.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	98	9.9%

Disability	%
Any disability	16.5%
Under 18	6.1%
18–64 years	13.8%
65 and over	33.7%

Health insurance coverage

Type	%
Private insurance	72.1%
Public insurance	43.2%
No insurance	2.0%
Uninsured under 19	0.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,217	94.5%
Spanish	8	0.7%
Other Indo-European	3	0.2%
Asian & Pacific Islander	2	0.2%
Other languages	3	0.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,275	99.0%
Born in same state	1,275	99.0%
Born in different state	1,113	86.4%
Foreign born	0	0.0%
Naturalized citizen	13	1.0%
Not a US citizen	13	100.0%

Ancestry

Ancestry	Count	%
Italian	210	16.3%
French	147	11.4%
Arab	83	6.4%
English	60	4.7%

Ancestry	Count	%
Dutch	6	0.5%
German	2	0.2%
Polish	2	0.2%
Norwegian	1	0.1%

Technology access

Metric	% of households
Computer access	39.1%
Internet access	90.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 62638

What city is ZIP code 62638 in?

ZIP code 62638 is primarily assigned to Franklin, Illinois.

What county is ZIP code 62638 in?

ZIP code 62638 falls within Morgan County, Illinois.

Is ZIP code 62638 mostly owner-occupied?

82% of occupied units in ZIP code 62638 are owner-occupied, well above the national average.

Does ZIP code 62638 have a large retiree population?

40% of households in ZIP code 62638 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 62638?

The median home value in ZIP code 62638 is $115,600.

Does ZIP code 62638 have a large veteran population?

10% of civilians in ZIP code 62638 are veterans, above the national average of ~7%.

What timezone is ZIP code 62638 in?

ZIP code 62638 observes the CST timezone.