46816 ZIP Code — Fort Wayne, IN

Allen County, Indiana

ZIP code 46816 is located in Fort Wayne, Indiana, within Allen County. It covers approximately 36.03 square miles and serves a population of 19,501 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 260.

About ZIP code 46816

The housing stock consists of a mix of housing types. Most homes were built in the 1970s, giving the area an established character. Median home value is $112,700. Owner-occupancy sits near the national average at 58%.

Median household income is $43,960. Poverty affects 24% of residents, above the national average. SNAP benefit usage at 23% of households reflects economic stress in the area. 35% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with manufacturing as the leading industry. The average commute of 23 minutes is near the national average.

College attainment at 8% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (26%) compared to national benchmarks.

Overall, ZIP code 46816 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a significant Social Security-dependent population, and elevated reliance on food assistance.

19,501

population

36.03

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

46816 ZIP code map

Cities in ZIP code 46816

Below are the cities the US Postal Service accepts for ZIP code 46816. Using any city not on this list may result in mail delivery delays.

City	Status
Fort Wayne	Acceptable
Fort Wayne	Preferred

Nearby ZIP codes

46745 Hoagland (2.8 mi) 46819 Fort Wayne (4.6 mi) 46806 Fort Wayne (4.9 mi) 46803 Fort Wayne (6.4 mi) 46807 Fort Wayne (7.1 mi) 46773 Monroeville (7.2 mi) 46815 Fort Wayne (8.1 mi) 46897 Fort Wayne (8.2 mi) 46802 Fort Wayne (8.4 mi) 46774 New Haven (8.8 mi) 46805 Fort Wayne (8.9 mi) 46809 Fort Wayne (9.3 mi)

Demographics updated 05/2026

Population
Total population	19,501
Population density	541 / sq mi
State FIPS	18
County FIPS	003

Geography
Land area	36.03 sq mi
Water area	0.10 sq mi
Latitude	40.9842
Longitude	-85.0384
Timezone	Eastern (ET)
Area code	260

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	63.0%	43.7%	42.9%
$50k – $100k	27.8%	34.2%	32.7%
$100k – $200k	8.4%	18.1%	19.8%
Over $200k	0.7%	4.0%	4.5%

Demographics & statistics

19,501

Population

541

People per sq mi

33.5

Median age

$43,960

Median household income

$20,235

Per capita income

$112,700

Median home value

$805

Median monthly rent

57.7%

Home ownership

24.2%

Poverty rate

6.6%

Unemployment

5,145

Housing units

8.3%

Bachelor's or higher

Age distribution

Male Female

854

Under 5

1,003

712

5–9

837

674

10–14

793

720

15–19

846

592

20–24

696

1,200

25–34

1,411

861

35–44

1,012

1,032

45–54

1,212

514

55–59

605

468

60–64

551

905

65–74

1,064

269

75–84

316

163

85+

191

← Male

Female →

Age summary

Group	Count	%
Under 18	5,805	29.8%
18 and over	13,696	70.2%
65 and over	2,908	14.9%
Median age	33.5 years

Race & ethnicity

White 36.3%

Black or African American 30.1%

Asian 18.3%

Two or more races 6.6%

Hispanic or Latino 5.5%

Other race 3.1%

Native Hawaiian / Pacific Islander 0.1%

Group	Count	%
White	7,484	36.3%
Black or African American	6,222	30.1%
Asian	3,769	18.3%
Two or more races	1,371	6.6%
Hispanic or Latino	1,144	5.5%
Other race	637	3.1%
Native Hawaiian / Pacific Islander	11	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	63.0%	43.7%	42.9%
$50k – $100k	27.8%	34.2%	32.7%
$100k – $200k	8.4%	18.1%	19.8%
Over $200k	0.7%	4.0%	4.5%

Under $10k 7.5%

$10k–$15k 10.7%

$15k–$25k 10.7%

$25k–$35k 12.9%

$35k–$50k 15.2%

$50k–$75k 21.0%

$75k–$100k 10.8%

$100k–$150k 7.7%

$150k–$200k 2.1%

$200k+ 1.3%

Range	% of households
Under $10k	7.5%
$10k–$15k	10.7%
$15k–$25k	10.7%
$25k–$35k	12.9%
$35k–$50k	15.2%
$50k–$75k	21.0%
$75k–$100k	10.8%
$100k–$150k	7.7%
$150k–$200k	2.1%
$200k+	1.3%
Median income	$43,960

Housing

Home values

Under $50k 12.3%

$50k–$100k 28.3%

$100k–$150k 30.7%

$150k–$200k 13.4%

$200k–$300k 7.5%

$300k–$500k 5.5%

$500k–$1M 2.0%

$1M+ 0.4%

Housing overview

Metric	Value
Median home value	$112,700
Median rent / month	$805
Owner occupied	57.7%
Renter occupied	42.3%
Vacant	11.5%
Single-family detached	55.0%
Large apartment buildings	11.8%
Mobile homes	6.5%
Median rooms	5.2
Avg household size (owned)	2.97

Year built

Era	%
2020 or later	0.0%
2010–2019	2.4%
2000–2009	5.9%
1990–1999	12.4%
1980–1989	11.1%
1970–1979	29.0%
1960–1969	16.7%
1950–1959	13.2%
1940–1949	3.3%
1939 or earlier	6.0%

Bedrooms

Size	% of units
No bedroom (studio)	1.5%
1 bedroom	19.2%
2 bedrooms	22.6%
3 bedrooms	41.9%
4 bedrooms	13.0%
5+ bedrooms	1.8%

Vehicles per household

Vehicles	% of households
No vehicle	13.3%
1 vehicle	39.5%
2 vehicles	28.1%
3 or more	19.1%

Heating fuel

Fuel type	%
Utility gas	52.9%
Electricity	41.7%
Propane / LP gas	3.9%
Fuel oil	0.8%
Wood	0.1%
Solar	0.2%
No fuel used	0.3%

Households & families

Household type	Count	%
Married-couple family	2,622	36.1%
Cohabiting couple	625	8.6%
Male householder, no spouse	1,424	19.6%
Female householder, no spouse	2,599	35.7%
Households with children under 18	2,590	35.6%
Households with seniors (65+)	2,080	28.6%
Average household size	2.66

Marital status

Status	Male	Female
Never married	40.0%	38.1%
Married	43.4%	35.2%
Separated	0.7%	3.7%
Widowed	3.6%	11.1%
Divorced	12.2%	11.9%

Education

Less than 9th grade 17.8%

Some HS, no diploma 9.0%

HS graduate 35.0%

Some college, no degree 21.9%

Associate's degree 8.0%

Bachelor's degree 7.2%

Graduate / professional 1.2%

Metric	%
HS diploma or higher	73.2%
Bachelor's or higher	8.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	167	3.2%
Kindergarten	333	6.4%
Elementary school	2,513	48.6%
High school	1,230	23.8%
College / grad school	927	17.9%

Employment

Industry of employment

Manufacturing 27.7%

Education & healthcare 22.8%

Transportation & utilities 9.2%

Retail trade 8.0%

Arts, food & hospitality 7.9%

Professional & management 5.8%

Finance & real estate 5.0%

Construction 4.5%

Other services 4.5%

Public administration 2.1%

Wholesale trade 1.6%

Information 0.7%

Agriculture & mining 0.3%

Occupation

Category	%
Management, business & arts	20.7%
Service	20.3%
Sales & office	12.5%
Natural resources & construction	6.6%
Production & transportation	39.9%

Employment type

Type	%
Private sector	90.8%
Government	5.9%
Self-employed	3.0%
Unpaid family workers	0.3%

Commute

Method	%
Drive alone	76.5%
Carpool	18.4%
Public transit	1.4%
Walk	0.5%
Work from home	2.1%
Other means	1.1%
Avg commute (minutes)	23.2

Poverty

All people 24.2%

Under 18 years 33.6%

18 and over 20.2%

Married-couple families 13.7%

Female-led households 39.3%

Income support

Source	% of households
Social Security	35.1%
Retirement income	22.7%
Supplemental Security	7.9%
Cash public assistance	2.9%
Food stamps / SNAP	23.1%

Health indicators

Condition	%
Obesity	40.8%
High blood pressure	38.8%
High cholesterol	31.3%
Diabetes	14.3%
Heart disease	7.5%
Stroke	4.3%
Asthma	11.8%
Arthritis	28.1%
Kidney disease	3.6%
Pulmonary disease	9.4%
Cancer	6.0%

Behavior / access	%
Smoking	25.6%
Binge drinking	13.1%
No physical activity	34.4%
Less than 7 hrs sleep	37.2%
Depression	22.0%
Fair or poor health	22.7%
Poor mental health	16.7%
Poor physical health	13.9%
No health insurance	18.7%
Visited doctor (checkup)	77.0%
Visited dentist	51.4%
Cholesterol screening	86.6%
Teeth loss	25.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	902	6.6%

Disability	%
Any disability	14.8%
Under 18	3.6%
18–64 years	15.1%
65 and over	37.4%

Health insurance coverage

Type	%
Private insurance	53.0%
Public insurance	46.8%
No insurance	9.2%
Uninsured under 19	4.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	17,644	90.5%
Spanish	2,848	16.1%
Other Indo-European	708	4.0%
Asian & Pacific Islander	0	0.0%
Other languages	1,969	11.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	15,368	78.8%
Born in same state	15,342	78.7%
Born in different state	11,512	59.0%
Foreign born	26	0.1%
Naturalized citizen	4,133	21.2%
Not a US citizen	1,884	45.6%

Ancestry

Ancestry	Count	%
Italian	1,001	5.1%
French	966	5%
Arab	865	4.4%
Polish	274	1.4%

Ancestry	Count	%
English	64	0.3%
Irish	32	0.2%
German	5	0%

Technology access

Metric	% of households
Computer access	37.3%
Internet access	89.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 46816

What city is ZIP code 46816 in?

ZIP code 46816 is primarily assigned to Fort Wayne, Indiana.

What county is ZIP code 46816 in?

ZIP code 46816 falls within Allen County, Indiana.

How educated is the population of ZIP code 46816?

8% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the poverty rate in ZIP code 46816?

24% of residents in ZIP code 46816 live below the poverty line, above the national average.

What is the typical home value in ZIP code 46816?

The median home value in ZIP code 46816 is $112,700.

Does ZIP code 46816 have a large retiree population?

35% of households in ZIP code 46816 receive Social Security income, suggesting a significant retiree or disability population.

What timezone is ZIP code 46816 in?

ZIP code 46816 observes the EST timezone.