10922 ZIP Code — Fort Montgomery, NY

Orange County, New York

ZIP code 10922 is located in Fort Montgomery, New York, within Orange County. It covers approximately 2.08 square miles and serves a population of 1,289 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 845.

About ZIP code 10922

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $345,900. Owner-occupancy sits near the national average at 53%.

Median household income is $117,610. The poverty rate of 3% is below the national average.

The dominant occupation class is management, business, and professional, with professional and management as the leading industry. An above-average commute of 37 minutes suggests many residents work outside the immediate area.

Educational attainment is near the national average, with 24% of residents holding a bachelor's degree or higher.

Notable community characteristics include a notable veteran presence at 15% of civilians, above the national average of 7%.

1,289

population

2.08

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

10922 ZIP code map

Cities in ZIP code 10922

Below are the cities the US Postal Service accepts for ZIP code 10922. Using any city not on this list may result in mail delivery delays.

City	Status
Fort Montgomery	Acceptable

Demographics updated 06/2026

Population
Total population	1,289
Population density	620 / sq mi
State FIPS	36
County FIPS	071

Geography
Land area	2.08 sq mi
Water area	0.06 sq mi
Latitude	41.3335
Longitude	-73.9942
Timezone	Eastern (ET)
Area code	845

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	30.2%	31.9%	37.0%
$50k – $100k	27.1%	27.9%	27.0%
$100k – $200k	32.6%	29.5%	24.4%
Over $200k	10.1%	10.6%	11.5%

Demographics & statistics

1,289

Population

620

People per sq mi

45.2

Median age

$117,610

Median household income

$52,649

Per capita income

$345,900

Median home value

$1,458

Median monthly rent

52.5%

Home ownership

3.3%

Poverty rate

3.2%

Unemployment

297

Housing units

24.3%

Bachelor's or higher

Age distribution

Male Female

114

Under 5

5–9

15–19

20–24

25–34

133

35–44

199

45–54

109

55–59

60–64

123

65–74

← Male

Female →

Age summary

Group	Count	%
Under 18	245	19.0%
18 and over	1,044	81.0%
65 and over	190	14.7%
Median age	45.2 years

Race & ethnicity

White 71.6%

Black or African American 7.1%

Asian 6.8%

Hispanic or Latino 5.5%

Two or more races 4.5%

American Indian / Alaska Native 3.5%

Other race 1%

Group	Count	%
White	976	71.6%
Black or African American	97	7.1%
Asian	93	6.8%
Hispanic or Latino	75	5.5%
Two or more races	61	4.5%
American Indian / Alaska Native	48	3.5%
Other race	14	1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	30.2%	31.9%	37.0%
$50k – $100k	27.1%	27.9%	27.0%
$100k – $200k	32.6%	29.5%	24.4%
Over $200k	10.1%	10.6%	11.5%

Under $10k 5.6%

$25k–$35k 5.2%

$50k–$75k 16.6%

$75k–$100k 21.0%

$100k–$150k 19.6%

$150k–$200k 4.1%

$200k+ 27.9%

Range	% of households
Under $10k	5.6%
$25k–$35k	5.2%
$50k–$75k	16.6%
$75k–$100k	21.0%
$100k–$150k	19.6%
$150k–$200k	4.1%
$200k+	27.9%
Median income	$117,610

Housing

Home values

$150k–$200k 5.0%

$200k–$300k 25.2%

$300k–$500k 53.2%

$500k–$1M 16.7%

Housing overview

Metric	Value
Median home value	$345,900
Median rent / month	$1,458
Owner occupied	52.5%
Renter occupied	47.5%
Vacant	2.7%
Single-family detached	78.3%
Large apartment buildings	0.0%
Mobile homes	0.0%
Median rooms	6.3
Avg household size (owned)	3.12

Year built

Era	%
2020 or later	0.0%
2010–2019	6.3%
2000–2009	24.1%
1990–1999	0.0%
1980–1989	2.7%
1970–1979	6.9%
1960–1969	0.0%
1950–1959	5.4%
1940–1949	12.5%
1939 or earlier	42.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	12.7%
2 bedrooms	17.0%
3 bedrooms	56.9%
4 bedrooms	10.9%
5+ bedrooms	2.5%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	30.0%
2 vehicles	37.2%
3 or more	32.8%

Heating fuel

Fuel type	%
Utility gas	2.8%
Propane / LP gas	2.4%
Fuel oil	94.8%

Households & families

Household type	Count	%
Married-couple family	291	54.2%
Cohabiting couple	89	16.6%
Male householder, no spouse	151	28.1%
Female householder, no spouse	6	1.1%
Households with children under 18	152	28.3%
Households with seniors (65+)	151	28.1%
Average household size	2.40

Marital status

Status	Male	Female
Never married	44.2%	17.5%
Married	39.2%	76.9%
Separated	5.6%	0.0%
Widowed	6.9%	0.0%
Divorced	4.0%	5.6%

Education

Less than 9th grade 0.0%

Some HS, no diploma 6.2%

HS graduate 28.9%

Some college, no degree 34.3%

Associate's degree 6.3%

Bachelor's degree 10.7%

Graduate / professional 13.5%

Metric	%
HS diploma or higher	93.8%
Bachelor's or higher	24.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	14	20.3%
High school	55	79.7%
College / grad school	0	0.0%

Employment

Industry of employment

Professional & management 23.4%

Education & healthcare 22.8%

Transportation & utilities 22.4%

Public administration 6.8%

Manufacturing 6.7%

Retail trade 6.4%

Construction 5.4%

Arts, food & hospitality 4.3%

Other services 1.8%

Occupation

Category	%
Management, business & arts	38.8%
Service	18.7%
Sales & office	14.2%
Natural resources & construction	11.0%
Production & transportation	17.3%

Employment type

Type	%
Private sector	63.5%
Government	36.5%
Self-employed	0.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	82.1%
Carpool	3.0%
Public transit	0.0%
Walk	0.0%
Work from home	10.0%
Other means	4.9%
Avg commute (minutes)	36.9

Poverty

All people 3.3%

Under 18 years 0.0%

18 and over 4.1%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	25.7%
Retirement income	22.0%
Supplemental Security	0.0%
Cash public assistance	0.0%
Food stamps / SNAP	5.6%

Health indicators

Condition	%
Obesity	27.5%
High blood pressure	28.5%
High cholesterol	32.7%
Diabetes	8.3%
Heart disease	5.3%
Stroke	2.3%
Asthma	10.0%
Arthritis	22.1%
Kidney disease	2.4%
Pulmonary disease	5.3%
Cancer	6.6%

Behavior / access	%
Smoking	14.2%
Binge drinking	18.1%
No physical activity	20.2%
Less than 7 hrs sleep	34.1%
Depression	19.8%
Fair or poor health	9.8%
Poor mental health	13.2%
Poor physical health	8.3%
No health insurance	9.4%
Visited doctor (checkup)	76.8%
Visited dentist	72.4%
Cholesterol screening	92.6%
Teeth loss	9.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	154	14.8%

Disability	%
Any disability	5.6%
Under 18	0.0%
18–64 years	8.4%
65 and over	0.0%

Health insurance coverage

Type	%
Private insurance	94.6%
Public insurance	15.1%
No insurance	0.0%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,113	86.3%
Spanish	26	2.3%
Other Indo-European	0	0.0%
Asian & Pacific Islander	26	2.3%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,146	88.9%
Born in same state	1,094	84.9%
Born in different state	726	56.3%
Foreign born	52	4.0%
Naturalized citizen	143	11.1%
Not a US citizen	40	28.0%

Ancestry

Ancestry	Count	%
Italian	283	22%
Arab	65	5%

Ancestry	Count	%
French	61	4.7%
English	37	2.9%

Technology access

Metric	% of households
Computer access	41.7%
Internet access	93.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 10922

What city is ZIP code 10922 in?

ZIP code 10922 is primarily assigned to Fort Montgomery, New York.

What county is ZIP code 10922 in?

ZIP code 10922 falls within Orange County, New York.

Does ZIP code 10922 have a large veteran population?

15% of civilians in ZIP code 10922 are veterans, above the national average of ~7%.

What is the typical home value in ZIP code 10922?

The median home value in ZIP code 10922 is $345,900.

What is the median household income in ZIP code 10922?

The median household income in ZIP code 10922 is $117,610, above the national median of ~$75,000.

What is the population of ZIP code 10922?

ZIP code 10922 has an estimated population of 1,289 residents, with a density of 621 people per square mile.

What timezone is ZIP code 10922 in?

ZIP code 10922 observes the EST timezone.