85264 ZIP Code — Fort Mcdowell, AZ

Maricopa County, Arizona

ZIP code 85264 is located in Fort Mcdowell, Arizona, within Maricopa County. It covers approximately 427.97 square miles and serves a population of 1,370 residents. This is a standard ZIP code in the Mountain (MT) — no DST timezone, served by area code 602.

About ZIP code 85264

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $461,500. Owner-occupancy is high at 91%, well above the national average.

Median household income is $77,833.

The dominant occupation class is service, with arts, entertainment, and food service as the leading industry. The average commute of 19 minutes is near the national average.

Educational attainment is near the national average, with 22% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (25%) compared to national benchmarks. 34% of residents lack health insurance, above the national average.

1,370

population

427.97

sq mi land

Standard

ZIP type

Mountain (MT) — no DST

timezone

85264 ZIP code map

Cities in ZIP code 85264

Below are the cities the US Postal Service accepts for ZIP code 85264. Using any city not on this list may result in mail delivery delays.

City	Status
Fort Mcdowell	Acceptable
Fort Mcdowell	Preferred

Nearby ZIP codes

85119 Apache Junction (15.6 mi) 85215 Mesa (16.6 mi) 85120 Apache Junction (17.1 mi) 85118 Gold Canyon (17.9 mi) 85545 Roosevelt (18.3 mi) 85207 Mesa (18.4 mi) 85263 Rio Verde (19.8 mi)

Demographics updated 06/2026

Population
Total population	1,370
Population density	3 / sq mi
State FIPS	04
County FIPS	013

Geography
Land area	427.97 sq mi
Water area	5.67 sq mi
Latitude	33.6130
Longitude	-111.3744
Timezone	Mountain (MT) — no DST
Area code	602

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	37.0%	36.2%	40.6%
$50k – $100k	26.5%	32.0%	31.9%
$100k – $200k	20.8%	23.7%	21.1%
Over $200k	15.7%	8.0%	6.4%

Demographics & statistics

1,370

Population

People per sq mi

34.0

Median age

$77,833

Median household income

$27,386

Per capita income

$461,500

Median home value

$525

Median monthly rent

90.6%

Home ownership

15.3%

Poverty rate

7.5%

Unemployment

339

Housing units

22.3%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

129

35–44

108

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	425	31.0%
18 and over	945	69.0%
65 and over	137	10.0%
Median age	34.0 years

Race & ethnicity

American Indian / Alaska Native 55.2%

White 34.1%

Two or more races 7.2%

Hispanic or Latino 1.7%

Asian 0.9%

Other race 0.6%

Black or African American 0.2%

Group	Count	%
American Indian / Alaska Native	769	55.2%
White	476	34.1%
Two or more races	100	7.2%
Hispanic or Latino	24	1.7%
Asian	13	0.9%
Other race	9	0.6%
Black or African American	3	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	37.0%	36.2%	40.6%
$50k – $100k	26.5%	32.0%	31.9%
$100k – $200k	20.8%	23.7%	21.1%
Over $200k	15.7%	8.0%	6.4%

Under $10k 4.8%

$10k–$15k 2.6%

$15k–$25k 3.7%

$25k–$35k 7.1%

$35k–$50k 13.4%

$50k–$75k 16.2%

$75k–$100k 13.1%

$100k–$150k 17.0%

$150k–$200k 18.2%

$200k+ 4.0%

Range	% of households
Under $10k	4.8%
$10k–$15k	2.6%
$15k–$25k	3.7%
$25k–$35k	7.1%
$35k–$50k	13.4%
$50k–$75k	16.2%
$75k–$100k	13.1%
$100k–$150k	17.0%
$150k–$200k	18.2%
$200k+	4.0%
Median income	$77,833

Housing

Home values

Under $50k 11.0%

$50k–$100k 3.4%

$100k–$150k 4.4%

$150k–$200k 8.2%

$200k–$300k 7.8%

$300k–$500k 21.0%

$500k–$1M 35.4%

$1M+ 8.8%

Housing overview

Metric	Value
Median home value	$461,500
Median rent / month	$525
Owner occupied	90.6%
Renter occupied	9.4%
Vacant	5.4%
Single-family detached	88.2%
Large apartment buildings	0.0%
Mobile homes	10.8%
Median rooms	5.8
Avg household size (owned)	3.91

Year built

Era	%
2020 or later	0.8%
2010–2019	15.1%
2000–2009	20.4%
1990–1999	40.6%
1980–1989	8.9%
1970–1979	4.0%
1960–1969	8.3%
1950–1959	1.3%
1940–1949	0.0%
1939 or earlier	0.5%

Bedrooms

Size	% of units
No bedroom (studio)	4.8%
1 bedroom	0.5%
2 bedrooms	12.4%
3 bedrooms	41.7%
4 bedrooms	36.8%
5+ bedrooms	3.8%

Vehicles per household

Vehicles	% of households
No vehicle	7.7%
1 vehicle	28.4%
2 vehicles	46.6%
3 or more	17.3%

Heating fuel

Fuel type	%
Utility gas	13.1%
Electricity	77.3%
Propane / LP gas	7.1%
Wood	2.6%

Households & families

Household type	Count	%
Married-couple family	140	39.8%
Cohabiting couple	32	9.1%
Male householder, no spouse	76	21.6%
Female householder, no spouse	104	29.5%
Households with children under 18	180	51.1%
Households with seniors (65+)	95	27.0%
Average household size	3.89

Marital status

Status	Male	Female
Never married	57.3%	38.7%
Married	31.3%	31.1%
Separated	2.3%	0.0%
Widowed	0.5%	8.6%
Divorced	8.6%	21.5%

Education

Less than 9th grade 7.4%

Some HS, no diploma 10.9%

HS graduate 32.5%

Some college, no degree 20.5%

Associate's degree 6.3%

Bachelor's degree 20.4%

Graduate / professional 1.9%

Metric	%
HS diploma or higher	81.7%
Bachelor's or higher	22.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	18	4.1%
Kindergarten	40	9.2%
Elementary school	202	46.3%
High school	143	32.8%
College / grad school	33	7.6%

Employment

Industry of employment

Arts, food & hospitality 19.6%

Public administration 15.6%

Education & healthcare 14.5%

Construction 13.9%

Retail trade 11.9%

Professional & management 10.1%

Transportation & utilities 4.8%

Other services 2.4%

Manufacturing 2.2%

Finance & real estate 2.0%

Agriculture & mining 1.8%

Wholesale trade 0.8%

Information 0.6%

Occupation

Category	%
Management, business & arts	18.4%
Service	37.2%
Sales & office	17.6%
Natural resources & construction	16.2%
Production & transportation	10.5%

Employment type

Type	%
Private sector	53.9%
Government	42.6%
Self-employed	3.0%
Unpaid family workers	0.6%

Commute

Method	%
Drive alone	81.2%
Carpool	7.4%
Public transit	0.0%
Walk	7.4%
Work from home	2.4%
Other means	1.6%
Avg commute (minutes)	18.9

Poverty

All people 15.3%

Under 18 years 18.7%

18 and over 13.8%

Married-couple families 3.6%

Female-led households 17.3%

Income support

Source	% of households
Social Security	25.0%
Retirement income	18.2%
Supplemental Security	8.2%
Cash public assistance	0.6%
Food stamps / SNAP	6.3%

Health indicators

Condition	%
Obesity	35.5%
High blood pressure	32.3%
High cholesterol	31.9%
Diabetes	12.4%
Heart disease	6.0%
Stroke	3.5%
Asthma	12.9%
Arthritis	21.0%
Kidney disease	3.2%
Pulmonary disease	7.5%
Cancer	5.2%

Behavior / access	%
Smoking	25.2%
Binge drinking	16.9%
No physical activity	25.0%
Less than 7 hrs sleep	36.3%
Depression	22.2%
Fair or poor health	19.5%
Poor mental health	19.0%
Poor physical health	13.1%
No health insurance	18.1%
Visited doctor (checkup)	70.7%
Visited dentist	54.9%
Cholesterol screening	87.2%
Teeth loss	17.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	40	4.2%

Disability	%
Any disability	7.6%
Under 18	0.9%
18–64 years	6.6%
65 and over	34.3%

Health insurance coverage

Type	%
Private insurance	46.3%
Public insurance	26.3%
No insurance	33.6%
Uninsured under 19	31.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,315	96.0%
Spanish	25	1.9%
Other Indo-European	6	0.5%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,320	96.4%
Born in same state	1,320	96.4%
Born in different state	997	72.8%
Foreign born	0	0.0%
Naturalized citizen	50	3.6%
Not a US citizen	17	34.0%

Ancestry

Ancestry	Count	%
Irish	12	0.9%

Technology access

Metric	% of households
Computer access	25.7%
Internet access	94.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 85264

What city is ZIP code 85264 in?

ZIP code 85264 is primarily assigned to Fort Mcdowell, Arizona.

What county is ZIP code 85264 in?

ZIP code 85264 falls within Maricopa County, Arizona.

Is ZIP code 85264 family-oriented?

31% of residents in ZIP code 85264 are under 18, reflecting a younger, family-oriented community.

Is ZIP code 85264 mostly owner-occupied?

91% of occupied units in ZIP code 85264 are owner-occupied, well above the national average.

What is the poverty rate in ZIP code 85264?

15% of residents in ZIP code 85264 live below the poverty line, above the national average.

What is the typical home value in ZIP code 85264?

The median home value in ZIP code 85264 is $461,500.

What timezone is ZIP code 85264 in?

ZIP code 85264 observes the MST timezone.