68023 ZIP Code — Fort Calhoun, NE

Washington County, Nebraska

ZIP code 68023 is located in Fort Calhoun, Nebraska, within Washington County. It covers approximately 40.03 square miles and serves a population of 2,683 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 402.

About ZIP code 68023

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $349,000. Owner-occupancy is high at 78%, well above the national average.

Median household income is $104,038. The poverty rate of 6% is below the national average. 39% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 26 minutes is near the national average.

Educational attainment is near the national average, with 26% of residents holding a bachelor's degree or higher.

Overall, ZIP code 68023 reflects a community defined by high homeownership and a significant Social Security-dependent population.

2,683

population

40.03

sq mi land

Standard

ZIP type

Central (CT)

timezone

68023 ZIP code map

Cities in ZIP code 68023

Below are the cities the US Postal Service accepts for ZIP code 68023. Using any city not on this list may result in mail delivery delays.

City	Status
Fort Calhoun	Preferred

Nearby ZIP codes

68152 Omaha (7.1 mi) 51555 Missouri Valley (7.1 mi) 68112 Omaha (7.2 mi) 68122 Omaha (7.4 mi) 68142 Omaha (8.3 mi) 51526 Crescent (8.6 mi) 68008 Blair (10.8 mi) 68034 Kennard (10.9 mi) 68134 Omaha (11.9 mi) 68007 Bennington (12 mi) 68104 Omaha (12 mi) 51556 Modale (12.2 mi)

Demographics updated 05/2026

Population
Total population	2,683
Population density	67 / sq mi
State FIPS	31
County FIPS	177

Geography
Land area	40.03 sq mi
Water area	1.64 sq mi
Latitude	41.4696
Longitude	-96.0090
Timezone	Central (CT)
Area code	402

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	25.6%	32.8%	39.5%
$50k – $100k	38.2%	33.1%	33.4%
$100k – $200k	25.8%	28.3%	22.0%
Over $200k	10.4%	5.9%	5.2%

Demographics & statistics

2,683

Population

People per sq mi

45.3

Median age

$104,038

Median household income

$46,978

Per capita income

$349,000

Median home value

$980

Median monthly rent

77.7%

Home ownership

6.2%

Poverty rate

0.5%

Unemployment

843

Housing units

26.4%

Bachelor's or higher

Age distribution

Male Female

Under 5

125

5–9

122

10–14

15–19

20–24

108

25–34

106

208

35–44

203

131

45–54

128

113

55–59

110

138

60–64

135

192

65–74

188

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	605	22.5%
18 and over	2,078	77.5%
65 and over	604	22.5%
Median age	45.3 years

Race & ethnicity

White 91.2%

Two or more races 5.7%

Hispanic or Latino 2.3%

Other race 0.6%

Black or African American 0.3%

Group	Count	%
White	2,504	91.2%
Two or more races	156	5.7%
Hispanic or Latino	64	2.3%
Other race	16	0.6%
Black or African American	7	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	25.6%	32.8%	39.5%
$50k – $100k	38.2%	33.1%	33.4%
$100k – $200k	25.8%	28.3%	22.0%
Over $200k	10.4%	5.9%	5.2%

Under $10k 0.4%

$10k–$15k 4.0%

$15k–$25k 2.4%

$25k–$35k 5.0%

$35k–$50k 12.3%

$50k–$75k 13.7%

$75k–$100k 11.5%

$100k–$150k 25.1%

$150k–$200k 10.4%

$200k+ 15.2%

Range	% of households
Under $10k	0.4%
$10k–$15k	4.0%
$15k–$25k	2.4%
$25k–$35k	5.0%
$35k–$50k	12.3%
$50k–$75k	13.7%
$75k–$100k	11.5%
$100k–$150k	25.1%
$150k–$200k	10.4%
$200k+	15.2%
Median income	$104,038

Housing

Home values

Under $50k 3.7%

$100k–$150k 4.3%

$150k–$200k 4.6%

$200k–$300k 22.6%

$300k–$500k 50.6%

$500k–$1M 12.8%

$1M+ 1.5%

Housing overview

Metric	Value
Median home value	$349,000
Median rent / month	$980
Owner occupied	77.7%
Renter occupied	22.3%
Vacant	2.8%
Single-family detached	84.9%
Large apartment buildings	4.8%
Mobile homes	1.5%
Median rooms	6.3
Avg household size (owned)	2.63

Year built

Era	%
2020 or later	0.6%
2010–2019	7.3%
2000–2009	14.6%
1990–1999	25.6%
1980–1989	7.3%
1970–1979	23.4%
1960–1969	8.3%
1950–1959	5.1%
1940–1949	0.3%
1939 or earlier	7.5%

Bedrooms

Size	% of units
No bedroom (studio)	0.3%
1 bedroom	8.5%
2 bedrooms	27.4%
3 bedrooms	40.1%
4 bedrooms	15.8%
5+ bedrooms	8.0%

Vehicles per household

Vehicles	% of households
No vehicle	5.5%
1 vehicle	19.8%
2 vehicles	34.2%
3 or more	40.4%

Heating fuel

Fuel type	%
Utility gas	34.9%
Electricity	40.2%
Propane / LP gas	20.0%
Fuel oil	0.8%
Wood	3.3%

Households & families

Household type	Count	%
Married-couple family	588	56.2%
Cohabiting couple	80	7.6%
Male householder, no spouse	143	13.7%
Female householder, no spouse	235	22.5%
Households with children under 18	256	24.5%
Households with seniors (65+)	422	40.3%
Average household size	2.57

Marital status

Status	Male	Female
Never married	19.5%	17.6%
Married	67.5%	60.2%
Separated	5.5%	0.0%
Widowed	0.8%	10.5%
Divorced	6.8%	11.6%

Education

Less than 9th grade 1.2%

Some HS, no diploma 3.4%

HS graduate 37.1%

Some college, no degree 26.7%

Associate's degree 5.2%

Bachelor's degree 13.7%

Graduate / professional 12.8%

Metric	%
HS diploma or higher	95.4%
Bachelor's or higher	26.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	50	9.7%
Kindergarten	45	8.7%
Elementary school	324	62.7%
High school	45	8.7%
College / grad school	53	10.3%

Employment

Industry of employment

Education & healthcare 23.8%

Professional & management 15.7%

Construction 15.2%

Manufacturing 10.9%

Retail trade 7.6%

Transportation & utilities 7.2%

Agriculture & mining 6.5%

Finance & real estate 6.4%

Arts, food & hospitality 2.1%

Other services 1.8%

Wholesale trade 1.1%

Information 0.9%

Public administration 0.7%

Occupation

Category	%
Management, business & arts	40.7%
Service	8.9%
Sales & office	17.6%
Natural resources & construction	20.8%
Production & transportation	12.0%

Employment type

Type	%
Private sector	82.0%
Government	10.8%
Self-employed	7.2%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	76.2%
Carpool	1.1%
Public transit	0.0%
Walk	5.4%
Work from home	15.3%
Other means	1.9%
Avg commute (minutes)	25.8

Poverty

All people 6.2%

Under 18 years 6.4%

18 and over 6.2%

Married-couple families 1.7%

Female-led households 15.7%

Income support

Source	% of households
Social Security	39.0%
Retirement income	19.9%
Supplemental Security	4.4%
Cash public assistance	0.5%
Food stamps / SNAP	2.0%

Health indicators

Condition	%
Obesity	33.4%
High blood pressure	31.8%
High cholesterol	34.4%
Diabetes	8.8%
Heart disease	5.7%
Stroke	2.4%
Asthma	7.5%
Arthritis	22.7%
Kidney disease	2.4%
Pulmonary disease	4.8%
Cancer	7.4%

Behavior / access	%
Smoking	14.1%
Binge drinking	23.1%
No physical activity	18.1%
Less than 7 hrs sleep	26.5%
Depression	15.2%
Fair or poor health	9.0%
Poor mental health	10.0%
Poor physical health	7.4%
No health insurance	10.3%
Visited doctor (checkup)	71.3%
Visited dentist	73.0%
Cholesterol screening	90.8%
Teeth loss	8.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	115	5.5%

Disability	%
Any disability	13.3%
Under 18	4.3%
18–64 years	5.8%
65 and over	40.7%

Health insurance coverage

Type	%
Private insurance	77.9%
Public insurance	28.4%
No insurance	5.1%
Uninsured under 19	7.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,512	93.6%
Spanish	42	1.7%
Other Indo-European	25	1.0%
Asian & Pacific Islander	12	0.5%
Other languages	5	0.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,632	98.1%
Born in same state	2,617	97.5%
Born in different state	1,812	67.5%
Foreign born	15	0.6%
Naturalized citizen	51	1.9%
Not a US citizen	3	5.9%

Ancestry

Ancestry	Count	%
French	416	15.5%
Italian	318	11.9%
Dutch	121	4.5%
English	100	3.7%

Ancestry	Count	%
Arab	61	2.3%
Irish	15	0.6%
Polish	7	0.3%
German	2	0.1%

Technology access

Metric	% of households
Computer access	39.0%
Internet access	93.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 68023

What city is ZIP code 68023 in?

ZIP code 68023 is primarily assigned to Fort Calhoun, Nebraska.

What county is ZIP code 68023 in?

ZIP code 68023 falls within Washington County, Nebraska.

Does ZIP code 68023 have a large retiree population?

39% of households in ZIP code 68023 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 68023?

The median home value in ZIP code 68023 is $349,000.

What is the median household income in ZIP code 68023?

The median household income in ZIP code 68023 is $104,038, above the national median of ~$75,000.

What is the population of ZIP code 68023?

ZIP code 68023 has an estimated population of 2,683 residents, with a density of 67 people per square mile.

What timezone is ZIP code 68023 in?

ZIP code 68023 observes the CST timezone.