95437 ZIP Code — Fort Bragg, CA

Mendocino County, California

ZIP code 95437 is located in Fort Bragg, California, within Mendocino County. It covers approximately 177.40 square miles and serves a population of 14,865 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 707.

About ZIP code 95437

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $494,800. Owner-occupancy sits near the national average at 57%.

Median household income is $53,320. SNAP benefit usage at 19% of households reflects economic stress in the area. 51% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 20 minutes is near the national average.

Educational attainment is near the national average, with 24% of residents holding a bachelor's degree or higher.

Notable community characteristics include disability rates above the national average at 24%.

Overall, ZIP code 95437 reflects a community defined by a significant Social Security-dependent population and elevated reliance on food assistance.

14,865

population

177.40

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

95437 ZIP code map

Cities in ZIP code 95437

Below are the cities the US Postal Service accepts for ZIP code 95437. Using any city not on this list may result in mail delivery delays.

City	Status
Fort Bragg	Acceptable
Fort Bragg	Preferred

Nearby ZIP codes

95460 Mendocino (11.6 mi) 95417 Branscomb (12.6 mi) 95456 Little River (15.6 mi) 95427 Comptche (15.8 mi) 95490 Willits (17.9 mi) 95410 Albion (19.2 mi)

Demographics updated 05/2026

Population
Total population	14,865
Population density	84 / sq mi
State FIPS	06
County FIPS	045

Geography
Land area	177.40 sq mi
Water area	0.64 sq mi
Latitude	39.4860
Longitude	-123.6936
Timezone	Pacific (PT)
Area code	707

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	51.8%	47.0%	32.6%
$50k – $100k	27.4%	29.4%	27.7%
$100k – $200k	17.7%	18.7%	26.4%
Over $200k	3.2%	4.9%	13.3%

Demographics & statistics

14,865

Population

People per sq mi

50.1

Median age

$53,320

Median household income

$33,848

Per capita income

$494,800

Median home value

$1,243

Median monthly rent

57.4%

Home ownership

15.6%

Poverty rate

9.9%

Unemployment

4,995

Housing units

24.4%

Bachelor's or higher

Age distribution

Male Female

389

Under 5

413

368

5–9

391

359

10–14

382

398

15–19

423

178

20–24

189

574

25–34

610

856

35–44

909

911

45–54

969

626

55–59

665

497

60–64

529

1,309

65–74

1,391

653

75–84

694

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	2,887	19.4%
18 and over	11,978	80.6%
65 and over	4,229	28.4%
Median age	50.1 years

Race & ethnicity

White 70.6%

Two or more races 11.1%

Hispanic or Latino 10.1%

Other race 4%

American Indian / Alaska Native 2.2%

Asian 1.7%

Black or African American 0.2%

Native Hawaiian / Pacific Islander 0.1%

Group	Count	%
White	11,675	70.6%
Two or more races	1,831	11.1%
Hispanic or Latino	1,677	10.1%
Other race	669	4%
American Indian / Alaska Native	365	2.2%
Asian	281	1.7%
Black or African American	27	0.2%
Native Hawaiian / Pacific Islander	17	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	51.8%	47.0%	32.6%
$50k – $100k	27.4%	29.4%	27.7%
$100k – $200k	17.7%	18.7%	26.4%
Over $200k	3.2%	4.9%	13.3%

Under $10k 2.1%

$10k–$15k 9.0%

$15k–$25k 9.7%

$25k–$35k 10.7%

$35k–$50k 16.0%

$50k–$75k 20.2%

$75k–$100k 8.7%

$100k–$150k 11.9%

$150k–$200k 7.1%

$200k+ 4.6%

Range	% of households
Under $10k	2.1%
$10k–$15k	9.0%
$15k–$25k	9.7%
$25k–$35k	10.7%
$35k–$50k	16.0%
$50k–$75k	20.2%
$75k–$100k	8.7%
$100k–$150k	11.9%
$150k–$200k	7.1%
$200k+	4.6%
Median income	$53,320

Housing

Home values

Under $50k 1.2%

$50k–$100k 5.2%

$100k–$150k 1.4%

$150k–$200k 1.1%

$200k–$300k 8.3%

$300k–$500k 33.8%

$500k–$1M 38.7%

$1M+ 10.3%

Housing overview

Metric	Value
Median home value	$494,800
Median rent / month	$1,243
Owner occupied	57.4%
Renter occupied	42.6%
Vacant	17.4%
Single-family detached	75.9%
Large apartment buildings	4.0%
Mobile homes	6.8%
Median rooms	4.8
Avg household size (owned)	2.24

Year built

Era	%
2020 or later	0.0%
2010–2019	2.8%
2000–2009	9.3%
1990–1999	12.1%
1980–1989	9.3%
1970–1979	18.7%
1960–1969	12.8%
1950–1959	12.6%
1940–1949	6.7%
1939 or earlier	15.7%

Bedrooms

Size	% of units
No bedroom (studio)	3.2%
1 bedroom	16.9%
2 bedrooms	38.3%
3 bedrooms	36.1%
4 bedrooms	5.3%
5+ bedrooms	0.3%

Vehicles per household

Vehicles	% of households
No vehicle	11.7%
1 vehicle	32.9%
2 vehicles	31.5%
3 or more	23.9%

Heating fuel

Fuel type	%
Utility gas	6.0%
Electricity	24.5%
Propane / LP gas	33.5%
Fuel oil	10.9%
Wood	23.0%
Solar	0.3%
No fuel used	0.6%

Households & families

Household type	Count	%
Married-couple family	2,454	38.5%
Cohabiting couple	453	7.1%
Male householder, no spouse	1,055	16.6%
Female householder, no spouse	2,404	37.8%
Households with children under 18	1,290	20.3%
Households with seniors (65+)	2,982	46.8%
Average household size	2.29

Marital status

Status	Male	Female
Never married	31.3%	21.9%
Married	44.7%	40.4%
Separated	1.5%	2.2%
Widowed	3.3%	12.8%
Divorced	19.2%	22.7%

Education

Less than 9th grade 5.7%

Some HS, no diploma 5.6%

HS graduate 27.2%

Some college, no degree 30.5%

Associate's degree 6.6%

Bachelor's degree 15.3%

Graduate / professional 9.1%

Metric	%
HS diploma or higher	88.7%
Bachelor's or higher	24.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	214	8.2%
Kindergarten	206	7.9%
Elementary school	1,156	44.3%
High school	676	25.9%
College / grad school	359	13.7%

Employment

Industry of employment

Education & healthcare 23.9%

Retail trade 13.7%

Arts, food & hospitality 12.6%

Professional & management 10.6%

Construction 9.4%

Other services 7.3%

Manufacturing 5.8%

Transportation & utilities 4.9%

Finance & real estate 3.7%

Agriculture & mining 3.4%

Public administration 2.8%

Wholesale trade 1.0%

Information 0.8%

Occupation

Category	%
Management, business & arts	31.3%
Service	25.4%
Sales & office	20.5%
Natural resources & construction	11.7%
Production & transportation	11.1%

Employment type

Type	%
Private sector	65.4%
Government	10.7%
Self-employed	23.7%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	74.5%
Carpool	9.8%
Public transit	0.2%
Walk	8.3%
Work from home	5.5%
Other means	1.7%
Avg commute (minutes)	19.6

Poverty

All people 15.6%

Under 18 years 21.1%

18 and over 14.3%

Married-couple families 7.5%

Female-led households 14.8%

Income support

Source	% of households
Social Security	50.6%
Retirement income	35.4%
Supplemental Security	7.7%
Cash public assistance	3.0%
Food stamps / SNAP	19.0%

Health indicators

Condition	%
Obesity	31.0%
High blood pressure	32.9%
High cholesterol	32.5%
Diabetes	11.1%
Heart disease	7.6%
Stroke	3.6%
Asthma	10.4%
Arthritis	27.1%
Kidney disease	3.4%
Pulmonary disease	8.6%
Cancer	7.4%

Behavior / access	%
Smoking	15.1%
Binge drinking	17.3%
No physical activity	21.4%
Less than 7 hrs sleep	30.9%
Depression	19.0%
Fair or poor health	17.1%
Poor mental health	15.2%
Poor physical health	12.5%
No health insurance	12.1%
Visited doctor (checkup)	67.9%
Visited dentist	60.6%
Cholesterol screening	91.1%
Teeth loss	13.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	895	7.5%

Disability	%
Any disability	24.2%
Under 18	10.9%
18–64 years	22.3%
65 and over	37.0%

Health insurance coverage

Type	%
Private insurance	49.4%
Public insurance	66.0%
No insurance	5.2%
Uninsured under 19	3.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	14,063	94.6%
Spanish	772	5.5%
Other Indo-European	668	4.8%
Asian & Pacific Islander	27	0.2%
Other languages	77	0.5%

Place of birth & citizenship

Origin	Count	%
Native born (US)	13,287	89.4%
Born in same state	13,107	88.2%
Born in different state	9,887	66.5%
Foreign born	180	1.2%
Naturalized citizen	1,578	10.6%
Not a US citizen	735	46.6%

Ancestry

Ancestry	Count	%
French	2,020	13.6%
Italian	1,871	12.6%
Polish	464	3.1%
Arab	407	2.7%
English	164	1.1%

Ancestry	Count	%
Norwegian	52	0.3%
Dutch	45	0.3%
Irish	33	0.2%
German	6	0%

Technology access

Metric	% of households
Computer access	42.8%
Internet access	90.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 95437

What city is ZIP code 95437 in?

ZIP code 95437 is primarily assigned to Fort Bragg, California.

What county is ZIP code 95437 in?

ZIP code 95437 falls within Mendocino County, California.

Does ZIP code 95437 have an older population?

28% of residents in ZIP code 95437 are 65 or older, above the national average of ~17%.

Does ZIP code 95437 have a large retiree population?

51% of households in ZIP code 95437 receive Social Security income, suggesting a significant retiree or disability population.

What is the poverty rate in ZIP code 95437?

16% of residents in ZIP code 95437 live below the poverty line, above the national average.

What is the typical home value in ZIP code 95437?

The median home value in ZIP code 95437 is $494,800.

What timezone is ZIP code 95437 in?

ZIP code 95437 observes the PST timezone.