85926 ZIP Code — Fort Apache, AZ

Navajo County, Arizona

ZIP code 85926 is located in Fort Apache, Arizona, within Navajo County. It covers approximately 7.19 square miles and serves a population of 807 residents. This is a standard ZIP code in the Mountain (MT) — no DST timezone, served by area code 928.

About ZIP code 85926

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $66,100. Renters make up the majority at 67%, typical of denser urban areas.

Median household income is $49,196. Poverty affects 56% of residents, above the national average. SNAP benefit usage at 74% of households reflects economic stress in the area.

The dominant occupation class is service, with education and healthcare as the leading industry. The average commute of 29 minutes is near the national average.

Health indicators show elevated rates of diabetes (16%), smoking (36%), poor mental health (25%) compared to national benchmarks. 28% of residents lack health insurance, above the national average.

Overall, ZIP code 85926 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, and elevated reliance on food assistance.

807

population

7.19

sq mi land

Standard

ZIP type

Mountain (MT) — no DST

timezone

85926 ZIP code map

Cities in ZIP code 85926

Below are the cities the US Postal Service accepts for ZIP code 85926. Using any city not on this list may result in mail delivery delays.

City	Status
Fort Apache	Acceptable

Demographics updated 06/2026

Population
Total population	807
Population density	112 / sq mi
State FIPS	04
County FIPS	017

Geography
Land area	7.19 sq mi
Water area	0.01 sq mi
Latitude	34.0546
Longitude	-109.8802
Timezone	Mountain (MT) — no DST
Area code	928

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	81.7%	57.0%	40.6%
$50k – $100k	13.2%	28.0%	31.9%
$100k – $200k	5.1%	13.5%	21.1%
Over $200k	0.0%	1.4%	6.4%

Demographics & statistics

807

Population

112

People per sq mi

26.6

Median age

$49,196

Median household income

$13,716

Per capita income

$66,100

Median home value

$408

Median monthly rent

33.3%

Home ownership

56.0%

Poverty rate

26.7%

Unemployment

Housing units

1.5%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

← Male

Female →

Age summary

Group	Count	%
Under 18	313	38.8%
18 and over	494	61.2%
65 and over	15	1.9%
Median age	26.6 years

Race & ethnicity

American Indian / Alaska Native 98.3%

White 1.7%

Group	Count	%
American Indian / Alaska Native	793	98.3%
White	14	1.7%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	81.7%	57.0%	40.6%
$50k – $100k	13.2%	28.0%	31.9%
$100k – $200k	5.1%	13.5%	21.1%
Over $200k	0.0%	1.4%	6.4%

Under $10k 24.1%

$10k–$15k 5.6%

$15k–$25k 11.2%

$35k–$50k 10.8%

$50k–$75k 30.1%

$75k–$100k 7.2%

$100k–$150k 7.2%

$150k–$200k 3.6%

Range	% of households
Under $10k	24.1%
$10k–$15k	5.6%
$15k–$25k	11.2%
$35k–$50k	10.8%
$50k–$75k	30.1%
$75k–$100k	7.2%
$100k–$150k	7.2%
$150k–$200k	3.6%
Median income	$49,196

Housing

Home values

Under $50k 24.1%

$50k–$100k 36.1%

$100k–$150k 39.8%

Housing overview

Metric	Value
Median home value	$66,100
Median rent / month	$408
Owner occupied	33.3%
Renter occupied	66.7%
Vacant	4.2%
Single-family detached	83.1%
Large apartment buildings	0.0%
Mobile homes	11.5%
Median rooms	5.0
Avg household size (owned)	4.63

Year built

Era	%
2020 or later	0.0%
2010–2019	0.0%
2000–2009	9.2%
1990–1999	40.4%
1980–1989	10.8%
1970–1979	13.5%
1960–1969	26.2%
1950–1959	0.0%
1940–1949	0.0%
1939 or earlier	0.0%

Bedrooms

Size	% of units
No bedroom (studio)	6.9%
1 bedroom	0.0%
2 bedrooms	56.9%
3 bedrooms	25.4%
4 bedrooms	10.8%
5+ bedrooms	0.0%

Vehicles per household

Vehicles	% of households
No vehicle	27.3%
1 vehicle	54.6%
2 vehicles	6.8%
3 or more	11.2%

Heating fuel

Fuel type	%
Electricity	4.0%
Propane / LP gas	6.0%
Wood	90.0%

Households & families

Household type	Count	%
Married-couple family	49	19.7%
Cohabiting couple	82	32.9%
Male householder, no spouse	15	6.0%
Female householder, no spouse	103	41.4%
Households with children under 18	143	57.4%
Households with seniors (65+)	15	6.0%
Average household size	3.24

Marital status

Status	Male	Female
Never married	64.5%	26.8%
Married	29.9%	24.3%
Separated	0.0%	18.3%
Widowed	0.0%	3.2%
Divorced	5.6%	27.5%

Education

Less than 9th grade 0.0%

Some HS, no diploma 50.9%

HS graduate 23.5%

Some college, no degree 24.1%

Associate's degree 0.0%

Bachelor's degree 0.0%

Graduate / professional 1.5%

Metric	%
HS diploma or higher	49.1%
Bachelor's or higher	1.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	23	9.1%
Kindergarten	38	15.0%
Elementary school	132	52.0%
High school	50	19.7%
College / grad school	11	4.3%

Employment

Industry of employment

Education & healthcare 39.3%

Arts, food & hospitality 25.2%

Public administration 25.2%

Retail trade 10.3%

Occupation

Category	%
Management, business & arts	21.5%
Service	68.2%
Sales & office	10.3%
Natural resources & construction	0.0%
Production & transportation	0.0%

Employment type

Type	%
Private sector	65.4%
Government	34.6%
Self-employed	0.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	74.8%
Carpool	0.0%
Public transit	25.2%
Walk	0.0%
Work from home	0.0%
Other means	0.0%
Avg commute (minutes)	29.3

Poverty

All people 56.0%

Under 18 years 70.3%

18 and over 47.0%

Married-couple families 28.6%

Female-led households 76.7%

Income support

Source	% of households
Social Security	6.0%
Retirement income	6.0%
Supplemental Security	5.6%
Cash public assistance	0.0%
Food stamps / SNAP	74.3%

Health indicators

Condition	%
Obesity	39.5%
High blood pressure	33.8%
High cholesterol	28.8%
Diabetes	16.1%
Heart disease	7.4%
Stroke	5.4%
Asthma	17.6%
Arthritis	25.2%
Kidney disease	4.3%
Pulmonary disease	12.5%
Cancer	4.4%

Behavior / access	%
Smoking	36.2%
Binge drinking	14.2%
No physical activity	34.8%
Less than 7 hrs sleep	43.8%
Depression	28.7%
Fair or poor health	30.9%
Poor mental health	25.1%
Poor physical health	20.4%
No health insurance	21.8%
Visited doctor (checkup)	66.9%
Visited dentist	40.9%
Cholesterol screening	81.5%
Teeth loss	35.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	8	1.6%

Disability	%
Any disability	13.8%
Under 18	21.7%
18–64 years	7.3%
65 and over	53.3%

Health insurance coverage

Type	%
Private insurance	11.4%
Public insurance	63.8%
No insurance	28.4%
Uninsured under 19	19.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	723	89.6%
Spanish	88	12.2%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	807	100.0%
Born in same state	807	100.0%
Born in different state	793	98.3%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Technology access

Metric	% of households
Computer access	30.9%
Internet access	65.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 85926

What city is ZIP code 85926 in?

ZIP code 85926 is primarily assigned to Fort Apache, Arizona.

What county is ZIP code 85926 in?

ZIP code 85926 falls within Navajo County, Arizona.

What is the poverty rate in ZIP code 85926?

56% of residents in ZIP code 85926 live below the poverty line, above the national average.

Is ZIP code 85926 family-oriented?

39% of residents in ZIP code 85926 are under 18, reflecting a younger, family-oriented community.

Is ZIP code 85926 mostly rentals?

67% of occupied units in ZIP code 85926 are renter-occupied.

What is the typical home value in ZIP code 85926?

The median home value in ZIP code 85926 is $66,100.

What timezone is ZIP code 85926 in?

ZIP code 85926 observes the MST timezone.