16228 ZIP Code — Ford Cliff, PA

Armstrong County, Pennsylvania

ZIP code 16228 is located in Ford Cliff, Pennsylvania, within Armstrong County. It covers approximately 0.08 square miles and serves a population of 355 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 724/412/878.

About ZIP code 16228

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $88,400. Owner-occupancy is high at 88%, well above the national average.

Median household income is $57,000. 38% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 21 minutes is near the national average.

College attainment at 12% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks.

Overall, ZIP code 16228 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

355

population

0.08

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

16228 ZIP code map

Cities in ZIP code 16228

Below are the cities the US Postal Service accepts for ZIP code 16228. Using any city not on this list may result in mail delivery delays.

City	Status
Ford Cliff	Acceptable

Demographics updated 05/2026

Population
Total population	355
Population density	4,438 / sq mi
State FIPS	42
County FIPS	005

Geography
Land area	0.08 sq mi
Water area	0.00 sq mi
Latitude	40.7608
Longitude	-79.5356
Timezone	Eastern (ET)
Area code	724/412/878

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	56.0%	44.1%	39.8%
$50k – $100k	35.4%	33.9%	30.8%
$100k – $200k	7.4%	18.4%	22.4%
Over $200k	1.1%	3.6%	7.1%

Demographics & statistics

355

Population

4,438

People per sq mi

49.9

Median age

$57,000

Median household income

$31,694

Per capita income

$88,400

Median home value

$875

Median monthly rent

88.3%

Home ownership

9.3%

Poverty rate

3.3%

Unemployment

160

Housing units

11.6%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	44	12.4%
18 and over	311	87.6%
65 and over	80	22.5%
Median age	49.9 years

Race & ethnicity

White 96.3%

Asian 2.8%

Black or African American 0.6%

Two or more races 0.3%

Group	Count	%
White	342	96.3%
Asian	10	2.8%
Black or African American	2	0.6%
Two or more races	1	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	56.0%	44.1%	39.8%
$50k – $100k	35.4%	33.9%	30.8%
$100k – $200k	7.4%	18.4%	22.4%
Over $200k	1.1%	3.6%	7.1%

Under $10k 1.9%

$10k–$15k 3.1%

$15k–$25k 13.0%

$25k–$35k 12.3%

$35k–$50k 14.2%

$50k–$75k 20.4%

$75k–$100k 17.9%

$100k–$150k 5.6%

$150k–$200k 9.9%

$200k+ 1.9%

Range	% of households
Under $10k	1.9%
$10k–$15k	3.1%
$15k–$25k	13.0%
$25k–$35k	12.3%
$35k–$50k	14.2%
$50k–$75k	20.4%
$75k–$100k	17.9%
$100k–$150k	5.6%
$150k–$200k	9.9%
$200k+	1.9%
Median income	$57,000

Housing

Home values

Under $50k 16.8%

$50k–$100k 42.7%

$100k–$150k 30.1%

$150k–$200k 4.2%

$200k–$300k 4.2%

$300k–$500k 2.1%

Housing overview

Metric	Value
Median home value	$88,400
Median rent / month	$875
Owner occupied	88.3%
Renter occupied	11.7%
Vacant	9.5%
Single-family detached	92.7%
Large apartment buildings	0.0%
Mobile homes	5.0%
Median rooms	5.8
Avg household size (owned)	2.21

Year built

Era	%
2020 or later	0.0%
2010–2019	1.1%
2000–2009	1.1%
1990–1999	2.2%
1980–1989	7.3%
1970–1979	3.4%
1960–1969	5.6%
1950–1959	31.8%
1940–1949	14.0%
1939 or earlier	33.5%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	7.3%
2 bedrooms	40.2%
3 bedrooms	43.6%
4 bedrooms	7.8%
5+ bedrooms	1.1%

Vehicles per household

Vehicles	% of households
No vehicle	7.4%
1 vehicle	22.2%
2 vehicles	45.1%
3 or more	25.3%

Heating fuel

Fuel type	%
Utility gas	91.4%
Electricity	8.0%

Households & families

Household type	Count	%
Married-couple family	88	54.3%
Cohabiting couple	12	7.4%
Male householder, no spouse	29	17.9%
Female householder, no spouse	33	20.4%
Households with children under 18	29	17.9%
Households with seniors (65+)	56	34.6%
Average household size	2.19

Marital status

Status	Male	Female
Never married	33.3%	21.6%
Married	56.2%	55.6%
Separated	0.0%	3.1%
Widowed	1.9%	13.0%
Divorced	8.6%	6.8%

Education

Less than 9th grade 2.7%

Some HS, no diploma 2.4%

HS graduate 47.6%

Some college, no degree 18.8%

Associate's degree 16.8%

Bachelor's degree 9.2%

Graduate / professional 2.4%

Metric	%
HS diploma or higher	94.9%
Bachelor's or higher	11.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	2	4.4%
Kindergarten	3	6.7%
Elementary school	17	37.8%
High school	18	40.0%
College / grad school	5	11.1%

Employment

Industry of employment

Education & healthcare 28.2%

Manufacturing 21.8%

Retail trade 15.5%

Arts, food & hospitality 8.6%

Construction 8.0%

Transportation & utilities 4.6%

Finance & real estate 3.4%

Wholesale trade 2.9%

Other services 2.9%

Professional & management 2.3%

Agriculture & mining 1.1%

Public administration 0.6%

Occupation

Category	%
Management, business & arts	36.8%
Service	12.6%
Sales & office	14.4%
Natural resources & construction	7.5%
Production & transportation	28.7%

Employment type

Type	%
Private sector	93.1%
Government	3.4%
Self-employed	3.4%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	86.2%
Carpool	3.4%
Public transit	1.7%
Walk	0.0%
Work from home	6.3%
Other means	2.3%
Avg commute (minutes)	21.3

Poverty

All people 9.3%

Under 18 years 13.6%

18 and over 8.7%

Married-couple families 6.8%

Female-led households 12.5%

Income support

Source	% of households
Social Security	38.3%
Retirement income	34.0%
Supplemental Security	2.5%
Cash public assistance	1.2%
Food stamps / SNAP	11.7%

Health indicators

Condition	%
Obesity	39.8%
High blood pressure	34.4%
High cholesterol	32.8%
Diabetes	10.8%
Heart disease	7.5%
Stroke	3.3%
Asthma	9.9%
Arthritis	31.4%
Kidney disease	3.1%
Pulmonary disease	8.3%
Cancer	7.7%

Behavior / access	%
Smoking	20.7%
Binge drinking	18.3%
No physical activity	25.0%
Less than 7 hrs sleep	36.2%
Depression	21.9%
Fair or poor health	15.0%
Poor mental health	15.2%
Poor physical health	11.5%
No health insurance	10.3%
Visited doctor (checkup)	78.3%
Visited dentist	61.8%
Cholesterol screening	90.6%
Teeth loss	15.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	26	8.4%

Disability	%
Any disability	18.9%
Under 18	18.2%
18–64 years	17.3%
65 and over	23.8%

Health insurance coverage

Type	%
Private insurance	78.3%
Public insurance	43.4%
No insurance	1.1%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	348	98.0%
Spanish	5	1.4%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	5	1.4%

Place of birth & citizenship

Origin	Count	%
Native born (US)	347	97.7%
Born in same state	347	97.7%
Born in different state	322	90.7%
Foreign born	0	0.0%
Naturalized citizen	8	2.3%
Not a US citizen	3	37.5%

Ancestry

Ancestry	Count	%
Arab	41	11.5%
Italian	36	10.1%
French	17	4.8%

Ancestry	Count	%
English	9	2.5%
Irish	1	0.3%

Technology access

Metric	% of households
Computer access	45.6%
Internet access	89.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 16228

What city is ZIP code 16228 in?

ZIP code 16228 is primarily assigned to Ford Cliff, Pennsylvania.

What county is ZIP code 16228 in?

ZIP code 16228 falls within Armstrong County, Pennsylvania.

Is ZIP code 16228 mostly owner-occupied?

88% of occupied units in ZIP code 16228 are owner-occupied, well above the national average.

How educated is the population of ZIP code 16228?

12% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Does ZIP code 16228 have a large retiree population?

38% of households in ZIP code 16228 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 16228?

The median home value in ZIP code 16228 is $88,400.

What timezone is ZIP code 16228 in?

ZIP code 16228 observes the EST timezone.