45326 ZIP Code — Fletcher, OH

Miami County, Ohio

ZIP code 45326 is located in Fletcher, Ohio, within Miami County. It covers approximately 23.40 square miles and serves a population of 1,282 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 326/937.

About ZIP code 45326

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $142,600. Owner-occupancy is high at 79%, well above the national average.

Median household income is $83,594. 33% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is service, with manufacturing as the leading industry. The average commute of 23 minutes is near the national average.

College attainment at 8% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (24%) compared to national benchmarks.

Overall, ZIP code 45326 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

1,282
population
23.40
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
45326 ZIP code map
Cities in ZIP code 45326

Below are the cities the US Postal Service accepts for ZIP code 45326. Using any city not on this list may result in mail delivery delays.

City Status
Fletcher Acceptable
Demographics updated 05/2026
Population
Total population 1,282
Population density 55 / sq mi
State FIPS 39
County FIPS 109
Geography
Land area 23.40 sq mi
Water area 0.02 sq mi
Latitude 40.1332
Longitude -84.0938
Timezone Eastern (ET)
Area code 326/937
Total population by age
Gender
Race & ethnicity
Economics updated 05/2026
Household income
Income range This ZIP County avg State avg
Under $50k 29.0% 38.3% 43.3%
$50k – $100k 45.5% 36.3% 31.4%
$100k – $200k 23.6% 21.9% 20.0%
Over $200k 2.0% 3.5% 5.2%

Demographics & statistics

1,282
Population
55
People per sq mi
39.2
Median age
$83,594
Median household income
$35,700
Per capita income
$142,600
Median home value
$1,125
Median monthly rent
79.4%
Home ownership
13.8%
Poverty rate
1.1%
Unemployment
371
Housing units
7.8%
Bachelor's or higher

Age distribution

Male Female
60
Under 5
65
47
5–9
52
5
10–14
6
42
15–19
46
57
20–24
61
72
25–34
79
74
35–44
81
74
45–54
81
71
55–59
77
22
60–64
24
66
65–74
71
15
75–84
17
8
85+
9
← Male
Female →

Age summary

GroupCount%
Under 1829122.7%
18 and over99177.3%
65 and over18614.5%
Median age39.2 years

Race & ethnicity

White 100%
GroupCount%
White1,282100%

Household income

Income range This ZIP County avg State avg
Under $50k 29.0% 38.3% 43.3%
$50k – $100k 45.5% 36.3% 31.4%
$100k – $200k 23.6% 21.9% 20.0%
Over $200k 2.0% 3.5% 5.2%
Under $10k 1.5%
$15k–$25k 7.7%
$25k–$35k 2.7%
$35k–$50k 9.5%
$50k–$75k 17.7%
$75k–$100k 27.9%
$100k–$150k 21.7%
$150k–$200k 7.1%
$200k+ 4.2%
Range% of households
Under $10k1.5%
$15k–$25k7.7%
$25k–$35k2.7%
$35k–$50k9.5%
$50k–$75k17.7%
$75k–$100k27.9%
$100k–$150k21.7%
$150k–$200k7.1%
$200k+4.2%
Median income$83,594

Housing

Home values

Under $50k 10.6%
$50k–$100k 24.0%
$100k–$150k 17.3%
$150k–$200k 15.0%
$200k–$300k 25.6%
$300k–$500k 5.3%
$500k–$1M 2.2%

Housing overview

MetricValue
Median home value$142,600
Median rent / month$1,125
Owner occupied79.4%
Renter occupied20.6%
Vacant2.6%
Single-family detached90.9%
Large apartment buildings0.0%
Mobile homes8.4%
Median rooms6.3
Avg household size (owned)2.78

Year built

Era%
2020 or later0.0%
2010–20190.0%
2000–20098.2%
1990–19999.3%
1980–19898.0%
1970–197919.0%
1960–19691.9%
1950–19598.6%
1940–19496.9%
1939 or earlier38.1%

Bedrooms

Size% of units
No bedroom (studio)0.6%
1 bedroom0.0%
2 bedrooms17.0%
3 bedrooms52.2%
4 bedrooms26.1%
5+ bedrooms4.1%

Vehicles per household

Vehicles% of households
No vehicle0.7%
1 vehicle10.4%
2 vehicles51.1%
3 or more37.8%

Heating fuel

Fuel type%
Utility gas6.0%
Electricity21.9%
Propane / LP gas45.4%
Fuel oil9.3%
Wood14.4%

Households & families

Household typeCount%
Married-couple family31168.8%
Cohabiting couple4610.2%
Male householder, no spouse5111.3%
Female householder, no spouse449.7%
Households with children under 1815233.6%
Households with seniors (65+)13630.1%
Average household size2.84

Marital status

StatusMaleFemale
Never married26.5%23.6%
Married58.6%65.4%
Separated0.4%0.0%
Widowed1.3%2.7%
Divorced13.2%8.3%

Education

Less than 9th grade 0.6%
Some HS, no diploma 6.2%
HS graduate 48.5%
Some college, no degree 26.2%
Associate's degree 10.7%
Bachelor's degree 4.3%
Graduate / professional 3.6%
Metric%
HS diploma or higher93.2%
Bachelor's or higher7.8%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool5018.2%
Kindergarten00.0%
Elementary school9032.7%
High school6624.0%
College / grad school6925.1%

Employment

Industry of employment

Manufacturing 21.4%
Retail trade 17.6%
Education & healthcare 13.9%
Construction 9.3%
Public administration 8.5%
Arts, food & hospitality 8.0%
Professional & management 6.9%
Transportation & utilities 5.6%
Wholesale trade 3.9%
Agriculture & mining 2.9%
Other services 1.0%
Finance & real estate 0.9%

Occupation

Category%
Management, business & arts16.2%
Service27.0%
Sales & office22.8%
Natural resources & construction13.5%
Production & transportation20.5%

Employment type

Type%
Private sector77.7%
Government15.3%
Self-employed7.0%
Unpaid family workers0.0%

Commute

Method%
Drive alone86.9%
Carpool4.9%
Public transit0.0%
Walk0.1%
Work from home5.5%
Other means2.6%
Avg commute (minutes)23.0

Poverty

All people 13.8%
Under 18 years 37.4%
18 and over 7.0%
Married-couple families 6.1%
Female-led households 26.5%

Income support

Source% of households
Social Security32.5%
Retirement income21.2%
Supplemental Security5.5%
Cash public assistance0.2%
Food stamps / SNAP4.0%

Health indicators

Condition%
Obesity35.4%
High blood pressure33.7%
High cholesterol32.1%
Diabetes10.8%
Heart disease7.2%
Stroke3.2%
Asthma9.8%
Arthritis28.3%
Kidney disease2.9%
Pulmonary disease8.7%
Cancer7.1%
Behavior / access%
Smoking23.6%
Binge drinking18.8%
No physical activity26.2%
Less than 7 hrs sleep35.9%
Depression24.0%
Fair or poor health14.2%
Poor mental health16.2%
Poor physical health10.5%
No health insurance11.5%
Visited doctor (checkup)73.3%
Visited dentist63.4%
Cholesterol screening89.2%
Teeth loss13.9%

Veterans & disability

VeteransCount%
Civilian veterans444.4%
Disability%
Any disability10.3%
Under 184.1%
18–64 years6.6%
65 and over36.0%

Health insurance coverage

Type%
Private insurance68.0%
Public insurance35.4%
No insurance6.6%
Uninsured under 190.3%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only1,15790.2%
Spanish00.0%
Other Indo-European00.0%
Asian & Pacific Islander00.0%
Other languages00.0%

Place of birth & citizenship

OriginCount%
Native born (US)1,282100.0%
Born in same state1,28199.9%
Born in different state1,17591.7%
Foreign born10.1%
Naturalized citizen00.0%
Not a US citizen00.0%

Ancestry

AncestryCount%
Arab21917.1%
Italian1028%
French876.8%
AncestryCount%
Polish40.3%
English30.2%

Technology access

Metric% of households
Computer access35.3%
Internet access94.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 45326

What city is ZIP code 45326 in?

ZIP code 45326 is primarily assigned to Fletcher, Ohio.

What county is ZIP code 45326 in?

ZIP code 45326 falls within Miami County, Ohio.

How educated is the population of ZIP code 45326?

8% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the typical home value in ZIP code 45326?

The median home value in ZIP code 45326 is $142,600.

What is the population of ZIP code 45326?

ZIP code 45326 has an estimated population of 1,282 residents, with a density of 55 people per square mile.

What is the median household income in ZIP code 45326?

The median household income in ZIP code 45326 is $83,594, above the national median of ~$75,000.

What timezone is ZIP code 45326 in?

ZIP code 45326 observes the EST timezone.

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