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Michigan ZIP Codes
Huron County
Filion, MI
48432
48432 ZIP Code — Filion, MI
Huron County, Michigan
ZIP code 48432 is located in
Filion ,
Michigan ,
within Huron County .
It covers approximately 30.44 square miles and serves a population of
536 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 989 .
About ZIP code 48432
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1960s, giving the area an established character. Median home value is $140,000. Owner-occupancy is high at 87%, well above the national average.
Median household income is $56,607. 49% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is production, transportation, and material moving, with retail trade as the leading industry. The average commute of 20 minutes is near the national average.
College attainment at 6% is below the national average, consistent with a trades and production-oriented local economy.
Health indicators show elevated rates of smoking (23%) compared to national benchmarks.
Overall, ZIP code 48432 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.
48432 ZIP code map
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Cities in ZIP code 48432
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Demographics
updated 06/2026
Population
Total population
536
Population density
18 / sq mi
State FIPS
26
County FIPS
063
Geography
Land area
30.44 sq mi
Water area
0.30 sq mi
Latitude
43.8999
Longitude
-82.9793
Timezone
Eastern (ET)
Area code
989
Economics
updated 06/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
47.9%
50.4%
42.6%
$50k – $100k
33.9%
33.1%
31.1%
$100k – $200k
12.9%
13.7%
20.6%
Over $200k
5.4%
2.8%
5.7%
Demographics & statistics
$56,607
Median household income
$140,000
Median home value
Age distribution
Age summary
Group Count %
Under 18 117 21.8%
18 and over 419 78.2%
65 and over 150 28.0%
Median age 42.7 years
Race & ethnicity
Black or African American
0.2%
Group Count %
White 531 98.3%
Hispanic or Latino 4 0.7%
Two or more races 4 0.7%
Black or African American 1 0.2%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
47.9%
50.4%
42.6%
$50k – $100k
33.9%
33.1%
31.1%
$100k – $200k
12.9%
13.7%
20.6%
Over $200k
5.4%
2.8%
5.7%
Range % of households
Under $10k 5.9%
$10k–$15k 1.6%
$15k–$25k 7.5%
$25k–$35k 18.6%
$35k–$50k 8.7%
$50k–$75k 32.0%
$75k–$100k 9.1%
$100k–$150k 9.9%
$150k–$200k 2.8%
$200k+ 4.0%
Median income $56,607
Housing
Housing overview
Metric Value
Median home value $140,000
Median rent / month $867
Owner occupied 87.0%
Renter occupied 13.0%
Vacant 9.0%
Single-family detached 84.2%
Large apartment buildings 0.0%
Mobile homes 8.6%
Median rooms 6.6
Avg household size (owned) 2.17
Year built
Era %
2020 or later 0.0%
2010–2019 1.4%
2000–2009 7.9%
1990–1999 4.0%
1980–1989 13.3%
1970–1979 20.9%
1960–1969 21.2%
1950–1959 9.4%
1940–1949 5.8%
1939 or earlier 16.2%
Bedrooms
Size % of units
No bedroom (studio) 0.7%
1 bedroom 2.9%
2 bedrooms 28.1%
3 bedrooms 47.5%
4 bedrooms 14.4%
5+ bedrooms 6.5%
Vehicles per household
Vehicles % of households
No vehicle 0.8%
1 vehicle 33.6%
2 vehicles 49.4%
3 or more 16.2%
Heating fuel
Fuel type %
Utility gas 40.7%
Electricity 7.1%
Propane / LP gas 27.7%
Fuel oil 14.2%
Wood 10.3%
Households & families
Household type Count %
Married-couple family 101 39.9%
Cohabiting couple 18 7.1%
Male householder, no spouse 105 41.5%
Female householder, no spouse 29 11.5%
Households with children under 18 62 24.5%
Households with seniors (65+) 113 44.7%
Average household size 2.11
Marital status
Status Male Female
Never married 29.4% 24.9%
Married 38.2% 59.2%
Separated 0.4% 3.0%
Widowed 22.1% 4.1%
Divorced 9.9% 8.9%
Education
Some college, no degree
20.2%
Graduate / professional
2.4%
Metric %
HS diploma or higher 93.9%
Bachelor's or higher 6.4%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 4 4.2%
Kindergarten 18 18.9%
Elementary school 36 37.9%
High school 23 24.2%
College / grad school 14 14.7%
Employment
Industry of employment
Education & healthcare
21.7%
Transportation & utilities
6.8%
Agriculture & mining
4.5%
Arts, food & hospitality
3.6%
Finance & real estate
3.2%
Professional & management
3.2%
Public administration
0.5%
Occupation
Category %
Management, business & arts 18.6%
Service 19.9%
Sales & office 23.1%
Natural resources & construction 13.6%
Production & transportation 24.9%
Employment type
Type %
Private sector 93.7%
Government 2.7%
Self-employed 3.6%
Unpaid family workers 0.0%
Commute
Method %
Drive alone 85.5%
Carpool 7.9%
Public transit 0.0%
Walk 0.0%
Work from home 5.6%
Other means 0.9%
Avg commute (minutes) 19.5
Poverty
Married-couple families
5.9%
Female-led households
14.3%
Income support
Source % of households
Social Security 49.4%
Retirement income 19.0%
Supplemental Security 2.0%
Cash public assistance 0.0%
Food stamps / SNAP 7.1%
Health indicators
Condition %
Obesity 36.2%
High blood pressure 38.1%
High cholesterol 37.1%
Diabetes 12.8%
Heart disease 8.5%
Stroke 3.8%
Asthma 11.0%
Arthritis 34.2%
Kidney disease 3.5%
Pulmonary disease 9.8%
Cancer 7.9%
Behavior / access %
Smoking 22.6%
Binge drinking 18.4%
No physical activity 23.8%
Less than 7 hrs sleep 34.9%
Depression 21.8%
Fair or poor health 17.0%
Poor mental health 16.0%
Poor physical health 12.7%
No health insurance 10.1%
Visited doctor (checkup) 75.2%
Visited dentist 66.7%
Cholesterol screening 91.9%
Teeth loss 15.2%
Veterans & disability
Veterans Count %
Civilian veterans 26 6.2%
Disability %
Any disability 12.7%
Under 18 7.7%
18–64 years 12.6%
65 and over 16.7%
Health insurance coverage
Type %
Private insurance 63.6%
Public insurance 53.2%
No insurance 3.9%
Uninsured under 19 0.0%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 496 92.5%
Spanish 0 0.0%
Other Indo-European 0 0.0%
Asian & Pacific Islander 0 0.0%
Other languages 0 0.0%
Place of birth & citizenship
Origin Count %
Native born (US) 534 99.6%
Born in same state 525 97.9%
Born in different state 502 93.7%
Foreign born 9 1.7%
Naturalized citizen 2 0.4%
Not a US citizen 2 100.0%
Ancestry
Ancestry Count %
French 39 7.3%
Italian 34 6.3%
Arab 14 2.6%
Ancestry Count %
German 6 1.1%
English 2 0.4%
Polish 2 0.4%
Technology access
Metric % of households
Computer access 47.2%
Internet access 89.3%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 48432
What city is ZIP code 48432 in?
ZIP code 48432 is primarily assigned to Filion, Michigan.
What county is ZIP code 48432 in?
ZIP code 48432 falls within Huron County, Michigan.
Does ZIP code 48432 have an older population?
28% of residents in ZIP code 48432 are 65 or older, above the national average of ~17%.
How educated is the population of ZIP code 48432?
6% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.
Does ZIP code 48432 have a large retiree population?
49% of households in ZIP code 48432 receive Social Security income, suggesting a significant retiree or disability population.
Is ZIP code 48432 mostly owner-occupied?
87% of occupied units in ZIP code 48432 are owner-occupied, well above the national average.
What timezone is ZIP code 48432 in?
ZIP code 48432 observes the EST timezone.
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