48432 ZIP Code — Filion, MI

Huron County, Michigan

ZIP code 48432 is located in Filion, Michigan, within Huron County. It covers approximately 30.44 square miles and serves a population of 536 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 989.

About ZIP code 48432

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1960s, giving the area an established character. Median home value is $140,000. Owner-occupancy is high at 87%, well above the national average.

Median household income is $56,607. 49% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with retail trade as the leading industry. The average commute of 20 minutes is near the national average.

College attainment at 6% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (23%) compared to national benchmarks.

Overall, ZIP code 48432 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

536
population
30.44
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
48432 ZIP code map
Cities in ZIP code 48432

Below are the cities the US Postal Service accepts for ZIP code 48432. Using any city not on this list may result in mail delivery delays.

City Status
Filion Acceptable
Demographics updated 06/2026
Population
Total population 536
Population density 18 / sq mi
State FIPS 26
County FIPS 063
Geography
Land area 30.44 sq mi
Water area 0.30 sq mi
Latitude 43.8999
Longitude -82.9793
Timezone Eastern (ET)
Area code 989
Total population by age
Gender
Race & ethnicity
Economics updated 06/2026
Household income
Income range This ZIP County avg State avg
Under $50k 47.9% 50.4% 42.6%
$50k – $100k 33.9% 33.1% 31.1%
$100k – $200k 12.9% 13.7% 20.6%
Over $200k 5.4% 2.8% 5.7%

Demographics & statistics

536
Population
18
People per sq mi
42.7
Median age
$56,607
Median household income
$32,734
Per capita income
$140,000
Median home value
$867
Median monthly rent
87.0%
Home ownership
10.3%
Poverty rate
8.7%
Unemployment
245
Housing units
6.4%
Bachelor's or higher

Age distribution

Male Female
23
Under 5
17
18
5–9
14
19
10–14
14
7
15–19
6
24
20–24
17
31
25–34
23
33
35–44
25
24
45–54
17
21
55–59
15
22
60–64
16
59
65–74
43
17
75–84
13
10
85+
8
← Male
Female →

Age summary

GroupCount%
Under 1811721.8%
18 and over41978.2%
65 and over15028.0%
Median age42.7 years

Race & ethnicity

White 98.3%
Hispanic or Latino 0.7%
Two or more races 0.7%
Black or African American 0.2%
GroupCount%
White53198.3%
Hispanic or Latino40.7%
Two or more races40.7%
Black or African American10.2%

Household income

Income range This ZIP County avg State avg
Under $50k 47.9% 50.4% 42.6%
$50k – $100k 33.9% 33.1% 31.1%
$100k – $200k 12.9% 13.7% 20.6%
Over $200k 5.4% 2.8% 5.7%
Under $10k 5.9%
$10k–$15k 1.6%
$15k–$25k 7.5%
$25k–$35k 18.6%
$35k–$50k 8.7%
$50k–$75k 32.0%
$75k–$100k 9.1%
$100k–$150k 9.9%
$150k–$200k 2.8%
$200k+ 4.0%
Range% of households
Under $10k5.9%
$10k–$15k1.6%
$15k–$25k7.5%
$25k–$35k18.6%
$35k–$50k8.7%
$50k–$75k32.0%
$75k–$100k9.1%
$100k–$150k9.9%
$150k–$200k2.8%
$200k+4.0%
Median income$56,607

Housing

Home values

Under $50k 25.5%
$50k–$100k 17.7%
$100k–$150k 8.6%
$150k–$200k 23.2%
$200k–$300k 8.6%
$300k–$500k 11.8%
$500k–$1M 4.5%

Housing overview

MetricValue
Median home value$140,000
Median rent / month$867
Owner occupied87.0%
Renter occupied13.0%
Vacant9.0%
Single-family detached84.2%
Large apartment buildings0.0%
Mobile homes8.6%
Median rooms6.6
Avg household size (owned)2.17

Year built

Era%
2020 or later0.0%
2010–20191.4%
2000–20097.9%
1990–19994.0%
1980–198913.3%
1970–197920.9%
1960–196921.2%
1950–19599.4%
1940–19495.8%
1939 or earlier16.2%

Bedrooms

Size% of units
No bedroom (studio)0.7%
1 bedroom2.9%
2 bedrooms28.1%
3 bedrooms47.5%
4 bedrooms14.4%
5+ bedrooms6.5%

Vehicles per household

Vehicles% of households
No vehicle0.8%
1 vehicle33.6%
2 vehicles49.4%
3 or more16.2%

Heating fuel

Fuel type%
Utility gas40.7%
Electricity7.1%
Propane / LP gas27.7%
Fuel oil14.2%
Wood10.3%

Households & families

Household typeCount%
Married-couple family10139.9%
Cohabiting couple187.1%
Male householder, no spouse10541.5%
Female householder, no spouse2911.5%
Households with children under 186224.5%
Households with seniors (65+)11344.7%
Average household size2.11

Marital status

StatusMaleFemale
Never married29.4%24.9%
Married38.2%59.2%
Separated0.4%3.0%
Widowed22.1%4.1%
Divorced9.9%8.9%

Education

Less than 9th grade 1.6%
Some HS, no diploma 4.5%
HS graduate 51.2%
Some college, no degree 20.2%
Associate's degree 16.2%
Bachelor's degree 4.0%
Graduate / professional 2.4%
Metric%
HS diploma or higher93.9%
Bachelor's or higher6.4%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool44.2%
Kindergarten1818.9%
Elementary school3637.9%
High school2324.2%
College / grad school1414.7%

Employment

Industry of employment

Retail trade 23.1%
Education & healthcare 21.7%
Manufacturing 21.3%
Construction 7.7%
Transportation & utilities 6.8%
Agriculture & mining 4.5%
Other services 4.5%
Arts, food & hospitality 3.6%
Finance & real estate 3.2%
Professional & management 3.2%
Public administration 0.5%

Occupation

Category%
Management, business & arts18.6%
Service19.9%
Sales & office23.1%
Natural resources & construction13.6%
Production & transportation24.9%

Employment type

Type%
Private sector93.7%
Government2.7%
Self-employed3.6%
Unpaid family workers0.0%

Commute

Method%
Drive alone85.5%
Carpool7.9%
Public transit0.0%
Walk0.0%
Work from home5.6%
Other means0.9%
Avg commute (minutes)19.5

Poverty

All people 10.3%
Under 18 years 11.2%
18 and over 10.0%
Married-couple families 5.9%
Female-led households 14.3%

Income support

Source% of households
Social Security49.4%
Retirement income19.0%
Supplemental Security2.0%
Cash public assistance0.0%
Food stamps / SNAP7.1%

Health indicators

Condition%
Obesity36.2%
High blood pressure38.1%
High cholesterol37.1%
Diabetes12.8%
Heart disease8.5%
Stroke3.8%
Asthma11.0%
Arthritis34.2%
Kidney disease3.5%
Pulmonary disease9.8%
Cancer7.9%
Behavior / access%
Smoking22.6%
Binge drinking18.4%
No physical activity23.8%
Less than 7 hrs sleep34.9%
Depression21.8%
Fair or poor health17.0%
Poor mental health16.0%
Poor physical health12.7%
No health insurance10.1%
Visited doctor (checkup)75.2%
Visited dentist66.7%
Cholesterol screening91.9%
Teeth loss15.2%

Veterans & disability

VeteransCount%
Civilian veterans266.2%
Disability%
Any disability12.7%
Under 187.7%
18–64 years12.6%
65 and over16.7%

Health insurance coverage

Type%
Private insurance63.6%
Public insurance53.2%
No insurance3.9%
Uninsured under 190.0%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only49692.5%
Spanish00.0%
Other Indo-European00.0%
Asian & Pacific Islander00.0%
Other languages00.0%

Place of birth & citizenship

OriginCount%
Native born (US)53499.6%
Born in same state52597.9%
Born in different state50293.7%
Foreign born91.7%
Naturalized citizen20.4%
Not a US citizen2100.0%

Ancestry

AncestryCount%
French397.3%
Italian346.3%
Arab142.6%
AncestryCount%
German61.1%
English20.4%
Polish20.4%

Technology access

Metric% of households
Computer access47.2%
Internet access89.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 48432

What city is ZIP code 48432 in?

ZIP code 48432 is primarily assigned to Filion, Michigan.

What county is ZIP code 48432 in?

ZIP code 48432 falls within Huron County, Michigan.

Does ZIP code 48432 have an older population?

28% of residents in ZIP code 48432 are 65 or older, above the national average of ~17%.

How educated is the population of ZIP code 48432?

6% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Does ZIP code 48432 have a large retiree population?

49% of households in ZIP code 48432 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 48432 mostly owner-occupied?

87% of occupied units in ZIP code 48432 are owner-occupied, well above the national average.

What timezone is ZIP code 48432 in?

ZIP code 48432 observes the EST timezone.

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