24088 ZIP Code — Ferrum, VA

Franklin County, Virginia

ZIP code 24088 is located in Ferrum, Virginia, within Franklin County. It covers approximately 112.34 square miles and serves a population of 4,983 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 540.

About ZIP code 24088

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $121,600. Owner-occupancy is high at 78%, well above the national average.

Median household income is $34,188. Poverty affects 26% of residents, above the national average. SNAP benefit usage at 24% of households reflects economic stress in the area. 47% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is service, with education and healthcare as the leading industry. The average commute of 33 minutes is near the national average.

College attainment at 13% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (20%) compared to national benchmarks.

Overall, ZIP code 24088 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.

4,983

population

112.34

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

24088 ZIP code map

Cities in ZIP code 24088

Below are the cities the US Postal Service accepts for ZIP code 24088. Using any city not on this list may result in mail delivery delays.

City	Status
Ferrum	Acceptable
Ferrum	Preferred

Nearby ZIP codes

24102 Henry (5.1 mi) 24055 Bassett (10.6 mi) 24067 Callaway (11.6 mi) 24185 Woolwine (11.9 mi) 24079 Copper Hill (12.4 mi) 24168 Stanleytown (12.4 mi) 24151 Rocky Mount (13 mi) 24089 Fieldale (13.1 mi) 24072 Check (13.4 mi) 24091 Floyd (13.9 mi) 24078 Collinsville (14 mi) 24112 Martinsville (14.4 mi)

Demographics updated 05/2026

Population
Total population	4,983
Population density	44 / sq mi
State FIPS	51
County FIPS	067

Geography
Land area	112.34 sq mi
Water area	0.92 sq mi
Latitude	36.8831
Longitude	-80.0767
Timezone	Eastern (ET)
Area code	540

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	58.7%	46.2%	32.9%
$50k – $100k	25.3%	31.9%	29.2%
$100k – $200k	14.5%	17.3%	26.3%
Over $200k	1.5%	4.6%	11.6%

Demographics & statistics

4,983

Population

People per sq mi

36.9

Median age

$34,188

Median household income

$21,466

Per capita income

$121,600

Median home value

$644

Median monthly rent

77.7%

Home ownership

25.6%

Poverty rate

4.2%

Unemployment

1,644

Housing units

13.2%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

102

396

15–19

418

372

20–24

391

153

25–34

161

180

35–44

190

276

45–54

290

259

55–59

273

157

60–64

165

244

65–74

257

118

75–84

125

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	731	14.7%
18 and over	4,252	85.3%
65 and over	818	16.4%
Median age	36.9 years

Race & ethnicity

White 85.2%

Black or African American 9.9%

Two or more races 2.5%

Hispanic or Latino 1.8%

Other race 0.6%

Group	Count	%
White	4,323	85.2%
Black or African American	503	9.9%
Two or more races	126	2.5%
Hispanic or Latino	93	1.8%
Other race	29	0.6%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	58.7%	46.2%	32.9%
$50k – $100k	25.3%	31.9%	29.2%
$100k – $200k	14.5%	17.3%	26.3%
Over $200k	1.5%	4.6%	11.6%

Under $10k 10.6%

$10k–$15k 6.8%

$15k–$25k 17.0%

$25k–$35k 16.6%

$35k–$50k 10.4%

$50k–$75k 7.1%

$75k–$100k 16.5%

$100k–$150k 8.7%

$150k–$200k 2.3%

$200k+ 4.0%

Range	% of households
Under $10k	10.6%
$10k–$15k	6.8%
$15k–$25k	17.0%
$25k–$35k	16.6%
$35k–$50k	10.4%
$50k–$75k	7.1%
$75k–$100k	16.5%
$100k–$150k	8.7%
$150k–$200k	2.3%
$200k+	4.0%
Median income	$34,188

Housing

Home values

Under $50k 23.3%

$50k–$100k 13.5%

$100k–$150k 22.6%

$150k–$200k 16.3%

$200k–$300k 13.0%

$300k–$500k 10.3%

$500k–$1M 1.0%

Housing overview

Metric	Value
Median home value	$121,600
Median rent / month	$644
Owner occupied	77.7%
Renter occupied	22.3%
Vacant	15.2%
Single-family detached	64.1%
Large apartment buildings	0.0%
Mobile homes	32.6%
Median rooms	5.5
Avg household size (owned)	2.47

Year built

Era	%
2020 or later	0.8%
2010–2019	1.7%
2000–2009	17.8%
1990–1999	18.4%
1980–1989	16.2%
1970–1979	14.4%
1960–1969	8.2%
1950–1959	4.3%
1940–1949	4.9%
1939 or earlier	13.2%

Bedrooms

Size	% of units
No bedroom (studio)	2.2%
1 bedroom	0.0%
2 bedrooms	35.3%
3 bedrooms	47.9%
4 bedrooms	13.0%
5+ bedrooms	1.7%

Vehicles per household

Vehicles	% of households
No vehicle	7.5%
1 vehicle	26.5%
2 vehicles	36.9%
3 or more	29.1%

Heating fuel

Fuel type	%
Utility gas	1.1%
Electricity	67.3%
Propane / LP gas	8.7%
Fuel oil	8.2%
Wood	14.7%

Households & families

Household type	Count	%
Married-couple family	926	53.9%
Cohabiting couple	129	7.5%
Male householder, no spouse	266	15.5%
Female householder, no spouse	398	23.2%
Households with children under 18	540	31.4%
Households with seniors (65+)	590	34.3%
Average household size	2.32

Marital status

Status	Male	Female
Never married	44.4%	43.7%
Married	44.3%	40.0%
Separated	0.2%	0.4%
Widowed	4.4%	9.7%
Divorced	6.7%	6.2%

Education

Less than 9th grade 5.6%

Some HS, no diploma 11.7%

HS graduate 41.2%

Some college, no degree 20.5%

Associate's degree 7.8%

Bachelor's degree 7.4%

Graduate / professional 5.8%

Metric	%
HS diploma or higher	82.7%
Bachelor's or higher	13.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	22	1.3%
Kindergarten	40	2.3%
Elementary school	270	15.8%
High school	253	14.8%
College / grad school	1,122	65.7%

Employment

Industry of employment

Education & healthcare 23.2%

Retail trade 14.7%

Manufacturing 14.6%

Arts, food & hospitality 14.5%

Professional & management 7.9%

Transportation & utilities 6.0%

Construction 4.5%

Other services 4.1%

Wholesale trade 2.8%

Public administration 2.7%

Finance & real estate 2.6%

Agriculture & mining 2.2%

Information 0.1%

Occupation

Category	%
Management, business & arts	24.0%
Service	25.3%
Sales & office	23.6%
Natural resources & construction	6.8%
Production & transportation	20.3%

Employment type

Type	%
Private sector	79.9%
Government	15.8%
Self-employed	3.2%
Unpaid family workers	1.1%

Commute

Method	%
Drive alone	70.5%
Carpool	9.3%
Public transit	1.4%
Walk	12.6%
Work from home	5.9%
Other means	0.3%
Avg commute (minutes)	32.5

Poverty

All people 25.6%

Under 18 years 41.7%

18 and over 22.0%

Married-couple families 21.4%

Female-led households 28.6%

Income support

Source	% of households
Social Security	47.3%
Retirement income	23.2%
Supplemental Security	14.1%
Cash public assistance	5.5%
Food stamps / SNAP	23.6%

Health indicators

Condition	%
Obesity	34.5%
High blood pressure	33.0%
High cholesterol	30.8%
Diabetes	9.7%
Heart disease	6.0%
Stroke	3.0%
Asthma	10.5%
Arthritis	24.0%
Kidney disease	2.7%
Pulmonary disease	7.7%
Cancer	5.5%

Behavior / access	%
Smoking	20.3%
Binge drinking	17.1%
No physical activity	24.6%
Less than 7 hrs sleep	32.1%
Depression	23.0%
Fair or poor health	16.0%
Poor mental health	16.8%
Poor physical health	10.6%
No health insurance	14.3%
Visited doctor (checkup)	75.2%
Visited dentist	64.2%
Cholesterol screening	85.3%
Teeth loss	15.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	262	6.2%

Disability	%
Any disability	16.4%
Under 18	3.7%
18–64 years	17.3%
65 and over	24.1%

Health insurance coverage

Type	%
Private insurance	64.2%
Public insurance	44.7%
No insurance	3.3%
Uninsured under 19	1.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,831	96.9%
Spanish	13	0.3%
Other Indo-European	0	0.0%
Asian & Pacific Islander	13	0.3%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,951	99.4%
Born in same state	4,948	99.3%
Born in different state	3,671	73.7%
Foreign born	3	0.1%
Naturalized citizen	32	0.6%
Not a US citizen	23	71.9%

Ancestry

Ancestry	Count	%
Arab	549	11%
French	414	8.3%
Italian	376	7.5%

Ancestry	Count	%
English	36	0.7%
Polish	26	0.5%
German	8	0.2%

Technology access

Metric	% of households
Computer access	34.5%
Internet access	83.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 24088

What city is ZIP code 24088 in?

ZIP code 24088 is primarily assigned to Ferrum, Virginia.

What county is ZIP code 24088 in?

ZIP code 24088 falls within Franklin County, Virginia.

What is the poverty rate in ZIP code 24088?

26% of residents in ZIP code 24088 live below the poverty line, above the national average.

Does ZIP code 24088 have a large retiree population?

47% of households in ZIP code 24088 receive Social Security income, suggesting a significant retiree or disability population.

How educated is the population of ZIP code 24088?

13% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the typical home value in ZIP code 24088?

The median home value in ZIP code 24088 is $121,600.

What timezone is ZIP code 24088 in?

ZIP code 24088 observes the EST timezone.