73646 ZIP Code — Fay, OK

Dewey County, Oklahoma

ZIP code 73646 is located in Fay, Oklahoma, within Dewey County. It covers approximately 115.15 square miles and serves a population of 335 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 580.

About ZIP code 73646

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $104,700. Owner-occupancy is high at 96%, well above the national average.

The gap between median ($90,313) and mean household income suggests income inequality — a small number of higher earners pull the average up. 39% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with construction as the leading industry. An above-average commute of 40 minutes suggests many residents work outside the immediate area.

College attainment at 8% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks. 22% of residents lack health insurance, above the national average.

Notable community characteristics include a notable veteran presence at 17% of civilians, above the national average of 7%; and disability rates above the national average at 31%.

Overall, ZIP code 73646 reflects a community defined by a trades-oriented workforce, a strong veteran community, high homeownership, and a significant Social Security-dependent population.

335

population

115.15

sq mi land

Standard

ZIP type

Central (CT)

timezone

73646 ZIP code map

Cities in ZIP code 73646

Below are the cities the US Postal Service accepts for ZIP code 73646. Using any city not on this list may result in mail delivery delays.

City	Status
Fay	Preferred

Nearby ZIP codes

73658 Oakwood (5.6 mi) 73669 Thomas (8.1 mi) 73724 Canton (12.8 mi) 73772 Watonga (15.2 mi) 73040 Geary (17.6 mi) 73043 Greenfield (17.8 mi) 73663 Seiling (18.2 mi) 73639 Custer City (18.6 mi) 73667 Taloga (19.2 mi) 73096 Weatherford (19.9 mi)

Demographics updated 05/2026

Population
Total population	335
Population density	3 / sq mi
State FIPS	40
County FIPS	043

Geography
Land area	115.15 sq mi
Water area	0.04 sq mi
Latitude	35.8342
Longitude	-98.6851
Timezone	Central (CT)
Area code	580

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	27.6%	44.8%	46.5%
$50k – $100k	47.1%	33.2%	31.0%
$100k – $200k	14.4%	16.2%	18.1%
Over $200k	10.9%	5.7%	4.5%

Demographics & statistics

335

Population

People per sq mi

54.0

Median age

$90,313

Median household income

$56,417

Per capita income

$104,700

Median home value

Median monthly rent

95.9%

Home ownership

0.0%

Poverty rate

4.5%

Unemployment

209

Housing units

8.4%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	58	17.3%
18 and over	277	82.7%
65 and over	60	17.9%
Median age	54.0 years

Race & ethnicity

White 70.4%

American Indian / Alaska Native 17.1%

Two or more races 8%

Hispanic or Latino 4.6%

Group	Count	%
White	247	70.4%
American Indian / Alaska Native	60	17.1%
Two or more races	28	8%
Hispanic or Latino	16	4.6%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	27.6%	44.8%	46.5%
$50k – $100k	47.1%	33.2%	31.0%
$100k – $200k	14.4%	16.2%	18.1%
Over $200k	10.9%	5.7%	4.5%

$15k–$25k 6.1%

$35k–$50k 6.1%

$50k–$75k 19.7%

$75k–$100k 25.9%

$100k–$150k 30.6%

$200k+ 11.6%

Range	% of households
$15k–$25k	6.1%
$35k–$50k	6.1%
$50k–$75k	19.7%
$75k–$100k	25.9%
$100k–$150k	30.6%
$200k+	11.6%
Median income	$90,313

Housing

Home values

Under $50k 7.8%

$50k–$100k 41.1%

$100k–$150k 26.2%

$150k–$200k 3.5%

$200k–$300k 15.6%

$300k–$500k 5.7%

Housing overview

Metric	Value
Median home value	$104,700
Median rent / month	$0
Owner occupied	95.9%
Renter occupied	4.1%
Vacant	31.6%
Single-family detached	58.6%
Large apartment buildings	0.0%
Mobile homes	41.4%
Median rooms	6.8
Avg household size (owned)	2.29

Year built

Era	%
2020 or later	0.0%
2010–2019	13.5%
2000–2009	20.0%
1990–1999	4.7%
1980–1989	20.5%
1970–1979	4.2%
1960–1969	2.3%
1950–1959	4.2%
1940–1949	12.6%
1939 or earlier	18.1%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	0.0%
2 bedrooms	36.7%
3 bedrooms	32.6%
4 bedrooms	30.7%
5+ bedrooms	0.0%

Vehicles per household

Vehicles	% of households
No vehicle	6.1%
1 vehicle	33.3%
2 vehicles	20.4%
3 or more	40.1%

Heating fuel

Fuel type	%
Utility gas	28.6%
Electricity	40.1%
Propane / LP gas	26.5%

Households & families

Household type	Count	%
Married-couple family	84	57.1%
Cohabiting couple	4	2.7%
Male householder, no spouse	25	17.0%
Female householder, no spouse	34	23.1%
Households with children under 18	31	21.1%
Households with seniors (65+)	62	42.2%
Average household size	2.28

Marital status

Status	Male	Female
Never married	14.5%	12.4%
Married	72.4%	62.1%
Separated	0.0%	0.0%
Widowed	4.6%	22.2%
Divorced	8.6%	3.3%

Education

Less than 9th grade 0.0%

Some HS, no diploma 6.1%

HS graduate 67.7%

Some college, no degree 14.8%

Associate's degree 3.0%

Bachelor's degree 7.6%

Graduate / professional 0.8%

Metric	%
HS diploma or higher	93.9%
Bachelor's or higher	8.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	13	31.7%
High school	28	68.3%
College / grad school	0	0.0%

Employment

Industry of employment

Construction 36.1%

Agriculture & mining 15.0%

Manufacturing 13.6%

Transportation & utilities 12.2%

Education & healthcare 8.8%

Finance & real estate 4.8%

Arts, food & hospitality 4.1%

Professional & management 2.7%

Wholesale trade 1.4%

Retail trade 0.7%

Public administration 0.7%

Occupation

Category	%
Management, business & arts	34.0%
Service	10.9%
Sales & office	25.2%
Natural resources & construction	17.7%
Production & transportation	12.2%

Employment type

Type	%
Private sector	83.7%
Government	12.9%
Self-employed	3.4%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	100.0%
Carpool	0.0%
Public transit	0.0%
Walk	0.0%
Work from home	0.0%
Other means	0.0%
Avg commute (minutes)	40.4

Poverty

All people 0.0%

Under 18 years 0.0%

18 and over 0.0%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	38.8%
Retirement income	32.7%
Supplemental Security	12.9%
Cash public assistance	0.0%
Food stamps / SNAP	5.4%

Health indicators

Condition	%
Obesity	38.6%
High blood pressure	43.6%
High cholesterol	41.5%
Diabetes	13.8%
Heart disease	9.4%
Stroke	4.2%
Asthma	10.5%
Arthritis	32.1%
Kidney disease	3.7%
Pulmonary disease	10.3%
Cancer	8.2%

Behavior / access	%
Smoking	20.6%
Binge drinking	12.3%
No physical activity	30.4%
Less than 7 hrs sleep	32.6%
Depression	24.1%
Fair or poor health	19.2%
Poor mental health	15.3%
Poor physical health	13.9%
No health insurance	14.8%
Visited doctor (checkup)	77.9%
Visited dentist	59.7%
Cholesterol screening	90.5%
Teeth loss	18.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	47	17.0%

Disability	%
Any disability	31.0%
Under 18	15.5%
18–64 years	30.0%
65 and over	50.0%

Health insurance coverage

Type	%
Private insurance	65.1%
Public insurance	23.9%
No insurance	22.4%
Uninsured under 19	46.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	318	94.9%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	335	100.0%
Born in same state	335	100.0%
Born in different state	191	57.0%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Italian	65	19.4%
French	25	7.5%
Polish	3	0.9%

Ancestry	Count	%
German	2	0.6%
Arab	2	0.6%
Irish	1	0.3%

Technology access

Metric	% of households
Computer access	43.9%
Internet access	91.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 73646

What city is ZIP code 73646 in?

ZIP code 73646 is primarily assigned to Fay, Oklahoma.

What county is ZIP code 73646 in?

ZIP code 73646 falls within Blaine County, Oklahoma.

Is ZIP code 73646 mostly owner-occupied?

96% of occupied units in ZIP code 73646 are owner-occupied, well above the national average.

How educated is the population of ZIP code 73646?

8% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Does ZIP code 73646 have a large veteran population?

17% of civilians in ZIP code 73646 are veterans, above the national average of ~7%.

Does ZIP code 73646 have a large retiree population?

39% of households in ZIP code 73646 receive Social Security income, suggesting a significant retiree or disability population.

What timezone is ZIP code 73646 in?

ZIP code 73646 observes the CST timezone.