00738 ZIP Code — Fajardo, PR

Fajardo County, Puerto Rico

ZIP code 00738 is located in Fajardo, Puerto Rico, within Fajardo County. It covers approximately 29.62 square miles and serves a population of 30,093 residents. This is a standard ZIP code in the Atlantic (AT) — no DST timezone, served by area code 787/939.

About ZIP code 00738

The housing stock consists of a mix of housing types. Most homes were built in the 1970s, giving the area an established character. Median home value is $114,200. Owner-occupancy sits near the national average at 70%.

Median household income is $24,643. Poverty affects 42% of residents, above the national average. SNAP benefit usage at 45% of households reflects economic stress in the area. 46% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is service, with education and healthcare as the leading industry. The average commute of 27 minutes is near the national average.

Overall, ZIP code 00738 reflects a community defined by economic challenges above the national average, a significant Social Security-dependent population, and elevated reliance on food assistance.

30,093

population

29.62

sq mi land

Standard

ZIP type

Atlantic (AT) — no DST

timezone

00738 ZIP code map

Cities in ZIP code 00738

Below are the cities the US Postal Service accepts for ZIP code 00738. Using any city not on this list may result in mail delivery delays.

City	Status
Fajardo	Preferred
Fajardo	Acceptable

Nearby ZIP codes

00740 Puerto Real (2.4 mi) 00742 Roosevelt Roads (3 mi) 00735 Ceiba (4.6 mi) 00773 Luquillo (4.8 mi) 00718 Naguabo (9.5 mi) 00745 Rio Grande (11.9 mi) 00741 Punta Santiago (12.5 mi) 00729 Canovanas (15.8 mi) 00791 Humacao (16.1 mi) 00771 Las Piedras (16.3 mi) 00777 Juncos (17.8 mi) 00772 Loiza (18.5 mi)

Demographics updated 05/2026

Population
Total population	30,093
Population density	1,016 / sq mi
State FIPS	72
County FIPS	053

Geography
Land area	29.62 sq mi
Water area	29.77 sq mi
Latitude	18.3100
Longitude	-65.6540
Timezone	Atlantic (AT) — no DST
Area code	787/939

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	85.4%	86.1%	80.8%
$50k – $100k	12.3%	11.7%	14.5%
$100k – $200k	1.9%	1.8%	3.8%
Over $200k	0.5%	0.4%	1.0%

Demographics & statistics

30,093

Population

1,016

People per sq mi

44.2

Median age

$24,643

Median household income

$15,739

Per capita income

$114,200

Median home value

$616

Median monthly rent

69.9%

Home ownership

41.5%

Poverty rate

22.8%

Unemployment

14,120

Housing units

0.0%

Bachelor's or higher

Age distribution

Male Female

483

Under 5

558

594

5–9

688

825

10–14

955

851

15–19

984

959

20–24

1,111

1,838

25–34

2,127

1,523

35–44

1,763

1,887

45–54

2,183

763

55–59

883

982

60–64

1,136

1,500

65–74

1,736

1,296

75–84

1,500

449

85+

519

← Male

Female →

Age summary

Group	Count	%
Under 18	5,149	17.1%
18 and over	24,944	82.9%
65 and over	7,000	23.3%
Median age	44.2 years

Race & ethnicity

Hispanic or Latino 38.1%

Other race 20.2%

White 18.9%

Two or more races 18.5%

Black or African American 4.2%

Asian 0.1%

Group	Count	%
Hispanic or Latino	18,489	38.1%
Other race	9,806	20.2%
White	9,206	18.9%
Two or more races	8,985	18.5%
Black or African American	2,033	4.2%
Asian	47	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	85.4%	86.1%	80.8%
$50k – $100k	12.3%	11.7%	14.5%
$100k – $200k	1.9%	1.8%	3.8%
Over $200k	0.5%	0.4%	1.0%

Under $10k 19.2%

$10k–$15k 10.1%

$15k–$25k 21.2%

$25k–$35k 14.8%

$35k–$50k 14.9%

$50k–$75k 13.1%

$75k–$100k 3.5%

$100k–$150k 2.1%

$150k–$200k 0.1%

$200k+ 1.0%

Range	% of households
Under $10k	19.2%
$10k–$15k	10.1%
$15k–$25k	21.2%
$25k–$35k	14.8%
$35k–$50k	14.9%
$50k–$75k	13.1%
$75k–$100k	3.5%
$100k–$150k	2.1%
$150k–$200k	0.1%
$200k+	1.0%
Median income	$24,643

Housing

Home values

Under $50k 6.2%

$50k–$100k 29.1%

$100k–$150k 41.8%

$150k–$200k 10.5%

$200k–$300k 9.3%

$300k–$500k 1.8%

$500k–$1M 1.3%

Housing overview

Metric	Value
Median home value	$114,200
Median rent / month	$616
Owner occupied	69.9%
Renter occupied	30.1%
Vacant	32.8%
Single-family detached	62.1%
Large apartment buildings	7.5%
Mobile homes	0.1%
Median rooms	4.3
Avg household size (owned)	2.54

Year built

Era	%
2020 or later	0.1%
2010–2019	0.6%
2000–2009	13.3%
1990–1999	16.8%
1980–1989	13.7%
1970–1979	26.8%
1960–1969	18.0%
1950–1959	8.0%
1940–1949	1.1%
1939 or earlier	1.6%

Bedrooms

Size	% of units
No bedroom (studio)	2.8%
1 bedroom	7.4%
2 bedrooms	16.6%
3 bedrooms	59.7%
4 bedrooms	12.2%
5+ bedrooms	1.2%

Vehicles per household

Vehicles	% of households
No vehicle	13.4%
1 vehicle	40.2%
2 vehicles	32.1%
3 or more	14.3%

Heating fuel

Fuel type	%
Utility gas	0.1%
Electricity	8.6%
Propane / LP gas	1.0%
Solar	0.6%
No fuel used	89.7%

Households & families

Household type	Count	%
Married-couple family	0	0.0%
Cohabiting couple	0	0.0%
Male householder, no spouse	0	0.0%
Female householder, no spouse	0	0.0%
Households with children under 18	0	0.0%
Households with seniors (65+)	0	0.0%
Average household size	0.00

Marital status

Status	Male	Female
Never married	0.0%	0.0%
Married	0.0%	0.0%
Separated	0.0%	0.0%
Widowed	0.0%	0.0%
Divorced	0.0%	0.0%

Education

Less than 9th grade 0.0%

Some HS, no diploma 0.0%

HS graduate 0.0%

Some college, no degree 0.0%

Associate's degree 0.0%

Bachelor's degree 0.0%

Graduate / professional 0.0%

Metric	%
HS diploma or higher	0.0%
Bachelor's or higher	0.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	0	0.0%
High school	0	0.0%
College / grad school	0	0.0%

Employment

Industry of employment

Education & healthcare 19.8%

Retail trade 15.1%

Arts, food & hospitality 15.0%

Professional & management 13.1%

Public administration 9.5%

Manufacturing 6.9%

Other services 6.0%

Transportation & utilities 3.7%

Construction 3.3%

Finance & real estate 2.9%

Information 2.3%

Agriculture & mining 1.6%

Wholesale trade 0.9%

Occupation

Category	%
Management, business & arts	26.0%
Service	28.2%
Sales & office	23.6%
Natural resources & construction	9.0%
Production & transportation	13.1%

Employment type

Type	%
Private sector	66.9%
Government	19.5%
Self-employed	13.2%
Unpaid family workers	0.3%

Commute

Method	%
Drive alone	81.9%
Carpool	4.5%
Public transit	0.7%
Walk	1.9%
Work from home	7.6%
Other means	3.5%
Avg commute (minutes)	27.1

Poverty

All people 41.5%

Under 18 years 63.8%

18 and over 36.9%

Married-couple families 29.5%

Female-led households 53.6%

Income support

Source	% of households
Social Security	46.1%
Retirement income	20.4%
Supplemental Security	0.0%
Cash public assistance	1.9%
Food stamps / SNAP	44.7%

Health indicators

Condition	%
Obesity	0.0%
High blood pressure	0.0%
High cholesterol	0.0%
Diabetes	0.0%
Heart disease	0.0%
Stroke	0.0%
Asthma	0.0%
Arthritis	0.0%
Kidney disease	0.0%
Pulmonary disease	0.0%
Cancer	0.0%

Behavior / access	%
Smoking	0.0%
Binge drinking	0.0%
No physical activity	0.0%
Less than 7 hrs sleep	0.0%
Depression	0.0%
Fair or poor health	0.0%
Poor mental health	0.0%
Poor physical health	0.0%
No health insurance	0.0%
Visited doctor (checkup)	0.0%
Visited dentist	0.0%
Cholesterol screening	0.0%
Teeth loss	0.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	0	0.0%

Disability	%
Any disability	0.0%
Under 18	0.0%
18–64 years	0.0%
65 and over	0.0%

Health insurance coverage

Type	%
Private insurance	36.2%
Public insurance	64.5%
No insurance	7.0%
Uninsured under 19	2.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	0	0.0%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	0	0.0%
Born in same state	0	0.0%
Born in different state	0	0.0%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Technology access

Metric	% of households
Computer access	0.0%
Internet access	0.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 00738

What city is ZIP code 00738 in?

ZIP code 00738 is primarily assigned to Fajardo, Puerto Rico.

What county is ZIP code 00738 in?

ZIP code 00738 falls within Fajardo County, Puerto Rico.

What is the poverty rate in ZIP code 00738?

42% of residents in ZIP code 00738 live below the poverty line, above the national average.

Does ZIP code 00738 have a large retiree population?

46% of households in ZIP code 00738 receive Social Security income, suggesting a significant retiree or disability population.

What is the median household income in ZIP code 00738?

The median household income in ZIP code 00738 is $24,643, below the national median of ~$75,000.

What is the typical home value in ZIP code 00738?

The median home value in ZIP code 00738 is $114,200.

What timezone is ZIP code 00738 in?

ZIP code 00738 observes the AST timezone.