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New Mexico ZIP Codes
Rio Arriba County
Embudo, NM
87531
87531 ZIP Code — Embudo, NM
Rio Arriba County, New Mexico
ZIP code 87531 is located in
Embudo ,
New Mexico ,
within Rio Arriba County .
It covers approximately 33.18 square miles and serves a population of
308 residents.
This is a standard ZIP code in the Mountain (MT) timezone,
served by area code 505 .
About ZIP code 87531
The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $200,000.
The dominant occupation class is production, transportation, and material moving, with construction as the leading industry. Remote work is prevalent — 55% of workers work from home.
College attainment at 21% is below the national average, consistent with a trades and production-oriented local economy.
Health indicators show elevated rates of diabetes (18%) compared to national benchmarks.
Notable community characteristics include a notable veteran presence at 16% of civilians, above the national average of 7%; and disability rates above the national average at 25%.
Overall, ZIP code 87531 reflects a community defined by economic challenges above the national average, a strong veteran community, high homeownership, a high rate of remote workers, and a significant Social Security-dependent population.
87531 ZIP code map
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Cities in ZIP code 87531
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Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
308
Population density
9 / sq mi
State FIPS
35
County FIPS
039
Geography
Land area
33.18 sq mi
Water area
0.23 sq mi
Latitude
36.1485
Longitude
-106.0146
Timezone
Mountain (MT)
Area code
505
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
54.3%
56.2%
48.8%
$50k – $100k
28.7%
27.3%
29.4%
$100k – $200k
4.3%
13.5%
17.6%
Over $200k
12.8%
3.0%
4.1%
Demographics & statistics
$0
Median household income
$200,000
Median home value
20.5%
Bachelor's or higher
Age distribution
Age summary
Group Count % Under 18 0 0.0% 18 and over 308 100.0% 65 and over 273 88.6% Median age 74.5 years
Race & ethnicity
Group Count % White 299 97.1% Two or more races 9 2.9%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
54.3%
56.2%
48.8%
$50k – $100k
28.7%
27.3%
29.4%
$100k – $200k
4.3%
13.5%
17.6%
Over $200k
12.8%
3.0%
4.1%
Range % of households $15k–$25k 26.5% $35k–$50k 28.0% $50k–$75k 38.6% $100k–$150k 6.8% Median income $0
Housing
Housing overview
Metric Value Median home value $200,000 Median rent / month $0 Owner occupied 100.0% Renter occupied 0.0% Vacant 44.5% Single-family detached 53.4% Large apartment buildings 0.0% Mobile homes 46.6% Median rooms 4.5 Avg household size (owned) 2.33
Year built
Era % 2020 or later 0.0% 2010–2019 0.0% 2000–2009 0.0% 1990–1999 0.0% 1980–1989 34.0% 1970–1979 24.8% 1960–1969 12.2% 1950–1959 0.0% 1940–1949 29.0% 1939 or earlier 0.0%
Bedrooms
Size % of units No bedroom (studio) 0.0% 1 bedroom 0.0% 2 bedrooms 53.4% 3 bedrooms 34.5% 4 bedrooms 12.2% 5+ bedrooms 0.0%
Vehicles per household
Vehicles % of households No vehicle 0.0% 1 vehicle 0.0% 2 vehicles 39.4% 3 or more 60.6%
Heating fuel
Fuel type % Utility gas 22.0% Electricity 6.8% Wood 71.2%
Households & families
Household type Count % Married-couple family 89 67.4% Cohabiting couple 0 0.0% Male householder, no spouse 35 26.5% Female householder, no spouse 8 6.1% Households with children under 18 0 0.0% Households with seniors (65+) 132 100.0% Average household size 2.33
Marital status
Status Male Female Never married 28.5% 0.0% Married 71.5% 45.4% Separated 0.0% 0.0% Widowed 0.0% 4.3% Divorced 0.0% 50.3%
Education
Less than 9th grade
11.4%
Some HS, no diploma
17.2%
Some college, no degree
37.3%
Graduate / professional
12.3%
Metric % HS diploma or higher 71.4% Bachelor's or higher 20.5%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 0 0.0% Kindergarten 0 0.0% Elementary school 0 0.0% High school 0 0.0% College / grad school 0 0.0%
Employment
Industry of employment
Professional & management
21.2%
Arts, food & hospitality
17.3%
Occupation
Category % Management, business & arts 8.7% Service 0.0% Sales & office 21.2% Natural resources & construction 33.7% Production & transportation 36.5%
Employment type
Type % Private sector 66.3% Government 0.0% Self-employed 33.7% Unpaid family workers 0.0%
Commute
Method % Drive alone 44.9% Carpool 0.0% Public transit 0.0% Walk 0.0% Work from home 55.1% Other means 0.0% Avg commute (minutes) 0.0
Poverty
Married-couple families
0.0%
Female-led households
0.0%
Income support
Source % of households Social Security 100.0% Retirement income 66.7% Supplemental Security 0.0% Cash public assistance 0.0% Food stamps / SNAP 0.0%
Health indicators
Condition % Obesity 29.2% High blood pressure 41.1% High cholesterol 38.7% Diabetes 17.7% Heart disease 10.1% Stroke 4.7% Asthma 9.7% Arthritis 34.4% Kidney disease 4.8% Pulmonary disease 8.6% Cancer 8.2%
Behavior / access % Smoking 16.2% Binge drinking 10.7% No physical activity 25.9% Less than 7 hrs sleep 29.5% Depression 17.7% Fair or poor health 20.5% Poor mental health 12.0% Poor physical health 14.0% No health insurance 12.8% Visited doctor (checkup) 74.1% Visited dentist 62.6% Cholesterol screening 91.9% Teeth loss 14.6%
Veterans & disability
Veterans Count % Civilian veterans 50 16.2%
Disability % Any disability 25.3% Under 18 0.0% 18–64 years 0.0% 65 and over 28.6%
Health insurance coverage
Type % Private insurance 19.8% Public insurance 88.6% No insurance 11.4% Uninsured under 19 0.0%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 308 100.0% Spanish 0 0.0% Other Indo-European 0 0.0% Asian & Pacific Islander 0 0.0% Other languages 0 0.0%
Place of birth & citizenship
Origin Count % Native born (US) 308 100.0% Born in same state 308 100.0% Born in different state 108 35.1% Foreign born 0 0.0% Naturalized citizen 0 0.0% Not a US citizen 0 0.0%
Ancestry
Ancestry Count % Italian 128 41.6%
Ancestry Count % French 25 8.1%
Technology access
Metric % of households Computer access 42.9% Internet access 78.0%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 87531
What city is ZIP code 87531 in?
ZIP code 87531 is primarily assigned to Embudo, New Mexico.
What county is ZIP code 87531 in?
ZIP code 87531 falls within Rio Arriba County, New Mexico.
Does ZIP code 87531 have an older population?
89% of residents in ZIP code 87531 are 65 or older, above the national average of ~17%.
Does ZIP code 87531 have a large retiree population?
100% of households in ZIP code 87531 receive Social Security income, suggesting a significant retiree or disability population.
What is the poverty rate in ZIP code 87531?
42% of residents in ZIP code 87531 live below the poverty line, above the national average.
Does ZIP code 87531 have a large veteran population?
16% of civilians in ZIP code 87531 are veterans, above the national average of ~7%.
What timezone is ZIP code 87531 in?
ZIP code 87531 observes the MST timezone.
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