55732 ZIP Code — Embarrass, MN

Saint Louis County, Minnesota

ZIP code 55732 is located in Embarrass, Minnesota, within Saint Louis County. It covers approximately 206.85 square miles and serves a population of 1,455 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 218.

About ZIP code 55732

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $161,900. Owner-occupancy is high at 97%, well above the national average.

Median household income is $58,000. 38% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 33 minutes is near the national average.

College attainment at 19% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (22%) compared to national benchmarks.

Overall, ZIP code 55732 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

1,455

population

206.85

sq mi land

Standard

ZIP type

Central (CT)

timezone

55732 ZIP code map

Cities in ZIP code 55732

Below are the cities the US Postal Service accepts for ZIP code 55732. Using any city not on this list may result in mail delivery delays.

City	Status
Embarrass	Acceptable
Embarrass	Preferred

Nearby ZIP codes

55792 Virginia (10.4 mi) 55705 Aurora (11.4 mi) 55705 Aurora (11.4 mi) 55706 Babbitt (11.5 mi) 55750 Hoyt Lakes (12.2 mi) 55790 Tower (13.3 mi) 55741 Gilbert (14.6 mi) 55734 Eveleth (19.9 mi)

Demographics updated 05/2026

Population
Total population	1,455
Population density	7 / sq mi
State FIPS	27
County FIPS	137

Geography
Land area	206.85 sq mi
Water area	2.75 sq mi
Latitude	47.6339
Longitude	-92.2264
Timezone	Central (CT)
Area code	218

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	47.3%	44.3%	33.6%
$50k – $100k	30.1%	31.0%	31.5%
$100k – $200k	21.3%	20.5%	26.5%
Over $200k	1.3%	4.1%	8.5%

Demographics & statistics

1,455

Population

People per sq mi

51.3

Median age

$58,000

Median household income

$36,309

Per capita income

$161,900

Median home value

Median monthly rent

96.8%

Home ownership

12.4%

Poverty rate

3.6%

Unemployment

914

Housing units

18.9%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

110

35–44

45–54

55–59

101

60–64

129

65–74

100

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	240	16.5%
18 and over	1,215	83.5%
65 and over	351	24.1%
Median age	51.3 years

Race & ethnicity

White 88%

Two or more races 8.2%

Hispanic or Latino 2.5%

American Indian / Alaska Native 1%

Asian 0.3%

Group	Count	%
White	1,313	88%
Two or more races	123	8.2%
Hispanic or Latino	37	2.5%
American Indian / Alaska Native	15	1%
Asian	4	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	47.3%	44.3%	33.6%
$50k – $100k	30.1%	31.0%	31.5%
$100k – $200k	21.3%	20.5%	26.5%
Over $200k	1.3%	4.1%	8.5%

Under $10k 7.4%

$10k–$15k 2.3%

$15k–$25k 4.9%

$25k–$35k 15.2%

$35k–$50k 15.9%

$50k–$75k 14.2%

$75k–$100k 9.1%

$100k–$150k 19.4%

$150k–$200k 8.4%

$200k+ 3.0%

Range	% of households
Under $10k	7.4%
$10k–$15k	2.3%
$15k–$25k	4.9%
$25k–$35k	15.2%
$35k–$50k	15.9%
$50k–$75k	14.2%
$75k–$100k	9.1%
$100k–$150k	19.4%
$150k–$200k	8.4%
$200k+	3.0%
Median income	$58,000

Housing

Home values

Under $50k 4.9%

$50k–$100k 16.0%

$100k–$150k 23.5%

$150k–$200k 23.2%

$200k–$300k 22.5%

$300k–$500k 6.7%

$500k–$1M 0.9%

$1M+ 2.2%

Housing overview

Metric	Value
Median home value	$161,900
Median rent / month	$0
Owner occupied	96.8%
Renter occupied	3.2%
Vacant	26.3%
Single-family detached	89.9%
Large apartment buildings	0.0%
Mobile homes	9.7%
Median rooms	5.3
Avg household size (owned)	2.11

Year built

Era	%
2020 or later	0.1%
2010–2019	3.6%
2000–2009	9.6%
1990–1999	6.7%
1980–1989	7.6%
1970–1979	22.0%
1960–1969	12.1%
1950–1959	13.9%
1940–1949	6.6%
1939 or earlier	17.7%

Bedrooms

Size	% of units
No bedroom (studio)	1.0%
1 bedroom	12.3%
2 bedrooms	29.3%
3 bedrooms	43.7%
4 bedrooms	11.2%
5+ bedrooms	2.6%

Vehicles per household

Vehicles	% of households
No vehicle	2.9%
1 vehicle	15.5%
2 vehicles	37.4%
3 or more	44.2%

Heating fuel

Fuel type	%
Utility gas	1.2%
Electricity	13.3%
Propane / LP gas	29.0%
Fuel oil	29.3%
Wood	24.6%
No fuel used	2.3%

Households & families

Household type	Count	%
Married-couple family	400	58.0%
Cohabiting couple	42	6.1%
Male householder, no spouse	196	28.4%
Female householder, no spouse	52	7.5%
Households with children under 18	120	17.4%
Households with seniors (65+)	247	35.8%
Average household size	2.10

Marital status

Status	Male	Female
Never married	21.2%	10.2%
Married	57.8%	74.6%
Separated	1.4%	1.7%
Widowed	3.8%	8.2%
Divorced	15.7%	5.4%

Education

Less than 9th grade 4.5%

Some HS, no diploma 3.1%

HS graduate 26.1%

Some college, no degree 26.5%

Associate's degree 20.9%

Bachelor's degree 15.2%

Graduate / professional 3.7%

Metric	%
HS diploma or higher	92.4%
Bachelor's or higher	18.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	17	7.8%
Kindergarten	10	4.6%
Elementary school	97	44.5%
High school	51	23.4%
College / grad school	43	19.7%

Employment

Industry of employment

Education & healthcare 25.6%

Agriculture & mining 15.5%

Arts, food & hospitality 11.9%

Public administration 9.4%

Construction 7.7%

Transportation & utilities 7.4%

Manufacturing 5.9%

Retail trade 5.3%

Finance & real estate 4.7%

Professional & management 4.1%

Other services 1.8%

Wholesale trade 0.5%

Information 0.3%

Occupation

Category	%
Management, business & arts	32.7%
Service	15.2%
Sales & office	15.8%
Natural resources & construction	19.6%
Production & transportation	16.6%

Employment type

Type	%
Private sector	73.2%
Government	21.3%
Self-employed	4.1%
Unpaid family workers	1.5%

Commute

Method	%
Drive alone	85.7%
Carpool	5.2%
Public transit	0.0%
Walk	0.3%
Work from home	8.2%
Other means	0.6%
Avg commute (minutes)	32.6

Poverty

All people 12.4%

Under 18 years 14.7%

18 and over 12.0%

Married-couple families 10.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	38.0%
Retirement income	30.0%
Supplemental Security	4.3%
Cash public assistance	2.8%
Food stamps / SNAP	3.6%

Health indicators

Condition	%
Obesity	34.3%
High blood pressure	35.3%
High cholesterol	33.9%
Diabetes	11.0%
Heart disease	7.7%
Stroke	3.5%
Asthma	9.4%
Arthritis	30.4%
Kidney disease	3.3%
Pulmonary disease	7.2%
Cancer	7.9%

Behavior / access	%
Smoking	22.3%
Binge drinking	19.9%
No physical activity	21.8%
Less than 7 hrs sleep	31.9%
Depression	24.1%
Fair or poor health	14.0%
Poor mental health	13.6%
Poor physical health	11.3%
No health insurance	9.6%
Visited doctor (checkup)	70.7%
Visited dentist	63.4%
Cholesterol screening	91.7%
Teeth loss	12.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	118	9.7%

Disability	%
Any disability	14.3%
Under 18	2.5%
18–64 years	12.3%
65 and over	27.4%

Health insurance coverage

Type	%
Private insurance	76.2%
Public insurance	40.6%
No insurance	4.1%
Uninsured under 19	2.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,380	94.8%
Spanish	7	0.5%
Other Indo-European	5	0.4%
Asian & Pacific Islander	0	0.0%
Other languages	1	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,451	99.7%
Born in same state	1,447	99.5%
Born in different state	1,206	82.9%
Foreign born	4	0.3%
Naturalized citizen	4	0.3%
Not a US citizen	2	50.0%

Ancestry

Ancestry	Count	%
Polish	177	12.2%
Italian	109	7.5%
French	100	6.9%
Arab	71	4.9%
German	29	2%

Ancestry	Count	%
English	11	0.8%
Dutch	5	0.3%
Irish	3	0.2%
Norwegian	1	0.1%

Technology access

Metric	% of households
Computer access	47.4%
Internet access	86.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 55732

What city is ZIP code 55732 in?

ZIP code 55732 is primarily assigned to Embarrass, Minnesota.

What county is ZIP code 55732 in?

ZIP code 55732 falls within Saint Louis County, Minnesota.

Is ZIP code 55732 mostly owner-occupied?

97% of occupied units in ZIP code 55732 are owner-occupied, well above the national average.

Does ZIP code 55732 have a large retiree population?

38% of households in ZIP code 55732 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 55732 have a large veteran population?

10% of civilians in ZIP code 55732 are veterans, above the national average of ~7%.

What is the typical home value in ZIP code 55732?

The median home value in ZIP code 55732 is $161,900.

What timezone is ZIP code 55732 in?

ZIP code 55732 observes the CST timezone.