85131 ZIP Code — Eloy, AZ

Pinal County, Arizona

ZIP code 85131 is located in Eloy, Arizona, within Pinal County. It covers approximately 306.69 square miles and serves a population of 17,695 residents. This is a standard ZIP code in the Mountain (MT) — no DST timezone, served by area code 520.

About ZIP code 85131

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $184,300. Owner-occupancy sits near the national average at 66%.

Median household income is $58,229. Poverty affects 18% of residents, above the national average. SNAP benefit usage at 24% of households reflects economic stress in the area. 41% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is service, with education and healthcare as the leading industry. The average commute of 28 minutes is near the national average.

College attainment at 11% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (25%) compared to national benchmarks. 16% of residents lack health insurance, above the national average.

Overall, ZIP code 85131 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a significant Social Security-dependent population, and elevated reliance on food assistance.

17,695

population

306.69

sq mi land

Standard

ZIP type

Mountain (MT) — no DST

timezone

85131 ZIP code map

Cities in ZIP code 85131

Below are the cities the US Postal Service accepts for ZIP code 85131. Using any city not on this list may result in mail delivery delays.

City	Status
Eloy	Acceptable
Eloy	Preferred

Nearby ZIP codes

85141 Picacho (7.1 mi) 85194 Casa Grande (9.5 mi) 85122 Casa Grande (11.1 mi) 85128 Coolidge (13.1 mi) 85193 Casa Grande (13.3 mi)

Demographics updated 05/2026

Population
Total population	17,695
Population density	58 / sq mi
State FIPS	04
County FIPS	021

Geography
Land area	306.69 sq mi
Water area	0.28 sq mi
Latitude	32.7876
Longitude	-111.5837
Timezone	Mountain (MT) — no DST
Area code	520

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	58.1%	42.0%	40.6%
$50k – $100k	28.0%	34.4%	31.9%
$100k – $200k	12.3%	20.0%	21.1%
Over $200k	1.6%	3.6%	6.4%

Demographics & statistics

17,695

Population

People per sq mi

38.0

Median age

$58,229

Median household income

$17,614

Per capita income

$184,300

Median home value

$900

Median monthly rent

66.0%

Home ownership

18.2%

Poverty rate

7.7%

Unemployment

3,632

Housing units

10.6%

Bachelor's or higher

Age distribution

Male Female

400

Under 5

171

392

5–9

168

447

10–14

191

591

15–19

254

881

20–24

378

2,574

25–34

1,104

2,131

35–44

914

1,647

45–54

706

696

55–59

299

797

60–64

342

1,259

65–74

540

510

75–84

218

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	2,213	12.5%
18 and over	15,482	87.5%
65 and over	2,612	14.8%
Median age	38.0 years

Race & ethnicity

White 41.4%

Hispanic or Latino 22.3%

Other race 15.9%

Two or more races 9%

Black or African American 6.5%

American Indian / Alaska Native 2.5%

Native Hawaiian / Pacific Islander 1.4%

Asian 1%

Group	Count	%
White	9,441	41.4%
Hispanic or Latino	5,090	22.3%
Other race	3,612	15.9%
Two or more races	2,051	9%
Black or African American	1,475	6.5%
American Indian / Alaska Native	576	2.5%
Native Hawaiian / Pacific Islander	311	1.4%
Asian	229	1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	58.1%	42.0%	40.6%
$50k – $100k	28.0%	34.4%	31.9%
$100k – $200k	12.3%	20.0%	21.1%
Over $200k	1.6%	3.6%	6.4%

Under $10k 5.9%

$10k–$15k 4.4%

$15k–$25k 12.2%

$25k–$35k 7.5%

$35k–$50k 13.9%

$50k–$75k 18.1%

$75k–$100k 14.1%

$100k–$150k 17.8%

$150k–$200k 2.5%

$200k+ 3.6%

Range	% of households
Under $10k	5.9%
$10k–$15k	4.4%
$15k–$25k	12.2%
$25k–$35k	7.5%
$35k–$50k	13.9%
$50k–$75k	18.1%
$75k–$100k	14.1%
$100k–$150k	17.8%
$150k–$200k	2.5%
$200k+	3.6%
Median income	$58,229

Housing

Home values

Under $50k 17.1%

$50k–$100k 12.3%

$100k–$150k 13.1%

$150k–$200k 11.4%

$200k–$300k 16.1%

$300k–$500k 23.9%

$500k–$1M 5.9%

$1M+ 0.2%

Housing overview

Metric	Value
Median home value	$184,300
Median rent / month	$900
Owner occupied	66.0%
Renter occupied	34.0%
Vacant	18.0%
Single-family detached	63.8%
Large apartment buildings	2.8%
Mobile homes	18.1%
Median rooms	4.9
Avg household size (owned)	2.69

Year built

Era	%
2020 or later	1.3%
2010–2019	18.6%
2000–2009	24.0%
1990–1999	15.3%
1980–1989	9.5%
1970–1979	14.5%
1960–1969	7.5%
1950–1959	5.6%
1940–1949	3.1%
1939 or earlier	0.6%

Bedrooms

Size	% of units
No bedroom (studio)	0.6%
1 bedroom	7.3%
2 bedrooms	43.9%
3 bedrooms	38.8%
4 bedrooms	8.7%
5+ bedrooms	0.6%

Vehicles per household

Vehicles	% of households
No vehicle	9.3%
1 vehicle	33.4%
2 vehicles	34.6%
3 or more	22.7%

Heating fuel

Fuel type	%
Utility gas	29.0%
Electricity	63.4%
Propane / LP gas	4.7%
Fuel oil	0.7%
Wood	0.5%
Solar	0.7%
No fuel used	1.0%

Households & families

Household type	Count	%
Married-couple family	2,196	53.1%
Cohabiting couple	242	5.9%
Male householder, no spouse	615	14.9%
Female householder, no spouse	1,079	26.1%
Households with children under 18	1,401	33.9%
Households with seniors (65+)	1,553	37.6%
Average household size	2.69

Marital status

Status	Male	Female
Never married	51.6%	27.4%
Married	28.6%	51.5%
Separated	3.3%	3.4%
Widowed	1.3%	7.0%
Divorced	15.2%	10.7%

Education

Less than 9th grade 10.0%

Some HS, no diploma 14.8%

HS graduate 35.5%

Some college, no degree 23.2%

Associate's degree 5.8%

Bachelor's degree 8.1%

Graduate / professional 2.5%

Metric	%
HS diploma or higher	75.1%
Bachelor's or higher	10.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	111	4.1%
Kindergarten	35	1.3%
Elementary school	960	35.1%
High school	860	31.4%
College / grad school	771	28.2%

Employment

Industry of employment

Education & healthcare 16.6%

Retail trade 14.1%

Arts, food & hospitality 11.7%

Construction 10.5%

Public administration 10.2%

Agriculture & mining 9.5%

Manufacturing 9.0%

Professional & management 6.1%

Transportation & utilities 5.6%

Other services 2.9%

Finance & real estate 1.8%

Wholesale trade 1.4%

Information 0.6%

Occupation

Category	%
Management, business & arts	22.5%
Service	22.8%
Sales & office	18.7%
Natural resources & construction	19.0%
Production & transportation	17.1%

Employment type

Type	%
Private sector	78.0%
Government	17.7%
Self-employed	4.3%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	67.0%
Carpool	19.8%
Public transit	0.2%
Walk	3.2%
Work from home	6.9%
Other means	2.9%
Avg commute (minutes)	27.8

Poverty

All people 18.2%

Under 18 years 28.9%

18 and over 15.6%

Married-couple families 8.3%

Female-led households 22.3%

Income support

Source	% of households
Social Security	41.0%
Retirement income	30.0%
Supplemental Security	7.4%
Cash public assistance	3.7%
Food stamps / SNAP	23.6%

Health indicators

Condition	%
Obesity	41.7%
High blood pressure	28.8%
High cholesterol	28.1%
Diabetes	12.0%
Heart disease	5.5%
Stroke	2.9%
Asthma	10.6%
Arthritis	18.0%
Kidney disease	2.9%
Pulmonary disease	6.2%
Cancer	3.4%

Behavior / access	%
Smoking	25.0%
Binge drinking	16.9%
No physical activity	32.8%
Less than 7 hrs sleep	41.5%
Depression	18.0%
Fair or poor health	22.4%
Poor mental health	16.2%
Poor physical health	12.9%
No health insurance	32.3%
Visited doctor (checkup)	68.2%
Visited dentist	38.0%
Cholesterol screening	80.4%
Teeth loss	20.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,039	6.7%

Disability	%
Any disability	20.4%
Under 18	8.5%
18–64 years	19.9%
65 and over	32.6%

Health insurance coverage

Type	%
Private insurance	41.1%
Public insurance	54.4%
No insurance	16.3%
Uninsured under 19	8.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	17,124	96.8%
Spanish	2,921	17.1%
Other Indo-European	2,682	15.7%
Asian & Pacific Islander	88	0.5%
Other languages	74	0.4%

Place of birth & citizenship

Origin	Count	%
Native born (US)	14,706	83.1%
Born in same state	14,610	82.6%
Born in different state	7,725	43.7%
Foreign born	96	0.5%
Naturalized citizen	2,989	16.9%
Not a US citizen	905	30.3%

Ancestry

Ancestry	Count	%
Italian	863	4.9%
French	836	4.7%
Arab	244	1.4%
Polish	82	0.5%
English	67	0.4%

Ancestry	Count	%
Irish	28	0.2%
Dutch	25	0.1%
Norwegian	10	0.1%
German	9	0.1%

Technology access

Metric	% of households
Computer access	23.4%
Internet access	91.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 85131

What city is ZIP code 85131 in?

ZIP code 85131 is primarily assigned to Eloy, Arizona.

What county is ZIP code 85131 in?

ZIP code 85131 falls within Pinal County, Arizona.

How educated is the population of ZIP code 85131?

11% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the poverty rate in ZIP code 85131?

18% of residents in ZIP code 85131 live below the poverty line, above the national average.

Does ZIP code 85131 have a large retiree population?

41% of households in ZIP code 85131 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 85131?

The median home value in ZIP code 85131 is $184,300.

What timezone is ZIP code 85131 in?

ZIP code 85131 observes the MST timezone.