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California ZIP Codes
Mendocino County
Elk, CA
95432
95432 ZIP Code — Elk, CA
Mendocino County, California
ZIP code 95432 is located in
Elk ,
California ,
within Mendocino County .
It covers approximately 72.02 square miles and serves a population of
614 residents.
This is a standard ZIP code in the Pacific (PT) timezone,
served by area code 707 .
About ZIP code 95432
The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $696,400. Owner-occupancy sits near the national average at 74%.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 17 minutes is near the national average.
Educational attainment is near the national average, with 38% of residents holding a bachelor's degree or higher.
Overall, ZIP code 95432 reflects a community defined by a significant Social Security-dependent population and elevated reliance on food assistance.
95432 ZIP code map
View map of 95432
Cities in ZIP code 95432
Below are the cities the US Postal Service accepts for ZIP code 95432. Using any city not on this list may result in mail delivery delays.
City
Status
Elk
Preferred
Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
614
Population density
9 / sq mi
State FIPS
06
County FIPS
045
Geography
Land area
72.02 sq mi
Water area
0.25 sq mi
Latitude
39.1437
Longitude
-123.6694
Timezone
Pacific (PT)
Area code
707
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
42.8%
47.0%
32.6%
$50k – $100k
16.2%
29.4%
27.7%
$100k – $200k
37.4%
18.7%
26.4%
Over $200k
3.6%
4.9%
13.3%
Demographics & statistics
$0
Median household income
$696,400
Median home value
38.1%
Bachelor's or higher
Age distribution
Age summary
Group Count % Under 18 17 2.8% 18 and over 597 97.2% 65 and over 263 42.8% Median age 62.7 years
Race & ethnicity
Group Count % White 503 72.6% Two or more races 87 12.6% Hispanic or Latino 79 11.4% Asian 24 3.5%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
42.8%
47.0%
32.6%
$50k – $100k
16.2%
29.4%
27.7%
$100k – $200k
37.4%
18.7%
26.4%
Over $200k
3.6%
4.9%
13.3%
Range % of households Under $10k 17.1% $15k–$25k 33.9% $25k–$35k 2.3% $50k–$75k 4.3% $75k–$100k 4.3% $100k–$150k 23.7% $150k–$200k 12.5% $200k+ 2.0% Median income $0
Housing
Housing overview
Metric Value Median home value $696,400 Median rent / month $0 Owner occupied 73.7% Renter occupied 26.3% Vacant 24.2% Single-family detached 94.3% Large apartment buildings 0.0% Mobile homes 2.7% Median rooms 5.5 Avg household size (owned) 1.82
Year built
Era % 2020 or later 0.0% 2010–2019 0.0% 2000–2009 25.7% 1990–1999 10.0% 1980–1989 15.2% 1970–1979 18.0% 1960–1969 1.5% 1950–1959 0.5% 1940–1949 0.0% 1939 or earlier 29.2%
Bedrooms
Size % of units No bedroom (studio) 8.2% 1 bedroom 11.7% 2 bedrooms 27.4% 3 bedrooms 45.1% 4 bedrooms 7.5% 5+ bedrooms 0.0%
Vehicles per household
Vehicles % of households No vehicle 0.0% 1 vehicle 51.0% 2 vehicles 33.6% 3 or more 15.5%
Heating fuel
Fuel type % Utility gas 2.0% Electricity 28.0% Propane / LP gas 23.7% Wood 36.2% Solar 8.2%
Households & families
Household type Count % Married-couple family 114 37.5% Cohabiting couple 19 6.3% Male householder, no spouse 38 12.5% Female householder, no spouse 133 43.8% Households with children under 18 6 2.0% Households with seniors (65+) 158 52.0% Average household size 1.96
Marital status
Status Male Female Never married 21.7% 35.3% Married 51.6% 40.5% Separated 3.7% 0.0% Widowed 13.8% 8.7% Divorced 9.2% 15.5%
Education
Some college, no degree
32.1%
Graduate / professional
26.4%
Metric % HS diploma or higher 98.2% Bachelor's or higher 38.1%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 0 0.0% Kindergarten 0 0.0% Elementary school 12 13.6% High school 0 0.0% College / grad school 76 86.4%
Employment
Industry of employment
Education & healthcare
21.5%
Arts, food & hospitality
20.3%
Professional & management
11.9%
Transportation & utilities
4.5%
Public administration
3.2%
Occupation
Category % Management, business & arts 37.3% Service 30.2% Sales & office 23.5% Natural resources & construction 8.0% Production & transportation 1.0%
Employment type
Type % Private sector 56.6% Government 33.1% Self-employed 10.3% Unpaid family workers 0.0%
Commute
Method % Drive alone 43.4% Carpool 17.4% Public transit 0.0% Walk 35.4% Work from home 3.9% Other means 0.0% Avg commute (minutes) 16.6
Poverty
Married-couple families
19.3%
Female-led households
0.0%
Income support
Source % of households Social Security 47.4% Retirement income 32.6% Supplemental Security 0.0% Cash public assistance 3.9% Food stamps / SNAP 17.4%
Health indicators
Condition % Obesity 30.7% High blood pressure 34.9% High cholesterol 35.2% Diabetes 11.6% Heart disease 8.1% Stroke 3.7% Asthma 10.5% Arthritis 28.9% Kidney disease 3.5% Pulmonary disease 8.7% Cancer 8.0%
Behavior / access % Smoking 14.1% Binge drinking 16.5% No physical activity 19.0% Less than 7 hrs sleep 30.2% Depression 19.1% Fair or poor health 15.8% Poor mental health 14.5% Poor physical health 12.2% No health insurance 8.2% Visited doctor (checkup) 69.8% Visited dentist 64.1% Cholesterol screening 93.2% Teeth loss 10.9%
Veterans & disability
Veterans Count % Civilian veterans 21 3.5%
Disability % Any disability 11.9% Under 18 0.0% 18–64 years 3.8% 65 and over 22.4%
Health insurance coverage
Type % Private insurance 46.2% Public insurance 53.6% No insurance 9.0% Uninsured under 19 0.0%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 614 100.0% Spanish 0 0.0% Other Indo-European 0 0.0% Asian & Pacific Islander 0 0.0% Other languages 0 0.0%
Place of birth & citizenship
Origin Count % Native born (US) 536 87.3% Born in same state 522 85.0% Born in different state 460 74.9% Foreign born 14 2.3% Naturalized citizen 78 12.7% Not a US citizen 78 100.0%
Ancestry
Ancestry Count % Italian 130 21.2% French 62 10.1% Polish 45 7.3%
Ancestry Count % German 32 5.2% Arab 2 0.3%
Technology access
Metric % of households Computer access 49.5% Internet access 100.0%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 95432
What city is ZIP code 95432 in?
ZIP code 95432 is primarily assigned to Elk, California.
What county is ZIP code 95432 in?
ZIP code 95432 falls within Mendocino County, California.
Does ZIP code 95432 have an older population?
43% of residents in ZIP code 95432 are 65 or older, above the national average of ~17%.
Does ZIP code 95432 have a large retiree population?
47% of households in ZIP code 95432 receive Social Security income, suggesting a significant retiree or disability population.
What is the poverty rate in ZIP code 95432?
17% of residents in ZIP code 95432 live below the poverty line, above the national average.
What is the typical home value in ZIP code 95432?
The median home value in ZIP code 95432 is $696,400.
What timezone is ZIP code 95432 in?
ZIP code 95432 observes the PST timezone.
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