61028 ZIP Code — Elizabeth, IL

Jo Daviess County, Illinois

ZIP code 61028 is located in Elizabeth, Illinois, within Jo Daviess County. It covers approximately 113.42 square miles and serves a population of 1,639 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 815.

About ZIP code 61028

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $161,300. Owner-occupancy is high at 84%, well above the national average.

Median household income is $70,703. 50% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 29 minutes is near the national average.

Educational attainment is near the national average, with 29% of residents holding a bachelor's degree or higher.

Overall, ZIP code 61028 reflects a community defined by high homeownership and a significant Social Security-dependent population.

1,639

population

113.42

sq mi land

Standard

ZIP type

Central (CT)

timezone

61028 ZIP code map

Cities in ZIP code 61028

Below are the cities the US Postal Service accepts for ZIP code 61028. Using any city not on this list may result in mail delivery delays.

City	Status
Elizabeth	Acceptable
Elizabeth	Preferred

Nearby ZIP codes

61085 Stockton (6.4 mi) 61041 Hanover (8.2 mi) 61001 Apple River (10.5 mi) 61075 Scales Mound (11.4 mi) 61074 Savanna (11.6 mi) 61044 Kent (13.3 mi) 61036 Galena (14.6 mi) 61087 Warren (14.7 mi) 52070 Sabula (15.4 mi) 52064 Miles (15.8 mi) 61053 Mount Carroll (15.9 mi) 52031 Bellevue (16.5 mi)

Demographics updated 05/2026

Population
Total population	1,639
Population density	14 / sq mi
State FIPS	17
County FIPS	085

Geography
Land area	113.42 sq mi
Water area	0.01 sq mi
Latitude	42.3045
Longitude	-90.1593
Timezone	Central (CT)
Area code	815

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	49.9%	42.3%	37.2%
$50k – $100k	28.6%	35.9%	29.6%
$100k – $200k	18.2%	18.1%	24.4%
Over $200k	3.3%	3.7%	8.8%

Demographics & statistics

1,639

Population

People per sq mi

51.3

Median age

$70,703

Median household income

$41,883

Per capita income

$161,300

Median home value

$821

Median monthly rent

84.0%

Home ownership

8.6%

Poverty rate

1.0%

Unemployment

935

Housing units

29.4%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

102

25–34

106

35–44

45–54

55–59

60–64

132

65–74

138

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	268	16.4%
18 and over	1,371	83.6%
65 and over	515	31.4%
Median age	51.3 years

Race & ethnicity

White 93.1%

Hispanic or Latino 3.1%

Two or more races 2.4%

Other race 0.8%

Asian 0.5%

Black or African American 0.1%

American Indian / Alaska Native 0.1%

Group	Count	%
White	1,574	93.1%
Hispanic or Latino	52	3.1%
Two or more races	41	2.4%
Other race	13	0.8%
Asian	9	0.5%
Black or African American	1	0.1%
American Indian / Alaska Native	1	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	49.9%	42.3%	37.2%
$50k – $100k	28.6%	35.9%	29.6%
$100k – $200k	18.2%	18.1%	24.4%
Over $200k	3.3%	3.7%	8.8%

Under $10k 3.6%

$10k–$15k 5.2%

$15k–$25k 13.8%

$25k–$35k 8.8%

$35k–$50k 7.5%

$50k–$75k 14.6%

$75k–$100k 18.0%

$100k–$150k 17.4%

$150k–$200k 5.1%

$200k+ 6.0%

Range	% of households
Under $10k	3.6%
$10k–$15k	5.2%
$15k–$25k	13.8%
$25k–$35k	8.8%
$35k–$50k	7.5%
$50k–$75k	14.6%
$75k–$100k	18.0%
$100k–$150k	17.4%
$150k–$200k	5.1%
$200k+	6.0%
Median income	$70,703

Housing

Home values

Under $50k 10.7%

$50k–$100k 16.9%

$100k–$150k 16.3%

$150k–$200k 22.8%

$200k–$300k 12.9%

$300k–$500k 10.9%

$500k–$1M 6.9%

$1M+ 2.5%

Housing overview

Metric	Value
Median home value	$161,300
Median rent / month	$821
Owner occupied	84.0%
Renter occupied	16.0%
Vacant	23.9%
Single-family detached	87.4%
Large apartment buildings	2.3%
Mobile homes	3.5%
Median rooms	6.2
Avg household size (owned)	2.05

Year built

Era	%
2020 or later	0.3%
2010–2019	4.1%
2000–2009	8.2%
1990–1999	8.3%
1980–1989	3.9%
1970–1979	12.7%
1960–1969	12.7%
1950–1959	6.3%
1940–1949	6.6%
1939 or earlier	37.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.8%
1 bedroom	16.8%
2 bedrooms	19.7%
3 bedrooms	33.0%
4 bedrooms	24.2%
5+ bedrooms	5.5%

Vehicles per household

Vehicles	% of households
No vehicle	5.7%
1 vehicle	27.2%
2 vehicles	36.7%
3 or more	30.5%

Heating fuel

Fuel type	%
Utility gas	49.3%
Electricity	13.3%
Propane / LP gas	29.5%
Fuel oil	0.9%
Wood	7.0%

Households & families

Household type	Count	%
Married-couple family	362	44.7%
Cohabiting couple	40	4.9%
Male householder, no spouse	177	21.9%
Female householder, no spouse	231	28.5%
Households with children under 18	123	15.2%
Households with seniors (65+)	387	47.8%
Average household size	1.99

Marital status

Status	Male	Female
Never married	26.8%	19.5%
Married	55.5%	49.2%
Separated	0.0%	0.7%
Widowed	4.1%	24.5%
Divorced	13.6%	6.1%

Education

Less than 9th grade 4.1%

Some HS, no diploma 6.3%

HS graduate 29.4%

Some college, no degree 23.2%

Associate's degree 7.5%

Bachelor's degree 19.6%

Graduate / professional 9.8%

Metric	%
HS diploma or higher	89.5%
Bachelor's or higher	29.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	6	2.4%
Kindergarten	5	2.0%
Elementary school	113	44.8%
High school	61	24.2%
College / grad school	67	26.6%

Employment

Industry of employment

Education & healthcare 26.5%

Manufacturing 11.4%

Retail trade 10.1%

Construction 9.6%

Arts, food & hospitality 9.1%

Professional & management 7.6%

Finance & real estate 5.9%

Public administration 4.7%

Agriculture & mining 4.2%

Other services 4.1%

Transportation & utilities 3.9%

Wholesale trade 1.8%

Information 1.0%

Occupation

Category	%
Management, business & arts	44.2%
Service	15.0%
Sales & office	14.8%
Natural resources & construction	14.2%
Production & transportation	11.8%

Employment type

Type	%
Private sector	73.5%
Government	13.8%
Self-employed	12.5%
Unpaid family workers	0.3%

Commute

Method	%
Drive alone	76.4%
Carpool	7.9%
Public transit	0.0%
Walk	2.0%
Work from home	12.3%
Other means	1.3%
Avg commute (minutes)	29.0

Poverty

All people 8.6%

Under 18 years 6.0%

18 and over 9.1%

Married-couple families 0.6%

Female-led households 31.6%

Income support

Source	% of households
Social Security	49.6%
Retirement income	35.3%
Supplemental Security	6.3%
Cash public assistance	1.6%
Food stamps / SNAP	7.3%

Health indicators

Condition	%
Obesity	37.2%
High blood pressure	38.2%
High cholesterol	37.4%
Diabetes	12.1%
Heart disease	8.7%
Stroke	4.0%
Asthma	9.8%
Arthritis	32.1%
Kidney disease	3.7%
Pulmonary disease	9.0%
Cancer	8.9%

Behavior / access	%
Smoking	17.6%
Binge drinking	13.4%
No physical activity	26.1%
Less than 7 hrs sleep	30.7%
Depression	17.3%
Fair or poor health	16.3%
Poor mental health	12.2%
Poor physical health	11.4%
No health insurance	9.9%
Visited doctor (checkup)	78.8%
Visited dentist	64.5%
Cholesterol screening	91.4%
Teeth loss	15.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	110	8.0%

Disability	%
Any disability	19.0%
Under 18	1.1%
18–64 years	10.8%
65 and over	42.2%

Health insurance coverage

Type	%
Private insurance	71.5%
Public insurance	39.5%
No insurance	9.5%
Uninsured under 19	23.9%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,550	94.6%
Spanish	8	0.5%
Other Indo-European	3	0.2%
Asian & Pacific Islander	5	0.3%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,621	98.9%
Born in same state	1,615	98.5%
Born in different state	894	54.5%
Foreign born	6	0.4%
Naturalized citizen	18	1.1%
Not a US citizen	12	66.7%

Ancestry

Ancestry	Count	%
Italian	249	15.2%
French	139	8.5%
English	114	7%

Ancestry	Count	%
Arab	100	6.1%
Polish	61	3.7%
Dutch	8	0.5%

Technology access

Metric	% of households
Computer access	49.4%
Internet access	84.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 61028

What city is ZIP code 61028 in?

ZIP code 61028 is primarily assigned to Elizabeth, Illinois.

What county is ZIP code 61028 in?

ZIP code 61028 falls within Jo Daviess County, Illinois.

Does ZIP code 61028 have an older population?

31% of residents in ZIP code 61028 are 65 or older, above the national average of ~17%.

Does ZIP code 61028 have a large retiree population?

50% of households in ZIP code 61028 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 61028 mostly owner-occupied?

84% of occupied units in ZIP code 61028 are owner-occupied, well above the national average.

What is the typical home value in ZIP code 61028?

The median home value in ZIP code 61028 is $161,300.

What timezone is ZIP code 61028 in?

ZIP code 61028 observes the CST timezone.