60123 ZIP Code — Elgin, IL
Kane County, Illinois
ZIP code 60123 is located in Elgin, Illinois, within Kane County. It covers approximately 13.97 square miles and serves a population of 49,537 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 224/847/630.
About ZIP code 60123
The housing stock consists of a mix of housing types. Most homes were built in the 1990s, giving the area an established character. Median home value is $233,600. Owner-occupancy sits near the national average at 70%.
Median household income is $82,358. 33% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 27 minutes is near the national average.
Educational attainment is near the national average, with 25% of residents holding a bachelor's degree or higher.
49,537
population
13.97
sq mi land
Standard
ZIP type
Central (CT)
timezone
60123 ZIP code map
Cities in ZIP code 60123
Below are the cities the US Postal Service accepts for ZIP code 60123. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Elgin | Preferred |
Nearby ZIP codes
60122 Carol Stream (1.6 mi)
60177 South Elgin (2.9 mi)
60120 Elgin (4.2 mi)
60124 Elgin (5.2 mi)
60124 Elgin (5.2 mi)
60118 Dundee (5.2 mi)
60136 Gilberts (6.3 mi)
60110 Carpentersville (6.3 mi)
60184 Wayne (6.4 mi)
60103 Bartlett (6.7 mi)
60174 Saint Charles (7.2 mi)
60175 Saint Charles (7.7 mi)
Demographics
updated 06/2026
| Population | |
|---|---|
| Total population | 49,537 |
| Population density | 3,546 / sq mi |
| State FIPS | 17 |
| County FIPS | 089 |
| Geography | |
|---|---|
| Land area | 13.97 sq mi |
| Water area | 0.34 sq mi |
| Latitude | 42.0350 |
| Longitude | -88.3120 |
| Timezone | Central (CT) |
| Area code | 224/847/630 |
Total population by age
Gender
Race & ethnicity
Economics
updated 06/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 35.7% | 28.6% | 37.2% |
| $50k – $100k | 34.1% | 30.7% | 29.6% |
| $100k – $200k | 25.0% | 29.9% | 24.4% |
| Over $200k | 5.1% | 10.7% | 8.8% |
Demographics & statistics
49,537
Population
3,546
People per sq mi
38.6
Median age
$82,358
Median household income
$34,957
Per capita income
$233,600
Median home value
$1,158
Median monthly rent
69.7%
Home ownership
11.1%
Poverty rate
5.3%
Unemployment
12,961
Housing units
25.3%
Bachelor's or higher
Age distribution
Male
Female
1,546
Under 5
1,541
1,670
5–9
1,666
1,525
10–14
1,520
1,915
15–19
1,909
1,723
20–24
1,717
3,231
25–34
3,221
2,799
35–44
2,790
3,036
45–54
3,027
1,740
55–59
1,735
1,744
60–64
1,738
2,247
65–74
2,241
1,094
75–84
1,091
536
85+
535
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 11,738 | 23.7% |
| 18 and over | 37,799 | 76.3% |
| 65 and over | 7,744 | 15.6% |
| Median age | 38.6 years | |
Race & ethnicity
White
38.1%
Hispanic or Latino
24.6%
Other race
16.9%
Two or more races
9.9%
Black or African American
5.6%
Asian
4.2%
American Indian / Alaska Native
0.7%
Native Hawaiian / Pacific Islander
0.1%
| Group | Count | % |
|---|---|---|
| White | 25,024 | 38.1% |
| Hispanic or Latino | 16,155 | 24.6% |
| Other race | 11,079 | 16.9% |
| Two or more races | 6,474 | 9.9% |
| Black or African American | 3,646 | 5.6% |
| Asian | 2,770 | 4.2% |
| American Indian / Alaska Native | 467 | 0.7% |
| Native Hawaiian / Pacific Islander | 77 | 0.1% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 35.7% | 28.6% | 37.2% |
| $50k – $100k | 34.1% | 30.7% | 29.6% |
| $100k – $200k | 25.0% | 29.9% | 24.4% |
| Over $200k | 5.1% | 10.7% | 8.8% |
Under $10k
3.5%
$10k–$15k
4.2%
$15k–$25k
5.0%
$25k–$35k
6.6%
$35k–$50k
10.8%
$50k–$75k
14.5%
$75k–$100k
14.9%
$100k–$150k
25.0%
$150k–$200k
7.0%
$200k+
8.6%
| Range | % of households |
|---|---|
| Under $10k | 3.5% |
| $10k–$15k | 4.2% |
| $15k–$25k | 5.0% |
| $25k–$35k | 6.6% |
| $35k–$50k | 10.8% |
| $50k–$75k | 14.5% |
| $75k–$100k | 14.9% |
| $100k–$150k | 25.0% |
| $150k–$200k | 7.0% |
| $200k+ | 8.6% |
| Median income | $82,358 |
Housing
Home values
Under $50k
5.1%
$50k–$100k
3.7%
$100k–$150k
6.6%
$150k–$200k
17.6%
$200k–$300k
44.3%
$300k–$500k
21.5%
$500k–$1M
0.8%
$1M+
0.3%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $233,600 |
| Median rent / month | $1,158 |
| Owner occupied | 69.7% |
| Renter occupied | 30.3% |
| Vacant | 3.4% |
| Single-family detached | 57.5% |
| Large apartment buildings | 6.5% |
| Mobile homes | 4.4% |
| Median rooms | 5.7 |
| Avg household size (owned) | 2.74 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.1% |
| 2010–2019 | 1.9% |
| 2000–2009 | 8.0% |
| 1990–1999 | 17.6% |
| 1980–1989 | 12.7% |
| 1970–1979 | 14.6% |
| 1960–1969 | 15.8% |
| 1950–1959 | 10.4% |
| 1940–1949 | 4.7% |
| 1939 or earlier | 14.1% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 2.4% |
| 1 bedroom | 10.6% |
| 2 bedrooms | 30.4% |
| 3 bedrooms | 34.2% |
| 4 bedrooms | 18.8% |
| 5+ bedrooms | 3.5% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 7.3% |
| 1 vehicle | 32.1% |
| 2 vehicles | 32.8% |
| 3 or more | 27.8% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 84.3% |
| Electricity | 12.4% |
| Propane / LP gas | 1.2% |
| Solar | 0.1% |
| No fuel used | 1.2% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 8,470 | 47.9% |
| Cohabiting couple | 1,200 | 6.8% |
| Male householder, no spouse | 3,344 | 18.9% |
| Female householder, no spouse | 4,679 | 26.4% |
| Households with children under 18 | 5,702 | 32.2% |
| Households with seniors (65+) | 5,619 | 31.8% |
| Average household size | 2.71 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 38.4% | 34.4% |
| Married | 50.4% | 42.8% |
| Separated | 1.4% | 2.2% |
| Widowed | 2.2% | 9.3% |
| Divorced | 7.6% | 11.2% |
Education
Less than 9th grade
9.0%
Some HS, no diploma
7.5%
HS graduate
24.7%
Some college, no degree
25.4%
Associate's degree
8.0%
Bachelor's degree
16.1%
Graduate / professional
9.2%
| Metric | % |
|---|---|
| HS diploma or higher | 83.5% |
| Bachelor's or higher | 25.3% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 799 | 6.3% |
| Kindergarten | 721 | 5.7% |
| Elementary school | 4,870 | 38.5% |
| High school | 3,093 | 24.5% |
| College / grad school | 3,163 | 25.0% |
Employment
Industry of employment
Manufacturing
18.2%
Education & healthcare
17.8%
Professional & management
13.7%
Retail trade
11.2%
Arts, food & hospitality
8.4%
Transportation & utilities
7.3%
Construction
6.7%
Finance & real estate
6.3%
Other services
4.3%
Wholesale trade
3.1%
Information
1.5%
Public administration
1.4%
Agriculture & mining
0.3%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 30.3% |
| Service | 18.9% |
| Sales & office | 20.6% |
| Natural resources & construction | 9.1% |
| Production & transportation | 21.2% |
Employment type
| Type | % |
|---|---|
| Private sector | 87.1% |
| Government | 8.8% |
| Self-employed | 4.0% |
| Unpaid family workers | 0.1% |
Commute
| Method | % |
|---|---|
| Drive alone | 75.5% |
| Carpool | 9.4% |
| Public transit | 1.6% |
| Walk | 1.5% |
| Work from home | 10.0% |
| Other means | 2.0% |
| Avg commute (minutes) | 27.0 |
Poverty
All people
11.1%
Under 18 years
18.5%
18 and over
8.7%
Married-couple families
4.6%
Female-led households
27.6%
Income support
| Source | % of households |
|---|---|
| Social Security | 32.8% |
| Retirement income | 21.4% |
| Supplemental Security | 3.5% |
| Cash public assistance | 2.7% |
| Food stamps / SNAP | 15.0% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 36.0% |
| High blood pressure | 29.4% |
| High cholesterol | 30.7% |
| Diabetes | 9.8% |
| Heart disease | 5.2% |
| Stroke | 2.6% |
| Asthma | 9.4% |
| Arthritis | 22.4% |
| Kidney disease | 2.5% |
| Pulmonary disease | 5.7% |
| Cancer | 5.4% |
| Behavior / access | % |
|---|---|
| Smoking | 15.8% |
| Binge drinking | 14.7% |
| No physical activity | 26.0% |
| Less than 7 hrs sleep | 31.0% |
| Depression | 15.6% |
| Fair or poor health | 14.5% |
| Poor mental health | 12.8% |
| Poor physical health | 9.2% |
| No health insurance | 16.8% |
| Visited doctor (checkup) | 75.9% |
| Visited dentist | 62.2% |
| Cholesterol screening | 88.1% |
| Teeth loss | 14.4% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 1,726 | 4.6% |
| Disability | % |
|---|---|
| Any disability | 10.8% |
| Under 18 | 3.5% |
| 18–64 years | 8.2% |
| 65 and over | 33.7% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 64.4% |
| Public insurance | 34.9% |
| No insurance | 9.5% |
| Uninsured under 19 | 2.4% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 46,450 | 93.8% |
| Spanish | 7,527 | 16.2% |
| Other Indo-European | 6,568 | 14.1% |
| Asian & Pacific Islander | 476 | 1.0% |
| Other languages | 413 | 0.9% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 38,862 | 78.5% |
| Born in same state | 37,219 | 75.1% |
| Born in different state | 31,108 | 62.8% |
| Foreign born | 1,643 | 3.3% |
| Naturalized citizen | 10,675 | 21.5% |
| Not a US citizen | 5,254 | 49.2% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Italian | 3,105 | 6.3% |
| French | 2,436 | 4.9% |
| Arab | 1,223 | 2.5% |
| Polish | 555 | 1.1% |
| English | 350 | 0.7% |
| Ancestry | Count | % |
|---|---|---|
| Irish | 261 | 0.5% |
| Norwegian | 204 | 0.4% |
| Dutch | 101 | 0.2% |
| German | 88 | 0.2% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 35.7% |
| Internet access | 94.8% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 60123
What city is ZIP code 60123 in?
ZIP code 60123 is primarily assigned to Elgin, Illinois.
What county is ZIP code 60123 in?
ZIP code 60123 falls within Kane County, Illinois.
What is the population of ZIP code 60123?
ZIP code 60123 has an estimated population of 49,537 residents, with a density of 3,547 people per square mile.
What is the typical home value in ZIP code 60123?
The median home value in ZIP code 60123 is $233,600.
What is the median household income in ZIP code 60123?
The median household income in ZIP code 60123 is $82,358, above the national median of ~$75,000.
What timezone is ZIP code 60123 in?
ZIP code 60123 observes the CST timezone.