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Pennsylvania ZIP Codes
Mckean County
Eldred, PA
16731
16731 ZIP Code — Eldred, PA
Mckean County, Pennsylvania
ZIP code 16731 is located in
Eldred ,
Pennsylvania ,
within Mckean County .
It covers approximately 59.03 square miles and serves a population of
2,364 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 814 .
About ZIP code 16731
The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $98,700. Owner-occupancy is high at 81%, well above the national average.
Median household income is $57,594. 46% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is production, transportation, and material moving, with manufacturing as the leading industry. The average commute of 27 minutes is near the national average.
College attainment at 16% is below the national average, consistent with a trades and production-oriented local economy.
Health indicators show elevated rates of smoking (22%) compared to national benchmarks.
Notable community characteristics include a notable veteran presence at 12% of civilians, above the national average of 7%; and disability rates above the national average at 25%.
Overall, ZIP code 16731 reflects a community defined by a trades-oriented workforce, a strong veteran community, high homeownership, and a significant Social Security-dependent population.
16731 ZIP code map
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Cities in ZIP code 16731
Below are the cities the US Postal Service accepts for ZIP code 16731. Using any city not on this list may result in mail delivery delays.
Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
2,364
Population density
40 / sq mi
State FIPS
42
County FIPS
083
Geography
Land area
59.03 sq mi
Water area
0.48 sq mi
Latitude
41.9392
Longitude
-78.3797
Timezone
Eastern (ET)
Area code
814
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
39.7%
50.9%
39.8%
$50k – $100k
42.9%
31.7%
30.8%
$100k – $200k
16.9%
15.0%
22.4%
Over $200k
0.5%
2.4%
7.1%
Demographics & statistics
$57,594
Median household income
16.4%
Bachelor's or higher
Age distribution
Age summary
Group Count % Under 18 385 16.3% 18 and over 1,979 83.7% 65 and over 591 25.0% Median age 51.5 years
Race & ethnicity
American Indian / Alaska Native
0.2%
Group Count % White 2,333 98.1% Two or more races 20 0.8% Hispanic or Latino 13 0.5% American Indian / Alaska Native 5 0.2% Asian 4 0.2%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
39.7%
50.9%
39.8%
$50k – $100k
42.9%
31.7%
30.8%
$100k – $200k
16.9%
15.0%
22.4%
Over $200k
0.5%
2.4%
7.1%
Range % of households Under $10k 3.1% $10k–$15k 6.8% $15k–$25k 9.6% $25k–$35k 4.8% $35k–$50k 14.9% $50k–$75k 23.1% $75k–$100k 18.2% $100k–$150k 13.6% $150k–$200k 3.6% $200k+ 2.2% Median income $57,594
Housing
Housing overview
Metric Value Median home value $98,700 Median rent / month $633 Owner occupied 80.7% Renter occupied 19.3% Vacant 16.6% Single-family detached 77.4% Large apartment buildings 2.2% Mobile homes 16.1% Median rooms 5.9 Avg household size (owned) 2.25
Year built
Era % 2020 or later 0.0% 2010–2019 3.2% 2000–2009 8.0% 1990–1999 11.6% 1980–1989 7.5% 1970–1979 21.0% 1960–1969 5.9% 1950–1959 5.5% 1940–1949 7.7% 1939 or earlier 29.7%
Bedrooms
Size % of units No bedroom (studio) 1.6% 1 bedroom 9.0% 2 bedrooms 22.7% 3 bedrooms 52.6% 4 bedrooms 11.1% 5+ bedrooms 2.9%
Vehicles per household
Vehicles % of households No vehicle 3.1% 1 vehicle 38.1% 2 vehicles 38.3% 3 or more 20.5%
Heating fuel
Fuel type % Utility gas 79.3% Electricity 5.6% Propane / LP gas 3.4% Fuel oil 0.9% Wood 8.6% No fuel used 0.2%
Households & families
Household type Count % Married-couple family 489 45.3% Cohabiting couple 65 6.0% Male householder, no spouse 254 23.5% Female householder, no spouse 272 25.2% Households with children under 18 212 19.6% Households with seniors (65+) 441 40.8% Average household size 2.18
Marital status
Status Male Female Never married 25.4% 22.0% Married 49.3% 50.0% Separated 0.4% 0.4% Widowed 5.6% 14.1% Divorced 19.3% 13.5%
Education
Some college, no degree
12.5%
Graduate / professional
7.2%
Metric % HS diploma or higher 90.5% Bachelor's or higher 16.4%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 13 3.5% Kindergarten 17 4.6% Elementary school 155 42.0% High school 99 26.8% College / grad school 85 23.0%
Employment
Industry of employment
Education & healthcare
23.0%
Arts, food & hospitality
4.6%
Public administration
4.0%
Finance & real estate
3.3%
Professional & management
3.0%
Transportation & utilities
2.9%
Agriculture & mining
2.1%
Occupation
Category % Management, business & arts 23.8% Service 11.0% Sales & office 20.6% Natural resources & construction 17.3% Production & transportation 27.2%
Employment type
Type % Private sector 82.8% Government 12.5% Self-employed 4.3% Unpaid family workers 0.4%
Commute
Method % Drive alone 83.6% Carpool 11.0% Public transit 1.2% Walk 3.1% Work from home 1.1% Other means 0.0% Avg commute (minutes) 26.5
Poverty
Married-couple families
1.2%
Female-led households
31.2%
Income support
Source % of households Social Security 46.3% Retirement income 37.2% Supplemental Security 7.7% Cash public assistance 1.5% Food stamps / SNAP 12.9%
Health indicators
Condition % Obesity 36.7% High blood pressure 34.8% High cholesterol 34.0% Diabetes 11.6% Heart disease 7.9% Stroke 3.5% Asthma 10.4% Arthritis 31.1% Kidney disease 3.2% Pulmonary disease 9.2% Cancer 7.3%
Behavior / access % Smoking 22.1% Binge drinking 18.4% No physical activity 25.6% Less than 7 hrs sleep 36.4% Depression 23.8% Fair or poor health 16.5% Poor mental health 16.4% Poor physical health 12.3% No health insurance 11.0% Visited doctor (checkup) 77.8% Visited dentist 60.2% Cholesterol screening 89.0% Teeth loss 17.0%
Veterans & disability
Veterans Count % Civilian veterans 238 12.0%
Disability % Any disability 24.9% Under 18 16.4% 18–64 years 17.4% 65 and over 48.1%
Health insurance coverage
Type % Private insurance 65.7% Public insurance 48.9% No insurance 7.3% Uninsured under 19 9.6%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 2,257 95.5% Spanish 11 0.5% Other Indo-European 0 0.0% Asian & Pacific Islander 11 0.5% Other languages 0 0.0%
Place of birth & citizenship
Origin Count % Native born (US) 2,342 99.1% Born in same state 2,331 98.6% Born in different state 1,129 47.8% Foreign born 11 0.5% Naturalized citizen 22 0.9% Not a US citizen 18 81.8%
Ancestry
Ancestry Count % Italian 485 20.5% French 279 11.8% Arab 275 11.6% Dutch 31 1.3%
Ancestry Count % German 14 0.6% English 9 0.4% Irish 7 0.3% Polish 3 0.1%
Technology access
Metric % of households Computer access 45.7% Internet access 88.9%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 16731
What city is ZIP code 16731 in?
ZIP code 16731 is primarily assigned to Eldred, Pennsylvania.
What county is ZIP code 16731 in?
ZIP code 16731 falls within Mckean County, Pennsylvania.
Does ZIP code 16731 have a large retiree population?
46% of households in ZIP code 16731 receive Social Security income, suggesting a significant retiree or disability population.
Is ZIP code 16731 mostly owner-occupied?
81% of occupied units in ZIP code 16731 are owner-occupied, well above the national average.
Does ZIP code 16731 have a large veteran population?
12% of civilians in ZIP code 16731 are veterans, above the national average of ~7%.
What is the typical home value in ZIP code 16731?
The median home value in ZIP code 16731 is $98,700.
What timezone is ZIP code 16731 in?
ZIP code 16731 observes the EST timezone.
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