92020 ZIP Code — El Cajon, CA
San Diego County, California
ZIP code 92020 is located in El Cajon, California, within San Diego County. It covers approximately 11.12 square miles and serves a population of 59,775 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 619.
About ZIP code 92020
The housing stock consists of a significant share of large multi-unit buildings. Most homes were built in the 1970s, giving the area an established character. Median home value is $676,200. Renters make up the majority at 57%, typical of denser urban areas.
Median household income is $71,400. SNAP benefit usage at 18% of households reflects economic stress in the area.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 25 minutes is near the national average.
Educational attainment is near the national average, with 26% of residents holding a bachelor's degree or higher.
Notable community characteristics include Spanish spoken in 22% of households.
59,775
population
11.12
sq mi land
Standard
ZIP type
Pacific (PT)
timezone
92020 ZIP code map
Cities in ZIP code 92020
Below are the cities the US Postal Service accepts for ZIP code 92020. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| El Cajon | Preferred |
Nearby ZIP codes
91941 La Mesa (2.9 mi)
91942 La Mesa (3 mi)
92119 San Diego (3.8 mi)
91977 Spring Valley (5 mi)
92019 El Cajon (5.4 mi)
91945 Lemon Grove (5.7 mi)
92071 Santee (5.8 mi)
92120 San Diego (6.2 mi)
92182 San Diego (6.2 mi)
92021 El Cajon (6.4 mi)
92115 San Diego (6.4 mi)
91978 Spring Valley (6.6 mi)
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 59,775 |
| Population density | 5,375 / sq mi |
| State FIPS | 06 |
| County FIPS | 073 |
| Geography | |
|---|---|
| Land area | 11.12 sq mi |
| Water area | 0.00 sq mi |
| Latitude | 32.7938 |
| Longitude | -116.9695 |
| Timezone | Pacific (PT) |
| Area code | 619 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 41.2% | 30.1% | 32.6% |
| $50k – $100k | 29.6% | 28.5% | 27.7% |
| $100k – $200k | 21.4% | 28.6% | 26.4% |
| Over $200k | 7.8% | 12.9% | 13.3% |
Demographics & statistics
59,775
Population
5,375
People per sq mi
36.4
Median age
$71,400
Median household income
$33,011
Per capita income
$676,200
Median home value
$1,695
Median monthly rent
42.8%
Home ownership
15.9%
Poverty rate
8.6%
Unemployment
9,082
Housing units
25.9%
Bachelor's or higher
Age distribution
Male
Female
2,031
Under 5
2,087
2,039
5–9
2,095
1,814
10–14
1,865
1,730
15–19
1,779
2,036
20–24
2,092
4,461
25–34
4,584
4,041
35–44
4,153
3,452
45–54
3,548
1,810
55–59
1,860
1,994
60–64
2,050
2,298
65–74
2,362
1,192
75–84
1,225
580
85+
597
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 14,033 | 23.5% |
| 18 and over | 45,742 | 76.5% |
| 65 and over | 8,254 | 13.8% |
| Median age | 36.4 years | |
Race & ethnicity
White
59.2%
Hispanic or Latino
13.5%
Other race
9.5%
Two or more races
8%
Black or African American
4.9%
Asian
4%
Native Hawaiian / Pacific Islander
0.7%
American Indian / Alaska Native
0.3%
| Group | Count | % |
|---|---|---|
| White | 40,912 | 59.2% |
| Hispanic or Latino | 9,333 | 13.5% |
| Other race | 6,533 | 9.5% |
| Two or more races | 5,496 | 8% |
| Black or African American | 3,411 | 4.9% |
| Asian | 2,730 | 4% |
| Native Hawaiian / Pacific Islander | 515 | 0.7% |
| American Indian / Alaska Native | 178 | 0.3% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 41.2% | 30.1% | 32.6% |
| $50k – $100k | 29.6% | 28.5% | 27.7% |
| $100k – $200k | 21.4% | 28.6% | 26.4% |
| Over $200k | 7.8% | 12.9% | 13.3% |
Under $10k
4.5%
$10k–$15k
4.6%
$15k–$25k
8.2%
$25k–$35k
7.1%
$35k–$50k
11.7%
$50k–$75k
16.4%
$75k–$100k
13.3%
$100k–$150k
15.6%
$150k–$200k
8.6%
$200k+
10.1%
| Range | % of households |
|---|---|
| Under $10k | 4.5% |
| $10k–$15k | 4.6% |
| $15k–$25k | 8.2% |
| $25k–$35k | 7.1% |
| $35k–$50k | 11.7% |
| $50k–$75k | 16.4% |
| $75k–$100k | 13.3% |
| $100k–$150k | 15.6% |
| $150k–$200k | 8.6% |
| $200k+ | 10.1% |
| Median income | $71,400 |
Housing
Home values
Under $50k
2.8%
$50k–$100k
2.1%
$100k–$150k
0.3%
$150k–$200k
0.4%
$200k–$300k
2.5%
$300k–$500k
15.9%
$500k–$1M
61.1%
$1M+
14.8%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $676,200 |
| Median rent / month | $1,695 |
| Owner occupied | 42.8% |
| Renter occupied | 57.2% |
| Vacant | 3.2% |
| Single-family detached | 41.5% |
| Large apartment buildings | 22.3% |
| Mobile homes | 2.2% |
| Median rooms | 4.3 |
| Avg household size (owned) | 2.94 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.0% |
| 2010–2019 | 1.4% |
| 2000–2009 | 3.1% |
| 1990–1999 | 4.5% |
| 1980–1989 | 15.0% |
| 1970–1979 | 33.1% |
| 1960–1969 | 17.1% |
| 1950–1959 | 20.1% |
| 1940–1949 | 3.5% |
| 1939 or earlier | 2.3% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 5.3% |
| 1 bedroom | 16.7% |
| 2 bedrooms | 36.2% |
| 3 bedrooms | 23.4% |
| 4 bedrooms | 14.8% |
| 5+ bedrooms | 3.5% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 9.4% |
| 1 vehicle | 33.4% |
| 2 vehicles | 36.0% |
| 3 or more | 21.2% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 49.7% |
| Electricity | 42.7% |
| Propane / LP gas | 1.6% |
| Wood | 0.4% |
| Solar | 1.2% |
| No fuel used | 4.5% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 9,772 | 49.5% |
| Cohabiting couple | 1,165 | 5.9% |
| Male householder, no spouse | 3,557 | 18.0% |
| Female householder, no spouse | 5,231 | 26.5% |
| Households with children under 18 | 6,868 | 34.8% |
| Households with seniors (65+) | 5,409 | 27.4% |
| Average household size | 2.96 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 40.0% | 31.4% |
| Married | 48.3% | 43.6% |
| Separated | 1.3% | 3.6% |
| Widowed | 1.9% | 10.5% |
| Divorced | 8.5% | 10.9% |
Education
Less than 9th grade
9.8%
Some HS, no diploma
6.2%
HS graduate
26.6%
Some college, no degree
23.3%
Associate's degree
8.3%
Bachelor's degree
17.0%
Graduate / professional
8.9%
| Metric | % |
|---|---|
| HS diploma or higher | 84.1% |
| Bachelor's or higher | 25.9% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 1,154 | 7.2% |
| Kindergarten | 904 | 5.6% |
| Elementary school | 6,355 | 39.6% |
| High school | 3,119 | 19.4% |
| College / grad school | 4,517 | 28.1% |
Employment
Industry of employment
Education & healthcare
22.5%
Professional & management
13.0%
Retail trade
11.8%
Arts, food & hospitality
11.7%
Construction
7.8%
Manufacturing
7.8%
Transportation & utilities
5.9%
Other services
5.4%
Finance & real estate
5.0%
Public administration
4.6%
Wholesale trade
2.6%
Information
1.2%
Agriculture & mining
0.5%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 34.1% |
| Service | 20.6% |
| Sales & office | 23.4% |
| Natural resources & construction | 8.6% |
| Production & transportation | 13.3% |
Employment type
| Type | % |
|---|---|
| Private sector | 81.4% |
| Government | 12.5% |
| Self-employed | 6.0% |
| Unpaid family workers | 0.1% |
Commute
| Method | % |
|---|---|
| Drive alone | 76.2% |
| Carpool | 7.8% |
| Public transit | 3.2% |
| Walk | 1.5% |
| Work from home | 9.3% |
| Other means | 2.0% |
| Avg commute (minutes) | 25.4 |
Poverty
All people
15.9%
Under 18 years
20.9%
18 and over
14.4%
Married-couple families
11.2%
Female-led households
18.8%
Income support
| Source | % of households |
|---|---|
| Social Security | 25.2% |
| Retirement income | 18.1% |
| Supplemental Security | 13.5% |
| Cash public assistance | 8.1% |
| Food stamps / SNAP | 18.3% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 31.5% |
| High blood pressure | 30.0% |
| High cholesterol | 29.6% |
| Diabetes | 9.7% |
| Heart disease | 5.9% |
| Stroke | 3.1% |
| Asthma | 10.3% |
| Arthritis | 22.1% |
| Kidney disease | 2.9% |
| Pulmonary disease | 7.1% |
| Cancer | 5.8% |
| Behavior / access | % |
|---|---|
| Smoking | 15.0% |
| Binge drinking | 19.0% |
| No physical activity | 23.3% |
| Less than 7 hrs sleep | 35.3% |
| Depression | 19.8% |
| Fair or poor health | 17.3% |
| Poor mental health | 16.5% |
| Poor physical health | 11.7% |
| No health insurance | 13.6% |
| Visited doctor (checkup) | 69.2% |
| Visited dentist | 60.9% |
| Cholesterol screening | 88.7% |
| Teeth loss | 13.4% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 2,960 | 6.5% |
| Disability | % |
|---|---|
| Any disability | 15.0% |
| Under 18 | 6.5% |
| 18–64 years | 12.2% |
| 65 and over | 44.2% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 56.5% |
| Public insurance | 46.3% |
| No insurance | 7.0% |
| Uninsured under 19 | 3.3% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 55,657 | 93.1% |
| Spanish | 11,966 | 21.5% |
| Other Indo-European | 4,670 | 8.4% |
| Asian & Pacific Islander | 1,224 | 2.2% |
| Other languages | 640 | 1.1% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 42,113 | 70.5% |
| Born in same state | 41,059 | 68.7% |
| Born in different state | 30,569 | 51.1% |
| Foreign born | 1,054 | 1.8% |
| Naturalized citizen | 17,662 | 29.5% |
| Not a US citizen | 10,298 | 58.3% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| French | 3,934 | 6.6% |
| Italian | 3,361 | 5.6% |
| Arab | 1,701 | 2.8% |
| Polish | 639 | 1.1% |
| English | 554 | 0.9% |
| Ancestry | Count | % |
|---|---|---|
| Irish | 233 | 0.4% |
| Dutch | 205 | 0.3% |
| German | 160 | 0.3% |
| Norwegian | 44 | 0.1% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 33.0% |
| Internet access | 95.7% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 92020
What part of El Cajon is ZIP code 92020?
ZIP code 92020 covers a portion of El Cajon, California, within San Diego County.
What county is ZIP code 92020 in?
ZIP code 92020 falls within San Diego County, California.
Is ZIP code 92020 mostly rentals?
57% of occupied units in ZIP code 92020 are renter-occupied.
Is Spanish widely spoken in ZIP code 92020?
Approximately 22% of households in ZIP code 92020 speak Spanish as a primary language.
What is the poverty rate in ZIP code 92020?
16% of residents in ZIP code 92020 live below the poverty line, above the national average.
What is the typical home value in ZIP code 92020?
The median home value in ZIP code 92020 is $676,200.
What timezone is ZIP code 92020 in?
ZIP code 92020 observes the PST timezone.