56639 ZIP Code — Effie, MN

Itasca County, Minnesota

ZIP code 56639 is located in Effie, Minnesota, within Itasca County. It covers approximately 308.86 square miles and serves a population of 368 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 218.

About ZIP code 56639

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $174,500. Owner-occupancy is high at 83%, well above the national average.

Median household income is $32,500. 55% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is natural resources, construction, and trades, with construction as the leading industry. The average commute of 30 minutes is near the national average.

College attainment at 7% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 15% of civilians, above the national average of 7%; and disability rates above the national average at 30%.

Overall, ZIP code 56639 reflects a community defined by a trades-oriented workforce, a strong veteran community, high homeownership, and a significant Social Security-dependent population.

368
population
308.86
sq mi land
Standard
ZIP type
Central (CT)
timezone
56639 ZIP code map
Cities in ZIP code 56639

Below are the cities the US Postal Service accepts for ZIP code 56639. Using any city not on this list may result in mail delivery delays.

City Status
Effie Acceptable
Effie Acceptable
Demographics updated 05/2026
Population
Total population 368
Population density 1 / sq mi
State FIPS 27
County FIPS 061
Geography
Land area 308.86 sq mi
Water area 5.93 sq mi
Latitude 47.8723
Longitude -93.5374
Timezone Central (CT)
Area code 218
Total population by age
Gender
Race & ethnicity
Economics updated 05/2026
Household income
Income range This ZIP County avg State avg
Under $50k 67.9% 44.9% 33.6%
$50k – $100k 24.8% 32.0% 31.5%
$100k – $200k 7.3% 20.1% 26.5%
Over $200k 0.0% 3.0% 8.5%

Demographics & statistics

368
Population
1
People per sq mi
59.8
Median age
$32,500
Median household income
$26,926
Per capita income
$174,500
Median home value
$1,458
Median monthly rent
83.3%
Home ownership
12.2%
Poverty rate
5.6%
Unemployment
484
Housing units
7.4%
Bachelor's or higher

Age distribution

Male Female
6
Under 5
5
7
5–9
6
3
10–14
3
5
15–19
5
9
20–24
9
11
25–34
11
17
35–44
17
24
45–54
23
12
55–59
12
24
60–64
23
34
65–74
33
17
75–84
16
18
85+
18
← Male
Female →

Age summary

GroupCount%
Under 183710.1%
18 and over33189.9%
65 and over13637.0%
Median age59.8 years

Race & ethnicity

White 87.2%
Two or more races 10.2%
Hispanic or Latino 1.6%
Asian 0.5%
Other race 0.5%
GroupCount%
White32687.2%
Two or more races3810.2%
Hispanic or Latino61.6%
Asian20.5%
Other race20.5%

Household income

Income range This ZIP County avg State avg
Under $50k 67.9% 44.9% 33.6%
$50k – $100k 24.8% 32.0% 31.5%
$100k – $200k 7.3% 20.1% 26.5%
Over $200k 0.0% 3.0% 8.5%
Under $10k 4.0%
$10k–$15k 3.5%
$15k–$25k 34.8%
$25k–$35k 8.1%
$35k–$50k 16.2%
$50k–$75k 11.6%
$75k–$100k 10.1%
$100k–$150k 9.6%
$150k–$200k 1.5%
$200k+ 0.5%
Range% of households
Under $10k4.0%
$10k–$15k3.5%
$15k–$25k34.8%
$25k–$35k8.1%
$35k–$50k16.2%
$50k–$75k11.6%
$75k–$100k10.1%
$100k–$150k9.6%
$150k–$200k1.5%
$200k+0.5%
Median income$32,500

Housing

Home values

Under $50k 5.5%
$50k–$100k 13.3%
$100k–$150k 16.4%
$150k–$200k 20.6%
$200k–$300k 17.6%
$300k–$500k 10.3%
$500k–$1M 16.4%

Housing overview

MetricValue
Median home value$174,500
Median rent / month$1,458
Owner occupied83.3%
Renter occupied16.7%
Vacant61.7%
Single-family detached92.1%
Large apartment buildings0.0%
Mobile homes7.2%
Median rooms4.1
Avg household size (owned)1.88

Year built

Era%
2020 or later0.0%
2010–20196.6%
2000–200916.1%
1990–19998.1%
1980–19899.7%
1970–197916.8%
1960–196914.1%
1950–195911.4%
1940–194911.0%
1939 or earlier6.2%

Bedrooms

Size% of units
No bedroom (studio)9.1%
1 bedroom10.8%
2 bedrooms44.9%
3 bedrooms29.0%
4 bedrooms4.4%
5+ bedrooms1.7%

Vehicles per household

Vehicles% of households
No vehicle0.5%
1 vehicle34.3%
2 vehicles34.8%
3 or more30.3%

Heating fuel

Fuel type%
Utility gas2.0%
Electricity25.8%
Propane / LP gas50.0%
Fuel oil1.5%
Wood20.2%

Households & families

Household typeCount%
Married-couple family7336.9%
Cohabiting couple189.1%
Male householder, no spouse5326.8%
Female householder, no spouse5427.3%
Households with children under 183115.7%
Households with seniors (65+)10151.0%
Average household size1.86

Marital status

StatusMaleFemale
Never married31.4%15.4%
Married46.2%45.6%
Separated0.0%0.0%
Widowed4.1%28.4%
Divorced18.3%10.7%

Education

Less than 9th grade 1.0%
Some HS, no diploma 9.7%
HS graduate 43.5%
Some college, no degree 30.0%
Associate's degree 8.4%
Bachelor's degree 5.8%
Graduate / professional 1.6%
Metric%
HS diploma or higher89.4%
Bachelor's or higher7.4%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool411.1%
Kindergarten925.0%
Elementary school1027.8%
High school822.2%
College / grad school513.9%

Employment

Industry of employment

Construction 17.0%
Education & healthcare 16.3%
Agriculture & mining 14.4%
Manufacturing 13.1%
Retail trade 11.1%
Arts, food & hospitality 10.5%
Transportation & utilities 5.2%
Other services 4.6%
Professional & management 3.3%
Public administration 3.3%
Finance & real estate 1.3%

Occupation

Category%
Management, business & arts13.1%
Service22.9%
Sales & office14.4%
Natural resources & construction28.8%
Production & transportation20.9%

Employment type

Type%
Private sector79.7%
Government9.2%
Self-employed10.5%
Unpaid family workers0.7%

Commute

Method%
Drive alone75.2%
Carpool16.3%
Public transit0.0%
Walk2.0%
Work from home3.3%
Other means3.3%
Avg commute (minutes)30.2

Poverty

All people 12.2%
Under 18 years 9.7%
18 and over 12.4%
Married-couple families 2.7%
Female-led households 22.2%

Income support

Source% of households
Social Security54.5%
Retirement income31.3%
Supplemental Security3.5%
Cash public assistance0.0%
Food stamps / SNAP4.0%

Health indicators

Condition%
Obesity33.1%
High blood pressure35.9%
High cholesterol36.8%
Diabetes12.9%
Heart disease9.5%
Stroke4.1%
Asthma9.0%
Arthritis30.8%
Kidney disease3.7%
Pulmonary disease7.7%
Cancer8.9%
Behavior / access%
Smoking20.8%
Binge drinking16.8%
No physical activity25.5%
Less than 7 hrs sleep30.0%
Depression22.0%
Fair or poor health15.0%
Poor mental health13.0%
Poor physical health11.8%
No health insurance11.2%
Visited doctor (checkup)70.8%
Visited dentist64.4%
Cholesterol screening90.9%
Teeth loss11.5%

Veterans & disability

VeteransCount%
Civilian veterans4914.8%
Disability%
Any disability30.2%
Under 188.1%
18–64 years21.5%
65 and over48.5%

Health insurance coverage

Type%
Private insurance52.2%
Public insurance60.9%
No insurance9.2%
Uninsured under 190.0%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only35797.0%
Spanish20.6%
Other Indo-European20.6%
Asian & Pacific Islander00.0%
Other languages00.0%

Place of birth & citizenship

OriginCount%
Native born (US)36398.6%
Born in same state36398.6%
Born in different state29680.4%
Foreign born00.0%
Naturalized citizen51.4%
Not a US citizen5100.0%

Ancestry

AncestryCount%
Polish10729.1%
Italian349.2%
French226%
Arab154.1%
AncestryCount%
German123.3%
Dutch82.2%
Irish51.4%

Technology access

Metric% of households
Computer access53.8%
Internet access85.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 56639

What city is ZIP code 56639 in?

ZIP code 56639 is primarily assigned to Effie, Minnesota.

What county is ZIP code 56639 in?

ZIP code 56639 falls within Itasca County, Minnesota.

Does ZIP code 56639 have an older population?

37% of residents in ZIP code 56639 are 65 or older, above the national average of ~17%.

Does ZIP code 56639 have a large retiree population?

55% of households in ZIP code 56639 receive Social Security income, suggesting a significant retiree or disability population.

How educated is the population of ZIP code 56639?

7% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Is ZIP code 56639 mostly owner-occupied?

83% of occupied units in ZIP code 56639 are owner-occupied, well above the national average.

What timezone is ZIP code 56639 in?

ZIP code 56639 observes the CST timezone.

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