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Michigan ZIP Codes
Chippewa County
Eckerman, MI
49728
49728 ZIP Code — Eckerman, MI
Chippewa County, Michigan
ZIP code 49728 is located in
Eckerman ,
Michigan ,
within Chippewa County .
It covers approximately 173.79 square miles and serves a population of
368 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 906 .
About ZIP code 49728
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $114,700. Owner-occupancy is high at 85%, well above the national average.
Median household income is $56,250. 59% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with arts, entertainment, and food service as the leading industry. The average commute of 25 minutes is near the national average. Remote work is prevalent — 31% of workers work from home.
College attainment at 16% is below the national average, consistent with a trades and production-oriented local economy.
Health indicators show elevated rates of smoking (22%) compared to national benchmarks.
Notable community characteristics include a notable veteran presence at 12% of civilians, above the national average of 7%; and disability rates above the national average at 29%.
Overall, ZIP code 49728 reflects a community defined by a trades-oriented workforce, a strong veteran community, high homeownership, a high rate of remote workers, and a significant Social Security-dependent population.
49728 ZIP code map
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Cities in ZIP code 49728
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Nearby ZIP codes
Demographics
updated 06/2026
Population
Total population
368
Population density
2 / sq mi
State FIPS
26
County FIPS
033
Geography
Land area
173.79 sq mi
Water area
26.77 sq mi
Latitude
46.3439
Longitude
-85.0975
Timezone
Eastern (ET)
Area code
906
Economics
updated 06/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
37.8%
49.3%
42.6%
$50k – $100k
47.6%
34.1%
31.1%
$100k – $200k
13.3%
13.8%
20.6%
Over $200k
1.4%
2.8%
5.7%
Demographics & statistics
$56,250
Median household income
$114,700
Median home value
16.4%
Bachelor's or higher
Age distribution
Age summary
Group Count % Under 18 69 18.8% 18 and over 299 81.3% 65 and over 109 29.6% Median age 58.3 years
Race & ethnicity
American Indian / Alaska Native
4%
Group Count % White 306 81.6% Two or more races 47 12.5% American Indian / Alaska Native 15 4% Hispanic or Latino 7 1.9%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
37.8%
49.3%
42.6%
$50k – $100k
47.6%
34.1%
31.1%
$100k – $200k
13.3%
13.8%
20.6%
Over $200k
1.4%
2.8%
5.7%
Range % of households Under $10k 5.7% $10k–$15k 5.1% $15k–$25k 14.0% $25k–$35k 8.9% $35k–$50k 9.6% $50k–$75k 29.9% $75k–$100k 11.5% $100k–$150k 10.2% $150k–$200k 5.1% Median income $56,250
Housing
Housing overview
Metric Value Median home value $114,700 Median rent / month $738 Owner occupied 84.7% Renter occupied 15.3% Vacant 73.7% Single-family detached 88.4% Large apartment buildings 0.2% Mobile homes 11.4% Median rooms 4.4 Avg household size (owned) 2.23
Year built
Era % 2020 or later 0.0% 2010–2019 1.8% 2000–2009 19.4% 1990–1999 27.5% 1980–1989 10.9% 1970–1979 9.5% 1960–1969 7.0% 1950–1959 8.9% 1940–1949 9.2% 1939 or earlier 5.7%
Bedrooms
Size % of units No bedroom (studio) 7.4% 1 bedroom 18.3% 2 bedrooms 34.5% 3 bedrooms 28.5% 4 bedrooms 8.4% 5+ bedrooms 3.0%
Vehicles per household
Vehicles % of households No vehicle 7.6% 1 vehicle 30.6% 2 vehicles 54.1% 3 or more 7.6%
Heating fuel
Fuel type % Utility gas 2.5% Electricity 8.9% Propane / LP gas 57.3% Wood 22.9%
Households & families
Household type Count % Married-couple family 84 53.5% Cohabiting couple 27 17.2% Male householder, no spouse 29 18.5% Female householder, no spouse 17 10.8% Households with children under 18 25 15.9% Households with seniors (65+) 79 50.3% Average household size 2.34
Marital status
Status Male Female Never married 21.3% 13.5% Married 57.5% 56.7% Separated 0.0% 0.0% Widowed 5.0% 6.4% Divorced 16.3% 23.4%
Education
Some college, no degree
17.8%
Graduate / professional
10.8%
Metric % HS diploma or higher 94.4% Bachelor's or higher 16.4%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 1 2.4% Kindergarten 0 0.0% Elementary school 35 83.3% High school 6 14.3% College / grad school 0 0.0%
Employment
Industry of employment
Arts, food & hospitality
23.7%
Education & healthcare
17.5%
Finance & real estate
10.3%
Professional & management
8.2%
Agriculture & mining
7.2%
Transportation & utilities
2.1%
Public administration
2.1%
Occupation
Category % Management, business & arts 40.2% Service 18.6% Sales & office 14.4% Natural resources & construction 16.5% Production & transportation 10.3%
Employment type
Type % Private sector 74.2% Government 12.4% Self-employed 13.4% Unpaid family workers 0.0%
Commute
Method % Drive alone 37.1% Carpool 21.6% Public transit 0.0% Walk 7.2% Work from home 30.9% Other means 3.1% Avg commute (minutes) 25.4
Poverty
Married-couple families
4.8%
Female-led households
100.0%
Income support
Source % of households Social Security 59.2% Retirement income 49.0% Supplemental Security 3.2% Cash public assistance 3.2% Food stamps / SNAP 10.8%
Health indicators
Condition % Obesity 38.7% High blood pressure 41.8% High cholesterol 40.8% Diabetes 14.9% Heart disease 10.0% Stroke 4.5% Asthma 11.1% Arthritis 37.4% Kidney disease 4.0% Pulmonary disease 10.8% Cancer 8.9%
Behavior / access % Smoking 22.1% Binge drinking 16.5% No physical activity 24.3% Less than 7 hrs sleep 32.9% Depression 21.7% Fair or poor health 18.4% Poor mental health 15.5% Poor physical health 13.7% No health insurance 9.0% Visited doctor (checkup) 77.2% Visited dentist 62.8% Cholesterol screening 93.3% Teeth loss 14.5%
Veterans & disability
Veterans Count % Civilian veterans 35 11.7%
Disability % Any disability 28.5% Under 18 0.0% 18–64 years 32.6% 65 and over 39.4%
Health insurance coverage
Type % Private insurance 46.2% Public insurance 63.6% No insurance 14.9% Uninsured under 19 0.0%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 336 91.3% Spanish 0 0.0% Other Indo-European 0 0.0% Asian & Pacific Islander 0 0.0% Other languages 0 0.0%
Place of birth & citizenship
Origin Count % Native born (US) 366 99.5% Born in same state 366 99.5% Born in different state 341 92.7% Foreign born 0 0.0% Naturalized citizen 2 0.5% Not a US citizen 2 100.0%
Ancestry
Ancestry Count % French 92 25% Italian 57 15.5% English 34 9.2%
Ancestry Count % Arab 19 5.2% Polish 4 1.1% German 2 0.5%
Technology access
Metric % of households Computer access 42.7% Internet access 91.7%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 49728
What city is ZIP code 49728 in?
ZIP code 49728 is primarily assigned to Eckerman, Michigan.
What county is ZIP code 49728 in?
ZIP code 49728 falls within Chippewa County, Michigan.
Does ZIP code 49728 have a large retiree population?
59% of households in ZIP code 49728 receive Social Security income, suggesting a significant retiree or disability population.
Does ZIP code 49728 have an older population?
30% of residents in ZIP code 49728 are 65 or older, above the national average of ~17%.
Is ZIP code 49728 mostly owner-occupied?
85% of occupied units in ZIP code 49728 are owner-occupied, well above the national average.
Does ZIP code 49728 have a large veteran population?
12% of civilians in ZIP code 49728 are veterans, above the national average of ~7%.
What timezone is ZIP code 49728 in?
ZIP code 49728 observes the EST timezone.
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