32328 ZIP Code — Eastpoint, FL

Franklin County, Florida

ZIP code 32328 is located in Eastpoint, Florida, within Franklin County. It covers approximately 85.80 square miles and serves a population of 3,716 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 850.

About ZIP code 32328

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $253,300. Owner-occupancy is high at 86%, well above the national average.

The gap between median ($57,500) and mean household income suggests income inequality — a small number of higher earners pull the average up. Poverty affects 22% of residents, above the national average. 41% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is sales and office, with retail trade as the leading industry. The average commute of 17 minutes is near the national average.

Educational attainment is near the national average, with 28% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (24%) compared to national benchmarks.

Overall, ZIP code 32328 reflects a community defined by economic challenges above the national average, high homeownership, and a significant Social Security-dependent population.

3,716

population

85.80

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

32328 ZIP code map

Cities in ZIP code 32328

Below are the cities the US Postal Service accepts for ZIP code 32328. Using any city not on this list may result in mail delivery delays.

City	Status
Eastpoint	Acceptable
Eastpoint	Preferred

Nearby ZIP codes

32320 Apalachicola (12.7 mi) 32322 Carrabelle (15.4 mi)

Demographics updated 05/2026

Population
Total population	3,716
Population density	43 / sq mi
State FIPS	12
County FIPS	037

Geography
Land area	85.80 sq mi
Water area	73.45 sq mi
Latitude	29.8006
Longitude	-84.8956
Timezone	Eastern (ET)
Area code	850

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	53.1%	53.2%	43.4%
$50k – $100k	26.4%	29.7%	30.8%
$100k – $200k	14.5%	13.8%	19.3%
Over $200k	6.1%	3.3%	6.4%

Demographics & statistics

3,716

Population

People per sq mi

47.1

Median age

$57,500

Median household income

$38,248

Per capita income

$253,300

Median home value

$852

Median monthly rent

85.7%

Home ownership

21.5%

Poverty rate

10.2%

Unemployment

2,858

Housing units

28.0%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

120

10–14

115

139

15–19

133

20–24

122

25–34

117

275

35–44

264

251

45–54

240

127

55–59

122

174

60–64

166

288

65–74

276

157

75–84

151

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	687	18.5%
18 and over	3,029	81.5%
65 and over	913	24.6%
Median age	47.1 years

Race & ethnicity

White 82.8%

Two or more races 7.8%

Hispanic or Latino 7.5%

Other race 0.9%

Black or African American 0.7%

Asian 0.2%

Group	Count	%
White	3,327	82.8%
Two or more races	315	7.8%
Hispanic or Latino	301	7.5%
Other race	38	0.9%
Black or African American	29	0.7%
Asian	7	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	53.1%	53.2%	43.4%
$50k – $100k	26.4%	29.7%	30.8%
$100k – $200k	14.5%	13.8%	19.3%
Over $200k	6.1%	3.3%	6.4%

Under $10k 8.4%

$10k–$15k 7.2%

$15k–$25k 7.2%

$25k–$35k 8.6%

$35k–$50k 7.8%

$50k–$75k 23.4%

$75k–$100k 6.9%

$100k–$150k 18.9%

$150k–$200k 6.2%

$200k+ 5.5%

Range	% of households
Under $10k	8.4%
$10k–$15k	7.2%
$15k–$25k	7.2%
$25k–$35k	8.6%
$35k–$50k	7.8%
$50k–$75k	23.4%
$75k–$100k	6.9%
$100k–$150k	18.9%
$150k–$200k	6.2%
$200k+	5.5%
Median income	$57,500

Housing

Home values

Under $50k 9.8%

$50k–$100k 9.5%

$100k–$150k 7.2%

$150k–$200k 8.9%

$200k–$300k 17.8%

$300k–$500k 21.3%

$500k–$1M 19.7%

$1M+ 5.9%

Housing overview

Metric	Value
Median home value	$253,300
Median rent / month	$852
Owner occupied	85.7%
Renter occupied	14.3%
Vacant	48.8%
Single-family detached	77.3%
Large apartment buildings	0.0%
Mobile homes	14.2%
Median rooms	4.9
Avg household size (owned)	2.43

Year built

Era	%
2020 or later	1.1%
2010–2019	6.9%
2000–2009	23.0%
1990–1999	21.0%
1980–1989	32.2%
1970–1979	9.0%
1960–1969	3.0%
1950–1959	1.4%
1940–1949	2.4%
1939 or earlier	0.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	5.0%
2 bedrooms	17.6%
3 bedrooms	50.4%
4 bedrooms	21.5%
5+ bedrooms	5.5%

Vehicles per household

Vehicles	% of households
No vehicle	3.2%
1 vehicle	31.9%
2 vehicles	47.2%
3 or more	17.6%

Heating fuel

Fuel type	%
Electricity	91.4%
Propane / LP gas	6.1%
Solar	1.3%
No fuel used	1.2%

Households & families

Household type	Count	%
Married-couple family	826	52.3%
Cohabiting couple	134	8.5%
Male householder, no spouse	228	14.4%
Female householder, no spouse	390	24.7%
Households with children under 18	449	28.5%
Households with seniors (65+)	653	41.4%
Average household size	2.31

Marital status

Status	Male	Female
Never married	32.0%	13.8%
Married	51.1%	53.2%
Separated	0.0%	0.0%
Widowed	3.0%	12.3%
Divorced	13.9%	20.7%

Education

Less than 9th grade 3.7%

Some HS, no diploma 7.4%

HS graduate 27.5%

Some college, no degree 26.1%

Associate's degree 7.3%

Bachelor's degree 13.8%

Graduate / professional 14.2%

Metric	%
HS diploma or higher	88.8%
Bachelor's or higher	28.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	21	2.8%
Kindergarten	23	3.0%
Elementary school	374	49.0%
High school	248	32.5%
College / grad school	97	12.7%

Employment

Industry of employment

Retail trade 17.9%

Construction 17.6%

Arts, food & hospitality 11.7%

Education & healthcare 11.1%

Professional & management 10.6%

Public administration 8.4%

Agriculture & mining 7.1%

Finance & real estate 7.1%

Transportation & utilities 3.3%

Other services 2.5%

Manufacturing 1.7%

Wholesale trade 1.1%

Occupation

Category	%
Management, business & arts	27.7%
Service	13.4%
Sales & office	30.2%
Natural resources & construction	21.6%
Production & transportation	7.1%

Employment type

Type	%
Private sector	71.0%
Government	16.5%
Self-employed	12.2%
Unpaid family workers	0.4%

Commute

Method	%
Drive alone	73.0%
Carpool	12.7%
Public transit	0.0%
Walk	7.1%
Work from home	6.7%
Other means	0.4%
Avg commute (minutes)	16.8

Poverty

All people 21.5%

Under 18 years 45.6%

18 and over 16.0%

Married-couple families 7.4%

Female-led households 50.7%

Income support

Source	% of households
Social Security	40.9%
Retirement income	29.1%
Supplemental Security	5.8%
Cash public assistance	1.6%
Food stamps / SNAP	16.4%

Health indicators

Condition	%
Obesity	38.0%
High blood pressure	39.6%
High cholesterol	36.7%
Diabetes	13.0%
Heart disease	9.2%
Stroke	4.4%
Asthma	9.4%
Arthritis	29.4%
Kidney disease	3.9%
Pulmonary disease	12.3%
Cancer	7.8%

Behavior / access	%
Smoking	23.6%
Binge drinking	14.4%
No physical activity	29.5%
Less than 7 hrs sleep	33.1%
Depression	21.5%
Fair or poor health	20.6%
Poor mental health	17.3%
Poor physical health	15.2%
No health insurance	21.5%
Visited doctor (checkup)	76.0%
Visited dentist	50.2%
Cholesterol screening	89.1%
Teeth loss	18.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	225	7.4%

Disability	%
Any disability	14.5%
Under 18	13.7%
18–64 years	11.8%
65 and over	21.6%

Health insurance coverage

Type	%
Private insurance	62.7%
Public insurance	41.2%
No insurance	14.6%
Uninsured under 19	20.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,578	96.3%
Spanish	25	0.7%
Other Indo-European	25	0.7%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,631	97.7%
Born in same state	3,602	96.9%
Born in different state	2,050	55.2%
Foreign born	29	0.8%
Naturalized citizen	85	2.3%
Not a US citizen	58	68.2%

Ancestry

Ancestry	Count	%
Italian	747	20.1%
French	464	12.5%
Arab	276	7.4%
English	27	0.7%

Ancestry	Count	%
Dutch	17	0.5%
German	12	0.3%
Irish	5	0.1%

Technology access

Metric	% of households
Computer access	42.5%
Internet access	93.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 32328

What city is ZIP code 32328 in?

ZIP code 32328 is primarily assigned to Eastpoint, Florida.

What county is ZIP code 32328 in?

ZIP code 32328 falls within Franklin County, Florida.

What is the poverty rate in ZIP code 32328?

22% of residents in ZIP code 32328 live below the poverty line, above the national average.

Is ZIP code 32328 mostly owner-occupied?

86% of occupied units in ZIP code 32328 are owner-occupied, well above the national average.

Does ZIP code 32328 have a large retiree population?

41% of households in ZIP code 32328 receive Social Security income, suggesting a significant retiree or disability population.

What is the population of ZIP code 32328?

ZIP code 32328 has an estimated population of 3,716 residents, with a density of 43 people per square mile.

What timezone is ZIP code 32328 in?

ZIP code 32328 observes the EST timezone.