55804 ZIP Code — Duluth, MN

Saint Louis County, Minnesota

ZIP code 55804 is located in Duluth, Minnesota, within Saint Louis County. It covers approximately 94.05 square miles and serves a population of 16,118 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 218.

About ZIP code 55804

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $268,600. Owner-occupancy is high at 87%, well above the national average.

The gap between median ($103,176) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 7% is below the national average. 34% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 20 minutes is near the national average.

Educational attainment is high — 52% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 55804 reflects a community defined by a highly educated population, high homeownership, and a significant Social Security-dependent population.

16,118

population

94.05

sq mi land

Standard

ZIP type

Central (CT)

timezone

55804 ZIP code map

Cities in ZIP code 55804

Below are the cities the US Postal Service accepts for ZIP code 55804. Using any city not on this list may result in mail delivery delays.

City	Status
Duluth	Preferred

Nearby ZIP codes

55803 Duluth (10 mi) 55812 Duluth (10.1 mi) 55805 Duluth (11.3 mi) 55802 Duluth (13.3 mi) 55811 Duluth (13.7 mi) 55806 Duluth (14.1 mi) 55807 Duluth (17.1 mi) 55810 Duluth (19 mi)

Demographics updated 05/2026

Population
Total population	16,118
Population density	171 / sq mi
State FIPS	27
County FIPS	137

Geography
Land area	94.05 sq mi
Water area	10.76 sq mi
Latitude	46.9201
Longitude	-91.9298
Timezone	Central (CT)
Area code	218

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	23.6%	44.3%	33.6%
$50k – $100k	33.8%	31.0%	31.5%
$100k – $200k	34.0%	20.5%	26.5%
Over $200k	8.5%	4.1%	8.5%

Demographics & statistics

16,118

Population

171

People per sq mi

41.3

Median age

$103,176

Median household income

$52,008

Per capita income

$268,600

Median home value

$1,360

Median monthly rent

87.1%

Home ownership

6.9%

Poverty rate

1.3%

Unemployment

5,827

Housing units

51.9%

Bachelor's or higher

Age distribution

Male Female

471

Under 5

520

407

5–9

449

569

10–14

629

471

15–19

520

467

20–24

515

853

25–34

941

1,058

35–44

1,168

887

45–54

979

507

55–59

559

574

60–64

633

811

65–74

895

410

75–84

453

177

85+

195

← Male

Female →

Age summary

Group	Count	%
Under 18	3,642	22.6%
18 and over	12,476	77.4%
65 and over	2,941	18.2%
Median age	41.3 years

Race & ethnicity

White 91.3%

Two or more races 5%

Asian 1.3%

Hispanic or Latino 0.9%

Black or African American 0.9%

American Indian / Alaska Native 0.4%

Other race 0.1%

Group	Count	%
White	14,857	91.3%
Two or more races	821	5%
Asian	210	1.3%
Hispanic or Latino	152	0.9%
Black or African American	146	0.9%
American Indian / Alaska Native	64	0.4%
Other race	20	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	23.6%	44.3%	33.6%
$50k – $100k	33.8%	31.0%	31.5%
$100k – $200k	34.0%	20.5%	26.5%
Over $200k	8.5%	4.1%	8.5%

Under $10k 2.0%

$10k–$15k 2.4%

$15k–$25k 3.1%

$25k–$35k 4.9%

$35k–$50k 6.4%

$50k–$75k 16.3%

$75k–$100k 13.6%

$100k–$150k 23.1%

$150k–$200k 13.8%

$200k+ 14.5%

Range	% of households
Under $10k	2.0%
$10k–$15k	2.4%
$15k–$25k	3.1%
$25k–$35k	4.9%
$35k–$50k	6.4%
$50k–$75k	16.3%
$75k–$100k	13.6%
$100k–$150k	23.1%
$150k–$200k	13.8%
$200k+	14.5%
Median income	$103,176

Housing

Home values

Under $50k 1.8%

$50k–$100k 2.1%

$100k–$150k 7.9%

$150k–$200k 14.8%

$200k–$300k 33.1%

$300k–$500k 27.8%

$500k–$1M 10.8%

$1M+ 1.8%

Housing overview

Metric	Value
Median home value	$268,600
Median rent / month	$1,360
Owner occupied	87.1%
Renter occupied	12.9%
Vacant	6.2%
Single-family detached	90.4%
Large apartment buildings	4.9%
Mobile homes	1.1%
Median rooms	6.6
Avg household size (owned)	2.64

Year built

Era	%
2020 or later	0.1%
2010–2019	4.7%
2000–2009	10.1%
1990–1999	6.9%
1980–1989	4.9%
1970–1979	11.3%
1960–1969	7.6%
1950–1959	20.8%
1940–1949	8.3%
1939 or earlier	25.3%

Bedrooms

Size	% of units
No bedroom (studio)	0.4%
1 bedroom	7.5%
2 bedrooms	22.2%
3 bedrooms	41.1%
4 bedrooms	23.3%
5+ bedrooms	5.4%

Vehicles per household

Vehicles	% of households
No vehicle	2.9%
1 vehicle	24.7%
2 vehicles	44.6%
3 or more	27.9%

Heating fuel

Fuel type	%
Utility gas	56.6%
Electricity	14.6%
Propane / LP gas	18.6%
Fuel oil	5.6%
Wood	3.5%
No fuel used	0.2%

Households & families

Household type	Count	%
Married-couple family	3,714	59.7%
Cohabiting couple	461	7.4%
Male householder, no spouse	680	10.9%
Female householder, no spouse	1,364	21.9%
Households with children under 18	1,888	30.4%
Households with seniors (65+)	2,050	33.0%
Average household size	2.56

Marital status

Status	Male	Female
Never married	28.3%	27.0%
Married	61.9%	55.1%
Separated	0.1%	0.2%
Widowed	1.8%	8.1%
Divorced	7.9%	9.6%

Education

Less than 9th grade 0.8%

Some HS, no diploma 1.7%

HS graduate 15.5%

Some college, no degree 19.6%

Associate's degree 10.5%

Bachelor's degree 28.7%

Graduate / professional 23.2%

Metric	%
HS diploma or higher	97.5%
Bachelor's or higher	51.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	340	8.0%
Kindergarten	244	5.7%
Elementary school	1,625	38.1%
High school	871	20.4%
College / grad school	1,183	27.8%

Employment

Industry of employment

Education & healthcare 31.4%

Professional & management 12.2%

Retail trade 8.6%

Construction 8.2%

Arts, food & hospitality 8.1%

Manufacturing 6.9%

Other services 5.4%

Public administration 5.2%

Finance & real estate 5.1%

Transportation & utilities 4.8%

Wholesale trade 1.7%

Information 1.2%

Agriculture & mining 1.0%

Occupation

Category	%
Management, business & arts	53.8%
Service	15.1%
Sales & office	15.5%
Natural resources & construction	8.7%
Production & transportation	6.9%

Employment type

Type	%
Private sector	75.4%
Government	16.4%
Self-employed	8.1%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	75.7%
Carpool	5.5%
Public transit	1.7%
Walk	3.0%
Work from home	12.0%
Other means	2.0%
Avg commute (minutes)	20.1

Poverty

All people 6.9%

Under 18 years 6.8%

18 and over 7.0%

Married-couple families 1.2%

Female-led households 15.1%

Income support

Source	% of households
Social Security	34.1%
Retirement income	31.3%
Supplemental Security	2.4%
Cash public assistance	2.2%
Food stamps / SNAP	3.3%

Health indicators

Condition	%
Obesity	29.6%
High blood pressure	28.9%
High cholesterol	30.7%
Diabetes	8.0%
Heart disease	5.6%
Stroke	2.5%
Asthma	8.8%
Arthritis	25.1%
Kidney disease	2.6%
Pulmonary disease	4.6%
Cancer	7.5%

Behavior / access	%
Smoking	15.2%
Binge drinking	21.0%
No physical activity	16.3%
Less than 7 hrs sleep	28.9%
Depression	22.7%
Fair or poor health	9.4%
Poor mental health	12.2%
Poor physical health	8.1%
No health insurance	7.5%
Visited doctor (checkup)	69.9%
Visited dentist	71.4%
Cholesterol screening	91.9%
Teeth loss	7.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	757	6.1%

Disability	%
Any disability	9.0%
Under 18	3.3%
18–64 years	6.4%
65 and over	25.0%

Health insurance coverage

Type	%
Private insurance	83.1%
Public insurance	33.3%
No insurance	1.9%
Uninsured under 19	1.2%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	15,127	93.9%
Spanish	93	0.6%
Other Indo-European	63	0.4%
Asian & Pacific Islander	0	0.0%
Other languages	12	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	15,775	97.9%
Born in same state	15,610	96.8%
Born in different state	11,644	72.2%
Foreign born	165	1.0%
Naturalized citizen	343	2.1%
Not a US citizen	256	74.6%

Ancestry

Ancestry	Count	%
Polish	2,562	15.9%
Italian	1,570	9.7%
French	1,241	7.7%
Arab	383	2.4%
Dutch	267	1.7%

Ancestry	Count	%
German	234	1.5%
English	101	0.6%
Irish	46	0.3%
Norwegian	15	0.1%

Technology access

Metric	% of households
Computer access	38.6%
Internet access	95.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 55804

What city is ZIP code 55804 in?

ZIP code 55804 is primarily assigned to Duluth, Minnesota.

What county is ZIP code 55804 in?

ZIP code 55804 falls within Saint Louis County, Minnesota.

Is ZIP code 55804 mostly owner-occupied?

87% of occupied units in ZIP code 55804 are owner-occupied, well above the national average.

How educated is the population of ZIP code 55804?

52% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What is the median household income in ZIP code 55804?

The median household income in ZIP code 55804 is $103,176, above the national median of ~$75,000.

What is the population of ZIP code 55804?

ZIP code 55804 has an estimated population of 16,118 residents, with a density of 171 people per square mile.

What timezone is ZIP code 55804 in?

ZIP code 55804 observes the CST timezone.