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Tennessee ZIP Codes
Polk County
Ducktown, TN
37326
37326 ZIP Code — Ducktown, TN
Polk County, Tennessee
ZIP code 37326 is located in
Ducktown ,
Tennessee ,
within Polk County .
It covers approximately 1.77 square miles and serves a population of
467 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 423 .
About ZIP code 37326
The housing stock consists of a mix of housing types. Most homes were built in the 1980s, giving the area an established character. Median home value is $119,200. Renters make up the majority at 62%, typical of denser urban areas.
The dominant occupation class is service, with arts, entertainment, and food service as the leading industry. The average commute of 32 minutes is near the national average.
College attainment at 6% is below the national average, consistent with a trades and production-oriented local economy.
Health indicators show elevated rates of diabetes (19%), smoking (20%) compared to national benchmarks. 30% of residents lack health insurance, above the national average.
Notable community characteristics include disability rates above the national average at 37%.
Overall, ZIP code 37326 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a significant Social Security-dependent population, and elevated reliance on food assistance.
37326 ZIP code map
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Cities in ZIP code 37326
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Demographics
updated 05/2026
Population
Total population
467
Population density
264 / sq mi
State FIPS
47
County FIPS
139
Geography
Land area
1.77 sq mi
Water area
0.00 sq mi
Latitude
35.0276
Longitude
-84.3745
Timezone
Eastern (ET)
Area code
423
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
69.4%
54.3%
45.7%
$50k – $100k
23.6%
28.9%
30.9%
$100k – $200k
7.0%
12.7%
18.3%
Over $200k
0.0%
4.2%
5.1%
Demographics & statistics
$0
Median household income
$119,200
Median home value
Age distribution
Age summary
Group Count % Under 18 35 7.5% 18 and over 432 92.5% 65 and over 138 29.6% Median age 57.9 years
Race & ethnicity
Black or African American
0.8%
Group Count % White 437 90.1% Hispanic or Latino 18 3.7% Other race 18 3.7% Two or more races 8 1.6% Black or African American 4 0.8%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
69.4%
54.3%
45.7%
$50k – $100k
23.6%
28.9%
30.9%
$100k – $200k
7.0%
12.7%
18.3%
Over $200k
0.0%
4.2%
5.1%
Range % of households Under $10k 18.7% $10k–$15k 37.8% $15k–$25k 6.5% $25k–$35k 7.7% $35k–$50k 3.3% $50k–$75k 5.3% $75k–$100k 9.8% $100k–$150k 11.0% Median income $0
Housing
Housing overview
Metric Value Median home value $119,200 Median rent / month $526 Owner occupied 37.8% Renter occupied 62.2% Vacant 17.4% Single-family detached 50.0% Large apartment buildings 0.0% Mobile homes 2.3% Median rooms 4.2 Avg household size (owned) 2.23
Year built
Era % 2020 or later 0.0% 2010–2019 2.0% 2000–2009 1.7% 1990–1999 4.7% 1980–1989 31.9% 1970–1979 5.7% 1960–1969 2.7% 1950–1959 17.1% 1940–1949 15.4% 1939 or earlier 18.8%
Bedrooms
Size % of units No bedroom (studio) 0.0% 1 bedroom 17.8% 2 bedrooms 57.4% 3 bedrooms 21.8% 4 bedrooms 2.3% 5+ bedrooms 0.7%
Vehicles per household
Vehicles % of households No vehicle 36.2% 1 vehicle 33.7% 2 vehicles 16.7% 3 or more 13.4%
Heating fuel
Fuel type % Electricity 89.4% Propane / LP gas 8.5% Fuel oil 0.8% Wood 1.2%
Households & families
Household type Count % Married-couple family 52 21.1% Cohabiting couple 6 2.4% Male householder, no spouse 19 7.7% Female householder, no spouse 169 68.7% Households with children under 18 17 6.9% Households with seniors (65+) 53 21.5% Average household size 1.55
Marital status
Status Male Female Never married 24.8% 39.4% Married 48.2% 14.5% Separated 6.6% 0.3% Widowed 10.9% 27.9% Divorced 9.5% 17.8%
Education
Some HS, no diploma
18.6%
Some college, no degree
22.8%
Graduate / professional
2.9%
Metric % HS diploma or higher 77.7% Bachelor's or higher 5.6%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 3 17.6% Kindergarten 0 0.0% Elementary school 7 41.2% High school 2 11.8% College / grad school 5 29.4%
Employment
Industry of employment
Transportation & utilities
23.1%
Arts, food & hospitality
20.4%
Education & healthcare
18.5%
Public administration
8.3%
Professional & management
1.9%
Occupation
Category % Management, business & arts 13.0% Service 32.4% Sales & office 11.1% Natural resources & construction 20.4% Production & transportation 23.1%
Employment type
Type % Private sector 85.2% Government 14.8% Self-employed 0.0% Unpaid family workers 0.0%
Commute
Method % Drive alone 87.0% Carpool 13.0% Public transit 0.0% Walk 0.0% Work from home 0.0% Other means 0.0% Avg commute (minutes) 31.7
Poverty
Married-couple families
0.0%
Female-led households
41.7%
Income support
Source % of households Social Security 76.8% Retirement income 14.2% Supplemental Security 2.4% Cash public assistance 0.0% Food stamps / SNAP 28.9%
Health indicators
Condition % Obesity 35.6% High blood pressure 52.3% High cholesterol 44.4% Diabetes 18.6% Heart disease 14.3% Stroke 6.8% Asthma 10.4% Arthritis 44.6% Kidney disease 5.6% Pulmonary disease 15.0% Cancer 12.6%
Behavior / access % Smoking 20.3% Binge drinking 9.3% No physical activity 34.4% Less than 7 hrs sleep 33.3% Depression 24.3% Fair or poor health 24.6% Poor mental health 14.9% Poor physical health 16.6% No health insurance 17.7% Visited doctor (checkup) 81.5% Visited dentist 50.2% Cholesterol screening 92.7% Teeth loss 24.1%
Veterans & disability
Veterans Count % Civilian veterans 23 5.3%
Disability % Any disability 36.5% Under 18 0.0% 18–64 years 36.2% 65 and over 56.7%
Health insurance coverage
Type % Private insurance 28.1% Public insurance 53.0% No insurance 30.2% Uninsured under 19 0.0%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 441 94.4% Spanish 6 1.4% Other Indo-European 6 1.4% Asian & Pacific Islander 0 0.0% Other languages 0 0.0%
Place of birth & citizenship
Origin Count % Native born (US) 452 96.8% Born in same state 444 95.1% Born in different state 183 39.2% Foreign born 8 1.7% Naturalized citizen 15 3.2% Not a US citizen 7 46.7%
Ancestry
Ancestry Count % Italian 164 35.1% Arab 22 4.7% French 21 4.5%
Ancestry Count % English 8 1.7% German 5 1.1%
Technology access
Metric % of households Computer access 52.7% Internet access 76.4%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 37326
What city is ZIP code 37326 in?
ZIP code 37326 is primarily assigned to Ducktown, Tennessee.
What county is ZIP code 37326 in?
ZIP code 37326 falls within Polk County, Tennessee.
Does ZIP code 37326 have a large retiree population?
77% of households in ZIP code 37326 receive Social Security income, suggesting a significant retiree or disability population.
What is the poverty rate in ZIP code 37326?
42% of residents in ZIP code 37326 live below the poverty line, above the national average.
Does ZIP code 37326 have an older population?
30% of residents in ZIP code 37326 are 65 or older, above the national average of ~17%.
How educated is the population of ZIP code 37326?
6% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.
What timezone is ZIP code 37326 in?
ZIP code 37326 observes the EST timezone.
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