39540 ZIP Code — Diberville, MS

Harrison County, Mississippi

ZIP code 39540 is located in Diberville, Mississippi, within Harrison County. It covers approximately 11.39 square miles and serves a population of 12,922 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 228.

About ZIP code 39540

The housing stock consists of a mix of housing types. Most homes were built in the 2000s, giving the area an established character. Median home value is $168,800. Owner-occupancy sits near the national average at 57%.

The gap between median ($52,625) and mean household income suggests income inequality — a small number of higher earners pull the average up. Poverty affects 19% of residents, above the national average.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 24 minutes is near the national average.

College attainment at 20% is below the national average, consistent with a trades and production-oriented local economy.

Notable community characteristics include a notable veteran presence at 16% of civilians, above the national average of 7%.

Overall, ZIP code 39540 reflects a community defined by economic challenges above the national average and a strong veteran community.

12,922

population

11.39

sq mi land

Standard

ZIP type

Central (CT)

timezone

39540 ZIP code map

Cities in ZIP code 39540

Below are the cities the US Postal Service accepts for ZIP code 39540. Using any city not on this list may result in mail delivery delays.

City	Status
Diberville	Acceptable

Demographics updated 05/2026

Population
Total population	12,922
Population density	1,135 / sq mi
State FIPS	28
County FIPS	047

Geography
Land area	11.39 sq mi
Water area	0.82 sq mi
Latitude	30.4437
Longitude	-88.9078
Timezone	Central (CT)
Area code	228

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	57.7%	51.0%	52.9%
$50k – $100k	29.8%	29.8%	28.4%
$100k – $200k	10.0%	16.3%	15.3%
Over $200k	2.6%	2.9%	3.4%

Demographics & statistics

12,922

Population

1,135

People per sq mi

38.4

Median age

$52,625

Median household income

$33,333

Per capita income

$168,800

Median home value

$1,102

Median monthly rent

56.7%

Home ownership

19.0%

Poverty rate

6.2%

Unemployment

3,234

Housing units

20.1%

Bachelor's or higher

Age distribution

Male Female

408

Under 5

468

445

5–9

510

449

10–14

515

233

15–19

267

429

20–24

491

849

25–34

973

772

35–44

886

776

45–54

889

435

55–59

499

250

60–64

286

502

65–74

575

303

75–84

348

170

85+

194

← Male

Female →

Age summary

Group	Count	%
Under 18	3,114	24.1%
18 and over	9,808	75.9%
65 and over	2,092	16.2%
Median age	38.4 years

Race & ethnicity

White 64%

Black or African American 16.3%

Asian 8.8%

Two or more races 6.9%

Hispanic or Latino 3.6%

American Indian / Alaska Native 0.3%

Other race 0.1%

Group	Count	%
White	8,580	64%
Black or African American	2,186	16.3%
Asian	1,177	8.8%
Two or more races	923	6.9%
Hispanic or Latino	481	3.6%
American Indian / Alaska Native	39	0.3%
Other race	17	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	57.7%	51.0%	52.9%
$50k – $100k	29.8%	29.8%	28.4%
$100k – $200k	10.0%	16.3%	15.3%
Over $200k	2.6%	2.9%	3.4%

Under $10k 4.1%

$10k–$15k 5.2%

$15k–$25k 5.1%

$25k–$35k 9.5%

$35k–$50k 23.7%

$50k–$75k 12.5%

$75k–$100k 14.0%

$100k–$150k 15.4%

$150k–$200k 4.6%

$200k+ 6.1%

Range	% of households
Under $10k	4.1%
$10k–$15k	5.2%
$15k–$25k	5.1%
$25k–$35k	9.5%
$35k–$50k	23.7%
$50k–$75k	12.5%
$75k–$100k	14.0%
$100k–$150k	15.4%
$150k–$200k	4.6%
$200k+	6.1%
Median income	$52,625

Housing

Home values

Under $50k 13.6%

$50k–$100k 11.7%

$100k–$150k 13.6%

$150k–$200k 17.6%

$200k–$300k 18.7%

$300k–$500k 21.1%

$500k–$1M 2.6%

$1M+ 1.0%

Housing overview

Metric	Value
Median home value	$168,800
Median rent / month	$1,102
Owner occupied	56.7%
Renter occupied	43.3%
Vacant	6.7%
Single-family detached	60.3%
Large apartment buildings	10.4%
Mobile homes	7.1%
Median rooms	5.3
Avg household size (owned)	2.52

Year built

Era	%
2020 or later	0.4%
2010–2019	13.6%
2000–2009	37.3%
1990–1999	14.6%
1980–1989	7.6%
1970–1979	18.6%
1960–1969	4.8%
1950–1959	2.4%
1940–1949	0.7%
1939 or earlier	0.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.5%
1 bedroom	9.1%
2 bedrooms	22.0%
3 bedrooms	50.0%
4 bedrooms	14.2%
5+ bedrooms	4.1%

Vehicles per household

Vehicles	% of households
No vehicle	3.7%
1 vehicle	34.1%
2 vehicles	39.6%
3 or more	22.6%

Heating fuel

Fuel type	%
Utility gas	12.5%
Electricity	84.0%
Propane / LP gas	1.8%
No fuel used	1.8%

Households & families

Household type	Count	%
Married-couple family	2,365	46.7%
Cohabiting couple	318	6.3%
Male householder, no spouse	968	19.1%
Female householder, no spouse	1,417	28.0%
Households with children under 18	1,542	30.4%
Households with seniors (65+)	1,479	29.2%
Average household size	2.53

Marital status

Status	Male	Female
Never married	25.8%	31.4%
Married	55.3%	44.2%
Separated	1.2%	2.1%
Widowed	6.8%	9.4%
Divorced	10.9%	12.8%

Education

Less than 9th grade 3.1%

Some HS, no diploma 6.5%

HS graduate 33.7%

Some college, no degree 24.5%

Associate's degree 12.1%

Bachelor's degree 13.1%

Graduate / professional 7.0%

Metric	%
HS diploma or higher	90.4%
Bachelor's or higher	20.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	87	3.1%
Kindergarten	199	7.1%
Elementary school	1,661	59.1%
High school	297	10.6%
College / grad school	566	20.1%

Employment

Industry of employment

Education & healthcare 25.4%

Arts, food & hospitality 15.5%

Retail trade 12.2%

Other services 10.4%

Construction 7.8%

Professional & management 7.1%

Public administration 6.3%

Finance & real estate 3.6%

Manufacturing 3.4%

Transportation & utilities 2.5%

Agriculture & mining 2.3%

Wholesale trade 1.7%

Information 1.6%

Occupation

Category	%
Management, business & arts	31.8%
Service	26.8%
Sales & office	20.0%
Natural resources & construction	13.3%
Production & transportation	8.1%

Employment type

Type	%
Private sector	74.3%
Government	18.9%
Self-employed	6.3%
Unpaid family workers	0.5%

Commute

Method	%
Drive alone	87.4%
Carpool	9.7%
Public transit	0.1%
Walk	1.8%
Work from home	1.0%
Other means	0.0%
Avg commute (minutes)	23.6

Poverty

All people 19.0%

Under 18 years 31.8%

18 and over 14.9%

Married-couple families 2.5%

Female-led households 47.8%

Income support

Source	% of households
Social Security	28.6%
Retirement income	28.3%
Supplemental Security	9.9%
Cash public assistance	0.9%
Food stamps / SNAP	9.6%

Health indicators

Condition	%
Obesity	33.1%
High blood pressure	34.6%
High cholesterol	34.1%
Diabetes	9.9%
Heart disease	5.5%
Stroke	2.9%
Asthma	9.1%
Arthritis	23.7%
Kidney disease	2.5%
Pulmonary disease	6.2%
Cancer	5.1%

Behavior / access	%
Smoking	19.4%
Binge drinking	17.8%
No physical activity	25.0%
Less than 7 hrs sleep	35.0%
Depression	23.0%
Fair or poor health	15.8%
Poor mental health	15.5%
Poor physical health	9.3%
No health insurance	18.7%
Visited doctor (checkup)	74.1%
Visited dentist	59.7%
Cholesterol screening	86.9%
Teeth loss	13.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,547	16.2%

Disability	%
Any disability	18.0%
Under 18	9.9%
18–64 years	16.0%
65 and over	38.0%

Health insurance coverage

Type	%
Private insurance	65.3%
Public insurance	36.3%
No insurance	14.8%
Uninsured under 19	18.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	12,046	93.2%
Spanish	481	4.0%
Other Indo-European	260	2.2%
Asian & Pacific Islander	0	0.0%
Other languages	221	1.8%

Place of birth & citizenship

Origin	Count	%
Native born (US)	11,873	91.9%
Born in same state	11,710	90.6%
Born in different state	7,025	54.4%
Foreign born	163	1.3%
Naturalized citizen	1,049	8.1%
Not a US citizen	560	53.4%

Ancestry

Ancestry	Count	%
Arab	1,328	10.3%
French	994	7.7%
Italian	545	4.2%
Irish	87	0.7%

Ancestry	Count	%
German	57	0.4%
Polish	50	0.4%
Dutch	4	0%

Technology access

Metric	% of households
Computer access	39.2%
Internet access	94.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 39540

What city is ZIP code 39540 in?

ZIP code 39540 is primarily assigned to Diberville, Mississippi.

What county is ZIP code 39540 in?

ZIP code 39540 falls within Harrison County, Mississippi.

What is the poverty rate in ZIP code 39540?

19% of residents in ZIP code 39540 live below the poverty line, above the national average.

Does ZIP code 39540 have a large veteran population?

16% of civilians in ZIP code 39540 are veterans, above the national average of ~7%.

What is the typical home value in ZIP code 39540?

The median home value in ZIP code 39540 is $168,800.

What is the population of ZIP code 39540?

ZIP code 39540 has an estimated population of 12,922 residents, with a density of 1,135 people per square mile.

What timezone is ZIP code 39540 in?

ZIP code 39540 observes the CST timezone.