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Minnesota ZIP Codes
Otter Tail County
Deer Creek, MN
56527
56527 ZIP Code — Deer Creek, MN
Otter Tail County, Minnesota
ZIP code 56527 is located in
Deer Creek ,
Minnesota ,
within Otter Tail County .
It covers approximately 54.76 square miles and serves a population of
895 residents.
This is a standard ZIP code in the Central (CT) timezone,
served by area code 218 .
About ZIP code 56527
The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $192,800. Owner-occupancy is high at 88%, well above the national average.
Median household income is $58,558. 35% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 32 minutes is near the national average.
College attainment at 12% is below the national average, consistent with a trades and production-oriented local economy.
Overall, ZIP code 56527 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.
56527 ZIP code map
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Cities in ZIP code 56527
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Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
895
Population density
16 / sq mi
State FIPS
27
County FIPS
111
Geography
Land area
54.76 sq mi
Water area
0.26 sq mi
Latitude
46.3764
Longitude
-95.3134
Timezone
Central (CT)
Area code
218
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
51.7%
43.1%
33.6%
$50k – $100k
28.4%
33.2%
31.5%
$100k – $200k
16.7%
19.7%
26.5%
Over $200k
3.2%
4.0%
8.5%
Demographics & statistics
$58,558
Median household income
$192,800
Median home value
12.4%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 222 24.8%
18 and over 673 75.2%
65 and over 153 17.1%
Median age 40.1 years
Race & ethnicity
Group Count %
White 884 98%
Hispanic or Latino 7 0.8%
Other race 7 0.8%
Two or more races 3 0.3%
Asian 1 0.1%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
51.7%
43.1%
33.6%
$50k – $100k
28.4%
33.2%
31.5%
$100k – $200k
16.7%
19.7%
26.5%
Over $200k
3.2%
4.0%
8.5%
Range % of households
Under $10k 0.9%
$10k–$15k 2.7%
$15k–$25k 10.7%
$25k–$35k 11.9%
$35k–$50k 16.7%
$50k–$75k 18.2%
$75k–$100k 9.9%
$100k–$150k 19.1%
$150k–$200k 4.5%
$200k+ 5.4%
Median income $58,558
Housing
Housing overview
Metric Value
Median home value $192,800
Median rent / month $942
Owner occupied 87.5%
Renter occupied 12.5%
Vacant 16.3%
Single-family detached 87.8%
Large apartment buildings 2.3%
Mobile homes 5.8%
Median rooms 6.3
Avg household size (owned) 2.63
Year built
Era %
2020 or later 0.0%
2010–2019 5.8%
2000–2009 17.5%
1990–1999 3.5%
1980–1989 10.5%
1970–1979 17.8%
1960–1969 8.0%
1950–1959 4.0%
1940–1949 9.3%
1939 or earlier 23.8%
Bedrooms
Size % of units
No bedroom (studio) 4.3%
1 bedroom 5.0%
2 bedrooms 21.0%
3 bedrooms 45.0%
4 bedrooms 18.5%
5+ bedrooms 6.3%
Vehicles per household
Vehicles % of households
No vehicle 4.2%
1 vehicle 19.7%
2 vehicles 32.2%
3 or more 43.9%
Heating fuel
Fuel type %
Utility gas 11.9%
Electricity 15.5%
Propane / LP gas 44.5%
Fuel oil 12.2%
Wood 14.3%
No fuel used 0.6%
Households & families
Household type Count %
Married-couple family 200 59.7%
Cohabiting couple 28 8.4%
Male householder, no spouse 52 15.5%
Female householder, no spouse 55 16.4%
Households with children under 18 116 34.6%
Households with seniors (65+) 108 32.2%
Average household size 2.67
Marital status
Status Male Female
Never married 23.4% 21.4%
Married 60.3% 55.8%
Separated 0.6% 1.9%
Widowed 2.8% 7.2%
Divorced 13.0% 13.6%
Education
Some college, no degree
22.3%
Graduate / professional
3.9%
Metric %
HS diploma or higher 92.7%
Bachelor's or higher 12.4%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 11 6.2%
Kindergarten 9 5.1%
Elementary school 91 51.4%
High school 39 22.0%
College / grad school 27 15.3%
Employment
Industry of employment
Education & healthcare
22.9%
Arts, food & hospitality
10.1%
Transportation & utilities
5.8%
Agriculture & mining
4.9%
Public administration
4.3%
Professional & management
2.9%
Finance & real estate
0.9%
Occupation
Category %
Management, business & arts 33.9%
Service 14.8%
Sales & office 15.1%
Natural resources & construction 16.9%
Production & transportation 19.3%
Employment type
Type %
Private sector 80.7%
Government 11.0%
Self-employed 8.3%
Unpaid family workers 0.0%
Commute
Method %
Drive alone 80.0%
Carpool 10.7%
Public transit 0.0%
Walk 2.0%
Work from home 6.8%
Other means 0.5%
Avg commute (minutes) 31.6
Poverty
Married-couple families
2.5%
Female-led households
0.0%
Income support
Source % of households
Social Security 35.2%
Retirement income 23.3%
Supplemental Security 3.3%
Cash public assistance 3.3%
Food stamps / SNAP 5.4%
Health indicators
Condition %
Obesity 32.8%
High blood pressure 34.1%
High cholesterol 36.8%
Diabetes 10.5%
Heart disease 7.8%
Stroke 3.6%
Asthma 9.0%
Arthritis 27.0%
Kidney disease 3.3%
Pulmonary disease 7.2%
Cancer 7.6%
Behavior / access %
Smoking 19.9%
Binge drinking 19.9%
No physical activity 22.9%
Less than 7 hrs sleep 25.9%
Depression 22.9%
Fair or poor health 14.7%
Poor mental health 13.3%
Poor physical health 11.0%
No health insurance 11.6%
Visited doctor (checkup) 72.7%
Visited dentist 64.9%
Cholesterol screening 89.2%
Teeth loss 13.4%
Veterans & disability
Veterans Count %
Civilian veterans 57 8.5%
Disability %
Any disability 11.3%
Under 18 3.2%
18–64 years 9.8%
65 and over 28.1%
Health insurance coverage
Type %
Private insurance 64.5%
Public insurance 48.8%
No insurance 5.0%
Uninsured under 19 6.3%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 829 92.6%
Spanish 14 1.7%
Other Indo-European 0 0.0%
Asian & Pacific Islander 14 1.7%
Other languages 0 0.0%
Place of birth & citizenship
Origin Count %
Native born (US) 879 98.2%
Born in same state 876 97.9%
Born in different state 710 79.3%
Foreign born 3 0.3%
Naturalized citizen 16 1.8%
Not a US citizen 13 81.3%
Ancestry
Ancestry Count %
Polish 113 12.6%
Italian 84 9.4%
French 44 4.9%
Arab 28 3.1%
Ancestry Count %
German 5 0.6%
Irish 5 0.6%
Dutch 5 0.6%
English 2 0.2%
Technology access
Metric % of households
Computer access 37.4%
Internet access 88.4%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 56527
What city is ZIP code 56527 in?
ZIP code 56527 is primarily assigned to Deer Creek, Minnesota.
What county is ZIP code 56527 in?
ZIP code 56527 falls within Otter Tail County, Minnesota.
Is ZIP code 56527 mostly owner-occupied?
88% of occupied units in ZIP code 56527 are owner-occupied, well above the national average.
How educated is the population of ZIP code 56527?
12% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.
Does ZIP code 56527 have a large retiree population?
35% of households in ZIP code 56527 receive Social Security income, suggesting a significant retiree or disability population.
What is the typical home value in ZIP code 56527?
The median home value in ZIP code 56527 is $192,800.
What timezone is ZIP code 56527 in?
ZIP code 56527 observes the CST timezone.
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