37324 ZIP Code — Decherd, TN

Franklin County, Tennessee

ZIP code 37324 is located in Decherd, Tennessee, within Franklin County. It covers approximately 66.50 square miles and serves a population of 4,907 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 931.

About ZIP code 37324

The housing stock consists of a mix of housing types. Most homes were built in the 1980s, giving the area an established character. Median home value is $183,600. Owner-occupancy sits near the national average at 59%.

Median household income is $42,071. 35% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is service, with education and healthcare as the leading industry. The average commute of 25 minutes is near the national average.

College attainment at 11% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (26%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 13% of civilians, above the national average of 7%; and disability rates above the national average at 22%.

Overall, ZIP code 37324 reflects a community defined by a trades-oriented workforce, a strong veteran community, and a significant Social Security-dependent population.

4,907

population

66.50

sq mi land

Standard

ZIP type

Central (CT)

timezone

37324 ZIP code map

Cities in ZIP code 37324

Below are the cities the US Postal Service accepts for ZIP code 37324. Using any city not on this list may result in mail delivery delays.

City	Status
Decherd	Preferred

Nearby ZIP codes

37383 Sewanee (4.6 mi) 37318 Cowan (5 mi) 37375 Sewanee (8.1 mi) 37330 Estill Springs (8.5 mi) 37366 Pelham (8.6 mi) 37356 Monteagle (8.6 mi) 37398 Winchester (9.4 mi) 37342 Hillsboro (9.7 mi) 37376 Sherwood (13.4 mi) 37388 Tullahoma (14.4 mi) 37389 Arnold Afb (15.3 mi) 37387 Tracy City (15.4 mi)

Demographics updated 05/2026

Population
Total population	4,907
Population density	74 / sq mi
State FIPS	47
County FIPS	051

Geography
Land area	66.50 sq mi
Water area	0.22 sq mi
Latitude	35.2525
Longitude	-85.9771
Timezone	Central (CT)
Area code	931

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	61.5%	52.8%	45.7%
$50k – $100k	23.9%	29.3%	30.9%
$100k – $200k	12.4%	13.6%	18.3%
Over $200k	2.3%	4.4%	5.1%

Demographics & statistics

4,907

Population

People per sq mi

42.1

Median age

$42,071

Median household income

$27,366

Per capita income

$183,600

Median home value

$820

Median monthly rent

58.7%

Home ownership

17.4%

Poverty rate

4.5%

Unemployment

1,584

Housing units

11.1%

Bachelor's or higher

Age distribution

Male Female

104

Under 5

109

100

5–9

105

136

10–14

142

106

15–19

111

218

20–24

227

241

25–34

251

385

35–44

402

376

45–54

392

140

55–59

147

171

60–64

179

233

65–74

244

139

75–84

146

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	880	17.9%
18 and over	4,027	82.1%
65 and over	865	17.6%
Median age	42.1 years

Race & ethnicity

White 88.7%

Black or African American 5.8%

Two or more races 3%

Asian 1.8%

Hispanic or Latino 0.5%

Other race 0.2%

Group	Count	%
White	4,375	88.7%
Black or African American	285	5.8%
Two or more races	146	3%
Asian	91	1.8%
Hispanic or Latino	23	0.5%
Other race	8	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	61.5%	52.8%	45.7%
$50k – $100k	23.9%	29.3%	30.9%
$100k – $200k	12.4%	13.6%	18.3%
Over $200k	2.3%	4.4%	5.1%

Under $10k 8.7%

$10k–$15k 6.6%

$15k–$25k 13.7%

$25k–$35k 15.9%

$35k–$50k 13.9%

$50k–$75k 14.6%

$75k–$100k 7.9%

$100k–$150k 10.1%

$150k–$200k 5.7%

$200k+ 2.9%

Range	% of households
Under $10k	8.7%
$10k–$15k	6.6%
$15k–$25k	13.7%
$25k–$35k	15.9%
$35k–$50k	13.9%
$50k–$75k	14.6%
$75k–$100k	7.9%
$100k–$150k	10.1%
$150k–$200k	5.7%
$200k+	2.9%
Median income	$42,071

Housing

Home values

Under $50k 3.9%

$50k–$100k 15.9%

$100k–$150k 20.2%

$150k–$200k 18.8%

$200k–$300k 23.1%

$300k–$500k 14.0%

$500k–$1M 3.7%

$1M+ 0.5%

Housing overview

Metric	Value
Median home value	$183,600
Median rent / month	$820
Owner occupied	58.7%
Renter occupied	41.3%
Vacant	11.5%
Single-family detached	67.2%
Large apartment buildings	0.2%
Mobile homes	9.2%
Median rooms	5.3
Avg household size (owned)	2.45

Year built

Era	%
2020 or later	0.0%
2010–2019	7.1%
2000–2009	14.6%
1990–1999	12.3%
1980–1989	22.7%
1970–1979	17.7%
1960–1969	9.0%
1950–1959	5.5%
1940–1949	5.1%
1939 or earlier	5.9%

Bedrooms

Size	% of units
No bedroom (studio)	2.6%
1 bedroom	4.8%
2 bedrooms	29.3%
3 bedrooms	52.8%
4 bedrooms	8.1%
5+ bedrooms	2.4%

Vehicles per household

Vehicles	% of households
No vehicle	9.1%
1 vehicle	36.7%
2 vehicles	27.5%
3 or more	26.7%

Heating fuel

Fuel type	%
Utility gas	15.2%
Electricity	76.7%
Propane / LP gas	6.4%
Wood	1.3%
No fuel used	0.4%

Households & families

Household type	Count	%
Married-couple family	876	39.6%
Cohabiting couple	102	4.6%
Male householder, no spouse	407	18.4%
Female householder, no spouse	825	37.3%
Households with children under 18	601	27.2%
Households with seniors (65+)	598	27.1%
Average household size	2.22

Marital status

Status	Male	Female
Never married	23.8%	26.2%
Married	53.5%	38.4%
Separated	1.0%	0.2%
Widowed	2.1%	15.1%
Divorced	19.7%	20.2%

Education

Less than 9th grade 2.6%

Some HS, no diploma 7.2%

HS graduate 52.5%

Some college, no degree 21.3%

Associate's degree 5.3%

Bachelor's degree 7.4%

Graduate / professional 3.7%

Metric	%
HS diploma or higher	90.2%
Bachelor's or higher	11.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	41	4.9%
Kindergarten	0	0.0%
Elementary school	438	52.0%
High school	265	31.4%
College / grad school	99	11.7%

Employment

Industry of employment

Education & healthcare 27.6%

Manufacturing 23.2%

Construction 10.6%

Retail trade 9.5%

Professional & management 8.2%

Transportation & utilities 6.0%

Arts, food & hospitality 4.3%

Finance & real estate 3.1%

Public administration 2.6%

Wholesale trade 1.9%

Other services 1.6%

Agriculture & mining 1.4%

Occupation

Category	%
Management, business & arts	21.9%
Service	22.4%
Sales & office	19.3%
Natural resources & construction	15.1%
Production & transportation	21.4%

Employment type

Type	%
Private sector	82.0%
Government	11.9%
Self-employed	6.1%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	83.7%
Carpool	6.3%
Public transit	0.0%
Walk	1.2%
Work from home	7.6%
Other means	1.2%
Avg commute (minutes)	25.0

Poverty

All people 17.4%

Under 18 years 27.8%

18 and over 15.2%

Married-couple families 8.1%

Female-led households 34.9%

Income support

Source	% of households
Social Security	34.6%
Retirement income	23.2%
Supplemental Security	6.7%
Cash public assistance	2.0%
Food stamps / SNAP	13.8%

Health indicators

Condition	%
Obesity	41.0%
High blood pressure	42.7%
High cholesterol	38.3%
Diabetes	14.2%
Heart disease	8.6%
Stroke	4.2%
Asthma	10.8%
Arthritis	32.3%
Kidney disease	3.6%
Pulmonary disease	11.0%
Cancer	7.4%

Behavior / access	%
Smoking	25.8%
Binge drinking	13.2%
No physical activity	28.7%
Less than 7 hrs sleep	35.7%
Depression	27.1%
Fair or poor health	20.5%
Poor mental health	17.6%
Poor physical health	13.8%
No health insurance	18.2%
Visited doctor (checkup)	76.5%
Visited dentist	52.3%
Cholesterol screening	89.9%
Teeth loss	21.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	525	13.1%

Disability	%
Any disability	22.4%
Under 18	17.0%
18–64 years	18.5%
65 and over	42.0%

Health insurance coverage

Type	%
Private insurance	56.7%
Public insurance	44.4%
No insurance	14.0%
Uninsured under 19	10.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,694	95.7%
Spanish	56	1.2%
Other Indo-European	17	0.4%
Asian & Pacific Islander	0	0.0%
Other languages	39	0.8%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,794	97.7%
Born in same state	4,790	97.6%
Born in different state	3,263	66.5%
Foreign born	4	0.1%
Naturalized citizen	113	2.3%
Not a US citizen	58	51.3%

Ancestry

Ancestry	Count	%
Arab	805	16.4%
French	397	8.1%
Italian	282	5.7%

Ancestry	Count	%
German	11	0.2%
English	11	0.2%

Technology access

Metric	% of households
Computer access	45.0%
Internet access	87.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 37324

What city is ZIP code 37324 in?

ZIP code 37324 is primarily assigned to Decherd, Tennessee.

What county is ZIP code 37324 in?

ZIP code 37324 falls within Franklin County, Tennessee.

How educated is the population of ZIP code 37324?

11% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the poverty rate in ZIP code 37324?

17% of residents in ZIP code 37324 live below the poverty line, above the national average.

Does ZIP code 37324 have a large veteran population?

13% of civilians in ZIP code 37324 are veterans, above the national average of ~7%.

What is the median household income in ZIP code 37324?

The median household income in ZIP code 37324 is $42,071, below the national median of ~$75,000.

What timezone is ZIP code 37324 in?

ZIP code 37324 observes the CST timezone.