68020 ZIP Code — Decatur, NE

Burt County, Nebraska

ZIP code 68020 is located in Decatur, Nebraska, within Burt County. It covers approximately 77.12 square miles and serves a population of 626 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 402.

About ZIP code 68020

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $92,500. Owner-occupancy is high at 78%, well above the national average.

Median household income is $55,972. Poverty affects 22% of residents, above the national average. 64% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with education and healthcare as the leading industry. The average commute of 27 minutes is near the national average.

College attainment at 12% is below the national average, consistent with a trades and production-oriented local economy.

19% of residents lack health insurance, above the national average.

Overall, ZIP code 68020 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, and a significant Social Security-dependent population.

626
population
77.12
sq mi land
Standard
ZIP type
Central (CT)
timezone
68020 ZIP code map
Cities in ZIP code 68020

Below are the cities the US Postal Service accepts for ZIP code 68020. Using any city not on this list may result in mail delivery delays.

City Status
Decatur Preferred
Nearby ZIP codes
51040 Onawa (8 mi) 51523 Blencoe (10.1 mi) 68039 Macy (10.3 mi) 68038 Lyons (10.6 mi) 68055 Rosalie (12.2 mi) 51063 Whiting (12.7 mi) 68061 Tekamah (12.8 mi) 68019 Craig (14.4 mi) 68045 Oakland (15.2 mi) 51055 Sloan (16.1 mi) 68067 Walthill (16.1 mi) 51010 Castana (18.5 mi)
Demographics updated 05/2026
Population
Total population 626
Population density 8 / sq mi
State FIPS 31
County FIPS 021
Geography
Land area 77.12 sq mi
Water area 2.19 sq mi
Latitude 41.9815
Longitude -96.2573
Timezone Central (CT)
Area code 402
Total population by age
Gender
Race & ethnicity
Economics updated 05/2026
Household income
Income range This ZIP County avg State avg
Under $50k 46.9% 47.5% 39.5%
$50k – $100k 36.1% 33.3% 33.4%
$100k – $200k 12.6% 15.6% 22.0%
Over $200k 4.4% 3.6% 5.2%

Demographics & statistics

626
Population
8
People per sq mi
54.7
Median age
$55,972
Median household income
$34,436
Per capita income
$92,500
Median home value
$325
Median monthly rent
77.6%
Home ownership
21.9%
Poverty rate
15.0%
Unemployment
364
Housing units
12.2%
Bachelor's or higher

Age distribution

Male Female
3
Under 5
3
6
5–9
5
11
10–14
10
13
15–19
13
33
20–24
30
36
25–34
33
13
35–44
12
49
45–54
45
17
55–59
16
38
60–64
36
75
65–74
70
18
75–84
17
12
85+
12
← Male
Female →

Age summary

GroupCount%
Under 18538.5%
18 and over57391.5%
65 and over20432.6%
Median age54.7 years

Race & ethnicity

White 85.3%
American Indian / Alaska Native 12.5%
Two or more races 2.2%
GroupCount%
White53485.3%
American Indian / Alaska Native7812.5%
Two or more races142.2%

Household income

Income range This ZIP County avg State avg
Under $50k 46.9% 47.5% 39.5%
$50k – $100k 36.1% 33.3% 33.4%
$100k – $200k 12.6% 15.6% 22.0%
Over $200k 4.4% 3.6% 5.2%
Under $10k 11.4%
$10k–$15k 6.0%
$15k–$25k 13.0%
$25k–$35k 4.0%
$35k–$50k 12.0%
$50k–$75k 17.4%
$75k–$100k 21.1%
$100k–$150k 7.7%
$150k–$200k 2.0%
$200k+ 5.4%
Range% of households
Under $10k11.4%
$10k–$15k6.0%
$15k–$25k13.0%
$25k–$35k4.0%
$35k–$50k12.0%
$50k–$75k17.4%
$75k–$100k21.1%
$100k–$150k7.7%
$150k–$200k2.0%
$200k+5.4%
Median income$55,972

Housing

Home values

Under $50k 30.6%
$50k–$100k 20.7%
$100k–$150k 17.2%
$150k–$200k 12.9%
$200k–$300k 8.6%
$300k–$500k 6.5%
$500k–$1M 3.4%

Housing overview

MetricValue
Median home value$92,500
Median rent / month$325
Owner occupied77.6%
Renter occupied22.4%
Vacant30.6%
Single-family detached80.7%
Large apartment buildings0.0%
Mobile homes10.4%
Median rooms5.9
Avg household size (owned)2.09

Year built

Era%
2020 or later0.0%
2010–20197.0%
2000–20094.4%
1990–19999.7%
1980–19894.9%
1970–197911.4%
1960–196911.6%
1950–19599.5%
1940–19495.6%
1939 or earlier36.0%

Bedrooms

Size% of units
No bedroom (studio)7.2%
1 bedroom13.2%
2 bedrooms29.5%
3 bedrooms36.4%
4 bedrooms11.4%
5+ bedrooms2.3%

Vehicles per household

Vehicles% of households
No vehicle9.4%
1 vehicle18.4%
2 vehicles41.8%
3 or more30.4%

Heating fuel

Fuel type%
Utility gas1.3%
Electricity17.4%
Propane / LP gas63.5%
Wood12.4%

Households & families

Household typeCount%
Married-couple family9230.8%
Cohabiting couple206.7%
Male householder, no spouse9832.8%
Female householder, no spouse8929.8%
Households with children under 183110.4%
Households with seniors (65+)16354.5%
Average household size2.09

Marital status

StatusMaleFemale
Never married46.3%22.9%
Married32.3%31.9%
Separated1.3%3.5%
Widowed4.7%17.0%
Divorced15.3%24.7%

Education

Less than 9th grade 1.2%
Some HS, no diploma 7.0%
HS graduate 45.9%
Some college, no degree 16.6%
Associate's degree 17.0%
Bachelor's degree 8.8%
Graduate / professional 3.4%
Metric%
HS diploma or higher91.8%
Bachelor's or higher12.2%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool23.4%
Kindergarten23.4%
Elementary school2847.5%
High school2339.0%
College / grad school46.8%

Employment

Industry of employment

Education & healthcare 24.6%
Public administration 13.1%
Manufacturing 11.9%
Agriculture & mining 10.8%
Retail trade 9.6%
Transportation & utilities 9.6%
Arts, food & hospitality 6.9%
Professional & management 5.4%
Construction 2.7%
Wholesale trade 2.3%
Other services 1.5%
Information 0.8%
Finance & real estate 0.8%

Occupation

Category%
Management, business & arts24.2%
Service16.9%
Sales & office19.2%
Natural resources & construction13.5%
Production & transportation26.2%

Employment type

Type%
Private sector65.0%
Government30.4%
Self-employed4.6%
Unpaid family workers0.0%

Commute

Method%
Drive alone68.2%
Carpool19.4%
Public transit0.0%
Walk4.7%
Work from home2.3%
Other means5.4%
Avg commute (minutes)27.1

Poverty

All people 21.9%
Under 18 years 37.5%
18 and over 20.6%
Married-couple families 9.8%
Female-led households 21.4%

Income support

Source% of households
Social Security63.9%
Retirement income23.7%
Supplemental Security9.4%
Cash public assistance7.4%
Food stamps / SNAP10.4%

Health indicators

Condition%
Obesity36.5%
High blood pressure41.7%
High cholesterol40.0%
Diabetes13.9%
Heart disease9.2%
Stroke4.3%
Asthma8.8%
Arthritis33.8%
Kidney disease3.8%
Pulmonary disease8.6%
Cancer9.2%
Behavior / access%
Smoking18.8%
Binge drinking18.3%
No physical activity26.8%
Less than 7 hrs sleep29.8%
Depression16.2%
Fair or poor health15.5%
Poor mental health11.3%
Poor physical health11.4%
No health insurance13.3%
Visited doctor (checkup)73.6%
Visited dentist59.6%
Cholesterol screening90.8%
Teeth loss14.1%

Veterans & disability

VeteransCount%
Civilian veterans508.7%
Disability%
Any disability13.9%
Under 180.0%
18–64 years10.3%
65 and over24.0%

Health insurance coverage

Type%
Private insurance54.5%
Public insurance44.6%
No insurance19.0%
Uninsured under 1921.9%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only62099.0%
Spanish20.3%
Other Indo-European20.3%
Asian & Pacific Islander00.0%
Other languages00.0%

Place of birth & citizenship

OriginCount%
Native born (US)62499.7%
Born in same state62499.7%
Born in different state35857.2%
Foreign born00.0%
Naturalized citizen20.3%
Not a US citizen00.0%

Ancestry

AncestryCount%
Italian7311.7%
French365.8%
Arab284.5%
AncestryCount%
Dutch233.7%
English142.2%

Technology access

Metric% of households
Computer access47.8%
Internet access82.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 68020

What city is ZIP code 68020 in?

ZIP code 68020 is primarily assigned to Decatur, Nebraska.

What county is ZIP code 68020 in?

ZIP code 68020 falls within Burt County, Nebraska.

Does ZIP code 68020 have a large retiree population?

64% of households in ZIP code 68020 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 68020 have an older population?

33% of residents in ZIP code 68020 are 65 or older, above the national average of ~17%.

What is the poverty rate in ZIP code 68020?

22% of residents in ZIP code 68020 live below the poverty line, above the national average.

How educated is the population of ZIP code 68020?

12% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What timezone is ZIP code 68020 in?

ZIP code 68020 observes the CST timezone.

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