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Maryland ZIP Codes
Somerset County
Deal Island, MD
21821
21821 ZIP Code — Deal Island, MD
Somerset County, Maryland
ZIP code 21821 is located in
Deal Island ,
Maryland ,
within Somerset County .
It covers approximately 14.74 square miles and serves a population of
765 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 410/667 .
About ZIP code 21821
The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $176,600. Owner-occupancy is high at 92%, well above the national average.
Median household income is $42,250. 58% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is sales and office, with retail trade as the leading industry. The average commute of 30 minutes is near the national average.
College attainment at 12% is below the national average, consistent with a trades and production-oriented local economy.
Health indicators show elevated rates of smoking (20%) compared to national benchmarks.
Notable community characteristics include disability rates above the national average at 27%.
Overall, ZIP code 21821 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.
21821 ZIP code map
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Cities in ZIP code 21821
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Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
765
Population density
52 / sq mi
State FIPS
24
County FIPS
039
Geography
Land area
14.74 sq mi
Water area
5.07 sq mi
Latitude
38.1379
Longitude
-75.9741
Timezone
Eastern (ET)
Area code
410/667
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
57.9%
52.7%
28.2%
$50k – $100k
30.3%
31.5%
28.2%
$100k – $200k
8.7%
14.6%
30.1%
Over $200k
3.1%
1.2%
13.4%
Demographics & statistics
$42,250
Median household income
$176,600
Median home value
11.6%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 66 8.6%
18 and over 699 91.4%
65 and over 234 30.6%
Median age 45.3 years
Race & ethnicity
Black or African American
4.2%
Group Count %
White 687 85.3%
Two or more races 44 5.5%
Hispanic or Latino 40 5%
Black or African American 34 4.2%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
57.9%
52.7%
28.2%
$50k – $100k
30.3%
31.5%
28.2%
$100k – $200k
8.7%
14.6%
30.1%
Over $200k
3.1%
1.2%
13.4%
Range % of households
Under $10k 6.3%
$10k–$15k 6.8%
$15k–$25k 14.2%
$25k–$35k 15.9%
$35k–$50k 11.0%
$50k–$75k 21.9%
$75k–$100k 10.7%
$100k–$150k 10.4%
$150k–$200k 2.7%
Median income $42,250
Housing
Housing overview
Metric Value
Median home value $176,600
Median rent / month $0
Owner occupied 92.3%
Renter occupied 7.7%
Vacant 52.0%
Single-family detached 88.7%
Large apartment buildings 0.0%
Mobile homes 8.7%
Median rooms 5.8
Avg household size (owned) 2.12
Year built
Era %
2020 or later 0.0%
2010–2019 2.9%
2000–2009 12.7%
1990–1999 5.3%
1980–1989 13.9%
1970–1979 13.7%
1960–1969 11.4%
1950–1959 6.2%
1940–1949 1.3%
1939 or earlier 32.6%
Bedrooms
Size % of units
No bedroom (studio) 0.0%
1 bedroom 0.0%
2 bedrooms 39.9%
3 bedrooms 49.1%
4 bedrooms 9.1%
5+ bedrooms 1.8%
Vehicles per household
Vehicles % of households
No vehicle 0.0%
1 vehicle 51.2%
2 vehicles 27.1%
3 or more 21.6%
Heating fuel
Fuel type %
Utility gas 4.9%
Electricity 47.9%
Propane / LP gas 18.6%
Fuel oil 22.5%
Wood 3.6%
Solar 1.1%
Households & families
Household type Count %
Married-couple family 113 31.0%
Cohabiting couple 8 2.2%
Male householder, no spouse 39 10.7%
Female householder, no spouse 205 56.2%
Households with children under 18 64 17.5%
Households with seniors (65+) 208 57.0%
Average household size 2.10
Marital status
Status Male Female
Never married 25.1% 14.8%
Married 55.3% 45.0%
Separated 8.1% 2.1%
Widowed 7.5% 28.9%
Divorced 4.1% 9.2%
Education
Some HS, no diploma
11.0%
Some college, no degree
32.7%
Graduate / professional
1.5%
Metric %
HS diploma or higher 86.3%
Bachelor's or higher 11.6%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 0 0.0%
Kindergarten 5 6.3%
Elementary school 23 28.8%
High school 29 36.3%
College / grad school 23 28.8%
Employment
Industry of employment
Education & healthcare
18.2%
Agriculture & mining
7.8%
Professional & management
7.3%
Public administration
5.3%
Finance & real estate
3.4%
Arts, food & hospitality
1.1%
Occupation
Category %
Management, business & arts 23.7%
Service 12.3%
Sales & office 38.8%
Natural resources & construction 16.5%
Production & transportation 8.7%
Employment type
Type %
Private sector 67.0%
Government 22.1%
Self-employed 10.9%
Unpaid family workers 0.0%
Commute
Method %
Drive alone 44.5%
Carpool 45.6%
Public transit 0.0%
Walk 2.8%
Work from home 5.4%
Other means 1.7%
Avg commute (minutes) 30.3
Poverty
Married-couple families
0.0%
Female-led households
18.3%
Income support
Source % of households
Social Security 58.1%
Retirement income 40.8%
Supplemental Security 6.8%
Cash public assistance 10.1%
Food stamps / SNAP 15.3%
Health indicators
Condition %
Obesity 35.6%
High blood pressure 45.9%
High cholesterol 42.4%
Diabetes 14.4%
Heart disease 9.2%
Stroke 4.5%
Asthma 10.4%
Arthritis 35.1%
Kidney disease 4.0%
Pulmonary disease 10.0%
Cancer 8.8%
Behavior / access %
Smoking 20.1%
Binge drinking 12.8%
No physical activity 30.0%
Less than 7 hrs sleep 32.9%
Depression 20.4%
Fair or poor health 17.8%
Poor mental health 14.3%
Poor physical health 12.2%
No health insurance 11.8%
Visited doctor (checkup) 79.6%
Visited dentist 55.9%
Cholesterol screening 92.4%
Teeth loss 15.8%
Veterans & disability
Veterans Count %
Civilian veterans 54 7.7%
Disability %
Any disability 27.2%
Under 18 18.2%
18–64 years 15.3%
65 and over 53.4%
Health insurance coverage
Type %
Private insurance 62.9%
Public insurance 58.3%
No insurance 3.9%
Uninsured under 19 7.6%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 756 98.8%
Spanish 4 0.5%
Other Indo-European 0 0.0%
Asian & Pacific Islander 0 0.0%
Other languages 4 0.5%
Place of birth & citizenship
Origin Count %
Native born (US) 714 93.3%
Born in same state 714 93.3%
Born in different state 540 70.6%
Foreign born 0 0.0%
Naturalized citizen 51 6.7%
Not a US citizen 23 45.1%
Ancestry
Ancestry Count %
Arab 214 28%
French 201 26.3%
Ancestry Count %
Italian 24 3.1%
Technology access
Metric % of households
Computer access 47.7%
Internet access 76.7%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 21821
What city is ZIP code 21821 in?
ZIP code 21821 is primarily assigned to Deal Island, Maryland.
What county is ZIP code 21821 in?
ZIP code 21821 falls within Somerset County, Maryland.
Does ZIP code 21821 have a large retiree population?
58% of households in ZIP code 21821 receive Social Security income, suggesting a significant retiree or disability population.
Does ZIP code 21821 have an older population?
31% of residents in ZIP code 21821 are 65 or older, above the national average of ~17%.
Is ZIP code 21821 mostly owner-occupied?
92% of occupied units in ZIP code 21821 are owner-occupied, well above the national average.
How educated is the population of ZIP code 21821?
12% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.
What timezone is ZIP code 21821 in?
ZIP code 21821 observes the EST timezone.
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