45428 ZIP Code — Dayton, OH

Montgomery County, Ohio

ZIP code 45428 is located in Dayton, Ohio, within Montgomery County. It covers approximately 0.46 square miles and serves a population of 286 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 326/937.

About ZIP code 45428

The housing stock consists of a mix of housing types.

The dominant occupation class is service, with professional and management as the leading industry. Remote work is prevalent — 42% of workers work from home.

Educational attainment is near the national average, with 28% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of obesity (49%), diabetes (32%), smoking (31%) compared to national benchmarks. 20% of residents lack health insurance, above the national average.

Notable community characteristics include a notable veteran presence at 66% of civilians, above the national average of 7%; and disability rates above the national average at 62%.

Overall, ZIP code 45428 reflects a community defined by economic challenges above the national average, a strong veteran community, and a high rate of remote workers.

286

population

0.46

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

45428 ZIP code map

Cities in ZIP code 45428

Below are the cities the US Postal Service accepts for ZIP code 45428. Using any city not on this list may result in mail delivery delays.

City	Status
Dayton	Acceptable

Demographics updated 05/2026

Population
Total population	286
Population density	622 / sq mi
State FIPS	39
County FIPS	113

Geography
Land area	0.46 sq mi
Water area	0.00 sq mi
Latitude	39.7587
Longitude	-84.1919
Timezone	Eastern (ET)
Area code	326/937

Total population by age

Gender

Race & ethnicity

Demographics & statistics

286

Population

622

People per sq mi

75.5

Median age

Median household income

$32,666

Per capita income

Median home value

Median monthly rent

0.0%

Home ownership

45.5%

Poverty rate

20.0%

Unemployment

Housing units

28.0%

Bachelor's or higher

Age distribution

Male Female

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	0	0.0%
18 and over	286	100.0%
65 and over	179	62.6%
Median age	75.5 years

Race & ethnicity

White 65.9%

Black or African American 29%

Two or more races 2.4%

Hispanic or Latino 1.4%

Other race 1.4%

Group	Count	%
White	191	65.9%
Black or African American	84	29%
Two or more races	7	2.4%
Hispanic or Latino	4	1.4%
Other race	4	1.4%

Household income

Housing

Home values

Housing overview

Metric	Value
Median home value	$0
Median rent / month	$0
Owner occupied	0.0%
Renter occupied	0.0%
Vacant	0.0%
Single-family detached	0.0%
Large apartment buildings	0.0%
Mobile homes	0.0%
Median rooms	0.0
Avg household size (owned)	0.00

Year built

Era	%
2020 or later	0.0%
2010–2019	0.0%
2000–2009	0.0%
1990–1999	0.0%
1980–1989	0.0%
1970–1979	0.0%
1960–1969	0.0%
1950–1959	0.0%
1940–1949	0.0%
1939 or earlier	0.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	0.0%
2 bedrooms	0.0%
3 bedrooms	0.0%
4 bedrooms	0.0%
5+ bedrooms	0.0%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	0.0%
2 vehicles	0.0%
3 or more	0.0%

Heating fuel

Fuel type	%

Households & families

Household type	Count	%
Married-couple family	0	0.0%
Cohabiting couple	0	0.0%
Male householder, no spouse	0	0.0%
Female householder, no spouse	0	0.0%
Households with children under 18	0	0.0%
Households with seniors (65+)	0	0.0%
Average household size	0.00

Marital status

Status	Male	Female
Never married	25.5%	0.0%
Married	39.7%	0.0%
Separated	0.0%	0.0%
Widowed	12.4%	100.0%
Divorced	22.3%	0.0%

Education

Less than 9th grade 5.9%

Some HS, no diploma 5.9%

HS graduate 27.3%

Some college, no degree 28.7%

Associate's degree 4.2%

Bachelor's degree 20.6%

Graduate / professional 7.3%

Metric	%
HS diploma or higher	88.1%
Bachelor's or higher	28.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	0	0.0%
High school	0	0.0%
College / grad school	5	100.0%

Employment

Industry of employment

Professional & management 43.8%

Education & healthcare 31.3%

Other services 25.0%

Occupation

Category	%
Management, business & arts	0.0%
Service	75.0%
Sales & office	0.0%
Natural resources & construction	25.0%
Production & transportation	0.0%

Employment type

Type	%
Private sector	100.0%
Government	0.0%
Self-employed	0.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	58.3%
Carpool	0.0%
Public transit	0.0%
Walk	0.0%
Work from home	41.7%
Other means	0.0%
Avg commute (minutes)	0.0

Poverty

All people 45.5%

Under 18 years 0.0%

18 and over 45.5%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	0.0%
Retirement income	0.0%
Supplemental Security	0.0%
Cash public assistance	0.0%
Food stamps / SNAP	0.0%

Health indicators

Condition	%
Obesity	49.4%
High blood pressure	64.9%
High cholesterol	45.7%
Diabetes	32.4%
Heart disease	23.8%
Stroke	12.4%
Asthma	10.7%
Arthritis	49.8%
Kidney disease	8.6%
Pulmonary disease	22.9%
Cancer	10.7%

Behavior / access	%
Smoking	31.1%
Binge drinking	9.8%
No physical activity	48.6%
Less than 7 hrs sleep	42.1%
Depression	18.2%
Fair or poor health	41.7%
Poor mental health	14.7%
Poor physical health	23.6%
No health insurance	18.4%
Visited doctor (checkup)	85.7%
Visited dentist	38.4%
Cholesterol screening	92.9%
Teeth loss	39.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	190	66.4%

Disability	%
Any disability	62.1%
Under 18	0.0%
18–64 years	66.1%
65 and over	0.0%

Health insurance coverage

Type	%
Private insurance	6.1%
Public insurance	74.2%
No insurance	19.7%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	286	100.0%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	286	100.0%
Born in same state	286	100.0%
Born in different state	220	76.9%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
French	28	9.8%
Irish	26	9.1%
Italian	18	6.3%

Ancestry	Count	%
Polish	4	1.4%
Arab	3	1%

Technology access

Metric	% of households
Computer access	0.0%
Internet access	0.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 45428

What city is ZIP code 45428 in?

ZIP code 45428 is primarily assigned to Dayton, Ohio.

What county is ZIP code 45428 in?

ZIP code 45428 falls within Montgomery County, Ohio.

Does ZIP code 45428 have a large veteran population?

66% of civilians in ZIP code 45428 are veterans, above the national average of ~7%.

Does ZIP code 45428 have an older population?

63% of residents in ZIP code 45428 are 65 or older, above the national average of ~17%.

What is the poverty rate in ZIP code 45428?

46% of residents in ZIP code 45428 live below the poverty line, above the national average.

What are the health statistics for ZIP code 45428?

Health data for ZIP code 45428 shows elevated rates of obesity (49%) and diabetes (32%) and smoking (31%) compared to national benchmarks.

What timezone is ZIP code 45428 in?

ZIP code 45428 observes the EST timezone.