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Michigan ZIP Codes
Mackinac County
Curtis, MI
49820
49820 ZIP Code — Curtis, MI
Mackinac County, Michigan
ZIP code 49820 is located in
Curtis ,
Michigan ,
within Mackinac County .
It covers approximately 25.55 square miles and serves a population of
200 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 906 .
About ZIP code 49820
The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $115,000. Owner-occupancy is high at 81%, well above the national average.
Median household income is $45,417. Poverty affects 32% of residents, above the national average. SNAP benefit usage at 21% of households reflects economic stress in the area. 78% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 33 minutes is near the national average.
College attainment at 19% is below the national average, consistent with a trades and production-oriented local economy.
Health indicators show elevated rates of smoking (21%) compared to national benchmarks.
Notable community characteristics include a notable veteran presence at 13% of civilians, above the national average of 7%.
Overall, ZIP code 49820 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a strong veteran community, high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.
49820 ZIP code map
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Cities in ZIP code 49820
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Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
200
Population density
8 / sq mi
State FIPS
26
County FIPS
097
Geography
Land area
25.55 sq mi
Water area
0.31 sq mi
Latitude
46.2018
Longitude
-85.7578
Timezone
Eastern (ET)
Area code
906
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
56.1%
50.8%
42.6%
$50k – $100k
43.9%
34.2%
31.1%
$100k – $200k
0.0%
12.1%
20.6%
Over $200k
0.0%
2.8%
5.7%
Demographics & statistics
$45,417
Median household income
$115,000
Median home value
19.2%
Bachelor's or higher
Age distribution
Age summary
Group Count % Under 18 17 8.5% 18 and over 183 91.5% 65 and over 108 54.0% Median age 67.4 years
Race & ethnicity
Black or African American
4.9%
Group Count % White 186 91.2% Black or African American 10 4.9% Hispanic or Latino 4 2% Other race 4 2%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
56.1%
50.8%
42.6%
$50k – $100k
43.9%
34.2%
31.1%
$100k – $200k
0.0%
12.1%
20.6%
Over $200k
0.0%
2.8%
5.7%
Range % of households Under $10k 4.5% $15k–$25k 32.4% $25k–$35k 5.4% $35k–$50k 11.7% $50k–$75k 14.4% $75k–$100k 11.7% $100k–$150k 11.7% $150k–$200k 8.1% Median income $45,417
Housing
Housing overview
Metric Value Median home value $115,000 Median rent / month $328 Owner occupied 81.1% Renter occupied 18.9% Vacant 59.5% Single-family detached 90.1% Large apartment buildings 0.0% Mobile homes 2.2% Median rooms 4.6 Avg household size (owned) 1.70
Year built
Era % 2020 or later 0.0% 2010–2019 2.9% 2000–2009 14.6% 1990–1999 10.6% 1980–1989 13.9% 1970–1979 8.0% 1960–1969 10.9% 1950–1959 12.0% 1940–1949 11.3% 1939 or earlier 15.7%
Bedrooms
Size % of units No bedroom (studio) 0.0% 1 bedroom 16.1% 2 bedrooms 36.5% 3 bedrooms 35.8% 4 bedrooms 8.8% 5+ bedrooms 2.9%
Vehicles per household
Vehicles % of households No vehicle 5.4% 1 vehicle 31.5% 2 vehicles 45.9% 3 or more 17.1%
Heating fuel
Fuel type % Utility gas 12.6% Electricity 18.0% Propane / LP gas 55.9% Wood 13.5%
Households & families
Household type Count % Married-couple family 32 28.8% Cohabiting couple 14 12.6% Male householder, no spouse 49 44.1% Female householder, no spouse 16 14.4% Households with children under 18 8 7.2% Households with seniors (65+) 73 65.8% Average household size 1.74
Marital status
Status Male Female Never married 17.0% 24.1% Married 34.0% 38.6% Separated 0.0% 0.0% Widowed 25.5% 7.2% Divorced 23.6% 30.1%
Education
Some college, no degree
26.2%
Graduate / professional
2.9%
Metric % HS diploma or higher 90.1% Bachelor's or higher 19.2%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 4 14.8% Kindergarten 0 0.0% Elementary school 4 14.8% High school 14 51.9% College / grad school 5 18.5%
Employment
Industry of employment
Education & healthcare
23.3%
Finance & real estate
18.6%
Arts, food & hospitality
16.3%
Public administration
16.3%
Transportation & utilities
4.7%
Occupation
Category % Management, business & arts 51.2% Service 32.6% Sales & office 7.0% Natural resources & construction 4.7% Production & transportation 4.7%
Employment type
Type % Private sector 67.4% Government 23.3% Self-employed 0.0% Unpaid family workers 9.3%
Commute
Method % Drive alone 55.8% Carpool 16.3% Public transit 4.7% Walk 9.3% Work from home 14.0% Other means 0.0% Avg commute (minutes) 32.7
Poverty
Married-couple families
12.5%
Female-led households
100.0%
Income support
Source % of households Social Security 77.5% Retirement income 50.5% Supplemental Security 9.0% Cash public assistance 12.6% Food stamps / SNAP 20.7%
Health indicators
Condition % Obesity 38.3% High blood pressure 39.0% High cholesterol 39.0% Diabetes 13.5% Heart disease 9.0% Stroke 4.0% Asthma 11.3% Arthritis 36.2% Kidney disease 3.7% Pulmonary disease 10.2% Cancer 8.5%
Behavior / access % Smoking 21.3% Binge drinking 16.9% No physical activity 24.1% Less than 7 hrs sleep 31.8% Depression 22.5% Fair or poor health 17.3% Poor mental health 15.7% Poor physical health 13.1% No health insurance 8.9% Visited doctor (checkup) 76.4% Visited dentist 68.1% Cholesterol screening 92.8% Teeth loss 13.7%
Veterans & disability
Veterans Count % Civilian veterans 23 12.6%
Disability % Any disability 10.5% Under 18 0.0% 18–64 years 16.0% 65 and over 8.3%
Health insurance coverage
Type % Private insurance 43.5% Public insurance 88.5% No insurance 0.0% Uninsured under 19 0.0%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 193 96.5% Spanish 0 0.0% Other Indo-European 0 0.0% Asian & Pacific Islander 0 0.0% Other languages 0 0.0%
Place of birth & citizenship
Origin Count % Native born (US) 196 98.0% Born in same state 196 98.0% Born in different state 145 72.5% Foreign born 0 0.0% Naturalized citizen 4 2.0% Not a US citizen 0 0.0%
Ancestry
Ancestry Count % Italian 39 19.5% French 36 18%
Technology access
Metric % of households Computer access 55.5% Internet access 89.2%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 49820
What city is ZIP code 49820 in?
ZIP code 49820 is primarily assigned to Curtis, Michigan.
What county is ZIP code 49820 in?
ZIP code 49820 falls within Mackinac County, Michigan.
Does ZIP code 49820 have an older population?
54% of residents in ZIP code 49820 are 65 or older, above the national average of ~17%.
Does ZIP code 49820 have a large retiree population?
78% of households in ZIP code 49820 receive Social Security income, suggesting a significant retiree or disability population.
What is the poverty rate in ZIP code 49820?
32% of residents in ZIP code 49820 live below the poverty line, above the national average.
Is ZIP code 49820 mostly owner-occupied?
81% of occupied units in ZIP code 49820 are owner-occupied, well above the national average.
What timezone is ZIP code 49820 in?
ZIP code 49820 observes the EST timezone.
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