01026 ZIP Code — Cummington, MA

Hampshire County, Massachusetts

ZIP code 01026 is located in Cummington, Massachusetts, within Hampshire County. It covers approximately 28.05 square miles and serves a population of 1,073 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 413.

About ZIP code 01026

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $273,200. Owner-occupancy is high at 81%, well above the national average.

Median household income is $83,875. The poverty rate of 7% is below the national average. 46% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 33 minutes is near the national average. Remote work is prevalent — 23% of workers work from home.

Educational attainment is high — 56% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 01026 reflects a community defined by a highly educated population, high homeownership, a high rate of remote workers, and a significant Social Security-dependent population.

1,073

population

28.05

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

01026 ZIP code map

Cities in ZIP code 01026

Below are the cities the US Postal Service accepts for ZIP code 01026. Using any city not on this list may result in mail delivery delays.

City	Status
Cummington	Acceptable
Cummington	Preferred

Nearby ZIP codes

01098 Worthington (3.9 mi) 01032 Goshen (4.6 mi) 01070 Plainfield (5.5 mi) 01012 Chesterfield (7.2 mi) 01096 Williamsburg (7.4 mi) 01330 Ashfield (8 mi) 01235 Hinsdale (8.8 mi) 01338 Buckland (11.3 mi) 01039 Haydenville (11.7 mi) 01050 Huntington (11.8 mi) 01053 Leeds (11.9 mi) 01341 Conway (12 mi)

Demographics updated 06/2026

Population
Total population	1,073
Population density	38 / sq mi
State FIPS	25
County FIPS	015

Geography
Land area	28.05 sq mi
Water area	0.20 sq mi
Latitude	42.4410
Longitude	-72.9156
Timezone	Eastern (ET)
Area code	413

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	34.4%	35.4%	31.3%
$50k – $100k	34.8%	28.3%	25.9%
$100k – $200k	28.7%	27.4%	28.5%
Over $200k	2.0%	8.9%	14.3%

Demographics & statistics

1,073

Population

People per sq mi

51.2

Median age

$83,875

Median household income

$43,663

Per capita income

$273,200

Median home value

$1,054

Median monthly rent

81.2%

Home ownership

6.8%

Poverty rate

0.6%

Unemployment

518

Housing units

56.3%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	163	15.2%
18 and over	910	84.8%
65 and over	279	26.0%
Median age	51.2 years

Race & ethnicity

White 92.7%

Two or more races 3.4%

Hispanic or Latino 2.9%

Black or African American 0.5%

Other race 0.4%

American Indian / Alaska Native 0.1%

Group	Count	%
White	1,024	92.7%
Two or more races	38	3.4%
Hispanic or Latino	32	2.9%
Black or African American	6	0.5%
Other race	4	0.4%
American Indian / Alaska Native	1	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	34.4%	35.4%	31.3%
$50k – $100k	34.8%	28.3%	25.9%
$100k – $200k	28.7%	27.4%	28.5%
Over $200k	2.0%	8.9%	14.3%

Under $10k 1.3%

$10k–$15k 2.5%

$15k–$25k 12.5%

$25k–$35k 5.0%

$35k–$50k 10.4%

$50k–$75k 8.1%

$75k–$100k 16.1%

$100k–$150k 26.1%

$150k–$200k 10.2%

$200k+ 7.7%

Range	% of households
Under $10k	1.3%
$10k–$15k	2.5%
$15k–$25k	12.5%
$25k–$35k	5.0%
$35k–$50k	10.4%
$50k–$75k	8.1%
$75k–$100k	16.1%
$100k–$150k	26.1%
$150k–$200k	10.2%
$200k+	7.7%
Median income	$83,875

Housing

Home values

Under $50k 3.3%

$50k–$100k 6.7%

$100k–$150k 3.1%

$150k–$200k 14.9%

$200k–$300k 35.2%

$300k–$500k 21.9%

$500k–$1M 12.6%

$1M+ 2.3%

Housing overview

Metric	Value
Median home value	$273,200
Median rent / month	$1,054
Owner occupied	81.2%
Renter occupied	18.8%
Vacant	21.2%
Single-family detached	80.8%
Large apartment buildings	0.0%
Mobile homes	3.6%
Median rooms	5.4
Avg household size (owned)	2.40

Year built

Era	%
2020 or later	0.0%
2010–2019	0.8%
2000–2009	5.4%
1990–1999	6.1%
1980–1989	21.1%
1970–1979	7.1%
1960–1969	1.8%
1950–1959	8.1%
1940–1949	7.6%
1939 or earlier	42.1%

Bedrooms

Size	% of units
No bedroom (studio)	0.5%
1 bedroom	22.2%
2 bedrooms	22.0%
3 bedrooms	31.7%
4 bedrooms	20.2%
5+ bedrooms	3.3%

Vehicles per household

Vehicles	% of households
No vehicle	3.5%
1 vehicle	39.5%
2 vehicles	37.0%
3 or more	20.0%

Heating fuel

Fuel type	%
Utility gas	1.9%
Electricity	4.8%
Propane / LP gas	35.7%
Fuel oil	37.8%
Wood	17.7%
Solar	0.8%
No fuel used	0.4%

Households & families

Household type	Count	%
Married-couple family	224	46.8%
Cohabiting couple	19	4.0%
Male householder, no spouse	103	21.5%
Female householder, no spouse	133	27.8%
Households with children under 18	104	21.7%
Households with seniors (65+)	205	42.8%
Average household size	2.24

Marital status

Status	Male	Female
Never married	33.2%	18.8%
Married	49.1%	47.7%
Separated	1.2%	5.7%
Widowed	2.6%	5.0%
Divorced	13.9%	22.9%

Education

Less than 9th grade 0.4%

Some HS, no diploma 2.1%

HS graduate 14.2%

Some college, no degree 17.4%

Associate's degree 9.6%

Bachelor's degree 27.5%

Graduate / professional 28.8%

Metric	%
HS diploma or higher	97.6%
Bachelor's or higher	56.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	6	2.6%
Kindergarten	8	3.5%
Elementary school	64	27.7%
High school	33	14.3%
College / grad school	120	51.9%

Employment

Industry of employment

Education & healthcare 23.6%

Professional & management 13.7%

Retail trade 10.5%

Arts, food & hospitality 9.0%

Finance & real estate 8.8%

Construction 8.2%

Manufacturing 7.8%

Other services 5.5%

Public administration 4.6%

Transportation & utilities 2.9%

Agriculture & mining 2.7%

Wholesale trade 2.5%

Information 0.4%

Occupation

Category	%
Management, business & arts	48.4%
Service	12.0%
Sales & office	21.3%
Natural resources & construction	10.7%
Production & transportation	7.6%

Employment type

Type	%
Private sector	57.9%
Government	17.0%
Self-employed	25.1%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	70.5%
Carpool	1.6%
Public transit	0.0%
Walk	0.8%
Work from home	22.7%
Other means	4.5%
Avg commute (minutes)	33.1

Poverty

All people 6.8%

Under 18 years 14.7%

18 and over 5.4%

Married-couple families 0.0%

Female-led households 35.5%

Income support

Source	% of households
Social Security	45.7%
Retirement income	27.6%
Supplemental Security	5.8%
Cash public assistance	2.1%
Food stamps / SNAP	11.1%

Health indicators

Condition	%
Obesity	24.7%
High blood pressure	29.5%
High cholesterol	29.1%
Diabetes	8.8%
Heart disease	6.3%
Stroke	2.8%
Asthma	10.4%
Arthritis	27.3%
Kidney disease	2.8%
Pulmonary disease	6.2%
Cancer	7.5%

Behavior / access	%
Smoking	14.1%
Binge drinking	16.6%
No physical activity	17.9%
Less than 7 hrs sleep	30.7%
Depression	20.3%
Fair or poor health	10.9%
Poor mental health	13.4%
Poor physical health	9.1%
No health insurance	5.4%
Visited doctor (checkup)	78.0%
Visited dentist	73.1%
Cholesterol screening	92.7%
Teeth loss	11.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	75	8.2%

Disability	%
Any disability	8.9%
Under 18	3.1%
18–64 years	6.2%
65 and over	18.6%

Health insurance coverage

Type	%
Private insurance	69.8%
Public insurance	47.2%
No insurance	1.3%
Uninsured under 19	2.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,050	97.9%
Spanish	4	0.4%
Other Indo-European	0	0.0%
Asian & Pacific Islander	4	0.4%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,004	93.6%
Born in same state	977	91.1%
Born in different state	633	59.0%
Foreign born	27	2.5%
Naturalized citizen	69	6.4%
Not a US citizen	61	88.4%

Ancestry

Ancestry	Count	%
French	199	18.5%
Italian	141	13.1%
German	53	4.9%
Arab	33	3.1%

Ancestry	Count	%
Polish	27	2.5%
English	7	0.7%
Irish	3	0.3%
Norwegian	2	0.2%

Technology access

Metric	% of households
Computer access	44.6%
Internet access	93.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 01026

What city is ZIP code 01026 in?

ZIP code 01026 is primarily assigned to Cummington, Massachusetts.

What county is ZIP code 01026 in?

ZIP code 01026 falls within Hampshire County, Massachusetts.

Does ZIP code 01026 have an older population?

26% of residents in ZIP code 01026 are 65 or older, above the national average of ~17%.

How educated is the population of ZIP code 01026?

56% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Does ZIP code 01026 have a large retiree population?

46% of households in ZIP code 01026 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 01026 mostly owner-occupied?

81% of occupied units in ZIP code 01026 are owner-occupied, well above the national average.

What timezone is ZIP code 01026 in?

ZIP code 01026 observes the EST timezone.