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Iowa ZIP Codes
Warren County
Cumming, IA
50061
50061 ZIP Code — Cumming, IA
Warren County, Iowa
ZIP code 50061 is located in
Cumming ,
Iowa ,
within Warren County .
It covers approximately 30.99 square miles and serves a population of
2,310 residents.
This is a standard ZIP code in the Central (CT) timezone,
served by area code 515/641 .
About ZIP code 50061
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $534,500. Owner-occupancy is high at 97%, well above the national average.
The gap between median ($146,250) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 3% is below the national average. 42% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with construction as the leading industry. The average commute of 28 minutes is near the national average. Remote work is prevalent — 30% of workers work from home.
Educational attainment is high — 53% of residents hold a bachelor's degree or higher, well above the national average of 33%.
Overall, ZIP code 50061 reflects a community defined by a highly educated population, high homeownership, a high rate of remote workers, and a significant Social Security-dependent population.
50061 ZIP code map
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Cities in ZIP code 50061
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Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
2,310
Population density
75 / sq mi
State FIPS
19
County FIPS
181
Geography
Land area
30.99 sq mi
Water area
0.51 sq mi
Latitude
41.4781
Longitude
-93.7752
Timezone
Central (CT)
Area code
515/641
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
10.3%
29.3%
40.1%
$50k – $100k
14.9%
33.8%
33.4%
$100k – $200k
43.2%
30.1%
21.5%
Over $200k
31.6%
6.7%
5.0%
Demographics & statistics
$146,250
Median household income
$534,500
Median home value
$1,125
Median monthly rent
53.2%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 675 29.2%
18 and over 1,635 70.8%
65 and over 438 19.0%
Median age 42.8 years
Race & ethnicity
Black or African American
0.6%
Group Count %
White 2,142 92.4%
Two or more races 91 3.9%
Asian 63 2.7%
Black or African American 14 0.6%
Hispanic or Latino 8 0.3%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
10.3%
29.3%
40.1%
$50k – $100k
14.9%
33.8%
33.4%
$100k – $200k
43.2%
30.1%
21.5%
Over $200k
31.6%
6.7%
5.0%
Range % of households
Under $10k 0.8%
$10k–$15k 0.3%
$15k–$25k 2.3%
$25k–$35k 0.6%
$35k–$50k 7.1%
$50k–$75k 4.5%
$75k–$100k 10.0%
$100k–$150k 27.2%
$150k–$200k 12.7%
$200k+ 34.5%
Median income $146,250
Housing
Housing overview
Metric Value
Median home value $534,500
Median rent / month $1,125
Owner occupied 97.2%
Renter occupied 2.8%
Vacant 3.3%
Single-family detached 99.6%
Large apartment buildings 0.0%
Mobile homes 0.4%
Median rooms 10.0
Avg household size (owned) 2.99
Year built
Era %
2020 or later 0.0%
2010–2019 18.9%
2000–2009 39.7%
1990–1999 7.9%
1980–1989 3.3%
1970–1979 16.9%
1960–1969 0.9%
1950–1959 3.8%
1940–1949 0.5%
1939 or earlier 8.3%
Bedrooms
Size % of units
No bedroom (studio) 0.0%
1 bedroom 0.0%
2 bedrooms 5.9%
3 bedrooms 28.5%
4 bedrooms 38.8%
5+ bedrooms 26.8%
Vehicles per household
Vehicles % of households
No vehicle 2.3%
1 vehicle 7.0%
2 vehicles 45.0%
3 or more 45.7%
Heating fuel
Fuel type %
Utility gas 21.9%
Electricity 22.3%
Propane / LP gas 51.0%
Wood 0.3%
No fuel used 0.8%
Households & families
Household type Count %
Married-couple family 622 80.5%
Cohabiting couple 47 6.1%
Male householder, no spouse 64 8.3%
Female householder, no spouse 40 5.2%
Households with children under 18 276 35.7%
Households with seniors (65+) 341 44.1%
Average household size 2.99
Marital status
Status Male Female
Never married 18.6% 19.9%
Married 74.5% 72.3%
Separated 0.0% 0.0%
Widowed 1.5% 4.1%
Divorced 5.4% 3.7%
Education
Some college, no degree
17.8%
Graduate / professional
18.5%
Metric %
HS diploma or higher 99.1%
Bachelor's or higher 53.2%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 51 7.6%
Kindergarten 60 8.9%
Elementary school 294 43.7%
High school 194 28.8%
College / grad school 74 11.0%
Employment
Industry of employment
Finance & real estate
19.3%
Education & healthcare
17.0%
Professional & management
9.8%
Transportation & utilities
4.2%
Agriculture & mining
4.1%
Public administration
3.6%
Arts, food & hospitality
3.2%
Occupation
Category %
Management, business & arts 53.0%
Service 8.7%
Sales & office 24.0%
Natural resources & construction 6.2%
Production & transportation 8.0%
Employment type
Type %
Private sector 87.6%
Government 9.3%
Self-employed 3.0%
Unpaid family workers 0.1%
Commute
Method %
Drive alone 65.6%
Carpool 2.5%
Public transit 0.0%
Walk 1.3%
Work from home 29.6%
Other means 1.0%
Avg commute (minutes) 27.6
Poverty
Married-couple families
1.9%
Female-led households
14.3%
Income support
Source % of households
Social Security 41.8%
Retirement income 28.6%
Supplemental Security 2.7%
Cash public assistance 1.6%
Food stamps / SNAP 0.8%
Health indicators
Condition %
Obesity 37.1%
High blood pressure 29.4%
High cholesterol 33.5%
Diabetes 8.5%
Heart disease 5.1%
Stroke 2.3%
Asthma 8.8%
Arthritis 23.5%
Kidney disease 2.3%
Pulmonary disease 5.2%
Cancer 6.4%
Behavior / access %
Smoking 14.7%
Binge drinking 22.7%
No physical activity 19.3%
Less than 7 hrs sleep 27.4%
Depression 16.8%
Fair or poor health 9.6%
Poor mental health 12.0%
Poor physical health 8.0%
No health insurance 7.0%
Visited doctor (checkup) 75.3%
Visited dentist 72.7%
Cholesterol screening 91.3%
Teeth loss 8.6%
Veterans & disability
Veterans Count %
Civilian veterans 89 5.5%
Disability %
Any disability 6.2%
Under 18 0.0%
18–64 years 9.4%
65 and over 7.3%
Health insurance coverage
Type %
Private insurance 89.5%
Public insurance 22.6%
No insurance 0.9%
Uninsured under 19 0.9%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 2,199 95.2%
Spanish 48 2.2%
Other Indo-European 0 0.0%
Asian & Pacific Islander 17 0.8%
Other languages 31 1.4%
Place of birth & citizenship
Origin Count %
Native born (US) 2,161 93.5%
Born in same state 2,148 93.0%
Born in different state 1,492 64.6%
Foreign born 13 0.6%
Naturalized citizen 149 6.5%
Not a US citizen 124 83.2%
Ancestry
Ancestry Count %
Italian 416 18%
French 288 12.5%
Polish 116 5%
Arab 111 4.8%
Ancestry Count %
Dutch 94 4.1%
English 53 2.3%
Norwegian 4 0.2%
German 2 0.1%
Technology access
Metric % of households
Computer access 33.5%
Internet access 99.2%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 50061
What city is ZIP code 50061 in?
ZIP code 50061 is primarily assigned to Cumming, Iowa.
What county is ZIP code 50061 in?
ZIP code 50061 falls within Warren County, Iowa.
Is ZIP code 50061 mostly owner-occupied?
97% of occupied units in ZIP code 50061 are owner-occupied, well above the national average.
How educated is the population of ZIP code 50061?
53% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.
Does ZIP code 50061 have a large retiree population?
42% of households in ZIP code 50061 receive Social Security income, suggesting a significant retiree or disability population.
What is the median household income in ZIP code 50061?
The median household income in ZIP code 50061 is $146,250, above the national median of ~$75,000.
What timezone is ZIP code 50061 in?
ZIP code 50061 observes the CST timezone.
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