38620 ZIP Code — Courtland, MS

Panola County, Mississippi

ZIP code 38620 is located in Courtland, Mississippi, within Panola County. It covers approximately 58.95 square miles and serves a population of 3,671 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 662.

About ZIP code 38620

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $99,300. Owner-occupancy is high at 88%, well above the national average.

Median household income is $59,803. Poverty affects 19% of residents, above the national average. 49% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with manufacturing as the leading industry. The average commute of 28 minutes is near the national average.

College attainment at 11% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (22%) compared to national benchmarks.

Overall, ZIP code 38620 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, and a significant Social Security-dependent population.

3,671

population

58.95

sq mi land

Standard

ZIP type

Central (CT)

timezone

38620 ZIP code map

Cities in ZIP code 38620

Below are the cities the US Postal Service accepts for ZIP code 38620. Using any city not on this list may result in mail delivery delays.

City	Status
Courtland	Preferred

Nearby ZIP codes

38658 Pope (2.6 mi) 38606 Batesville (5.5 mi) 38927 Enid (10.1 mi) 38948 Oakland (10.7 mi) 38666 Sardis (12.7 mi) 38673 Taylor (15.7 mi) 38965 Water Valley (17.9 mi) 38961 Tillatoba (18.2 mi) 38619 Como (18.5 mi)

Demographics updated 05/2026

Population
Total population	3,671
Population density	62 / sq mi
State FIPS	28
County FIPS	107

Geography
Land area	58.95 sq mi
Water area	0.08 sq mi
Latitude	34.2295
Longitude	-89.9078
Timezone	Central (CT)
Area code	662

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	56.2%	60.2%	52.9%
$50k – $100k	30.9%	25.2%	28.4%
$100k – $200k	12.2%	11.1%	15.3%
Over $200k	0.8%	3.5%	3.4%

Demographics & statistics

3,671

Population

People per sq mi

29.2

Median age

$59,803

Median household income

$21,898

Per capita income

$99,300

Median home value

$855

Median monthly rent

88.2%

Home ownership

18.5%

Poverty rate

15.1%

Unemployment

1,141

Housing units

10.7%

Bachelor's or higher

Age distribution

Male Female

234

Under 5

277

5–9

10–14

198

15–19

233

185

20–24

219

197

25–34

232

101

35–44

120

300

45–54

354

131

55–59

154

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	950	25.9%
18 and over	2,721	74.1%
65 and over	276	7.5%
Median age	29.2 years

Race & ethnicity

Black or African American 60.2%

White 37.6%

Two or more races 1.5%

Hispanic or Latino 0.7%

Group	Count	%
Black or African American	2,226	60.2%
White	1,390	37.6%
Two or more races	55	1.5%
Hispanic or Latino	25	0.7%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	56.2%	60.2%	52.9%
$50k – $100k	30.9%	25.2%	28.4%
$100k – $200k	12.2%	11.1%	15.3%
Over $200k	0.8%	3.5%	3.4%

Under $10k 1.1%

$10k–$15k 15.9%

$15k–$25k 3.3%

$25k–$35k 10.6%

$35k–$50k 15.3%

$50k–$75k 12.1%

$75k–$100k 17.2%

$100k–$150k 14.0%

$150k–$200k 9.3%

$200k+ 1.2%

Range	% of households
Under $10k	1.1%
$10k–$15k	15.9%
$15k–$25k	3.3%
$25k–$35k	10.6%
$35k–$50k	15.3%
$50k–$75k	12.1%
$75k–$100k	17.2%
$100k–$150k	14.0%
$150k–$200k	9.3%
$200k+	1.2%
Median income	$59,803

Housing

Home values

Under $50k 10.8%

$50k–$100k 40.0%

$100k–$150k 10.0%

$150k–$200k 15.7%

$200k–$300k 22.9%

$300k–$500k 0.6%

Housing overview

Metric	Value
Median home value	$99,300
Median rent / month	$855
Owner occupied	88.2%
Renter occupied	11.8%
Vacant	14.2%
Single-family detached	80.2%
Large apartment buildings	0.0%
Mobile homes	19.4%
Median rooms	6.2
Avg household size (owned)	3.37

Year built

Era	%
2020 or later	0.0%
2010–2019	0.4%
2000–2009	19.2%
1990–1999	16.0%
1980–1989	21.3%
1970–1979	15.9%
1960–1969	19.4%
1950–1959	2.0%
1940–1949	4.3%
1939 or earlier	1.4%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	0.3%
2 bedrooms	19.0%
3 bedrooms	60.8%
4 bedrooms	14.8%
5+ bedrooms	5.1%

Vehicles per household

Vehicles	% of households
No vehicle	8.3%
1 vehicle	19.9%
2 vehicles	23.4%
3 or more	48.3%

Heating fuel

Fuel type	%
Utility gas	1.2%
Electricity	52.2%
Propane / LP gas	46.5%
Wood	0.1%

Households & families

Household type	Count	%
Married-couple family	583	53.5%
Cohabiting couple	17	1.6%
Male householder, no spouse	151	13.9%
Female householder, no spouse	339	31.1%
Households with children under 18	355	32.6%
Households with seniors (65+)	234	21.5%
Average household size	3.37

Marital status

Status	Male	Female
Never married	34.5%	37.5%
Married	54.1%	39.0%
Separated	1.5%	1.8%
Widowed	0.1%	5.9%
Divorced	9.8%	15.8%

Education

Less than 9th grade 2.1%

Some HS, no diploma 3.8%

HS graduate 33.9%

Some college, no degree 30.5%

Associate's degree 18.9%

Bachelor's degree 8.8%

Graduate / professional 1.9%

Metric	%
HS diploma or higher	94.1%
Bachelor's or higher	10.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	172	23.9%
Kindergarten	56	7.8%
Elementary school	251	34.9%
High school	176	24.5%
College / grad school	64	8.9%

Employment

Industry of employment

Manufacturing 27.9%

Transportation & utilities 14.7%

Education & healthcare 14.3%

Construction 11.6%

Retail trade 9.3%

Arts, food & hospitality 8.3%

Public administration 4.0%

Finance & real estate 3.9%

Information 1.8%

Agriculture & mining 1.6%

Other services 1.4%

Professional & management 0.9%

Wholesale trade 0.3%

Occupation

Category	%
Management, business & arts	18.2%
Service	18.1%
Sales & office	20.5%
Natural resources & construction	13.2%
Production & transportation	29.9%

Employment type

Type	%
Private sector	88.0%
Government	10.6%
Self-employed	1.5%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	94.0%
Carpool	3.7%
Public transit	0.0%
Walk	0.0%
Work from home	0.7%
Other means	1.6%
Avg commute (minutes)	27.7

Poverty

All people 18.5%

Under 18 years 22.7%

18 and over 17.1%

Married-couple families 0.5%

Female-led households 48.6%

Income support

Source	% of households
Social Security	48.5%
Retirement income	13.7%
Supplemental Security	11.6%
Cash public assistance	2.7%
Food stamps / SNAP	11.0%

Health indicators

Condition	%
Obesity	42.6%
High blood pressure	43.8%
High cholesterol	34.8%
Diabetes	13.1%
Heart disease	6.8%
Stroke	4.1%
Asthma	10.7%
Arthritis	27.7%
Kidney disease	3.3%
Pulmonary disease	7.9%
Cancer	5.5%

Behavior / access	%
Smoking	22.4%
Binge drinking	13.8%
No physical activity	30.5%
Less than 7 hrs sleep	36.3%
Depression	21.9%
Fair or poor health	22.0%
Poor mental health	16.0%
Poor physical health	11.9%
No health insurance	21.2%
Visited doctor (checkup)	75.9%
Visited dentist	48.8%
Cholesterol screening	88.2%
Teeth loss	19.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	172	6.3%

Disability	%
Any disability	18.6%
Under 18	0.5%
18–64 years	19.3%
65 and over	74.3%

Health insurance coverage

Type	%
Private insurance	54.9%
Public insurance	36.5%
No insurance	13.8%
Uninsured under 19	18.2%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,160	86.1%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,671	100.0%
Born in same state	3,671	100.0%
Born in different state	3,286	89.5%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
French	183	5%
Arab	151	4.1%

Ancestry	Count	%
Italian	136	3.7%

Technology access

Metric	% of households
Computer access	29.7%
Internet access	86.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 38620

What city is ZIP code 38620 in?

ZIP code 38620 is primarily assigned to Courtland, Mississippi.

What county is ZIP code 38620 in?

ZIP code 38620 falls within Panola County, Mississippi.

Does ZIP code 38620 have a large retiree population?

49% of households in ZIP code 38620 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 38620 mostly owner-occupied?

88% of occupied units in ZIP code 38620 are owner-occupied, well above the national average.

How educated is the population of ZIP code 38620?

11% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the poverty rate in ZIP code 38620?

19% of residents in ZIP code 38620 live below the poverty line, above the national average.

What timezone is ZIP code 38620 in?

ZIP code 38620 observes the CST timezone.