81223 ZIP Code — Cotopaxi, CO

Fremont County, Colorado

ZIP code 81223 is located in Cotopaxi, Colorado, within Fremont County. It covers approximately 401.76 square miles and serves a population of 2,023 residents. This is a standard ZIP code in the Mountain (MT) timezone, served by area code 719.

About ZIP code 81223

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $261,200. Owner-occupancy is high at 92%, well above the national average.

Median household income is $42,534. Poverty affects 21% of residents, above the national average. 57% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is sales and office, with professional and management as the leading industry. An above-average commute of 43 minutes suggests many residents work outside the immediate area. Remote work is prevalent — 23% of workers work from home.

College attainment at 20% is below the national average, consistent with a trades and production-oriented local economy.

Notable community characteristics include a notable veteran presence at 16% of civilians, above the national average of 7%.

Overall, ZIP code 81223 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a strong veteran community, high homeownership, a high rate of remote workers, and a significant Social Security-dependent population.

2,023

population

401.76

sq mi land

Standard

ZIP type

Mountain (MT)

timezone

81223 ZIP code map

Cities in ZIP code 81223

Below are the cities the US Postal Service accepts for ZIP code 81223. Using any city not on this list may result in mail delivery delays.

City	Status
Cotopaxi	Acceptable
Cotopaxi	Preferred

Nearby ZIP codes

81212 Canon City (8 mi) 81233 Howard (16.5 mi)

Demographics updated 05/2026

Population
Total population	2,023
Population density	5 / sq mi
State FIPS	08
County FIPS	043

Geography
Land area	401.76 sq mi
Water area	0.01 sq mi
Latitude	38.4516
Longitude	-105.5138
Timezone	Mountain (MT)
Area code	719

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	73.1%	47.4%	32.5%
$50k – $100k	17.2%	31.7%	31.0%
$100k – $200k	6.1%	18.2%	26.9%
Over $200k	3.7%	2.7%	9.6%

Demographics & statistics

2,023

Population

People per sq mi

62.3

Median age

$42,534

Median household income

$26,115

Per capita income

$261,200

Median home value

$1,648

Median monthly rent

92.3%

Home ownership

21.0%

Poverty rate

3.3%

Unemployment

1,638

Housing units

19.7%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

171

45–54

163

55–59

142

60–64

135

280

65–74

267

172

75–84

164

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	128	6.3%
18 and over	1,895	93.7%
65 and over	905	44.7%
Median age	62.3 years

Race & ethnicity

White 94.1%

Two or more races 2.5%

Black or African American 1.9%

Hispanic or Latino 1.4%

Asian 0.1%

Group	Count	%
White	1,930	94.1%
Two or more races	51	2.5%
Black or African American	39	1.9%
Hispanic or Latino	29	1.4%
Asian	3	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	73.1%	47.4%	32.5%
$50k – $100k	17.2%	31.7%	31.0%
$100k – $200k	6.1%	18.2%	26.9%
Over $200k	3.7%	2.7%	9.6%

Under $10k 3.2%

$10k–$15k 7.4%

$15k–$25k 12.2%

$25k–$35k 12.1%

$35k–$50k 36.4%

$50k–$75k 11.0%

$75k–$100k 7.4%

$100k–$150k 6.1%

$150k–$200k 2.6%

$200k+ 1.5%

Range	% of households
Under $10k	3.2%
$10k–$15k	7.4%
$15k–$25k	12.2%
$25k–$35k	12.1%
$35k–$50k	36.4%
$50k–$75k	11.0%
$75k–$100k	7.4%
$100k–$150k	6.1%
$150k–$200k	2.6%
$200k+	1.5%
Median income	$42,534

Housing

Home values

Under $50k 9.0%

$50k–$100k 1.0%

$100k–$150k 12.7%

$150k–$200k 9.4%

$200k–$300k 25.2%

$300k–$500k 14.5%

$500k–$1M 26.9%

$1M+ 1.3%

Housing overview

Metric	Value
Median home value	$261,200
Median rent / month	$1,648
Owner occupied	92.3%
Renter occupied	7.7%
Vacant	41.3%
Single-family detached	83.2%
Large apartment buildings	0.0%
Mobile homes	15.9%
Median rooms	4.9
Avg household size (owned)	1.96

Year built

Era	%
2020 or later	0.0%
2010–2019	13.1%
2000–2009	30.5%
1990–1999	28.3%
1980–1989	8.0%
1970–1979	12.6%
1960–1969	3.0%
1950–1959	0.0%
1940–1949	0.0%
1939 or earlier	4.5%

Bedrooms

Size	% of units
No bedroom (studio)	0.9%
1 bedroom	7.2%
2 bedrooms	38.8%
3 bedrooms	45.6%
4 bedrooms	7.5%
5+ bedrooms	0.0%

Vehicles per household

Vehicles	% of households
No vehicle	1.4%
1 vehicle	10.0%
2 vehicles	47.8%
3 or more	40.8%

Heating fuel

Fuel type	%
Utility gas	5.1%
Electricity	5.3%
Propane / LP gas	54.3%
Fuel oil	4.9%
Wood	27.7%
No fuel used	2.2%

Households & families

Household type	Count	%
Married-couple family	651	64.6%
Cohabiting couple	35	3.5%
Male householder, no spouse	236	23.4%
Female householder, no spouse	85	8.4%
Households with children under 18	59	5.9%
Households with seniors (65+)	574	57.0%
Average household size	2.01

Marital status

Status	Male	Female
Never married	14.5%	21.9%
Married	63.4%	69.5%
Separated	0.0%	0.0%
Widowed	4.1%	3.5%
Divorced	18.0%	5.1%

Education

Less than 9th grade 5.8%

Some HS, no diploma 10.4%

HS graduate 19.3%

Some college, no degree 27.8%

Associate's degree 17.0%

Bachelor's degree 15.0%

Graduate / professional 4.8%

Metric	%
HS diploma or higher	83.8%
Bachelor's or higher	19.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	6	5.2%
Kindergarten	0	0.0%
Elementary school	63	54.8%
High school	29	25.2%
College / grad school	17	14.8%

Employment

Industry of employment

Professional & management 26.5%

Education & healthcare 23.8%

Retail trade 19.9%

Other services 10.6%

Arts, food & hospitality 8.7%

Construction 6.0%

Transportation & utilities 2.3%

Wholesale trade 1.8%

Manufacturing 0.4%

Occupation

Category	%
Management, business & arts	24.8%
Service	13.3%
Sales & office	44.8%
Natural resources & construction	11.2%
Production & transportation	5.8%

Employment type

Type	%
Private sector	71.3%
Government	7.4%
Self-employed	20.3%
Unpaid family workers	1.0%

Commute

Method	%
Drive alone	48.3%
Carpool	24.5%
Public transit	0.6%
Walk	0.0%
Work from home	22.8%
Other means	3.8%
Avg commute (minutes)	42.6

Poverty

All people 21.0%

Under 18 years 41.4%

18 and over 19.6%

Married-couple families 9.8%

Female-led households 0.0%

Income support

Source	% of households
Social Security	56.8%
Retirement income	34.0%
Supplemental Security	3.5%
Cash public assistance	3.8%
Food stamps / SNAP	8.9%

Health indicators

Condition	%
Obesity	29.4%
High blood pressure	36.5%
High cholesterol	37.3%
Diabetes	12.3%
Heart disease	8.6%
Stroke	4.0%
Asthma	10.1%
Arthritis	33.6%
Kidney disease	3.7%
Pulmonary disease	9.3%
Cancer	9.2%

Behavior / access	%
Smoking	17.6%
Binge drinking	14.3%
No physical activity	20.4%
Less than 7 hrs sleep	30.0%
Depression	20.0%
Fair or poor health	14.9%
Poor mental health	12.9%
Poor physical health	12.5%
No health insurance	11.0%
Visited doctor (checkup)	70.8%
Visited dentist	62.7%
Cholesterol screening	93.9%
Teeth loss	12.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	303	16.0%

Disability	%
Any disability	18.2%
Under 18	0.0%
18–64 years	9.3%
65 and over	30.5%

Health insurance coverage

Type	%
Private insurance	54.2%
Public insurance	53.3%
No insurance	13.1%
Uninsured under 19	25.2%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,993	98.5%
Spanish	3	0.2%
Other Indo-European	3	0.2%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,966	97.2%
Born in same state	1,904	94.1%
Born in different state	546	27.0%
Foreign born	62	3.1%
Naturalized citizen	57	2.8%
Not a US citizen	57	100.0%

Ancestry

Ancestry	Count	%
Italian	383	18.9%
French	269	13.3%
English	115	5.7%

Ancestry	Count	%
Polish	114	5.6%
Arab	59	2.9%
German	14	0.7%

Technology access

Metric	% of households
Computer access	49.8%
Internet access	90.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 81223

What city is ZIP code 81223 in?

ZIP code 81223 is primarily assigned to Cotopaxi, Colorado.

What county is ZIP code 81223 in?

ZIP code 81223 falls within Fremont County, Colorado.

Does ZIP code 81223 have an older population?

45% of residents in ZIP code 81223 are 65 or older, above the national average of ~17%.

Does ZIP code 81223 have a large retiree population?

57% of households in ZIP code 81223 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 81223 mostly owner-occupied?

92% of occupied units in ZIP code 81223 are owner-occupied, well above the national average.

What is the poverty rate in ZIP code 81223?

21% of residents in ZIP code 81223 live below the poverty line, above the national average.

What timezone is ZIP code 81223 in?

ZIP code 81223 observes the MST timezone.