56228 ZIP Code — Cosmos, MN

Meeker County, Minnesota

ZIP code 56228 is located in Cosmos, Minnesota, within Meeker County. It covers approximately 57.24 square miles and serves a population of 912 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 320.

About ZIP code 56228

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $125,700. Owner-occupancy is high at 86%, well above the national average.

Median household income is $64,464.

The dominant occupation class is production, transportation, and material moving, with education and healthcare as the leading industry. The average commute of 25 minutes is near the national average.

College attainment at 8% is below the national average, consistent with a trades and production-oriented local economy.

Overall, ZIP code 56228 reflects a community defined by a trades-oriented workforce and high homeownership.

912

population

57.24

sq mi land

Standard

ZIP type

Central (CT)

timezone

56228 ZIP code map

Cities in ZIP code 56228

Below are the cities the US Postal Service accepts for ZIP code 56228. Using any city not on this list may result in mail delivery delays.

City	Status
Cosmos	Preferred

Nearby ZIP codes

56253 Lake Lillian (11 mi) 55350 Hutchinson (12.2 mi) 55314 Buffalo Lake (12.7 mi) 55342 Hector (12.9 mi) 55355 Litchfield (13.1 mi) 56243 Grove City (13.7 mi) 56209 Atwater (14.9 mi) 55324 Darwin (15.1 mi) 55385 Stewart (15.5 mi) 55310 Bird Island (17 mi) 56251 Kandiyohi (18.1 mi) 56216 Blomkest (18.7 mi)

Demographics updated 05/2026

Population
Total population	912
Population density	16 / sq mi
State FIPS	27
County FIPS	093

Geography
Land area	57.24 sq mi
Water area	0.38 sq mi
Latitude	44.9428
Longitude	-94.6711
Timezone	Central (CT)
Area code	320

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	46.7%	37.9%	33.6%
$50k – $100k	40.9%	35.7%	31.5%
$100k – $200k	9.6%	22.8%	26.5%
Over $200k	2.9%	3.5%	8.5%

Demographics & statistics

912

Population

People per sq mi

46.8

Median age

$64,464

Median household income

$37,230

Per capita income

$125,700

Median home value

$675

Median monthly rent

85.7%

Home ownership

10.5%

Poverty rate

1.8%

Unemployment

362

Housing units

8.1%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	134	14.7%
18 and over	778	85.3%
65 and over	169	18.5%
Median age	46.8 years

Race & ethnicity

White 90.6%

Two or more races 3.9%

Hispanic or Latino 3.4%

Other race 2%

American Indian / Alaska Native 0.1%

Group	Count	%
White	855	90.6%
Two or more races	37	3.9%
Hispanic or Latino	32	3.4%
Other race	19	2%
American Indian / Alaska Native	1	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	46.7%	37.9%	33.6%
$50k – $100k	40.9%	35.7%	31.5%
$100k – $200k	9.6%	22.8%	26.5%
Over $200k	2.9%	3.5%	8.5%

Under $10k 2.3%

$10k–$15k 1.6%

$15k–$25k 3.9%

$25k–$35k 15.6%

$35k–$50k 17.9%

$50k–$75k 21.0%

$75k–$100k 14.3%

$100k–$150k 17.1%

$150k–$200k 2.6%

$200k+ 3.6%

Range	% of households
Under $10k	2.3%
$10k–$15k	1.6%
$15k–$25k	3.9%
$25k–$35k	15.6%
$35k–$50k	17.9%
$50k–$75k	21.0%
$75k–$100k	14.3%
$100k–$150k	17.1%
$150k–$200k	2.6%
$200k+	3.6%
Median income	$64,464

Housing

Home values

Under $50k 9.7%

$50k–$100k 27.0%

$100k–$150k 23.3%

$150k–$200k 15.2%

$200k–$300k 10.0%

$300k–$500k 9.7%

$500k–$1M 4.2%

$1M+ 0.9%

Housing overview

Metric	Value
Median home value	$125,700
Median rent / month	$675
Owner occupied	85.7%
Renter occupied	14.3%
Vacant	7.7%
Single-family detached	86.8%
Large apartment buildings	0.0%
Mobile homes	2.6%
Median rooms	5.8
Avg household size (owned)	2.43

Year built

Era	%
2020 or later	0.2%
2010–2019	1.0%
2000–2009	5.0%
1990–1999	7.2%
1980–1989	6.5%
1970–1979	13.7%
1960–1969	10.3%
1950–1959	22.1%
1940–1949	8.9%
1939 or earlier	25.2%

Bedrooms

Size	% of units
No bedroom (studio)	0.7%
1 bedroom	7.9%
2 bedrooms	22.5%
3 bedrooms	51.8%
4 bedrooms	10.8%
5+ bedrooms	6.2%

Vehicles per household

Vehicles	% of households
No vehicle	3.1%
1 vehicle	21.8%
2 vehicles	35.3%
3 or more	39.7%

Heating fuel

Fuel type	%
Utility gas	41.0%
Electricity	16.9%
Propane / LP gas	34.8%
Fuel oil	3.4%
Wood	1.0%
No fuel used	1.3%

Households & families

Household type	Count	%
Married-couple family	199	51.7%
Cohabiting couple	46	11.9%
Male householder, no spouse	75	19.5%
Female householder, no spouse	65	16.9%
Households with children under 18	97	25.2%
Households with seniors (65+)	100	26.0%
Average household size	2.37

Marital status

Status	Male	Female
Never married	25.5%	23.2%
Married	55.9%	54.8%
Separated	0.0%	0.0%
Widowed	3.7%	3.8%
Divorced	14.8%	18.3%

Education

Less than 9th grade 2.6%

Some HS, no diploma 5.3%

HS graduate 43.9%

Some college, no degree 26.5%

Associate's degree 13.5%

Bachelor's degree 6.3%

Graduate / professional 1.7%

Metric	%
HS diploma or higher	92.1%
Bachelor's or higher	8.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	9	6.2%
Kindergarten	4	2.8%
Elementary school	62	42.8%
High school	31	21.4%
College / grad school	39	26.9%

Employment

Industry of employment

Education & healthcare 26.0%

Manufacturing 20.0%

Retail trade 13.5%

Agriculture & mining 13.4%

Construction 8.5%

Finance & real estate 4.6%

Professional & management 3.3%

Transportation & utilities 3.2%

Other services 2.8%

Wholesale trade 2.2%

Arts, food & hospitality 1.5%

Public administration 0.9%

Occupation

Category	%
Management, business & arts	20.0%
Service	18.2%
Sales & office	20.2%
Natural resources & construction	16.7%
Production & transportation	24.9%

Employment type

Type	%
Private sector	84.6%
Government	6.3%
Self-employed	8.3%
Unpaid family workers	0.7%

Commute

Method	%
Drive alone	84.5%
Carpool	4.5%
Public transit	0.0%
Walk	3.2%
Work from home	7.4%
Other means	0.4%
Avg commute (minutes)	24.8

Poverty

All people 10.5%

Under 18 years 17.9%

18 and over 9.3%

Married-couple families 1.5%

Female-led households 58.6%

Income support

Source	% of households
Social Security	29.9%
Retirement income	20.0%
Supplemental Security	4.9%
Cash public assistance	1.0%
Food stamps / SNAP	5.5%

Health indicators

Condition	%
Obesity	32.6%
High blood pressure	33.3%
High cholesterol	32.6%
Diabetes	10.4%
Heart disease	7.4%
Stroke	3.5%
Asthma	8.8%
Arthritis	25.2%
Kidney disease	3.2%
Pulmonary disease	6.7%
Cancer	7.6%

Behavior / access	%
Smoking	19.8%
Binge drinking	19.7%
No physical activity	21.6%
Less than 7 hrs sleep	28.4%
Depression	21.2%
Fair or poor health	13.4%
Poor mental health	13.3%
Poor physical health	10.5%
No health insurance	11.4%
Visited doctor (checkup)	72.2%
Visited dentist	66.2%
Cholesterol screening	89.9%
Teeth loss	12.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	44	5.7%

Disability	%
Any disability	10.3%
Under 18	2.2%
18–64 years	7.6%
65 and over	26.6%

Health insurance coverage

Type	%
Private insurance	75.8%
Public insurance	36.2%
No insurance	7.2%
Uninsured under 19	4.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	866	95.0%
Spanish	31	3.6%
Other Indo-European	28	3.2%
Asian & Pacific Islander	3	0.3%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	892	97.8%
Born in same state	892	97.8%
Born in different state	765	83.9%
Foreign born	0	0.0%
Naturalized citizen	20	2.2%
Not a US citizen	1	5.0%

Ancestry

Ancestry	Count	%
French	89	9.8%
Polish	74	8.1%
Italian	42	4.6%

Ancestry	Count	%
Dutch	33	3.6%
Arab	24	2.6%
English	11	1.2%

Technology access

Metric	% of households
Computer access	42.2%
Internet access	93.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 56228

What city is ZIP code 56228 in?

ZIP code 56228 is primarily assigned to Cosmos, Minnesota.

What county is ZIP code 56228 in?

ZIP code 56228 falls within Meeker County, Minnesota.

How educated is the population of ZIP code 56228?

8% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Is ZIP code 56228 mostly owner-occupied?

86% of occupied units in ZIP code 56228 are owner-occupied, well above the national average.

What is the typical home value in ZIP code 56228?

The median home value in ZIP code 56228 is $125,700.

What is the population of ZIP code 56228?

ZIP code 56228 has an estimated population of 912 residents, with a density of 16 people per square mile.

What timezone is ZIP code 56228 in?

ZIP code 56228 observes the CST timezone.