24538 ZIP Code — Concord, VA

Campbell County, Virginia

ZIP code 24538 is located in Concord, Virginia, within Campbell County. It covers approximately 87.02 square miles and serves a population of 4,744 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 434.

About ZIP code 24538

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $151,300. Owner-occupancy is high at 82%, well above the national average.

Median household income is $57,135. 46% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 27 minutes is near the national average.

College attainment at 17% is below the national average, consistent with a trades and production-oriented local economy.

Overall, ZIP code 24538 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

4,744

population

87.02

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

24538 ZIP code map

Cities in ZIP code 24538

Below are the cities the US Postal Service accepts for ZIP code 24538. Using any city not on this list may result in mail delivery delays.

City	Status
Concord	Preferred

Nearby ZIP codes

24593 Spout Spring (3.2 mi) 24504 Lynchburg (6.3 mi) 24588 Rustburg (9.5 mi) 24572 Madison Heights (9.8 mi) 24513 Lynchburg (10.7 mi) 24501 Lynchburg (10.7 mi) 24514 Lynchburg (10.8 mi) 24515 Lynchburg (10.8 mi) 24522 Appomattox (10.8 mi) 23963 Red House (13.6 mi) 24502 Lynchburg (13.8 mi) 24553 Gladstone (16.4 mi)

Demographics updated 05/2026

Population
Total population	4,744
Population density	55 / sq mi
State FIPS	51
County FIPS	031

Geography
Land area	87.02 sq mi
Water area	0.38 sq mi
Latitude	37.3506
Longitude	-78.9627
Timezone	Eastern (ET)
Area code	434

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	45.2%	48.4%	32.9%
$50k – $100k	34.6%	32.8%	29.2%
$100k – $200k	18.4%	16.8%	26.3%
Over $200k	1.8%	2.0%	11.6%

Demographics & statistics

4,744

Population

People per sq mi

50.2

Median age

$57,135

Median household income

$32,486

Per capita income

$151,300

Median home value

$744

Median monthly rent

81.9%

Home ownership

10.6%

Poverty rate

3.7%

Unemployment

1,816

Housing units

17.4%

Bachelor's or higher

Age distribution

Male Female

Under 5

121

5–9

128

103

10–14

110

158

15–19

167

20–24

219

25–34

232

214

35–44

227

413

45–54

438

169

55–59

180

149

60–64

158

320

65–74

340

188

75–84

200

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	822	17.3%
18 and over	3,922	82.7%
65 and over	1,191	25.1%
Median age	50.2 years

Race & ethnicity

White 78.6%

Black or African American 19.6%

Two or more races 1.7%

Asian 0.1%

Group	Count	%
White	3,727	78.6%
Black or African American	931	19.6%
Two or more races	79	1.7%
Asian	7	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	45.2%	48.4%	32.9%
$50k – $100k	34.6%	32.8%	29.2%
$100k – $200k	18.4%	16.8%	26.3%
Over $200k	1.8%	2.0%	11.6%

Under $10k 5.0%

$10k–$15k 4.8%

$15k–$25k 9.7%

$25k–$35k 10.3%

$35k–$50k 18.0%

$50k–$75k 11.9%

$75k–$100k 13.0%

$100k–$150k 15.6%

$150k–$200k 5.2%

$200k+ 6.6%

Range	% of households
Under $10k	5.0%
$10k–$15k	4.8%
$15k–$25k	9.7%
$25k–$35k	10.3%
$35k–$50k	18.0%
$50k–$75k	11.9%
$75k–$100k	13.0%
$100k–$150k	15.6%
$150k–$200k	5.2%
$200k+	6.6%
Median income	$57,135

Housing

Home values

Under $50k 5.6%

$50k–$100k 21.8%

$100k–$150k 22.3%

$150k–$200k 11.2%

$200k–$300k 25.9%

$300k–$500k 10.7%

$500k–$1M 2.2%

$1M+ 0.4%

Housing overview

Metric	Value
Median home value	$151,300
Median rent / month	$744
Owner occupied	81.9%
Renter occupied	18.1%
Vacant	11.6%
Single-family detached	74.7%
Large apartment buildings	0.0%
Mobile homes	18.1%
Median rooms	5.9
Avg household size (owned)	2.33

Year built

Era	%
2020 or later	0.0%
2010–2019	11.6%
2000–2009	18.0%
1990–1999	14.3%
1980–1989	12.7%
1970–1979	22.0%
1960–1969	3.8%
1950–1959	6.0%
1940–1949	2.9%
1939 or earlier	8.7%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	6.5%
2 bedrooms	15.5%
3 bedrooms	56.0%
4 bedrooms	16.7%
5+ bedrooms	5.3%

Vehicles per household

Vehicles	% of households
No vehicle	4.9%
1 vehicle	22.5%
2 vehicles	36.0%
3 or more	36.6%

Heating fuel

Fuel type	%
Electricity	82.5%
Propane / LP gas	3.3%
Fuel oil	8.8%
Wood	5.3%

Households & families

Household type	Count	%
Married-couple family	1,012	53.0%
Cohabiting couple	125	6.5%
Male householder, no spouse	264	13.8%
Female householder, no spouse	510	26.7%
Households with children under 18	499	26.1%
Households with seniors (65+)	933	48.8%
Average household size	2.47

Marital status

Status	Male	Female
Never married	23.7%	22.6%
Married	55.4%	49.0%
Separated	0.6%	3.8%
Widowed	5.8%	14.8%
Divorced	14.5%	9.8%

Education

Less than 9th grade 6.5%

Some HS, no diploma 8.3%

HS graduate 39.6%

Some college, no degree 19.4%

Associate's degree 8.8%

Bachelor's degree 10.3%

Graduate / professional 7.1%

Metric	%
HS diploma or higher	85.2%
Bachelor's or higher	17.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	109	12.5%
Kindergarten	45	5.1%
Elementary school	358	40.9%
High school	238	27.2%
College / grad school	125	14.3%

Employment

Industry of employment

Education & healthcare 24.1%

Retail trade 17.3%

Manufacturing 14.9%

Transportation & utilities 11.0%

Professional & management 9.4%

Construction 6.4%

Other services 5.4%

Arts, food & hospitality 4.2%

Finance & real estate 2.3%

Public administration 2.2%

Information 1.6%

Agriculture & mining 1.3%

Occupation

Category	%
Management, business & arts	34.2%
Service	16.4%
Sales & office	31.1%
Natural resources & construction	5.6%
Production & transportation	12.7%

Employment type

Type	%
Private sector	84.6%
Government	12.7%
Self-employed	2.7%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	80.2%
Carpool	10.2%
Public transit	1.1%
Walk	0.0%
Work from home	6.3%
Other means	2.2%
Avg commute (minutes)	26.6

Poverty

All people 10.6%

Under 18 years 4.7%

18 and over 11.7%

Married-couple families 6.0%

Female-led households 14.8%

Income support

Source	% of households
Social Security	45.8%
Retirement income	34.9%
Supplemental Security	5.8%
Cash public assistance	2.7%
Food stamps / SNAP	12.3%

Health indicators

Condition	%
Obesity	38.6%
High blood pressure	36.1%
High cholesterol	33.2%
Diabetes	11.6%
Heart disease	6.3%
Stroke	3.3%
Asthma	9.9%
Arthritis	27.3%
Kidney disease	2.9%
Pulmonary disease	7.2%
Cancer	6.6%

Behavior / access	%
Smoking	19.6%
Binge drinking	16.1%
No physical activity	24.0%
Less than 7 hrs sleep	37.4%
Depression	21.2%
Fair or poor health	15.8%
Poor mental health	14.3%
Poor physical health	10.5%
No health insurance	13.0%
Visited doctor (checkup)	77.8%
Visited dentist	67.0%
Cholesterol screening	90.7%
Teeth loss	13.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	385	9.8%

Disability	%
Any disability	18.0%
Under 18	0.6%
18–64 years	13.6%
65 and over	40.1%

Health insurance coverage

Type	%
Private insurance	67.1%
Public insurance	42.4%
No insurance	8.5%
Uninsured under 19	5.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,552	96.0%
Spanish	42	0.9%
Other Indo-European	42	0.9%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,688	98.8%
Born in same state	4,569	96.3%
Born in different state	3,567	75.2%
Foreign born	119	2.5%
Naturalized citizen	56	1.2%
Not a US citizen	14	25.0%

Ancestry

Ancestry	Count	%
Arab	1,118	23.6%
French	514	10.8%
Italian	277	5.8%
English	127	2.7%

Ancestry	Count	%
Polish	25	0.5%
Irish	10	0.2%
Dutch	6	0.1%

Technology access

Metric	% of households
Computer access	40.3%
Internet access	85.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 24538

What city is ZIP code 24538 in?

ZIP code 24538 is primarily assigned to Concord, Virginia.

What county is ZIP code 24538 in?

ZIP code 24538 falls within Campbell County, Virginia.

Does ZIP code 24538 have an older population?

25% of residents in ZIP code 24538 are 65 or older, above the national average of ~17%.

Does ZIP code 24538 have a large retiree population?

46% of households in ZIP code 24538 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 24538 mostly owner-occupied?

82% of occupied units in ZIP code 24538 are owner-occupied, well above the national average.

What is the typical home value in ZIP code 24538?

The median home value in ZIP code 24538 is $151,300.

What timezone is ZIP code 24538 in?

ZIP code 24538 observes the EST timezone.