32931 ZIP Code — Cocoa Beach, FL

Brevard County, Florida

ZIP code 32931 is located in Cocoa Beach, Florida, within Brevard County. It covers approximately 5.20 square miles and serves a population of 13,762 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 321/689.

About ZIP code 32931

The housing stock consists of a significant share of large multi-unit buildings. Most homes were built in the 1960s, giving the area an established character. Median home value is $436,200. Owner-occupancy sits near the national average at 75%.

The gap between median ($83,195) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 7% is below the national average. 47% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with professional and management as the leading industry. The average commute of 27 minutes is near the national average. Remote work is prevalent — 21% of workers work from home.

Educational attainment is high — 52% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Notable community characteristics include a notable veteran presence at 12% of civilians, above the national average of 7%.

Overall, ZIP code 32931 reflects a community defined by a highly educated population, a strong veteran community, a high rate of remote workers, and a significant Social Security-dependent population.

13,762

population

5.20

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

32931 ZIP code map

Cities in ZIP code 32931

Below are the cities the US Postal Service accepts for ZIP code 32931. Using any city not on this list may result in mail delivery delays.

City	Status
Cocoa Beach	Preferred

Nearby ZIP codes

32952 Merritt Island (4 mi) 32899 Orlando (4.4 mi) 32920 Cape Canaveral (5.3 mi) 32922 Cocoa (8.2 mi) 32953 Merritt Island (8.5 mi) 32940 Melbourne (8.8 mi) 32955 Rockledge (9.2 mi) 32937 Satellite Beach (10.6 mi) 32935 Melbourne (12.3 mi) 32934 Melbourne (12.4 mi) 32926 Cocoa (13.5 mi) 32903 Indialantic (15.3 mi)

Demographics updated 05/2026

Population
Total population	13,762
Population density	2,647 / sq mi
State FIPS	12
County FIPS	009

Geography
Land area	5.20 sq mi
Water area	14.88 sq mi
Latitude	28.3257
Longitude	-80.6225
Timezone	Eastern (ET)
Area code	321/689

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	38.2%	41.9%	43.4%
$50k – $100k	26.8%	31.5%	30.8%
$100k – $200k	25.7%	20.6%	19.3%
Over $200k	9.3%	6.0%	6.4%

Demographics & statistics

13,762

Population

2,647

People per sq mi

58.8

Median age

$83,195

Median household income

$63,063

Per capita income

$436,200

Median home value

$1,437

Median monthly rent

75.0%

Home ownership

7.2%

Poverty rate

6.4%

Unemployment

9,078

Housing units

51.9%

Bachelor's or higher

Age distribution

Male Female

Under 5

131

5–9

123

218

10–14

205

275

15–19

259

194

20–24

183

388

25–34

365

499

35–44

471

1,011

45–54

952

994

55–59

937

878

60–64

827

1,298

65–74

1,224

728

75–84

686

407

85+

383

← Male

Female →

Age summary

Group	Count	%
Under 18	1,234	9.0%
18 and over	12,528	91.0%
65 and over	4,726	34.3%
Median age	58.8 years

Race & ethnicity

White 84.7%

Hispanic or Latino 5.8%

Two or more races 5.6%

Black or African American 1.7%

Asian 1.2%

Other race 0.9%

American Indian / Alaska Native 0.1%

Group	Count	%
White	12,375	84.7%
Hispanic or Latino	851	5.8%
Two or more races	813	5.6%
Black or African American	251	1.7%
Asian	173	1.2%
Other race	129	0.9%
American Indian / Alaska Native	21	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	38.2%	41.9%	43.4%
$50k – $100k	26.8%	31.5%	30.8%
$100k – $200k	25.7%	20.6%	19.3%
Over $200k	9.3%	6.0%	6.4%

Under $10k 5.4%

$10k–$15k 3.1%

$15k–$25k 4.9%

$25k–$35k 5.7%

$35k–$50k 13.2%

$50k–$75k 12.0%

$75k–$100k 12.7%

$100k–$150k 20.7%

$150k–$200k 9.2%

$200k+ 13.2%

Range	% of households
Under $10k	5.4%
$10k–$15k	3.1%
$15k–$25k	4.9%
$25k–$35k	5.7%
$35k–$50k	13.2%
$50k–$75k	12.0%
$75k–$100k	12.7%
$100k–$150k	20.7%
$150k–$200k	9.2%
$200k+	13.2%
Median income	$83,195

Housing

Home values

Under $50k 1.5%

$50k–$100k 0.8%

$100k–$150k 1.3%

$150k–$200k 6.2%

$200k–$300k 15.5%

$300k–$500k 34.2%

$500k–$1M 34.4%

$1M+ 6.1%

Housing overview

Metric	Value
Median home value	$436,200
Median rent / month	$1,437
Owner occupied	75.0%
Renter occupied	25.0%
Vacant	32.1%
Single-family detached	28.3%
Large apartment buildings	41.6%
Mobile homes	0.2%
Median rooms	4.9
Avg household size (owned)	1.87

Year built

Era	%
2020 or later	0.2%
2010–2019	0.9%
2000–2009	8.2%
1990–1999	6.5%
1980–1989	23.8%
1970–1979	21.9%
1960–1969	28.2%
1950–1959	8.3%
1940–1949	1.8%
1939 or earlier	0.3%

Bedrooms

Size	% of units
No bedroom (studio)	2.0%
1 bedroom	8.4%
2 bedrooms	43.4%
3 bedrooms	33.9%
4 bedrooms	10.1%
5+ bedrooms	2.3%

Vehicles per household

Vehicles	% of households
No vehicle	5.3%
1 vehicle	45.7%
2 vehicles	35.5%
3 or more	13.4%

Heating fuel

Fuel type	%
Utility gas	3.3%
Electricity	94.6%
Propane / LP gas	0.8%
Wood	0.1%
No fuel used	1.1%

Households & families

Household type	Count	%
Married-couple family	3,417	46.0%
Cohabiting couple	348	4.7%
Male householder, no spouse	1,912	25.8%
Female householder, no spouse	1,745	23.5%
Households with children under 18	776	10.5%
Households with seniors (65+)	3,395	45.7%
Average household size	1.85

Marital status

Status	Male	Female
Never married	23.3%	16.1%
Married	54.6%	56.0%
Separated	2.3%	2.1%
Widowed	4.6%	10.0%
Divorced	15.3%	15.9%

Education

Less than 9th grade 1.9%

Some HS, no diploma 1.1%

HS graduate 15.9%

Some college, no degree 21.7%

Associate's degree 7.5%

Bachelor's degree 28.1%

Graduate / professional 23.8%

Metric	%
HS diploma or higher	97.1%
Bachelor's or higher	51.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	39	2.2%
Kindergarten	49	2.7%
Elementary school	592	33.0%
High school	504	28.1%
College / grad school	612	34.1%

Employment

Industry of employment

Professional & management 18.7%

Education & healthcare 18.5%

Arts, food & hospitality 12.0%

Finance & real estate 8.4%

Retail trade 8.3%

Manufacturing 7.8%

Public administration 6.3%

Construction 6.2%

Transportation & utilities 5.9%

Other services 2.8%

Information 2.6%

Wholesale trade 2.4%

Occupation

Category	%
Management, business & arts	54.0%
Service	13.3%
Sales & office	21.6%
Natural resources & construction	4.6%
Production & transportation	6.5%

Employment type

Type	%
Private sector	75.9%
Government	16.8%
Self-employed	7.1%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	71.9%
Carpool	2.3%
Public transit	0.6%
Walk	1.1%
Work from home	21.4%
Other means	2.7%
Avg commute (minutes)	27.0

Poverty

All people 7.2%

Under 18 years 4.9%

18 and over 7.4%

Married-couple families 2.5%

Female-led households 2.8%

Income support

Source	% of households
Social Security	46.7%
Retirement income	37.7%
Supplemental Security	1.7%
Cash public assistance	1.1%
Food stamps / SNAP	2.5%

Health indicators

Condition	%
Obesity	29.2%
High blood pressure	37.9%
High cholesterol	37.7%
Diabetes	11.9%
Heart disease	9.0%
Stroke	3.8%
Asthma	8.1%
Arthritis	29.3%
Kidney disease	3.7%
Pulmonary disease	8.5%
Cancer	10.4%

Behavior / access	%
Smoking	12.5%
Binge drinking	12.9%
No physical activity	22.2%
Less than 7 hrs sleep	29.3%
Depression	17.3%
Fair or poor health	13.7%
Poor mental health	12.0%
Poor physical health	10.8%
No health insurance	13.6%
Visited doctor (checkup)	79.6%
Visited dentist	68.5%
Cholesterol screening	94.4%
Teeth loss	10.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,549	12.4%

Disability	%
Any disability	17.1%
Under 18	10.7%
18–64 years	9.2%
65 and over	31.9%

Health insurance coverage

Type	%
Private insurance	75.6%
Public insurance	41.6%
No insurance	9.2%
Uninsured under 19	11.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	13,636	99.1%
Spanish	325	2.4%
Other Indo-European	92	0.7%
Asian & Pacific Islander	207	1.5%
Other languages	26	0.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	12,444	90.4%
Born in same state	12,149	88.3%
Born in different state	2,255	16.4%
Foreign born	295	2.1%
Naturalized citizen	1,318	9.6%
Not a US citizen	946	71.8%

Ancestry

Ancestry	Count	%
Italian	2,866	20.8%
French	2,406	17.5%
Arab	666	4.8%
Polish	252	1.8%
English	231	1.7%

Ancestry	Count	%
German	217	1.6%
Irish	114	0.8%
Dutch	70	0.5%
Norwegian	26	0.2%

Technology access

Metric	% of households
Computer access	53.9%
Internet access	96.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 32931

What city is ZIP code 32931 in?

ZIP code 32931 is primarily assigned to Cocoa Beach, Florida.

What county is ZIP code 32931 in?

ZIP code 32931 falls within Brevard County, Florida.

Does ZIP code 32931 have an older population?

34% of residents in ZIP code 32931 are 65 or older, above the national average of ~17%.

Does ZIP code 32931 have a large retiree population?

47% of households in ZIP code 32931 receive Social Security income, suggesting a significant retiree or disability population.

How educated is the population of ZIP code 32931?

52% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Does ZIP code 32931 have a large veteran population?

12% of civilians in ZIP code 32931 are veterans, above the national average of ~7%.

What timezone is ZIP code 32931 in?

ZIP code 32931 observes the EST timezone.