74538 ZIP Code — Coalgate, OK

Coal County, Oklahoma

ZIP code 74538 is located in Coalgate, Oklahoma, within Coal County. It covers approximately 365.90 square miles and serves a population of 3,929 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 580.

About ZIP code 74538

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $89,600. Owner-occupancy sits near the national average at 67%.

Median household income is $47,097. Poverty affects 25% of residents, above the national average. SNAP benefit usage at 19% of households reflects economic stress in the area. 41% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 22 minutes is near the national average.

College attainment at 19% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of diabetes (15%), smoking (26%) compared to national benchmarks. 22% of residents lack health insurance, above the national average.

Notable community characteristics include disability rates above the national average at 24%.

Overall, ZIP code 74538 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a significant Social Security-dependent population, and elevated reliance on food assistance.

3,929

population

365.90

sq mi land

Standard

ZIP type

Central (CT)

timezone

74538 ZIP code map

Cities in ZIP code 74538

Below are the cities the US Postal Service accepts for ZIP code 74538. Using any city not on this list may result in mail delivery delays.

City	Status
Coalgate	Acceptable
Coalgate	Preferred

Nearby ZIP codes

74572 Tupelo (12 mi) 74871 Stonewall (17.2 mi) 74553 Kiowa (17.9 mi) 74531 Calvin (19.3 mi)

Demographics updated 05/2026

Population
Total population	3,929
Population density	11 / sq mi
State FIPS	40
County FIPS	029

Geography
Land area	365.90 sq mi
Water area	3.68 sq mi
Latitude	34.5930
Longitude	-96.2244
Timezone	Central (CT)
Area code	580

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	57.6%	58.6%	46.5%
$50k – $100k	28.7%	27.4%	31.0%
$100k – $200k	11.0%	12.0%	18.1%
Over $200k	2.7%	2.0%	4.5%

Demographics & statistics

3,929

Population

People per sq mi

40.2

Median age

$47,097

Median household income

$26,062

Per capita income

$89,600

Median home value

$673

Median monthly rent

67.0%

Home ownership

25.2%

Poverty rate

5.6%

Unemployment

1,394

Housing units

18.9%

Bachelor's or higher

Age distribution

Male Female

156

Under 5

148

136

5–9

129

113

10–14

108

135

15–19

127

109

20–24

104

204

25–34

194

248

35–44

235

224

45–54

212

145

55–59

138

142

60–64

134

229

65–74

217

137

75–84

130

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	977	24.9%
18 and over	2,952	75.1%
65 and over	788	20.1%
Median age	40.2 years

Race & ethnicity

White 63.1%

Two or more races 24.3%

American Indian / Alaska Native 8.8%

Hispanic or Latino 2.2%

Asian 0.6%

Other race 0.6%

Black or African American 0.3%

Group	Count	%
White	2,536	63.1%
Two or more races	975	24.3%
American Indian / Alaska Native	355	8.8%
Hispanic or Latino	90	2.2%
Asian	25	0.6%
Other race	23	0.6%
Black or African American	13	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	57.6%	58.6%	46.5%
$50k – $100k	28.7%	27.4%	31.0%
$100k – $200k	11.0%	12.0%	18.1%
Over $200k	2.7%	2.0%	4.5%

Under $10k 5.3%

$10k–$15k 9.5%

$15k–$25k 12.6%

$25k–$35k 10.3%

$35k–$50k 15.1%

$50k–$75k 15.6%

$75k–$100k 13.8%

$100k–$150k 12.0%

$150k–$200k 2.8%

$200k+ 3.0%

Range	% of households
Under $10k	5.3%
$10k–$15k	9.5%
$15k–$25k	12.6%
$25k–$35k	10.3%
$35k–$50k	15.1%
$50k–$75k	15.6%
$75k–$100k	13.8%
$100k–$150k	12.0%
$150k–$200k	2.8%
$200k+	3.0%
Median income	$47,097

Housing

Home values

Under $50k 17.6%

$50k–$100k 39.9%

$100k–$150k 16.4%

$150k–$200k 10.2%

$200k–$300k 7.6%

$300k–$500k 5.8%

$500k–$1M 1.6%

$1M+ 1.0%

Housing overview

Metric	Value
Median home value	$89,600
Median rent / month	$673
Owner occupied	67.0%
Renter occupied	33.0%
Vacant	19.8%
Single-family detached	81.6%
Large apartment buildings	0.8%
Mobile homes	10.6%
Median rooms	5.2
Avg household size (owned)	2.45

Year built

Era	%
2020 or later	0.6%
2010–2019	5.1%
2000–2009	9.8%
1990–1999	8.7%
1980–1989	11.8%
1970–1979	26.6%
1960–1969	11.4%
1950–1959	9.8%
1940–1949	4.0%
1939 or earlier	12.1%

Bedrooms

Size	% of units
No bedroom (studio)	1.1%
1 bedroom	9.4%
2 bedrooms	22.3%
3 bedrooms	53.0%
4 bedrooms	11.8%
5+ bedrooms	2.4%

Vehicles per household

Vehicles	% of households
No vehicle	7.8%
1 vehicle	31.6%
2 vehicles	33.9%
3 or more	26.7%

Heating fuel

Fuel type	%
Utility gas	36.7%
Electricity	41.9%
Propane / LP gas	18.0%
Wood	2.7%
No fuel used	0.2%

Households & families

Household type	Count	%
Married-couple family	735	48.4%
Cohabiting couple	99	6.5%
Male householder, no spouse	295	19.4%
Female householder, no spouse	391	25.7%
Households with children under 18	452	29.7%
Households with seniors (65+)	541	35.6%
Average household size	2.54

Marital status

Status	Male	Female
Never married	30.1%	19.7%
Married	49.6%	48.6%
Separated	3.2%	0.8%
Widowed	3.7%	14.1%
Divorced	13.4%	16.8%

Education

Less than 9th grade 5.6%

Some HS, no diploma 10.0%

HS graduate 41.7%

Some college, no degree 18.4%

Associate's degree 5.3%

Bachelor's degree 10.8%

Graduate / professional 8.1%

Metric	%
HS diploma or higher	84.3%
Bachelor's or higher	18.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	76	8.9%
Kindergarten	73	8.5%
Elementary school	346	40.5%
High school	235	27.5%
College / grad school	124	14.5%

Employment

Industry of employment

Education & healthcare 25.3%

Manufacturing 13.0%

Agriculture & mining 11.3%

Construction 11.2%

Arts, food & hospitality 9.8%

Retail trade 7.3%

Public administration 6.4%

Finance & real estate 5.3%

Transportation & utilities 4.8%

Professional & management 2.8%

Other services 2.3%

Wholesale trade 0.5%

Occupation

Category	%
Management, business & arts	28.8%
Service	19.5%
Sales & office	19.4%
Natural resources & construction	14.1%
Production & transportation	18.2%

Employment type

Type	%
Private sector	67.9%
Government	21.9%
Self-employed	9.2%
Unpaid family workers	1.0%

Commute

Method	%
Drive alone	70.9%
Carpool	13.9%
Public transit	0.0%
Walk	5.8%
Work from home	7.6%
Other means	1.8%
Avg commute (minutes)	22.2

Poverty

All people 25.2%

Under 18 years 31.3%

18 and over 23.1%

Married-couple families 10.3%

Female-led households 43.5%

Income support

Source	% of households
Social Security	40.7%
Retirement income	20.9%
Supplemental Security	8.3%
Cash public assistance	4.6%
Food stamps / SNAP	18.5%

Health indicators

Condition	%
Obesity	40.0%
High blood pressure	45.3%
High cholesterol	39.1%
Diabetes	15.3%
Heart disease	10.1%
Stroke	5.0%
Asthma	11.8%
Arthritis	32.9%
Kidney disease	4.2%
Pulmonary disease	12.2%
Cancer	7.9%

Behavior / access	%
Smoking	25.5%
Binge drinking	11.8%
No physical activity	35.7%
Less than 7 hrs sleep	34.7%
Depression	25.9%
Fair or poor health	23.9%
Poor mental health	17.7%
Poor physical health	16.3%
No health insurance	18.9%
Visited doctor (checkup)	77.0%
Visited dentist	53.1%
Cholesterol screening	88.0%
Teeth loss	24.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	241	8.2%

Disability	%
Any disability	23.5%
Under 18	9.0%
18–64 years	23.9%
65 and over	41.6%

Health insurance coverage

Type	%
Private insurance	47.4%
Public insurance	43.0%
No insurance	22.1%
Uninsured under 19	18.9%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,625	92.3%
Spanish	58	1.6%
Other Indo-European	40	1.1%
Asian & Pacific Islander	7	0.2%
Other languages	8	0.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,858	98.2%
Born in same state	3,848	97.9%
Born in different state	2,742	69.8%
Foreign born	10	0.3%
Naturalized citizen	71	1.8%
Not a US citizen	40	56.3%

Ancestry

Ancestry	Count	%
Italian	555	14.1%
French	239	6.1%
Arab	224	5.7%
English	41	1%

Ancestry	Count	%
German	22	0.6%
Polish	11	0.3%
Dutch	5	0.1%

Technology access

Metric	% of households
Computer access	38.7%
Internet access	84.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 74538

What city is ZIP code 74538 in?

ZIP code 74538 is primarily assigned to Coalgate, Oklahoma.

What county is ZIP code 74538 in?

ZIP code 74538 falls within Coal County, Oklahoma.

What is the poverty rate in ZIP code 74538?

25% of residents in ZIP code 74538 live below the poverty line, above the national average.

Does ZIP code 74538 have a large retiree population?

41% of households in ZIP code 74538 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 74538?

The median home value in ZIP code 74538 is $89,600.

What are the health statistics for ZIP code 74538?

Health data for ZIP code 74538 shows elevated rates of diabetes (15%) and smoking (26%) compared to national benchmarks.

What timezone is ZIP code 74538 in?

ZIP code 74538 observes the CST timezone.