ZipCodesToGo
Colorado ZIP Codes
Fremont County
Coal Creek, CO
81221
81221 ZIP Code — Coal Creek, CO
Fremont County, Colorado
ZIP code 81221 is located in
Coal Creek ,
Colorado ,
within Fremont County .
It covers approximately 1.15 square miles and serves a population of
452 residents.
This is a standard ZIP code in the Mountain (MT) timezone,
served by area code 719 .
About ZIP code 81221
The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $190,600. Owner-occupancy is high at 87%, well above the national average.
The gap between median ($37,016) and mean household income suggests income inequality — a small number of higher earners pull the average up. Poverty affects 35% of residents, above the national average. 43% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is natural resources, construction, and trades, with arts, entertainment, and food service as the leading industry. An above-average commute of 37 minutes suggests many residents work outside the immediate area.
College attainment at 9% is below the national average, consistent with a trades and production-oriented local economy.
Overall, ZIP code 81221 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, and a significant Social Security-dependent population.
81221 ZIP code map
View map of 81221
Cities in ZIP code 81221
Below are the cities the US Postal Service accepts for ZIP code 81221. Using any city not on this list may result in mail delivery delays.
Demographics
updated 06/2026
Population
Total population
452
Population density
393 / sq mi
State FIPS
08
County FIPS
043
Geography
Land area
1.15 sq mi
Water area
0.00 sq mi
Latitude
38.3640
Longitude
-105.1431
Timezone
Mountain (MT)
Area code
719
Economics
updated 06/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
63.2%
47.4%
32.5%
$50k – $100k
22.4%
31.7%
31.0%
$100k – $200k
11.2%
18.2%
26.9%
Over $200k
3.2%
2.7%
9.6%
Demographics & statistics
$37,016
Median household income
$190,600
Median home value
Age distribution
Age summary
Group Count % Under 18 89 19.7% 18 and over 363 80.3% 65 and over 104 23.0% Median age 36.5 years
Race & ethnicity
American Indian / Alaska Native
3.8%
Group Count % White 378 83.6% Two or more races 57 12.6% American Indian / Alaska Native 17 3.8%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
63.2%
47.4%
32.5%
$50k – $100k
22.4%
31.7%
31.0%
$100k – $200k
11.2%
18.2%
26.9%
Over $200k
3.2%
2.7%
9.6%
Range % of households Under $10k 3.5% $10k–$15k 4.1% $15k–$25k 16.9% $25k–$35k 11.0% $35k–$50k 29.7% $50k–$75k 8.1% $75k–$100k 11.0% $100k–$150k 5.2% $150k–$200k 7.6% $200k+ 2.9% Median income $37,016
Housing
Housing overview
Metric Value Median home value $190,600 Median rent / month $925 Owner occupied 87.2% Renter occupied 12.8% Vacant 8.5% Single-family detached 58.5% Large apartment buildings 0.0% Mobile homes 39.9% Median rooms 5.8 Avg household size (owned) 2.66
Year built
Era % 2020 or later 0.0% 2010–2019 0.0% 2000–2009 29.8% 1990–1999 26.6% 1980–1989 4.3% 1970–1979 15.4% 1960–1969 0.5% 1950–1959 3.7% 1940–1949 0.5% 1939 or earlier 19.1%
Bedrooms
Size % of units No bedroom (studio) 0.0% 1 bedroom 2.7% 2 bedrooms 20.2% 3 bedrooms 64.4% 4 bedrooms 9.6% 5+ bedrooms 3.2%
Vehicles per household
Vehicles % of households No vehicle 2.3% 1 vehicle 7.0% 2 vehicles 55.8% 3 or more 34.9%
Heating fuel
Fuel type % Utility gas 16.3% Electricity 10.5% Propane / LP gas 58.1% Wood 15.1%
Households & families
Household type Count % Married-couple family 98 57.0% Cohabiting couple 11 6.4% Male householder, no spouse 42 24.4% Female householder, no spouse 21 12.2% Households with children under 18 67 39.0% Households with seniors (65+) 71 41.3% Average household size 2.63
Marital status
Status Male Female Never married 38.6% 26.1% Married 40.3% 60.0% Separated 0.0% 0.0% Widowed 3.4% 7.8% Divorced 17.6% 6.1%
Education
Some college, no degree
25.1%
Graduate / professional
2.1%
Metric % HS diploma or higher 89.8% Bachelor's or higher 9.2%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 0 0.0% Kindergarten 0 0.0% Elementary school 8 8.9% High school 64 71.1% College / grad school 18 20.0%
Employment
Industry of employment
Arts, food & hospitality
20.3%
Education & healthcare
18.6%
Agriculture & mining
15.8%
Public administration
5.1%
Professional & management
1.1%
Occupation
Category % Management, business & arts 17.5% Service 18.6% Sales & office 15.8% Natural resources & construction 42.9% Production & transportation 5.1%
Employment type
Type % Private sector 82.5% Government 7.3% Self-employed 10.2% Unpaid family workers 0.0%
Commute
Method % Drive alone 83.6% Carpool 14.1% Public transit 0.0% Walk 0.0% Work from home 2.3% Other means 0.0% Avg commute (minutes) 36.7
Poverty
Married-couple families
40.8%
Female-led households
40.0%
Income support
Source % of households Social Security 43.0% Retirement income 34.9% Supplemental Security 9.9% Cash public assistance 2.9% Food stamps / SNAP 16.3%
Health indicators
Condition % Obesity 28.5% High blood pressure 30.9% High cholesterol 32.1% Diabetes 10.2% Heart disease 7.1% Stroke 3.4% Asthma 10.4% Arthritis 28.1% Kidney disease 3.2% Pulmonary disease 8.0% Cancer 7.5%
Behavior / access % Smoking 18.9% Binge drinking 16.9% No physical activity 20.7% Less than 7 hrs sleep 31.2% Depression 21.2% Fair or poor health 14.2% Poor mental health 14.8% Poor physical health 11.5% No health insurance 13.4% Visited doctor (checkup) 66.7% Visited dentist 59.9% Cholesterol screening 89.7% Teeth loss 13.9%
Veterans & disability
Veterans Count % Civilian veterans 40 11.0%
Disability % Any disability 15.9% Under 18 0.0% 18–64 years 13.9% 65 and over 34.6%
Health insurance coverage
Type % Private insurance 42.9% Public insurance 70.1% No insurance 4.0% Uninsured under 19 0.0%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 425 94.0% Spanish 0 0.0% Other Indo-European 0 0.0% Asian & Pacific Islander 0 0.0% Other languages 0 0.0%
Place of birth & citizenship
Origin Count % Native born (US) 452 100.0% Born in same state 447 98.9% Born in different state 296 65.5% Foreign born 5 1.1% Naturalized citizen 0 0.0% Not a US citizen 0 0.0%
Ancestry
Ancestry Count % Italian 80 17.7% Arab 24 5.3%
Ancestry Count % French 14 3.1% English 5 1.1%
Technology access
Metric % of households Computer access 38.1% Internet access 87.2%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 81221
What city is ZIP code 81221 in?
ZIP code 81221 is primarily assigned to Coal Creek, Colorado.
What county is ZIP code 81221 in?
ZIP code 81221 falls within Fremont County, Colorado.
What is the poverty rate in ZIP code 81221?
35% of residents in ZIP code 81221 live below the poverty line, above the national average.
How educated is the population of ZIP code 81221?
9% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.
Is ZIP code 81221 mostly owner-occupied?
87% of occupied units in ZIP code 81221 are owner-occupied, well above the national average.
Does ZIP code 81221 have a large retiree population?
43% of households in ZIP code 81221 receive Social Security income, suggesting a significant retiree or disability population.
What timezone is ZIP code 81221 in?
ZIP code 81221 observes the MST timezone.
Need the complete ZIP code database?
Download all 42,000+ US ZIP codes — Excel, CSV, or Access. Includes lat/lng, county FIPS & timezone.
Download database →
