40110 ZIP Code — Clermont, KY

Bullitt County, Kentucky

ZIP code 40110 is located in Clermont, Kentucky, within Bullitt County. It covers approximately 5.00 square miles and serves a population of 458 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 502.

About ZIP code 40110

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $171,500. Owner-occupancy sits near the national average at 53%.

Median household income is $44,503. 69% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 29 minutes is near the national average.

College attainment at 13% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (22%) compared to national benchmarks.

Notable community characteristics include disability rates above the national average at 23%.

Overall, ZIP code 40110 reflects a community defined by a trades-oriented workforce and a significant Social Security-dependent population.

458

population

5.00

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

40110 ZIP code map

Cities in ZIP code 40110

Below are the cities the US Postal Service accepts for ZIP code 40110. Using any city not on this list may result in mail delivery delays.

City	Status
Clermont	Acceptable

Demographics updated 08/2026

Population
Total population	458
Population density	92 / sq mi
State FIPS	21
County FIPS	029

Geography
Land area	5.00 sq mi
Water area	0.05 sq mi
Latitude	37.9294
Longitude	-85.6529
Timezone	Eastern (ET)
Area code	502

Total population by age

Gender

Race & ethnicity

Economics updated 08/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	100.0%	35.5%	47.9%
$50k – $100k	0.0%	37.4%	30.3%
$100k – $200k	0.0%	23.6%	17.6%
Over $200k	0.0%	3.5%	4.2%

Demographics & statistics

458

Population

People per sq mi

35.7

Median age

$44,503

Median household income

$24,113

Per capita income

$171,500

Median home value

Median monthly rent

52.5%

Home ownership

14.2%

Poverty rate

0.0%

Unemployment

134

Housing units

12.7%

Bachelor's or higher

Age distribution

Male Female

Under 5

15–19

118

25–34

35–44

45–54

55–59

60–64

65–74

← Male

Female →

Age summary

Group	Count	%
Under 18	17	3.7%
18 and over	441	96.3%
65 and over	135	29.5%
Median age	35.7 years

Race & ethnicity

White 100%

Group	Count	%
White	458	100%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	100.0%	35.5%	47.9%
$50k – $100k	0.0%	37.4%	30.3%
$100k – $200k	0.0%	23.6%	17.6%
Over $200k	0.0%	3.5%	4.2%

Under $10k 4.4%

$15k–$25k 11.0%

$35k–$50k 43.1%

$50k–$75k 19.9%

$75k–$100k 5.0%

$100k–$150k 16.6%

Range	% of households
Under $10k	4.4%
$15k–$25k	11.0%
$35k–$50k	43.1%
$50k–$75k	19.9%
$75k–$100k	5.0%
$100k–$150k	16.6%
Median income	$44,503

Housing

Home values

Under $50k 21.1%

$150k–$200k 33.7%

$200k–$300k 31.6%

$300k–$500k 13.7%

Housing overview

Metric	Value
Median home value	$171,500
Median rent / month	$0
Owner occupied	52.5%
Renter occupied	47.5%
Vacant	17.7%
Single-family detached	90.9%
Large apartment buildings	0.0%
Mobile homes	9.1%
Median rooms	6.6
Avg household size (owned)	1.81

Year built

Era	%
2020 or later	0.0%
2010–2019	5.9%
2000–2009	8.6%
1990–1999	22.7%
1980–1989	10.5%
1970–1979	48.6%
1960–1969	3.6%
1950–1959	0.0%
1940–1949	0.0%
1939 or earlier	0.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	0.0%
2 bedrooms	45.9%
3 bedrooms	34.1%
4 bedrooms	20.0%
5+ bedrooms	0.0%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	11.6%
2 vehicles	73.5%
3 or more	14.9%

Heating fuel

Fuel type	%
Utility gas	5.0%
Electricity	95.0%

Households & families

Household type	Count	%
Married-couple family	40	22.1%
Cohabiting couple	23	12.7%
Male householder, no spouse	12	6.6%
Female householder, no spouse	106	58.6%
Households with children under 18	8	4.4%
Households with seniors (65+)	105	58.0%
Average household size	2.53

Marital status

Status	Male	Female
Never married	78.3%	22.9%
Married	17.4%	28.0%
Separated	0.0%	0.0%
Widowed	0.0%	0.0%
Divorced	4.3%	49.1%

Education

Less than 9th grade 0.0%

Some HS, no diploma 9.1%

HS graduate 57.8%

Some college, no degree 20.4%

Associate's degree 0.0%

Bachelor's degree 8.2%

Graduate / professional 4.5%

Metric	%
HS diploma or higher	90.9%
Bachelor's or higher	12.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	7	41.2%
Kindergarten	0	0.0%
Elementary school	0	0.0%
High school	10	58.8%
College / grad school	0	0.0%

Employment

Industry of employment

Education & healthcare 79.2%

Construction 6.5%

Finance & real estate 3.7%

Wholesale trade 3.4%

Retail trade 2.8%

Manufacturing 2.5%

Public administration 2.0%

Occupation

Category	%
Management, business & arts	84.8%
Service	0.0%
Sales & office	2.5%
Natural resources & construction	9.9%
Production & transportation	2.8%

Employment type

Type	%
Private sector	46.5%
Government	53.5%
Self-employed	0.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	90.7%
Carpool	0.0%
Public transit	0.0%
Walk	0.0%
Work from home	9.3%
Other means	0.0%
Avg commute (minutes)	28.9

Poverty

All people 14.2%

Under 18 years 100.0%

18 and over 10.9%

Married-couple families 50.0%

Female-led households 8.6%

Income support

Source	% of households
Social Security	69.1%
Retirement income	23.8%
Supplemental Security	11.0%
Cash public assistance	0.0%
Food stamps / SNAP	15.5%

Health indicators

Condition	%
Obesity	37.2%
High blood pressure	38.9%
High cholesterol	35.6%
Diabetes	10.4%
Heart disease	7.7%
Stroke	3.3%
Asthma	10.2%
Arthritis	29.7%
Kidney disease	2.9%
Pulmonary disease	9.3%
Cancer	6.8%

Behavior / access	%
Smoking	22.1%
Binge drinking	17.5%
No physical activity	30.2%
Less than 7 hrs sleep	37.3%
Depression	23.3%
Fair or poor health	18.1%
Poor mental health	17.2%
Poor physical health	12.8%
No health insurance	10.2%
Visited doctor (checkup)	74.8%
Visited dentist	55.8%
Cholesterol screening	89.4%
Teeth loss	20.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	20	4.5%

Disability	%
Any disability	23.1%
Under 18	0.0%
18–64 years	9.2%
65 and over	57.8%

Health insurance coverage

Type	%
Private insurance	83.0%
Public insurance	83.6%
No insurance	0.0%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	451	98.5%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	458	100.0%
Born in same state	458	100.0%
Born in different state	430	93.9%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Italian	46	10%
Arab	13	2.8%

Ancestry	Count	%
French	12	2.6%

Technology access

Metric	% of households
Computer access	39.5%
Internet access	100.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 40110

What city is ZIP code 40110 in?

ZIP code 40110 is primarily assigned to Clermont, Kentucky.

What county is ZIP code 40110 in?

ZIP code 40110 falls within Bullitt County, Kentucky.

Does ZIP code 40110 have a large retiree population?

69% of households in ZIP code 40110 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 40110 have an older population?

30% of residents in ZIP code 40110 are 65 or older, above the national average of ~17%.

How educated is the population of ZIP code 40110?

13% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the typical home value in ZIP code 40110?

The median home value in ZIP code 40110 is $171,500.

What timezone is ZIP code 40110 in?

ZIP code 40110 observes the EST timezone.