95227 ZIP Code — Clements, CA

San Joaquin County, California

ZIP code 95227 is located in Clements, California, within San Joaquin County. It covers approximately 38.06 square miles and serves a population of 1,180 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 209.

About ZIP code 95227

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $824,600. Owner-occupancy is high at 86%, well above the national average.

Median household income is $141,607. The poverty rate of 4% is below the national average. 57% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 48 minutes suggests many residents work outside the immediate area.

Educational attainment is near the national average, with 30% of residents holding a bachelor's degree or higher.

Overall, ZIP code 95227 reflects a community defined by high homeownership and a significant Social Security-dependent population.

1,180
population
38.06
sq mi land
Standard
ZIP type
Pacific (PT)
timezone
95227 ZIP code map
Cities in ZIP code 95227

Below are the cities the US Postal Service accepts for ZIP code 95227. Using any city not on this list may result in mail delivery delays.

City Status
Clements Acceptable
Demographics updated 05/2026
Population
Total population 1,180
Population density 31 / sq mi
State FIPS 06
County FIPS 077
Geography
Land area 38.06 sq mi
Water area 2.98 sq mi
Latitude 38.2243
Longitude -121.0395
Timezone Pacific (PT)
Area code 209
Total population by age
Gender
Race & ethnicity
Economics updated 05/2026
Household income
Income range This ZIP County avg State avg
Under $50k 24.9% 36.1% 32.6%
$50k – $100k 26.1% 30.8% 27.7%
$100k – $200k 27.8% 25.4% 26.4%
Over $200k 21.2% 7.7% 13.3%

Demographics & statistics

1,180
Population
31
People per sq mi
46.8
Median age
$141,607
Median household income
$51,606
Per capita income
$824,600
Median home value
$0
Median monthly rent
85.6%
Home ownership
4.2%
Poverty rate
9.2%
Unemployment
321
Housing units
30.4%
Bachelor's or higher

Age distribution

Male Female
22
Under 5
21
41
5–9
38
56
10–14
54
12
15–19
11
86
25–34
82
76
35–44
72
68
45–54
64
78
55–59
74
43
60–64
40
43
65–74
40
66
75–84
62
16
85+
15
← Male
Female →

Age summary

GroupCount%
Under 1824220.5%
18 and over93879.5%
65 and over24220.5%
Median age46.8 years

Race & ethnicity

White 84.7%
Two or more races 11.8%
Hispanic or Latino 1.7%
Other race 1.7%
GroupCount%
White1,01784.7%
Two or more races14211.8%
Hispanic or Latino211.7%
Other race211.7%

Household income

Income range This ZIP County avg State avg
Under $50k 24.9% 36.1% 32.6%
$50k – $100k 26.1% 30.8% 27.7%
$100k – $200k 27.8% 25.4% 26.4%
Over $200k 21.2% 7.7% 13.3%
Under $10k 6.9%
$35k–$50k 13.9%
$50k–$75k 9.3%
$75k–$100k 5.9%
$100k–$150k 29.3%
$150k–$200k 13.6%
$200k+ 21.1%
Range% of households
Under $10k6.9%
$35k–$50k13.9%
$50k–$75k9.3%
$75k–$100k5.9%
$100k–$150k29.3%
$150k–$200k13.6%
$200k+21.1%
Median income$141,607

Housing

Home values

$200k–$300k 2.8%
$300k–$500k 13.7%
$500k–$1M 59.5%
$1M+ 24.0%

Housing overview

MetricValue
Median home value$824,600
Median rent / month$0
Owner occupied85.6%
Renter occupied14.4%
Vacant0.0%
Single-family detached84.3%
Large apartment buildings0.0%
Mobile homes6.9%
Median rooms6.4
Avg household size (owned)3.06

Year built

Era%
2020 or later0.0%
2010–20195.1%
2000–200911.5%
1990–19997.2%
1980–198925.3%
1970–197920.3%
1960–19696.1%
1950–19593.2%
1940–19490.0%
1939 or earlier21.3%

Bedrooms

Size% of units
No bedroom (studio)0.0%
1 bedroom4.3%
2 bedrooms14.1%
3 bedrooms44.3%
4 bedrooms37.3%
5+ bedrooms0.0%

Vehicles per household

Vehicles% of households
No vehicle0.0%
1 vehicle2.7%
2 vehicles31.7%
3 or more65.6%

Heating fuel

Fuel type%
Utility gas21.9%
Electricity33.3%
Propane / LP gas44.5%
Solar0.3%

Households & families

Household typeCount%
Married-couple family27573.3%
Cohabiting couple359.3%
Male householder, no spouse205.3%
Female householder, no spouse4512.0%
Households with children under 1813335.5%
Households with seniors (65+)15842.1%
Average household size3.15

Marital status

StatusMaleFemale
Never married26.2%24.5%
Married61.5%58.1%
Separated6.2%0.0%
Widowed0.0%13.4%
Divorced6.2%4.0%

Education

Less than 9th grade 7.5%
Some HS, no diploma 6.4%
HS graduate 26.7%
Some college, no degree 21.3%
Associate's degree 7.8%
Bachelor's degree 19.5%
Graduate / professional 10.9%
Metric%
HS diploma or higher86.2%
Bachelor's or higher30.4%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool2910.8%
Kindergarten2710.1%
Elementary school11844.0%
High school259.3%
College / grad school6925.7%

Employment

Industry of employment

Education & healthcare 27.2%
Construction 14.6%
Agriculture & mining 14.4%
Manufacturing 12.0%
Wholesale trade 8.3%
Transportation & utilities 5.4%
Retail trade 4.5%
Professional & management 4.5%
Finance & real estate 4.3%
Public administration 3.5%
Information 1.4%

Occupation

Category%
Management, business & arts27.8%
Service17.9%
Sales & office25.8%
Natural resources & construction18.8%
Production & transportation9.7%

Employment type

Type%
Private sector68.7%
Government6.6%
Self-employed24.7%
Unpaid family workers0.0%

Commute

Method%
Drive alone86.6%
Carpool13.2%
Public transit0.0%
Walk0.0%
Work from home0.2%
Other means0.0%
Avg commute (minutes)48.3

Poverty

All people 4.2%
Under 18 years 0.0%
18 and over 5.3%
Married-couple families 0.0%
Female-led households 0.0%

Income support

Source% of households
Social Security57.1%
Retirement income29.6%
Supplemental Security17.1%
Cash public assistance0.0%
Food stamps / SNAP0.0%

Health indicators

Condition%
Obesity30.1%
High blood pressure35.0%
High cholesterol36.6%
Diabetes11.4%
Heart disease8.0%
Stroke3.7%
Asthma10.7%
Arthritis28.6%
Kidney disease3.5%
Pulmonary disease9.1%
Cancer8.0%
Behavior / access%
Smoking15.4%
Binge drinking18.6%
No physical activity20.7%
Less than 7 hrs sleep31.4%
Depression18.9%
Fair or poor health17.1%
Poor mental health15.2%
Poor physical health12.6%
No health insurance10.8%
Visited doctor (checkup)70.8%
Visited dentist66.4%
Cholesterol screening92.3%
Teeth loss13.2%

Veterans & disability

VeteransCount%
Civilian veterans495.2%
Disability%
Any disability16.5%
Under 180.0%
18–64 years16.5%
65 and over33.1%

Health insurance coverage

Type%
Private insurance55.8%
Public insurance50.3%
No insurance6.6%
Uninsured under 190.0%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only1,13796.4%
Spanish1039.1%
Other Indo-European1039.1%
Asian & Pacific Islander00.0%
Other languages00.0%

Place of birth & citizenship

OriginCount%
Native born (US)1,07791.3%
Born in same state1,07791.3%
Born in different state97082.2%
Foreign born00.0%
Naturalized citizen1038.7%
Not a US citizen00.0%

Ancestry

AncestryCount%
French726.1%
Italian342.9%
AncestryCount%
English90.8%
Dutch70.6%

Technology access

Metric% of households
Computer access31.8%
Internet access95.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 95227

What city is ZIP code 95227 in?

ZIP code 95227 is primarily assigned to Clements, California.

What county is ZIP code 95227 in?

ZIP code 95227 falls within San Joaquin County, California.

Does ZIP code 95227 have a large retiree population?

57% of households in ZIP code 95227 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 95227 mostly owner-occupied?

86% of occupied units in ZIP code 95227 are owner-occupied, well above the national average.

What is the median household income in ZIP code 95227?

The median household income in ZIP code 95227 is $141,607, above the national median of ~$75,000.

What is the typical home value in ZIP code 95227?

The median home value in ZIP code 95227 is $824,600.

What timezone is ZIP code 95227 in?

ZIP code 95227 observes the PST timezone.

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