85923 ZIP Code — Clay Springs, AZ

Navajo County, Arizona

ZIP code 85923 is located in Clay Springs, Arizona, within Navajo County. It covers approximately 60.64 square miles and serves a population of 345 residents. This is a standard ZIP code in the Mountain (MT) — no DST timezone, served by area code 928.

About ZIP code 85923

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $157,700.

Median household income is $50,724. The poverty rate of 6% is below the national average. SNAP benefit usage at 19% of households reflects economic stress in the area. 40% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with public administration as the leading industry. The average commute of 24 minutes is near the national average.

College attainment at 20% is below the national average, consistent with a trades and production-oriented local economy.

Notable community characteristics include a notable veteran presence at 28% of civilians, above the national average of 7%.

Overall, ZIP code 85923 reflects a community defined by a strong veteran community, high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.

345

population

60.64

sq mi land

Standard

ZIP type

Mountain (MT) — no DST

timezone

85923 ZIP code map

Cities in ZIP code 85923

Below are the cities the US Postal Service accepts for ZIP code 85923. Using any city not on this list may result in mail delivery delays.

City	Status
Clay Springs	Acceptable

Demographics updated 06/2026

Population
Total population	345
Population density	6 / sq mi
State FIPS	04
County FIPS	017

Geography
Land area	60.64 sq mi
Water area	0.00 sq mi
Latitude	34.3832
Longitude	-110.2976
Timezone	Mountain (MT) — no DST
Area code	928

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	65.1%	57.0%	40.6%
$50k – $100k	27.7%	28.0%	31.9%
$100k – $200k	2.9%	13.5%	21.1%
Over $200k	4.2%	1.4%	6.4%

Demographics & statistics

345

Population

People per sq mi

63.2

Median age

$50,724

Median household income

$40,028

Per capita income

$157,700

Median home value

Median monthly rent

100.0%

Home ownership

5.8%

Poverty rate

12.0%

Unemployment

214

Housing units

20.3%

Bachelor's or higher

Age distribution

Male Female

Under 5

15–19

25–34

35–44

45–54

55–59

60–64

65–74

75–84

← Male

Female →

Age summary

Group	Count	%
Under 18	26	7.5%
18 and over	319	92.5%
65 and over	130	37.7%
Median age	63.2 years

Race & ethnicity

White 100%

Group	Count	%
White	345	100%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	65.1%	57.0%	40.6%
$50k – $100k	27.7%	28.0%	31.9%
$100k – $200k	2.9%	13.5%	21.1%
Over $200k	4.2%	1.4%	6.4%

$10k–$15k 10.7%

$15k–$25k 11.2%

$25k–$35k 19.3%

$35k–$50k 5.9%

$50k–$75k 24.6%

$75k–$100k 8.6%

$100k–$150k 16.0%

$200k+ 3.7%

Range	% of households
$10k–$15k	10.7%
$15k–$25k	11.2%
$25k–$35k	19.3%
$35k–$50k	5.9%
$50k–$75k	24.6%
$75k–$100k	8.6%
$100k–$150k	16.0%
$200k+	3.7%
Median income	$50,724

Housing

Home values

Under $50k 12.3%

$50k–$100k 29.9%

$100k–$150k 0.5%

$150k–$200k 35.3%

$200k–$300k 21.9%

Housing overview

Metric	Value
Median home value	$157,700
Median rent / month	$0
Owner occupied	100.0%
Renter occupied	0.0%
Vacant	12.6%
Single-family detached	64.0%
Large apartment buildings	0.0%
Mobile homes	36.0%
Median rooms	5.2
Avg household size (owned)	1.84

Year built

Era	%
2020 or later	0.0%
2010–2019	14.0%
2000–2009	0.0%
1990–1999	27.6%
1980–1989	36.0%
1970–1979	12.6%
1960–1969	9.3%
1950–1959	0.0%
1940–1949	0.5%
1939 or earlier	0.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	0.0%
2 bedrooms	28.5%
3 bedrooms	50.9%
4 bedrooms	20.6%
5+ bedrooms	0.0%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	21.9%
2 vehicles	59.4%
3 or more	18.7%

Heating fuel

Fuel type	%
Electricity	8.6%
Propane / LP gas	29.4%
Wood	62.0%

Households & families

Household type	Count	%
Married-couple family	89	47.6%
Cohabiting couple	20	10.7%
Male householder, no spouse	64	34.2%
Female householder, no spouse	14	7.5%
Households with children under 18	17	9.1%
Households with seniors (65+)	103	55.1%
Average household size	1.84

Marital status

Status	Male	Female
Never married	10.6%	12.4%
Married	50.0%	64.8%
Separated	3.9%	0.0%
Widowed	11.1%	1.4%
Divorced	24.4%	21.4%

Education

Less than 9th grade 0.0%

Some HS, no diploma 19.7%

HS graduate 22.9%

Some college, no degree 27.3%

Associate's degree 9.8%

Bachelor's degree 13.7%

Graduate / professional 6.7%

Metric	%
HS diploma or higher	80.3%
Bachelor's or higher	20.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	0	0.0%
High school	10	100.0%
College / grad school	0	0.0%

Employment

Industry of employment

Public administration 23.9%

Information 21.4%

Education & healthcare 21.4%

Arts, food & hospitality 18.8%

Retail trade 8.5%

Agriculture & mining 6.0%

Occupation

Category	%
Management, business & arts	44.4%
Service	19.7%
Sales & office	33.3%
Natural resources & construction	0.0%
Production & transportation	2.6%

Employment type

Type	%
Private sector	33.3%
Government	66.7%
Self-employed	0.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	93.2%
Carpool	3.4%
Public transit	0.0%
Walk	0.0%
Work from home	3.4%
Other means	0.0%
Avg commute (minutes)	24.3

Poverty

All people 5.8%

Under 18 years 0.0%

18 and over 6.3%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	39.6%
Retirement income	62.6%
Supplemental Security	0.0%
Cash public assistance	0.0%
Food stamps / SNAP	19.3%

Health indicators

Condition	%
Obesity	30.9%
High blood pressure	33.8%
High cholesterol	35.0%
Diabetes	11.3%
Heart disease	7.9%
Stroke	4.1%
Asthma	12.4%
Arthritis	27.8%
Kidney disease	3.8%
Pulmonary disease	10.1%
Cancer	7.2%

Behavior / access	%
Smoking	19.8%
Binge drinking	14.5%
No physical activity	24.3%
Less than 7 hrs sleep	35.7%
Depression	24.1%
Fair or poor health	18.0%
Poor mental health	16.7%
Poor physical health	13.8%
No health insurance	16.0%
Visited doctor (checkup)	67.0%
Visited dentist	57.2%
Cholesterol screening	87.7%
Teeth loss	17.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	90	28.2%

Disability	%
Any disability	19.1%
Under 18	0.0%
18–64 years	10.6%
65 and over	35.4%

Health insurance coverage

Type	%
Private insurance	45.5%
Public insurance	77.1%
No insurance	7.0%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	325	94.2%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	345	100.0%
Born in same state	345	100.0%
Born in different state	171	49.6%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Italian	144	41.7%
French	84	24.3%
Polish	19	5.5%

Ancestry	Count	%
Dutch	6	1.7%
Irish	1	0.3%

Technology access

Metric	% of households
Computer access	54.2%
Internet access	100.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 85923

What city is ZIP code 85923 in?

ZIP code 85923 is primarily assigned to Clay Springs, Arizona.

What county is ZIP code 85923 in?

ZIP code 85923 falls within Navajo County, Arizona.

Does ZIP code 85923 have an older population?

38% of residents in ZIP code 85923 are 65 or older, above the national average of ~17%.

Does ZIP code 85923 have a large veteran population?

28% of civilians in ZIP code 85923 are veterans, above the national average of ~7%.

Does ZIP code 85923 have a large retiree population?

40% of households in ZIP code 85923 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 85923?

The median home value in ZIP code 85923 is $157,700.

What timezone is ZIP code 85923 in?

ZIP code 85923 observes the MST timezone.