43408 ZIP Code — Clay Center, OH

Ottawa County, Ohio

ZIP code 43408 is located in Clay Center, Ohio, within Ottawa County. It covers approximately 0.66 square miles and serves a population of 355 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 419.

About ZIP code 43408

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $117,600. Owner-occupancy is high at 83%, well above the national average.

Median household income is $60,313. Poverty affects 18% of residents, above the national average. SNAP benefit usage at 22% of households reflects economic stress in the area. 42% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with manufacturing as the leading industry. The average commute of 23 minutes is near the national average.

College attainment at 3% is below the national average, consistent with a trades and production-oriented local economy.

Overall, ZIP code 43408 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.

355

population

0.66

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

43408 ZIP code map

Cities in ZIP code 43408

Below are the cities the US Postal Service accepts for ZIP code 43408. Using any city not on this list may result in mail delivery delays.

City	Status
Clay Center	Acceptable

Demographics updated 06/2026

Population
Total population	355
Population density	538 / sq mi
State FIPS	39
County FIPS	123

Geography
Land area	0.66 sq mi
Water area	0.00 sq mi
Latitude	41.5719
Longitude	-83.3657
Timezone	Eastern (ET)
Area code	419

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	45.7%	41.7%	43.3%
$50k – $100k	34.3%	31.2%	31.4%
$100k – $200k	20.0%	22.0%	20.0%
Over $200k	0.0%	5.0%	5.2%

Demographics & statistics

355

Population

538

People per sq mi

32.4

Median age

$60,313

Median household income

$21,148

Per capita income

$117,600

Median home value

$569

Median monthly rent

82.5%

Home ownership

18.3%

Poverty rate

9.0%

Unemployment

Housing units

3.4%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	60	16.9%
18 and over	295	83.1%
65 and over	49	13.8%
Median age	32.4 years

Race & ethnicity

White 95.3%

Hispanic or Latino 1.9%

Two or more races 1.7%

Black or African American 0.8%

Other race 0.3%

Group	Count	%
White	345	95.3%
Hispanic or Latino	7	1.9%
Two or more races	6	1.7%
Black or African American	3	0.8%
Other race	1	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	45.7%	41.7%	43.3%
$50k – $100k	34.3%	31.2%	31.4%
$100k – $200k	20.0%	22.0%	20.0%
Over $200k	0.0%	5.0%	5.2%

$10k–$15k 6.8%

$15k–$25k 18.4%

$25k–$35k 8.7%

$35k–$50k 4.9%

$50k–$75k 30.1%

$75k–$100k 4.9%

$100k–$150k 21.4%

$150k–$200k 3.9%

$200k+ 1.0%

Range	% of households
$10k–$15k	6.8%
$15k–$25k	18.4%
$25k–$35k	8.7%
$35k–$50k	4.9%
$50k–$75k	30.1%
$75k–$100k	4.9%
$100k–$150k	21.4%
$150k–$200k	3.9%
$200k+	1.0%
Median income	$60,313

Housing

Home values

Under $50k 7.1%

$50k–$100k 24.7%

$100k–$150k 40.0%

$150k–$200k 18.8%

$200k–$300k 5.9%

$300k–$500k 3.5%

Housing overview

Metric	Value
Median home value	$117,600
Median rent / month	$569
Owner occupied	82.5%
Renter occupied	17.5%
Vacant	11.2%
Single-family detached	99.1%
Large apartment buildings	0.0%
Mobile homes	0.0%
Median rooms	6.3
Avg household size (owned)	3.52

Year built

Era	%
2020 or later	0.0%
2010–2019	1.7%
2000–2009	4.3%
1990–1999	10.3%
1980–1989	0.0%
1970–1979	0.9%
1960–1969	0.0%
1950–1959	21.6%
1940–1949	4.3%
1939 or earlier	56.9%

Bedrooms

Size	% of units
No bedroom (studio)	4.3%
1 bedroom	0.9%
2 bedrooms	31.9%
3 bedrooms	23.3%
4 bedrooms	35.3%
5+ bedrooms	4.3%

Vehicles per household

Vehicles	% of households
No vehicle	1.0%
1 vehicle	37.9%
2 vehicles	26.2%
3 or more	35.0%

Heating fuel

Fuel type	%
Utility gas	82.5%
Electricity	14.6%
Propane / LP gas	1.0%
Wood	1.0%
No fuel used	1.0%

Households & families

Household type	Count	%
Married-couple family	46	44.7%
Cohabiting couple	5	4.9%
Male householder, no spouse	36	35.0%
Female householder, no spouse	16	15.5%
Households with children under 18	31	30.1%
Households with seniors (65+)	46	44.7%
Average household size	3.45

Marital status

Status	Male	Female
Never married	47.1%	17.5%
Married	28.2%	61.3%
Separated	0.0%	0.0%
Widowed	2.9%	11.7%
Divorced	21.8%	9.5%

Education

Less than 9th grade 1.3%

Some HS, no diploma 2.1%

HS graduate 72.7%

Some college, no degree 16.4%

Associate's degree 4.2%

Bachelor's degree 1.3%

Graduate / professional 2.1%

Metric	%
HS diploma or higher	96.6%
Bachelor's or higher	3.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	2	1.9%
Kindergarten	2	1.9%
Elementary school	44	42.3%
High school	51	49.0%
College / grad school	5	4.8%

Employment

Industry of employment

Manufacturing 22.5%

Education & healthcare 18.9%

Professional & management 17.1%

Other services 12.6%

Arts, food & hospitality 9.0%

Finance & real estate 7.2%

Construction 6.3%

Retail trade 4.5%

Transportation & utilities 1.8%

Occupation

Category	%
Management, business & arts	24.3%
Service	16.2%
Sales & office	4.5%
Natural resources & construction	18.9%
Production & transportation	36.0%

Employment type

Type	%
Private sector	91.0%
Government	5.4%
Self-employed	3.6%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	83.3%
Carpool	3.7%
Public transit	0.0%
Walk	1.9%
Work from home	11.1%
Other means	0.0%
Avg commute (minutes)	22.8

Poverty

All people 18.3%

Under 18 years 38.3%

18 and over 14.2%

Married-couple families 10.9%

Female-led households 83.3%

Income support

Source	% of households
Social Security	41.7%
Retirement income	18.4%
Supplemental Security	5.8%
Cash public assistance	10.7%
Food stamps / SNAP	22.3%

Health indicators

Condition	%
Obesity	31.5%
High blood pressure	28.6%
High cholesterol	29.2%
Diabetes	9.1%
Heart disease	5.7%
Stroke	2.6%
Asthma	10.1%
Arthritis	24.7%
Kidney disease	2.5%
Pulmonary disease	7.1%
Cancer	6.2%

Behavior / access	%
Smoking	19.8%
Binge drinking	19.4%
No physical activity	23.2%
Less than 7 hrs sleep	34.6%
Depression	24.2%
Fair or poor health	12.4%
Poor mental health	16.4%
Poor physical health	9.1%
No health insurance	12.0%
Visited doctor (checkup)	75.2%
Visited dentist	67.1%
Cholesterol screening	87.1%
Teeth loss	12.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	17	5.8%

Disability	%
Any disability	9.3%
Under 18	0.0%
18–64 years	2.4%
65 and over	55.1%

Health insurance coverage

Type	%
Private insurance	63.1%
Public insurance	37.7%
No insurance	9.0%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	352	99.2%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	353	99.4%
Born in same state	348	98.0%
Born in different state	310	87.3%
Foreign born	5	1.4%
Naturalized citizen	2	0.6%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Italian	24	6.8%
French	24	6.8%

Ancestry	Count	%
Arab	17	4.8%
Irish	3	0.8%

Technology access

Metric	% of households
Computer access	29.0%
Internet access	95.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 43408

What city is ZIP code 43408 in?

ZIP code 43408 is primarily assigned to Clay Center, Ohio.

What county is ZIP code 43408 in?

ZIP code 43408 falls within Ottawa County, Ohio.

How educated is the population of ZIP code 43408?

3% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the poverty rate in ZIP code 43408?

18% of residents in ZIP code 43408 live below the poverty line, above the national average.

Is ZIP code 43408 mostly owner-occupied?

83% of occupied units in ZIP code 43408 are owner-occupied, well above the national average.

Does ZIP code 43408 have a large retiree population?

42% of households in ZIP code 43408 receive Social Security income, suggesting a significant retiree or disability population.

What timezone is ZIP code 43408 in?

ZIP code 43408 observes the EST timezone.