13040 ZIP Code — Cincinnatus, NY

Cortland County, New York

ZIP code 13040 is located in Cincinnatus, New York, within Cortland County. It covers approximately 99.78 square miles and serves a population of 2,620 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 607.

About ZIP code 13040

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $119,400. Owner-occupancy is high at 76%, well above the national average.

Median household income is $61,458. 38% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 33 minutes is near the national average.

College attainment at 17% is below the national average, consistent with a trades and production-oriented local economy.

Overall, ZIP code 13040 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

2,620

population

99.78

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

13040 ZIP code map

Cities in ZIP code 13040

Below are the cities the US Postal Service accepts for ZIP code 13040. Using any city not on this list may result in mail delivery delays.

City	Status
Cincinnatus	Acceptable
Cincinnatus	Preferred

Nearby ZIP codes

13136 Pitcher (4.8 mi) 13124 North Pitcher (7.5 mi) 13101 Mc Graw (7.6 mi) 13863 Willet (8.7 mi) 13801 Mc Donough (8.7 mi) 13052 De Ruyter (9.5 mi) 13155 South Otselic (9.9 mi) 13803 Marathon (10.1 mi) 13158 Truxton (11.3 mi) 13841 Smithville Flats (12.3 mi) 13844 South Plymouth (13.3 mi) 13045 Cortland (13.5 mi)

Demographics updated 06/2026

Population
Total population	2,620
Population density	26 / sq mi
State FIPS	36
County FIPS	023

Geography
Land area	99.78 sq mi
Water area	0.53 sq mi
Latitude	42.5724
Longitude	-75.9192
Timezone	Eastern (ET)
Area code	607

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	42.2%	42.3%	37.0%
$50k – $100k	36.1%	34.5%	27.0%
$100k – $200k	20.8%	20.0%	24.4%
Over $200k	1.0%	3.2%	11.5%

Demographics & statistics

2,620

Population

People per sq mi

42.9

Median age

$61,458

Median household income

$30,352

Per capita income

$119,400

Median home value

$780

Median monthly rent

76.2%

Home ownership

10.9%

Poverty rate

8.3%

Unemployment

1,100

Housing units

16.8%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

137

25–34

135

156

35–44

154

199

45–54

195

55–59

60–64

172

65–74

168

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	556	21.2%
18 and over	2,064	78.8%
65 and over	480	18.3%
Median age	42.9 years

Race & ethnicity

White 95.5%

Two or more races 1.7%

Hispanic or Latino 1.6%

Other race 1%

American Indian / Alaska Native 0.3%

Group	Count	%
White	2,542	95.5%
Two or more races	44	1.7%
Hispanic or Latino	42	1.6%
Other race	26	1%
American Indian / Alaska Native	8	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	42.2%	42.3%	37.0%
$50k – $100k	36.1%	34.5%	27.0%
$100k – $200k	20.8%	20.0%	24.4%
Over $200k	1.0%	3.2%	11.5%

Under $10k 3.3%

$10k–$15k 3.4%

$15k–$25k 6.8%

$25k–$35k 12.1%

$35k–$50k 14.6%

$50k–$75k 17.5%

$75k–$100k 12.0%

$100k–$150k 22.4%

$150k–$200k 5.4%

$200k+ 2.4%

Range	% of households
Under $10k	3.3%
$10k–$15k	3.4%
$15k–$25k	6.8%
$25k–$35k	12.1%
$35k–$50k	14.6%
$50k–$75k	17.5%
$75k–$100k	12.0%
$100k–$150k	22.4%
$150k–$200k	5.4%
$200k+	2.4%
Median income	$61,458

Housing

Home values

Under $50k 12.3%

$50k–$100k 22.7%

$100k–$150k 26.9%

$150k–$200k 14.8%

$200k–$300k 14.8%

$300k–$500k 6.0%

$500k–$1M 1.9%

$1M+ 0.8%

Housing overview

Metric	Value
Median home value	$119,400
Median rent / month	$780
Owner occupied	76.2%
Renter occupied	23.8%
Vacant	22.3%
Single-family detached	70.1%
Large apartment buildings	0.0%
Mobile homes	20.8%
Median rooms	6.0
Avg household size (owned)	2.53

Year built

Era	%
2020 or later	0.3%
2010–2019	2.3%
2000–2009	11.3%
1990–1999	12.4%
1980–1989	12.4%
1970–1979	15.6%
1960–1969	8.5%
1950–1959	2.6%
1940–1949	2.4%
1939 or earlier	32.3%

Bedrooms

Size	% of units
No bedroom (studio)	2.4%
1 bedroom	7.5%
2 bedrooms	20.5%
3 bedrooms	46.7%
4 bedrooms	15.9%
5+ bedrooms	7.0%

Vehicles per household

Vehicles	% of households
No vehicle	5.9%
1 vehicle	27.9%
2 vehicles	41.1%
3 or more	25.1%

Heating fuel

Fuel type	%
Utility gas	2.9%
Electricity	6.5%
Propane / LP gas	22.7%
Fuel oil	38.5%
Wood	20.5%

Households & families

Household type	Count	%
Married-couple family	573	54.7%
Cohabiting couple	120	11.5%
Male householder, no spouse	165	15.7%
Female householder, no spouse	190	18.1%
Households with children under 18	316	30.2%
Households with seniors (65+)	349	33.3%
Average household size	2.50

Marital status

Status	Male	Female
Never married	30.1%	17.1%
Married	53.7%	56.6%
Separated	1.9%	1.2%
Widowed	2.8%	13.6%
Divorced	11.5%	11.6%

Education

Less than 9th grade 1.7%

Some HS, no diploma 9.5%

HS graduate 41.2%

Some college, no degree 17.7%

Associate's degree 13.1%

Bachelor's degree 8.6%

Graduate / professional 8.2%

Metric	%
HS diploma or higher	88.9%
Bachelor's or higher	16.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	33	6.3%
Kindergarten	82	15.7%
Elementary school	169	32.3%
High school	180	34.4%
College / grad school	59	11.3%

Employment

Industry of employment

Education & healthcare 32.8%

Retail trade 12.8%

Construction 12.5%

Professional & management 10.9%

Manufacturing 8.3%

Arts, food & hospitality 6.1%

Wholesale trade 3.8%

Agriculture & mining 2.8%

Finance & real estate 2.7%

Public administration 2.4%

Transportation & utilities 2.3%

Other services 2.2%

Information 0.2%

Occupation

Category	%
Management, business & arts	33.1%
Service	14.6%
Sales & office	20.3%
Natural resources & construction	16.1%
Production & transportation	15.8%

Employment type

Type	%
Private sector	77.1%
Government	18.4%
Self-employed	4.5%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	84.7%
Carpool	9.0%
Public transit	0.1%
Walk	1.1%
Work from home	2.7%
Other means	2.4%
Avg commute (minutes)	32.8

Poverty

All people 10.9%

Under 18 years 15.4%

18 and over 9.7%

Married-couple families 5.2%

Female-led households 27.4%

Income support

Source	% of households
Social Security	38.2%
Retirement income	28.5%
Supplemental Security	5.6%
Cash public assistance	4.8%
Food stamps / SNAP	14.1%

Health indicators

Condition	%
Obesity	30.2%
High blood pressure	33.1%
High cholesterol	33.4%
Diabetes	9.9%
Heart disease	6.9%
Stroke	3.2%
Asthma	10.5%
Arthritis	26.0%
Kidney disease	3.0%
Pulmonary disease	8.1%
Cancer	6.9%

Behavior / access	%
Smoking	20.0%
Binge drinking	17.7%
No physical activity	25.5%
Less than 7 hrs sleep	36.6%
Depression	21.6%
Fair or poor health	13.9%
Poor mental health	14.9%
Poor physical health	11.0%
No health insurance	11.3%
Visited doctor (checkup)	77.1%
Visited dentist	60.8%
Cholesterol screening	90.3%
Teeth loss	15.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	191	9.3%

Disability	%
Any disability	17.7%
Under 18	2.7%
18–64 years	16.9%
65 and over	37.5%

Health insurance coverage

Type	%
Private insurance	71.1%
Public insurance	40.6%
No insurance	4.1%
Uninsured under 19	0.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,496	95.3%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,595	99.0%
Born in same state	2,585	98.7%
Born in different state	2,271	86.7%
Foreign born	10	0.4%
Naturalized citizen	25	1.0%
Not a US citizen	22	88.0%

Ancestry

Ancestry	Count	%
Italian	405	15.5%
Arab	382	14.6%
French	346	13.2%
English	112	4.3%
German	39	1.5%

Ancestry	Count	%
Irish	21	0.8%
Norwegian	14	0.5%
Polish	9	0.3%
Dutch	4	0.2%

Technology access

Metric	% of households
Computer access	40.0%
Internet access	91.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 13040

What city is ZIP code 13040 in?

ZIP code 13040 is primarily assigned to Cincinnatus, New York.

What county is ZIP code 13040 in?

ZIP code 13040 falls within Cortland County, New York.

Does ZIP code 13040 have a large retiree population?

38% of households in ZIP code 13040 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 13040?

The median home value in ZIP code 13040 is $119,400.

Does ZIP code 13040 have a large veteran population?

9% of civilians in ZIP code 13040 are veterans, above the national average of ~7%.

What is the population of ZIP code 13040?

ZIP code 13040 has an estimated population of 2,620 residents, with a density of 26 people per square mile.

What timezone is ZIP code 13040 in?

ZIP code 13040 observes the EST timezone.