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New York ZIP Codes
Clinton County
Churubusco, NY
12923
12923 ZIP Code — Churubusco, NY
Clinton County, New York
ZIP code 12923 is located in
Churubusco ,
New York ,
within Clinton County .
It covers approximately 42.63 square miles and serves a population of
506 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 518 .
About ZIP code 12923
The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $77,800. Owner-occupancy is high at 81%, well above the national average.
Median household income is $52,250. SNAP benefit usage at 17% of households reflects economic stress in the area. 35% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 38 minutes suggests many residents work outside the immediate area.
College attainment at 12% is below the national average, consistent with a trades and production-oriented local economy.
Health indicators show elevated rates of smoking (25%) compared to national benchmarks.
Overall, ZIP code 12923 reflects a community defined by a trades-oriented workforce, high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.
12923 ZIP code map
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Cities in ZIP code 12923
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Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
506
Population density
12 / sq mi
State FIPS
36
County FIPS
019
Geography
Land area
42.63 sq mi
Water area
0.00 sq mi
Latitude
44.9382
Longitude
-73.9185
Timezone
Eastern (ET)
Area code
518
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
46.2%
40.8%
37.0%
$50k – $100k
34.4%
34.8%
27.0%
$100k – $200k
18.6%
20.8%
24.4%
Over $200k
0.8%
3.6%
11.5%
Demographics & statistics
$52,250
Median household income
12.1%
Bachelor's or higher
Age distribution
Age summary
Group Count % Under 18 95 18.8% 18 and over 411 81.2% 65 and over 112 22.1% Median age 43.4 years
Race & ethnicity
Group Count % White 495 96.1% Two or more races 11 2.1% Hispanic or Latino 9 1.7%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
46.2%
40.8%
37.0%
$50k – $100k
34.4%
34.8%
27.0%
$100k – $200k
18.6%
20.8%
24.4%
Over $200k
0.8%
3.6%
11.5%
Range % of households Under $10k 11.0% $10k–$15k 13.2% $15k–$25k 7.5% $25k–$35k 5.7% $35k–$50k 10.6% $50k–$75k 24.2% $75k–$100k 10.6% $100k–$150k 15.0% $150k–$200k 2.2% Median income $52,250
Housing
Housing overview
Metric Value Median home value $77,800 Median rent / month $435 Owner occupied 80.6% Renter occupied 19.4% Vacant 22.5% Single-family detached 67.2% Large apartment buildings 0.0% Mobile homes 26.3% Median rooms 6.0 Avg household size (owned) 2.39
Year built
Era % 2020 or later 0.0% 2010–2019 6.8% 2000–2009 6.5% 1990–1999 16.4% 1980–1989 15.0% 1970–1979 7.2% 1960–1969 2.4% 1950–1959 1.0% 1940–1949 7.5% 1939 or earlier 37.2%
Bedrooms
Size % of units No bedroom (studio) 0.0% 1 bedroom 8.2% 2 bedrooms 25.6% 3 bedrooms 44.4% 4 bedrooms 13.3% 5+ bedrooms 8.5%
Vehicles per household
Vehicles % of households No vehicle 11.9% 1 vehicle 18.9% 2 vehicles 47.1% 3 or more 22.0%
Heating fuel
Fuel type % Utility gas 3.1% Electricity 7.9% Propane / LP gas 5.7% Fuel oil 68.3% Wood 12.8% No fuel used 1.3%
Households & families
Household type Count % Married-couple family 100 44.1% Cohabiting couple 16 7.0% Male householder, no spouse 39 17.2% Female householder, no spouse 72 31.7% Households with children under 18 45 19.8% Households with seniors (65+) 74 32.6% Average household size 2.23
Marital status
Status Male Female Never married 41.5% 21.2% Married 46.0% 54.0% Separated 1.8% 0.0% Widowed 4.5% 12.6% Divorced 6.3% 12.1%
Education
Some college, no degree
26.6%
Graduate / professional
10.7%
Metric % HS diploma or higher 86.5% Bachelor's or higher 12.1%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 0 0.0% Kindergarten 23 38.3% Elementary school 26 43.3% High school 11 18.3% College / grad school 0 0.0%
Employment
Industry of employment
Education & healthcare
24.0%
Public administration
15.1%
Transportation & utilities
12.5%
Agriculture & mining
6.3%
Professional & management
3.1%
Arts, food & hospitality
2.6%
Occupation
Category % Management, business & arts 29.7% Service 24.5% Sales & office 23.4% Natural resources & construction 8.9% Production & transportation 13.5%
Employment type
Type % Private sector 51.0% Government 42.2% Self-employed 6.8% Unpaid family workers 0.0%
Commute
Method % Drive alone 76.9% Carpool 8.1% Public transit 0.0% Walk 11.8% Work from home 3.2% Other means 0.0% Avg commute (minutes) 37.7
Poverty
Married-couple families
3.0%
Female-led households
65.5%
Income support
Source % of households Social Security 34.8% Retirement income 23.3% Supplemental Security 2.2% Cash public assistance 0.9% Food stamps / SNAP 17.2%
Health indicators
Condition % Obesity 32.9% High blood pressure 35.3% High cholesterol 33.4% Diabetes 11.3% Heart disease 8.1% Stroke 3.7% Asthma 11.2% Arthritis 26.4% Kidney disease 3.3% Pulmonary disease 9.5% Cancer 7.2%
Behavior / access % Smoking 24.5% Binge drinking 16.7% No physical activity 27.5% Less than 7 hrs sleep 34.6% Depression 23.6% Fair or poor health 16.4% Poor mental health 15.9% Poor physical health 12.2% No health insurance 13.6% Visited doctor (checkup) 76.5% Visited dentist 56.3% Cholesterol screening 88.7% Teeth loss 22.6%
Veterans & disability
Veterans Count % Civilian veterans 14 3.4%
Disability % Any disability 21.1% Under 18 5.3% 18–64 years 21.1% 65 and over 34.8%
Health insurance coverage
Type % Private insurance 71.9% Public insurance 43.5% No insurance 3.2% Uninsured under 19 0.0%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 471 93.1% Spanish 0 0.0% Other Indo-European 0 0.0% Asian & Pacific Islander 0 0.0% Other languages 0 0.0%
Place of birth & citizenship
Origin Count % Native born (US) 498 98.4% Born in same state 495 97.8% Born in different state 419 82.8% Foreign born 3 0.6% Naturalized citizen 8 1.6% Not a US citizen 8 100.0%
Ancestry
Ancestry Count % Italian 59 11.7% French 36 7.1% German 32 6.3%
Ancestry Count % Arab 28 5.5% Polish 3 0.6%
Technology access
Metric % of households Computer access 44.9% Internet access 76.2%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 12923
What city is ZIP code 12923 in?
ZIP code 12923 is primarily assigned to Churubusco, New York.
What county is ZIP code 12923 in?
ZIP code 12923 falls within Clinton County, New York.
How educated is the population of ZIP code 12923?
12% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.
What is the poverty rate in ZIP code 12923?
17% of residents in ZIP code 12923 live below the poverty line, above the national average.
Is ZIP code 12923 mostly owner-occupied?
81% of occupied units in ZIP code 12923 are owner-occupied, well above the national average.
What is the typical home value in ZIP code 12923?
The median home value in ZIP code 12923 is $77,800.
What timezone is ZIP code 12923 in?
ZIP code 12923 observes the EST timezone.
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