56221 ZIP Code — Chokio, MN

Stevens County, Minnesota

ZIP code 56221 is located in Chokio, Minnesota, within Stevens County. It covers approximately 140.19 square miles and serves a population of 802 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 320.

About ZIP code 56221

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $110,700. Owner-occupancy is high at 83%, well above the national average.

Median household income is $67,969. The poverty rate of 6% is below the national average. 42% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with agriculture and mining as the leading industry. The average commute of 18 minutes is near the national average.

College attainment at 20% is below the national average, consistent with a trades and production-oriented local economy.

Notable community characteristics include disability rates above the national average at 24%.

Overall, ZIP code 56221 reflects a community defined by high homeownership and a significant Social Security-dependent population.

802

population

140.19

sq mi land

Standard

ZIP type

Central (CT)

timezone

56221 ZIP code map

Cities in ZIP code 56221

Below are the cities the US Postal Service accepts for ZIP code 56221. Using any city not on this list may result in mail delivery delays.

City	Status
Chokio	Preferred

Nearby ZIP codes

56207 Alberta (6.7 mi) 56225 Clinton (9.6 mi) 56240 Graceville (9.6 mi) 56267 Morris (10.3 mi) 56276 Odessa (13.9 mi) 56227 Correll (14.1 mi) 56235 Donnelly (15.3 mi) 56236 Dumont (16.7 mi) 56244 Hancock (17.8 mi) 56249 Holloway (18 mi) 56208 Appleton (18.6 mi)

Demographics updated 05/2026

Population
Total population	802
Population density	6 / sq mi
State FIPS	27
County FIPS	149

Geography
Land area	140.19 sq mi
Water area	0.38 sq mi
Latitude	45.4988
Longitude	-96.1792
Timezone	Central (CT)
Area code	320

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	41.4%	38.2%	33.6%
$50k – $100k	25.7%	33.6%	31.5%
$100k – $200k	30.0%	21.5%	26.5%
Over $200k	2.9%	6.7%	8.5%

Demographics & statistics

802

Population

People per sq mi

41.8

Median age

$67,969

Median household income

$35,540

Per capita income

$110,700

Median home value

$707

Median monthly rent

82.8%

Home ownership

6.4%

Poverty rate

4.0%

Unemployment

349

Housing units

20.4%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	166	20.7%
18 and over	636	79.3%
65 and over	204	25.4%
Median age	41.8 years

Race & ethnicity

White 96.2%

Two or more races 1.6%

Hispanic or Latino 1.4%

Other race 0.6%

Black or African American 0.1%

Asian 0.1%

Group	Count	%
White	782	96.2%
Two or more races	13	1.6%
Hispanic or Latino	11	1.4%
Other race	5	0.6%
Black or African American	1	0.1%
Asian	1	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	41.4%	38.2%	33.6%
$50k – $100k	25.7%	33.6%	31.5%
$100k – $200k	30.0%	21.5%	26.5%
Over $200k	2.9%	6.7%	8.5%

Under $10k 7.6%

$10k–$15k 0.6%

$15k–$25k 3.1%

$25k–$35k 13.2%

$35k–$50k 16.6%

$50k–$75k 13.8%

$75k–$100k 16.6%

$100k–$150k 19.7%

$150k–$200k 5.6%

$200k+ 3.1%

Range	% of households
Under $10k	7.6%
$10k–$15k	0.6%
$15k–$25k	3.1%
$25k–$35k	13.2%
$35k–$50k	16.6%
$50k–$75k	13.8%
$75k–$100k	16.6%
$100k–$150k	19.7%
$150k–$200k	5.6%
$200k+	3.1%
Median income	$67,969

Housing

Home values

Under $50k 17.0%

$50k–$100k 27.9%

$100k–$150k 18.4%

$150k–$200k 16.3%

$200k–$300k 11.6%

$300k–$500k 8.2%

$1M+ 0.7%

Housing overview

Metric	Value
Median home value	$110,700
Median rent / month	$707
Owner occupied	82.8%
Renter occupied	17.2%
Vacant	13.4%
Single-family detached	84.6%
Large apartment buildings	0.0%
Mobile homes	1.7%
Median rooms	7.1
Avg household size (owned)	2.24

Year built

Era	%
2020 or later	0.0%
2010–2019	2.7%
2000–2009	6.6%
1990–1999	3.2%
1980–1989	5.9%
1970–1979	14.9%
1960–1969	8.5%
1950–1959	16.3%
1940–1949	11.5%
1939 or earlier	30.5%

Bedrooms

Size	% of units
No bedroom (studio)	0.2%
1 bedroom	6.1%
2 bedrooms	21.2%
3 bedrooms	42.0%
4 bedrooms	19.0%
5+ bedrooms	11.5%

Vehicles per household

Vehicles	% of households
No vehicle	3.4%
1 vehicle	30.4%
2 vehicles	39.2%
3 or more	27.0%

Heating fuel

Fuel type	%
Utility gas	1.7%
Electricity	29.6%
Propane / LP gas	60.3%
Fuel oil	6.2%
Wood	1.7%
No fuel used	0.6%

Households & families

Household type	Count	%
Married-couple family	189	53.2%
Cohabiting couple	23	6.5%
Male householder, no spouse	69	19.4%
Female householder, no spouse	74	20.8%
Households with children under 18	86	24.2%
Households with seniors (65+)	143	40.3%
Average household size	2.26

Marital status

Status	Male	Female
Never married	39.1%	19.0%
Married	52.2%	60.3%
Separated	0.3%	0.0%
Widowed	3.6%	10.0%
Divorced	4.9%	10.6%

Education

Less than 9th grade 1.2%

Some HS, no diploma 3.0%

HS graduate 37.0%

Some college, no degree 24.4%

Associate's degree 14.0%

Bachelor's degree 16.0%

Graduate / professional 4.4%

Metric	%
HS diploma or higher	95.8%
Bachelor's or higher	20.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	7	3.3%
Kindergarten	11	5.1%
Elementary school	79	36.9%
High school	102	47.7%
College / grad school	15	7.0%

Employment

Industry of employment

Agriculture & mining 23.8%

Education & healthcare 20.7%

Manufacturing 19.4%

Other services 5.9%

Retail trade 5.4%

Construction 4.9%

Wholesale trade 4.7%

Public administration 4.1%

Professional & management 3.9%

Transportation & utilities 2.8%

Finance & real estate 2.8%

Arts, food & hospitality 1.0%

Information 0.5%

Occupation

Category	%
Management, business & arts	39.5%
Service	8.0%
Sales & office	14.2%
Natural resources & construction	18.1%
Production & transportation	20.2%

Employment type

Type	%
Private sector	71.3%
Government	15.5%
Self-employed	12.9%
Unpaid family workers	0.3%

Commute

Method	%
Drive alone	83.8%
Carpool	8.8%
Public transit	1.3%
Walk	0.8%
Work from home	5.3%
Other means	0.0%
Avg commute (minutes)	18.2

Poverty

All people 6.4%

Under 18 years 7.3%

18 and over 6.1%

Married-couple families 1.6%

Female-led households 5.6%

Income support

Source	% of households
Social Security	41.7%
Retirement income	18.9%
Supplemental Security	6.5%
Cash public assistance	8.2%
Food stamps / SNAP	14.1%

Health indicators

Condition	%
Obesity	32.7%
High blood pressure	36.0%
High cholesterol	34.8%
Diabetes	10.6%
Heart disease	8.3%
Stroke	3.6%
Asthma	8.4%
Arthritis	28.6%
Kidney disease	3.4%
Pulmonary disease	6.4%
Cancer	9.5%

Behavior / access	%
Smoking	16.1%
Binge drinking	17.5%
No physical activity	21.5%
Less than 7 hrs sleep	26.5%
Depression	19.8%
Fair or poor health	12.4%
Poor mental health	11.6%
Poor physical health	9.8%
No health insurance	10.1%
Visited doctor (checkup)	72.3%
Visited dentist	68.8%
Cholesterol screening	92.3%
Teeth loss	10.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	55	8.6%

Disability	%
Any disability	24.2%
Under 18	2.4%
18–64 years	28.0%
65 and over	33.8%

Health insurance coverage

Type	%
Private insurance	68.7%
Public insurance	52.1%
No insurance	1.6%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	774	96.5%
Spanish	4	0.5%
Other Indo-European	3	0.4%
Asian & Pacific Islander	0	0.0%
Other languages	1	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	801	99.9%
Born in same state	795	99.1%
Born in different state	701	87.4%
Foreign born	6	0.7%
Naturalized citizen	1	0.1%
Not a US citizen	1	100.0%

Ancestry

Ancestry	Count	%
Italian	147	18.3%
Polish	146	18.2%
French	53	6.6%

Ancestry	Count	%
Arab	48	6%
Dutch	10	1.2%
English	7	0.9%

Technology access

Metric	% of households
Computer access	44.3%
Internet access	94.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 56221

What city is ZIP code 56221 in?

ZIP code 56221 is primarily assigned to Chokio, Minnesota.

What county is ZIP code 56221 in?

ZIP code 56221 falls within Stevens County, Minnesota.

Does ZIP code 56221 have an older population?

25% of residents in ZIP code 56221 are 65 or older, above the national average of ~17%.

Is ZIP code 56221 mostly owner-occupied?

83% of occupied units in ZIP code 56221 are owner-occupied, well above the national average.

Does ZIP code 56221 have a large retiree population?

42% of households in ZIP code 56221 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 56221?

The median home value in ZIP code 56221 is $110,700.

What timezone is ZIP code 56221 in?

ZIP code 56221 observes the CST timezone.